-----------------------------------------------------------------------------------------------------
Quarter Ended
-----------------------------------------------------------------------------------------------------
March 31, 1997 June 30, 1997 September 30, 1997 December 31, 1997
----------------------- ----------------------- ----------------------- -----------------------
Weighted Per Weighted Per Weighted Per Weighted Per
Average Share Average Share Average Share Average Share
Income Shares Amount Income Shares Amount Income Shares Amount Income Shares Amount
------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
Basic Earnings per
Common Share
Income available to
common shareholders $2,054 6,393 $ 0.32 $1,921 6,476 $ 0.30 $1,804 6,338 $ 0.28 $1,777 6,339 $ 0.28
====== ====== ====== ======
Effect of Dilutive Shares
Options issued to
management -- 74 -- 81 -- 86 -- 78
------ ----- ------ ----- ------ ----- ------ -----
Diluted Earnings per
Common Share $2,054 6,467 $ 0.32 $1,921 6,557 $ 0.29 $1,804 6,423 $ 0.28 $1,777 6,417 $ 0.28
====== ===== ====== ====== ===== ====== ====== ===== ====== ====== ===== ======
-----------------------------------------------------------------------------------------------------
Quarter Ended
----------------------- ----------------------- ----------------------- -----------------------
March 31, 1996 June 30, 1996 September 30, 1996 December 31, 1996
----------------------- ----------------------- ----------------------- -----------------------
Weighted Per Weighted Per Weighted Per Weighted Per
Average Share Average Share Average Share Average Share
Income Shares Amount Income Shares Amount Income Shares Amount Income Shares Amount
------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------ ------
Basic Earnings per
Common Share
Income available to
common shareholders $1,612 6,377 $ 0.25 $1,478 6,389 $ 0.24 $1,288 6,389 $ 0.20 $2,041 6,389 $ 0.32
====== ====== ====== ======
Effect of Dilutive Shares
Options issued to
management -- 48 -- 42 -- 44 -- 59
------ ----- ------ ----- ------ ----- ------ -----
Diluted Earnings per
Common Share $1,612 6,425 $ 0.25 $1,478 6,431 $ 0.23 $1,288 6,432 $ 0.20 $2,041 6,447 $ 0.32
====== ===== ====== ====== ===== ====== ====== ===== ====== ====== ===== ======
