$1,585,000,000
THE MONEY STORE INC.
The Money Store Trust Asset Backed Certificates,
Series 1997-D
PRICING AGREEMENT
December 29, 1997
Xxxxxx Xxxxxxx & Co. Incorporated Xxxxxxx Lynch, Pierce, Xxxxxx &
0000 Xxxxxxxx Xxxxx Xxxxxxxxxxxx
Xxx Xxxx, Xxx Xxxx 00000 World Financial Center
Xxxxx Xxxxx, 00xx Xxxxx
Xxx Xxxx, Xxx Xxxx 00000-0000
Prudential Securities Xxxxxx Brothers Inc.
Incorporated Three World Financial Center
Xxx Xxx Xxxx Xxxxx Xxx Xxxx, Xxx Xxxx 00000
Xxx Xxxx, Xxx Xxxx 00000
Salomon Brothers Inc Nomura Securities International,
7 World Trade Center Inc.
Xxx Xxxx, Xxx Xxxx 00000 2 World Xxxxxxxxx Xxxxxx,
Xxxxxxxx X
Xxx Xxxx, Xxx Xxxx 00000
Xxxxx Xxxxxx Inc.
000 Xxxxxxxxx Xxxxxx
Xxx Xxxx, Xxx Xxxx 00000
Reference is made to the Underwriting Agreement, dated December 29, 1997
(the "Underwriting Agreement"), relating to $1,585,000,000 aggregate principal
amount of The Money Store Trust Asset Backed Certificates, Series 1997-D, Class
AF-1, Class AF-2, Class AF-3, Class AF-4, Class AF-5, Class AF-6, Class AF-7
(collectively, the "Pool I Certificates"), Class AV-1, Class AV-2, Class MV-1,
Class MV-2, Class BV (collectively, the "Pool II Certificates"), Class AH-1,
Class AH-2, Class AH-3, Class AH-4, Class MH-1, Class MH-2, Class BH
(collectively, the "Pool III Certificates") and Class AMF (the "Pool IV
Certificates," and together with the Pool I Certificates, the Pool II
Certificates and the Pool III Certificates, the "Offered Certificates").
Pursuant to the Underwriting Agreement, The Money Store Inc. (the "Company")
agrees with Xxxxxx Xxxxxxx & Co. Incorporated, Prudential Securities
Incorporated, Salomon Brothers Inc., Xxxxx Xxxxxx Inc., Xxxxxxx Lynch, Pierce,
Xxxxxx & Xxxxx Incorporated, Xxxxxx Brothers Inc. and Nomura Securities
International, Inc. as representatives of the Underwriters, that the Initial
Class Certificate Balance and the Pass-Through Rates, shall be as follows:
Initial Class Pass-
Certificate Through
CLASS BALANCE RATE
----- -------- -----
Class AF-1 $122,000,000 6.815%
Class AF-2 88,000,000 6.415%
Class AF-3 249,000,000 6.345%
Class AF-4 68,000,000 6.440%
Class AF-5 37,000,000 6.555%
Class AF-6 76,000,000 (2)
Class AF-7 85,000,000 6.485%
Class AV-1 466,750,000 (1)
Class AV-2 76,000,000 6.490%
Class MV-1 37,375,000 (1)(2)
Class MV-2 37,375,000 (1)(2)
Class BV 32,500,000 (1)(2)
Class AH-1 84,571,000 6.520%
Class AH-2 28,024,000 6.365%
Class AH-3 19,947,000 6.570%
Class AH-4 20,457,000 6.950%
Class MH-1 13,500,000 6.940%
Class MH-2 15,000,000 7.280%
Class BH 18,501,000 7.575%
Class AMF $10,000,000 6.790%
Total $1,585,000,000.00
(1) The Pass-Through Rate for the Class AV-1 Certificates will equal
LIBOR plus 0.10% subject to the Net Funds Cap but in no event
exceeding 14% per annum. In the case of the Class AF-6, Class
MV-1, Class MV-2 and Class BV Certificates, in no event shall the
Pass-Through Rate exceed 14% per annum.
(2) The Pass-Through Rate for the Class AF-6 Certificates
will be determined pursuant to the Auction Procedures
described in Annex III to the Prospectus Supplement.
The Pass-Through Rate for the Class MV-1, Class MV-2
and Class BV Certificates will be determined pursuant
to the Auction Procedures described in Appendix I to
the Prospectus, as modified by Annex III to the
Prospectus Supplement.
The Offered Certificates will be offered by the Underwriters to the public
from time to time in negotiated transactions or otherwise, at varying prices to
be determined at the time of sale.
If the foregoing is in accordance with your understanding of our agreement,
please sign and return to the Company a counterpart hereof, whereupon this
instrument, along with all counterparts, will become a binding agreement among
each of the Underwriters and the Company in accordance with its terms. Very
truly yours,
THE MONEY STORE INC.
By: /s/ Xxxxxxx X. Xxxxxx
Name: Xxxxxxx X. Xxxxxx
Title: Executive Vice President
THE ORIGINATORS LISTED ON
ANNEX A HERETO
By: /s/ Xxxxxxx X. Xxxxxx
Name: Xxxxxxx X. Xxxxxx
Title: Senior Vice President
CONFIRMED AND ACCEPTED, as of the date first above written:
XXXXXX XXXXXXX & CO. INCORPORATED
By: /s/ Xxxxxxx X. Xxx
Name: Xxxxxxx X. Xxx
Title: Vice President
PRUDENTIAL SECURITIES INCORPORATED
By: /s/ Xxxxxxx Xxxxx
Name: Xxxxxxx Xxxxx
Title: Vice President
SALOMON BROTHERS INC
By: /s/ Xxxxxx Xxxxxx
Name: Xxxxxx Xxxxxx
Title: Managing Director
XXXXX XXXXXX INC.
By: /s/ Xxxxxxx Xxxxx
Name: Xxxxxxx Xxxxx
Title: Director
XXXXXXX LYNCH, PIERCE, XXXXXX
& XXXXX INCORPORATED
By: /s/ Xxxxxx XxXxxx
Name: Xxxxxx XxXxxx
Title: Director
XXXXXX BROTHERS INC.
By: /s/ Xxxxxxx X. Lighten
Name: Xxxxxxx X. Lighten
Title: Managing Director
NOMURA SECURITIES INTERNATIONAL, INC.
By: /s/ Xxxxxxxxxx X. Xxxxx
Name: Xxxxxxxxxx X. Xxxxx
Title: Vice President
Acting on behalf of themselves
and as the representatives of
the Underwriters.
