Exhibit 10.4 OVERTON BANK AND TRUST, N.A. SOUTH ARLINGTON OFFICE CURTIS F. VON DER AHE President December 5, 1997 Mr. Tom Hoefert, CFO InnoServ Technologies, Inc. 4330 Beltway #300 Arlington, TX. 76018 REFERENCE: LOAN AGREEMENT DATED APRIL 14, 1997...

Exhibit 10.4


XXXXXXX BANK AND TRUST, N.A.

SOUTH ARLINGTON OFFICE
XXXXXX X. XXX XXX XXX
President


December 5, 1997


Xx. Xxx Xxxxxxx, CFO
InnoServ Technologies, Inc.
0000 Xxxxxxx  #000
Xxxxxxxxx, XX.  00000

REFERENCE: LOAN AGREEMENT DATED APRIL 14, 1997 COVENANT VIOLATIONS.

Dear Xx. Xxxxxxx,

You have indicated that InnoServ is in violation of the Minimum Tangible Net 
Worth covenant as outline in the loan agreement referenced above.  We hereby 
waive compliance with this covenant and re-set the covenant as follows:

          Minimum Tangible Net Worth        $2,750,000

If you require anything else, please do not hesitate to call.

Sincerely,



/s/ Xxxxxx X. Xxx Xxx Ahe
--------------------------
Xxxxxx X. Xxx Xxx Xxx,
President


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