AMENDMENT NO. 17 TO
AUTOMATIC REINSURANCE AGREEMENT
EFFECTIVE AS OF DECEMBER 1, 2004
(Agreement)
between
FIRST METLIFE INVESTORS INSURANCE COMPANY
(Cedent)
and
EXETER REASSURANCE COMPANY, LTD.
(Reinsurer)
The Agreement is hereby amended, as of April 1, 2012, as follows:
1. The attached Schedule A, Plans of Reinsurance, amends and, as
amended,restates Schedule A, Plans of Reinsurance.
2. The attached Exhibit II, Reinsurance Premiums, amends and, as
amended,restates Exhibit II, Reinsurance Premiums.
This Amendment No. 17 does not alter, amend or modify the Agreement other than
as set forth herein, and the terms and conditions of the Agreement, as amended
herein, continue in effect without other change.
In Witness whereof, the parties have caused this Amendment No. 17 to be signed
in duplicate counterparts as of the date first above written.
FIRST METLIFE INVESTORS INSURANCE COMPANY
By: /s/ Xxxxxxx Xxxxx
----------------------------------
Name: Xxxxxxx Xxxxx
----------------------------------
Title: Senior Vice President
----------------------------------
EXETER REASSURANCE COMPANY, LTD.
By: /s/ Xxxxxxxxxxx Xxxxxx
----------------------------------
Name: Xxxxxxxxxxx Xxxxxx
----------------------------------
Title: Vice President and Actuary
----------------------------------
Page 1 of 7
SCHEDULE A
PLANS OF REINSURANCE
A. Reinsurer's Percentage:
100% of the business described herein.
B. Effective Date:
December 1, 2004.
C. Reinsured Contracts:
FIRST METLIFE INVESTORS INSURANCE COMPANY
DEFERRED ANNUITY CONTRACTS
--------------------------
VA Class Contract (Standard Contract, 7-year surrender charge schedule)
XC Class Contract (Bonus Contract, 9-year surrender charge schedule)
AA Class Contract (Standard Contract, 7-year surrender charge schedule,
X. X. Xxxxxxx distribution)
B Class Contract (Standard Contract, 7-year surrender charge schedule,
Xxxxxx Xxxxx distribution)
L Class Contract (3-year surrender charge schedule)
C Class Contract (No surrender charges)
A Class Contract (Front-end load, Xxxxxx Xxxxx distribution)
S Class Contract (Standard and L Class)
VA - 4 Class Contract (L Class)
Vintage VA (Standard Contract, 7-year surrender charge schedule)
Vintage XC (Bonus Contract, 9-year surrender charge schedule)
Vintage L (4-year surrender charge schedule)
Marquis Portfolios (No surrender charges)
PEP (10-year surrender charge schedule)
PrimElite III (8-year surrender charge schedule)
PrimElite IV (8-year surrender charge schedule)
PRISM (7-year surrender charge schedule)
PRISM L (4-year surrender charge schedule)
Pioneer PRISM XC (9-year surrender charge schedule)
Class XTRA (9-year surrender charge schedule)
Class XTRA 6 (9-year surrender charge schedule)
Simple Solutions (6-year surrender charge schedule)
Page 2 of 7
FORM NUMBERS
------------
Guaranteed Minimum Death Benefits Ceded:
----------------------------------------
Return of Account Value
Principal Protection: Form 6015 (02/02)
Annual Step-Up: Form 6017 (02/02)
Guaranteed Minimum Income Benefits Ceded:
-----------------------------------------
Guaranteed Minimum Income Benefit: Form 4518 (09/02)
Guaranteed Minimum Income Benefit Plus (2008 Version): Form FMLI-560-5
(7/08)
Guaranteed Minimum Income Benefit Plus III: Form FMLI-560-7-NY (7/10)
Guaranteed Minimum Income Benefit Plus IV: Form FMLI-560-10 (9/11)
Guaranteed Minimum Income Benefit Max: Form FMLI-560-8-NY (9/10)
Guaranteed Minimum Income Benefit Xxx XX: Form FMLI-560-11 (9/11)
Guaranteed Minimum Income Benefit Max III: Form FMLI-560-12 (12/11)
Guaranteed Withdrawal Benefits Ceded:
-------------------------------------
Guaranteed Withdrawal Benefit: Form FMLI-690-1 (7/04)
Guaranteed Withdrawal Benefit: Form FMLI-690-2 (11/05)
Lifetime Guaranteed Withdrawal Benefit: Form FMLI-690-3 (6/06)
Lifetime Guaranteed Withdrawal Benefit II: Form FMLI-690-4 (7/08) or
FMLI-690-6 (7/09)
Lifetime Withdrawal Guaranteed Benefit III: Form FMLI-690-6 (7/09)-SS
Guaranteed Minimum Accumulation Benefits Ceded:
-----------------------------------------------
Guaranteed Minimum Accumulation Benefit: Form FMLI 670-1 (11/05)
Page 3 of 7
EXHIBIT II
REINSURANCE PREMIUMS
A. GMDB PROGRAM
REINSURANCE PREMIUM
GMDB PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- ------------------------------------------- -------------------
Return of Account Value All Products 2.00
Principal Protection All Products, except PRISM, PRISM L & 9.00
Pioneer PRISM XC
Principal Protection PRISM, PRISM L & Pioneer PRISM XC 15.00
Annual Step-up to attained Plan Codes: BN2101, BN21ML, CS5101, 10.00
age 80 CS510R, CS51ML, CS51MR, XX0XX0,
XX0XXX, XX0XXX, XX0XXX, XX0XX0,
XX0000, LS410R, LS41ML, LS41MR,
ST1101, ST110R, ST110X, XX00XX,
XX00XX, XX0XX0, XX0XXX, XX0XXX,
XX0XXX, XX0XX0, ST1ED3, ST1EDB,
ST1EDJ, ST1EDR, ST1EDX, ST1ER3,
XX0XX0, XX0XXX, XX0XX0, XX0XXX,
XX0XXX
Annual Step-up to attained Other Plan Codes for all products, except 20.00
age 80 PRISM, PRISM L & Pioneer PRISM XC
Annual Step-up to attained PRISM, PRISM L & Pioneer PRISM XC 30.00
age 80
Page 4 of 7
B. INCOME PROGRAM
REINSURANCE PREMIUM
INCOME PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- ------------------------------------------- -------------------
GMIB All Products issued prior to February 15, 35.00
2003
GMIB Plan codes BN2103, BN21M3, CS5103, 45.00
CS51M3, CS51R3, CS53R3, LS4103,
LS4104,LS41M3, LS41R3, LS41R4, LS43R3,
ST1103, ST11M3, ST11R3, ST11X3, ST13R3,
ST1AG4, ST1AR4, and ST1NA4 sold after
April 30, 2003 and before May 1, 2005
if GMDB program is Annual Step or Max of
Annual Step and Rollup
GMIB All other Products issued after February 50.00
14, 2003 and before May 1, 2005 and
for All Products sold after April 30,2005
GMIB Plus All Products, except Marquis Portfolio, 75.00
sold on or before February 20, 2009
GMIB Plus All Products, except Marquis Portfolio, 95.00
sold after February 20, 2009 and before
April 29, 2011
GMIB Plus All Products, except Marquis Portfolio, 100.00
sold on or after April 29, 2011
GMIB Max All products, except Marquis Portfolio 100.00
GMIB Plus IV and GMIB Only Applies to VA, L, C, S & VA-4 Class 100.00
Xxx XX Products
GMIB Max III Only Applies to VA, L, C, S & VA-4 Class 100.00
Products
GMIB Plus Marquis Portfolio sold on or before 90.00
February 20, 2009
GMIB Plus Marquis Portfolio sold after February 110.00
20, 2009 and before April 29, 2011
Page 5 of 7
C. Withdrawal Program
REINSURANCE PREMIUM
WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- ------------------------------------------- -------------------
Guaranteed Withdrawal Benefit All Products sold before July 16, 2007 50.00
Guaranteed Withdrawal Benefit All Products sold on or after July 16, 2007 55.00
Principal Guarantee All Products 50.00
Principal Guarantee Value All Products 25.00
Lifetime GWB - Single Life All Products, except Marquis Portfolio 50
Version and PrimElite IV
Lifetime GWB - Single Life PrimElite IV sold before May 4, 2009 65
Version
Lifetime GWB - Single Life PrimElite IV sold on or after May 4, 110
Version 2009 and before July 15, 2011
Lifetime GWB - Single Life PrimElite IV sold on or after July 15, 140
Version 2011
Lifetime GWB - Single Life Marquis Portfolios 70
Version
Lifetime GWB - Joint Life All Products, except Marquis 70
Version Portfolio and PrimElite IV
Lifetime GWB - Joint Life PrimElite IV sold before May 4, 2009 85
Version
Lifetime GWB - Joint Life PrimElite IV sold on or after May 4, 125
Version 2009 and before July 15, 2011
Lifetime GWB - Joint Life PrimElite IV sold on or after July 155
Version 15, 2011
Lifetime GWB - Joint Life Marquis Portfolios 90
Version
Lifetime GWB II (2008 All Products, except Marquis Portfolio, 65
Version) - Single Life sold on or before February 20, 2009
Version
Lifetime GWB II (2008 Marquis Portfolios, sold on or before 85
Version) - Single Life February 20, 2009
Version
Lifetime GWB II (2008 All Products, except Marquis Portfolio, 85
Version) - Joint Life sold on or before February 20, 2009
Version
Lifetime GWB II (2008 Marquis Portfolios, sold on or before 105
Version) - Joint Life Version February 20, 2009
Lifetime GWB II (2008 All Products, except Marquis Portfolio, 125
Version) - Single Life Version sold after February 20, 2009
Lifetime GWB II (2008 Marquis Portfolios, sold after 145
Version) - Single Life February 20, 2009
Version
Lifetime GWB II (2008 All Products, except Marquis Portfolio, 150
Version) - Joint Life sold after February 20, 2009
Version
Lifetime GWB II (2008 Marquis Portfolios, sold after 170
Version) - Joint Life February 20, 2009
Version
Lifetime LWG III - Single Simple Solutions sold on or before 100
Life Version December 9, 2011
Lifetime LWG III - Single Simple Solutions sold after December 9, 110
Life Version 2011
Page 6 of 7
REINSURANCE PREMIUM
WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- ------------------------------------------- -------------------
Lifetime LWG III - Joint Life Simple Solutions sold on or before 120
Version December 9, 2011
Lifetime LWG III - Joint
Life Version Simple Solutions sold after
December 9, 2011 130
D. ACCUMULATION PROGRAM
REINSURANCE PREMIUM
ACCUMULATION PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- ------------------------------------------- -------------------
Guaranteed Accumulation PEP Product 150.00
Benefit
Guaranteed Accumulation All Other Products 75.00
Benefit
Page 7 of 7
AMENDMENT NO. 18 TO
AUTOMATIC REINSURANCE AGREEMENT
EFFECTIVE AS OF DECEMBER 1, 2004
(AGREEMENT)
BETWEEN
FIRST METLIFE INVESTORS INSURANCE COMPANY
(CEDENT)
AND
EXETER REASSURANCE COMPANY, LTD.
(REINSURER)
The Agreement is hereby amended, as of September 30, 2012, as follows:
1. The attached Schedule A, Plans of Reinsurance, amends and, as
amended, restates Schedule A, Plans of Reinsurance.
2. The attached Exhibit II, Reinsurance Premiums, amends and, as
amended, restates Exhibit II, Reinsurance Premiums.
This Amendment No. 18 does not alter, amend or modify the Agreement other than
as set forth herein, and the terms and conditions of the Agreement, as amended
herein, continue in effect without other change.
In Witness whereof, the parties have caused this Amendment No. 18 to be signed
in duplicate counterparts as of the date first above written.
FIRST METLIFE INVESTORS INSURANCE COMPANY
By: /s/ Xxxxxxx Xxxxx
---------------------------------
Name: Xxxxxxx Xxxxx
---------------------------------
Title: Vice President
---------------------------------
EXETER REASSURANCE COMPANY, LTD.
By: /s/ Xxxxxxxxxxx Xxxxxx
---------------------------------
Name: Xxxxxxxxxxx Xxxxxx
---------------------------------
Title: Vice President and Actuary
---------------------------------
Page 1 of 7
SCHEDULE A
PLANS OF REINSURANCE
A. Reinsurer's Percentage:
100% of the business described herein.
B. Effective Date:
December 1, 2004.
C. Reinsured Contracts:
FIRST METLIFE INVESTORS INSURANCE COMPANY
DEFERRED ANNUITY CONTRACTS
--------------------------
VA Class Contract (Standard Contract, 7-year surrender charge schedule)
XC Class Contract (Bonus Contract, 9-year surrender charge schedule)
AA Class Contract (Standard Contract, 7-year surrender charge schedule, X.
X. Xxxxxxx distribution)
B Class Contract (Standard Contract, 7-year surrender charge schedule,
Xxxxxx Xxxxx distribution)
L Class Contract (3-year surrender charge schedule)
C Class Contract (No surrender charges)
A Class Contract (Front-end load, Xxxxxx Xxxxx distribution)
S Class Contract (Standard and L Class)
VA - 4 Class Contract (L Class)
O Class Contract (Front-end load & 7-year surrender charge schedule,
Xxxxxx Xxxxx distribution)
Vintage VA (Standard Contract, 7-year surrender charge schedule)
Vintage XC(Bonus Contract, 9-year surrender charge schedule)
Vintage L (4-year surrender charge schedule)
Marquis Portfolios (No surrender charges)
PEP (10-year surrender charge schedule)
PrimElite III (8-year surrender charge schedule)
PrimElite IV (8-year surrender charge schedule)
PRISM (7-year surrender charge schedule)
PRISM L (4-year surrender charge schedule)
Page 2 of 7
Pioneer PRISM XC (9-year surrender charge schedule)
Class XTRA (9-year surrender charge schedule)
Class XTRA 6 (9-year surrender charge schedule)
Simple Solutions (6-year surrender charge schedule)
FORM NUMBERS
------------
Guaranteed Minimum Death Benefits Ceded:
----------------------------------------
Return of Account Value
Principal Protection: Form 6015 (02/02)
Annual Step-Up: Form 6017 (02/02)
Guaranteed Minimum Income Benefits Ceded:
-----------------------------------------
Guaranteed Minimum Income Benefit: Form 4518 (09/02)
Guaranteed Minimum Income Benefit Plus (2008 Version): Form FMLI-560-5
(7/08)
Guaranteed Minimum Income Benefit Plus III: Form FMLI-560-7-NY (7/10)
Guaranteed Minimum Income Benefit Plus IV: Form FMLI-560-10 (9/11)
Guaranteed Minimum Income Benefit Max: Form FMLI-560-8-NY (9/10)
Guaranteed Minimum Income Benefit Xxx XX: Form FMLI-560-11 (9/11)
Guaranteed Minimum Income Benefit Max III: Form FMLI-560-12 (12/11)
Guaranteed Minimum Income Benefit Xxx XX: Form FMLI-560-13 (6/12)
Guaranteed Withdrawal Benefits Ceded:
-------------------------------------
Guaranteed Withdrawal Benefit: Form FMLI-690-1 (7/04)
Guaranteed Withdrawal Benefit: Form FMLI-690-2 (11/05)
Lifetime Guaranteed Withdrawal Benefit: Form FMLI-690-3 (6/06)
Lifetime Guaranteed Withdrawal Benefit II: Form FMLI-690-4 (7/08) or
FMLI-690-6(7/09)
Lifetime Withdrawal Guaranteed Benefit III: Form FMLI-690-6 (7/09)-SS
Guaranteed Minimum Accumulation Benefits Ceded:
-----------------------------------------------
Guaranteed Minimum Accumulation Benefit: Form FMLI 670-1 (11/05)
Page 3 of 7
EXHIBIT II
REINSURANCE PREMIUMS
A. GMDB PROGRAM
REINSURANCE PREMIUM
GMDB PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- ------------------------------------------- -------------------
Return of Account Value All Products 2.00
Principal Protection All Products, except PRISM, PRISM L & 9.00
Pioneer PRISM XC
Principal Protection PRISM, PRISM L & Pioneer PRISM XC 15.00
Annual Step-up to attained Plan Codes: BN2101, BN21ML, CS5101, 10.00
age 80 CS510R, CS51ML, CS51MR, XX0XX0,
XX0XXX, XX0XXX, XX0XXX, XX0XX0,
XX0000, LS410R, LS41ML, LS41MR,
ST1101, ST110R, ST110X, XX00XX,
XX00XX, XX0XX0, XX0XXX, XX0XXX,
XX0XXX, XX0XX0, ST1ED3, ST1EDB,
ST1EDJ, ST1EDR, ST1EDX, ST1ER3,
XX0XX0, XX0XXX, XX0XX0, XX0XXX,
XX0XXX
Annual Step-up to attained Other Plan Codes for all products, 20.00
age 80 except PRISM, PRISM L & Pioneer
PRISM XC
Annual Step-up to attained PRISM, PRISM L & Pioneer PRISM XC 30.00
age 80
Page 4 of 7
B. INCOME PROGRAM
REINSURANCE PREMIUM
INCOME PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- -------------------------------------------- -------------------
GMIB All Products issued prior to February 15, 35.00
2003
GMIB Plan codes BN2103, BN21M3, CS5103, 45.00
CS51M3, CS51R3, CS53R3, LS4103,
LS4104,LS41M3, LS41R3, LS41R4, LS43R3,
ST1103, ST11M3, ST11R3, ST11X3, ST13R3,
ST1AG4, ST1AR4, and ST1NA4 sold after
April 30, 2003 and before May 1, 2005
if GMDB program is Annual Step or Max
of Annual Step and Rollup
GMIB All other Products issued after February 14, 50.00
2003 and before May 1, 2005 and for All
Products sold after April 30,2005
GMIB Plus All Products, except Marquis Portfolio, sold 75.00
on or before February 20, 2009
GMIB Plus & GMIB Plus III All Products, except Marquis Portfolio, sold 95.00
after February 20, 2009 and before April 29,
2011
GMIB Plus III All Products, except Marquis Portfolio, sold 100.00
on or after April 29, 2011
GMIB Max All products, except Marquis Portfolio 100.00
GMIB Plus IV and GMIB Only Applies to VA, L, C, S & VA-4 Class 100.00
Xxx XX Products
GMIB Max III Only Applies to A, VA, L, C, S & VA-4 Class 100.00
Products
GMIB Xxx XX Only Applies to O, VA, S & VA-4 Class 100.00
Products
GMIB Plus Marquis Portfolio sold on or before February 90.00
20, 2009
GMIB Plus & GMIB Plus III Marquis Portfolio sold after February 20, 110.00
2009 and before April 29, 2011
GMIB Plus III Marquis Portfolio sold on or after April 29, 115.00
2011
Page 5 of 7
C. WITHDRAWAL PROGRAM
REINSURANCE PREMIUM
WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- ------------------------------------------- -------------------
Guaranteed Withdrawal Benefit All Products sold before July 16, 2007 50.00
Guaranteed Withdrawal Benefit All Products sold on or after July 16, 2007 55.00
Principal Guarantee All Products 50.00
Principal Guarantee Value All Products 25.00
Lifetime GWB - Single Life All Products, except Marquis Portfolio and 50
Version PrimElite IV
Lifetime GWB - Single Life PrimElite IV sold before May 4, 2009 65
Version
Lifetime GWB - Single Life PrimElite IV sold on or after May 4, 2009 110
Version and before July 15, 2011
Lifetime GWB - Single Life PrimElite IV sold on or after July 15, 2011 140
Version
Lifetime GWB - Single Life Marquis Portfolios 70
Version
Lifetime GWB - Joint Life All Products, except Marquis Portfolio and 70
Version PrimElite IV
Lifetime GWB - Joint Life PrimElite IV sold before May 4, 2009 85
Version
Lifetime GWB - Joint Life PrimElite IV sold on or after May 4, 2009 125
Version and before July 15, 2011
Lifetime GWB - Joint Life PrimElite IV sold on or after July 15, 155
Version 2011
Lifetime GWB - Joint Life Marquis Portfolios 90
Version
Lifetime GWB II (2008 All Products, except Marquis Portfolio, 65
Version) - Single Life sold on or before February 20, 2009
Version
Lifetime GWB II (2008 Marquis Portfolios, sold on or before 85
Version) - Single Life February 20, 2009
Version
Lifetime GWB II (2008 All Products, except Marquis Portfolio, 85
Version) - Joint Life sold on or before February 20, 2009
Version
Lifetime GWB II (2008 Marquis Portfolios, sold on or before 105
Version) - Joint Life February 20, 2009
Version
Lifetime GWB II (2008 All Products, except Marquis Portfolio, 125
Version) - Single Life sold after February 20, 2009
Version
Lifetime GWB II (2008 Marquis Portfolios, sold after February 145
Version) - Single Life 20, 2009
Version
Lifetime GWB II (2008 All Products, except Marquis Portfolio, 150
Version) - Joint Life sold after February 20, 2009
Version
Lifetime GWB II (2008 Marquis Portfolios, sold after February 170
Version) - Joint Life 20, 2009
Version
Lifetime LWG III - Single Simple Solutions sold on or before 100
Life Version December 9, 2011
Lifetime LWG III - Single Simple Solutions sold after December 9, 110
Life Version 2011
Page 6 of 7
REINSURANCE PREMIUM
WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- ------------------------------------------- -------------------
Lifetime LWG III - Joint Life Simple Solutions sold on or before 120
Version December 9, 2011
Lifetime LWG III - Joint Life Simple Solutions sold after 130
Version December 9, 2011
D. ACCUMULATION PROGRAM
REINSURANCE PREMIUM
ACCUMULATION PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- ------------------------------------------- -------------------
Guaranteed Accumulation PEP Product 150.00
Benefit
Guaranteed Accumulation All Other Products 75.00
Benefit
Page 7 of 7
AMENDMENT NO. 19 TO
AUTOMATIC REINSURANCE AGREEMENT
EFFECTIVE AS OF DECEMBER 1, 2004
(AGREEMENT)
BETWEEN
FIRST METLIFE INVESTORS INSURANCE COMPANY
(CEDENT)
AND
EXETER REASSURANCE COMPANY, LTD.
(REINSURER)
The Agreement is hereby amended, as of July 1, 2012, as follows:
1. The attached Schedule A, Plans of Reinsurance, amends and, as
amended, restates Schedule A, Plans of Reinsurance.
2. The attached Exhibit II, Reinsurance Premiums, amends and, as
amended, restates Exhibit II, Reinsurance Premiums.
This Amendment No. 19 does not alter, amend or modify the Agreement other than
as set forth herein, and the terms and conditions of the Agreement, as amended
herein, continue in effect without other change.
In Witness whereof, the parties have caused this Amendment No. 19 to be signed
in duplicate counterparts as of the date first above written.
FIRST METLIFE INVESTORS INSURANCE COMPANY
By: /s/ Xxxxxxx Xxxxx
----------------------------------
Name: Xxxxxxx Xxxxx
----------------------------------
Title: Senior Vice President
----------------------------------
EXETER REASSURANCE COMPANY, LTD.
By: /s/ Xxxxxxxxxxx Xxxxxx
----------------------------------
Name: Xxxxxxxxxxx Xxxxxx
----------------------------------
Title: Vice President and Actuary
----------------------------------
Page 1 of 9
SCHEDULE A
PLANS OF REINSURANCE
A. Reinsurer's Percentage:
100% of the business described herein.
B. Effective Date:
December 1, 2004.
C. Reinsured Contracts:
FIRST METLIFE INVESTORS INSURANCE COMPANY
DEFERRED ANNUITY CONTRACTS
--------------------------
VA Class Contract (Standard Contract, 7-year surrender charge schedule)
XC Class Contract (Bonus Contract, 9-year surrender charge schedule)
AA Class Contract (Standard Contract, 7-year surrender charge schedule, X.
X. Xxxxxxx distribution)
B Class Contract (Standard Contract, 7-year surrender charge schedule,
Xxxxxx Xxxxx distribution)
L Class Contract (3-year surrender charge schedule)
L Class Contract (4-year surrender charge schedule)
C Class Contract (No surrender charges)
A Class Contract (Front-end load, Xxxxxx Xxxxx distribution)
S Class Contract (Standard and L Class)
VA - 4 Class Contract (L Class)
O Class Contract (Front-end load & 7-year surrender charge schedule,
Xxxxxx Xxxxx distribution)
Vintage VA (Standard Contract, 7-year surrender charge schedule)
Vintage XC (Bonus Contract, 9-year surrender charge schedule)
Vintage L (4-year surrender charge schedule)
Marquis Portfolios (No surrender charges)
PEP (10-year surrender charge schedule)
PrimElite III (8-year surrender charge schedule)
PrimElite IV (8-year surrender charge schedule)
PRISM (7-year surrender charge schedule)
PRISM L (4-year surrender charge schedule)
Pioneer PRISM XC (9-year surrender charge schedule)
Page 2 of 9
Class XTRA (9-year surrender charge schedule)
Class XTRA 6 (9-year surrender charge schedule)
Simple Solutions (6-year surrender charge schedule)
FORM NUMBERS
------------
Guaranteed Minimum Death Benefits Ceded:
Return of Account Value
Principal Protection: Form 6015 (02/02)
Annual Step-Up: Form 6017 (02/02)
Guaranteed Minimum Income Benefits Ceded:
-----------------------------------------
Guaranteed Minimum Income Benefit: Form 4518 (09/02)
Guaranteed Minimum Income Benefit Plus I (2008 Version): Form FMLI-560-5
(7/08)
Guaranteed Minimum Income Benefit Plus III: Form FMLI-560-7-NY (7/10)
Guaranteed Minimum Income Benefit Plus IV: Form FMLI-560-10 (9/11)
Guaranteed Minimum Income Benefit Max: Form FMLI-560-8-NY (9/10)
Guaranteed Minimum Income Benefit Xxx XX: Form FMLI-560-11 (9/11)
Guaranteed Minimum Income Benefit Max III: Form FMLI-560-12 (12/11)
Guaranteed Minimum Income Benefit Xxx XX: Form FMLI-560-13(6/12)
Guaranteed Withdrawal Benefits Ceded:
-------------------------------------
Guaranteed Withdrawal Benefit: Form FMLI-690-1 (7/04)
Guaranteed Withdrawal Benefit: Form FMLI-690-2 (11/05)
Lifetime Guaranteed Withdrawal Benefit: Form FMLI-690-3 (6/06)
Lifetime Guaranteed Withdrawal Benefit II: Form FMLI-690-4 (7/08) or
FMLI-690-6 (7/09)
Lifetime Withdrawal Guaranteed Benefit III: Form FMLI-690-6 (7/09)-SS
Guaranteed Minimum Accumulation Benefits Ceded:
-----------------------------------------------
Guaranteed Minimum Accumulation Benefit: Form FMLI 670-1 (11/05)
Page 3 of 9
EXHIBIT II
REINSURANCE PREMIUM
A. GMDB PROGRAM
REINSURANCE PREMIUM
GMDB PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- ------------------------------------------- -------------------
Return of Account Value All Products 2.00
Principal Protection All Products, except PRISM, PRISM L & 9.00
Pioneer PRISM XC
Principal Protection PRISM, PRISM L & Pioneer PRISM XC 15.00
Annual Step-up to attained Plan Codes: BN2101, BN21ML, CS5101, 10.00
age 80 CS510R, CS51ML, CS51MR, XX0XX0,
XX0XXX, XX0XXX, XX0XXX, XX0XX0,
XX0000, LS410R, LS41ML, LS41MR,
ST1101, ST110R, ST110X, XX00XX,
XX00XX, XX0XX0, XX0XXX, XX0XXX, XX0XXX,
XX0XX0, ST1ED3, ST1EDB,
ST1EDJ, ST1EDR, ST1EDX, ST1ER3,
XX0XX0, XX0XXX, XX0XX0, XX0XXX,
XX0XXX
Annual Step-up to attained Other Plan Codes for all products, 20.00
age 80 except PRISM, PRISM L & Pioneer
PRISM XC
Annual Step-up to attained PRISM, PRISM L & Pioneer PRISM XC 30.00
age 80
Page 4 of 9
B. INCOME PROGRAM
REINSURANCE PREMIUM
INCOME PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- ---------------------------------------------- --------------------
GMIB All Products issued prior to February 15, 2003 35.00
GMIB Plan codes BN2103, BN21M3, CS5103, CS51M3, 45.00
CS51R3,CS53R3, LS4103, LS4104,LS41M3,
LS41R3, XX00X0, XX00X0, ST1103, ST11M3,
ST11R3, ST11X3, ST13R3, ST1AG4, ST1AR4, and
ST1NA4 sold after April 30, 2003 and before
May 1, 2005 if GMDB program is Annual Step
or Max of Annual Step and Rollup
GMIB All other Products issued after February 14, 50.00
2003 and before May 1, 2005 and for All
Products sold after April 30,2005
GMIB Plus I All Products, except Marquis Portfolio, sold 75.00
on or before February 20, 2009, for which
the contract's Income Base is not increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012
or later.
GMIB Plus I All Products, except Marquis Portfolio, sold 115.00
on or before February 20, 2009, for which the
contract's Income Base is increased due to an
Annual Step- Up on a contract anniversary
occurring on July 1, 2012 or later.
GMIB Plus I All Products, except Marquis Portfolio, sold 95.00
after February 20, 2009 and before May 04,
2009, for which the contract's Income Base is
not increased due to an Annual Step-Up on a
contract anniversary occurring on July 1,
2012 or later.
GMIB Plus I All Products, except Marquis Portfolio, sold 115.00
after February 20, 2009 and before May 04,
2009, for which the contract's Income Base is
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1,
2012 or later.
GMIB Plus I All Products, except Marquis Portfolio, sold 95.00
on or after May 04, 2009.
GMIB Plus III All Products, except Marquis Portfolio, sold 95.00
on or after July 19, 2010 and on or before
April 29, 2011
GMIB Plus III All Products, except Marquis Portfolio, sold 100.00
after April 29, 2011
GMIB Max All products, except Marquis Portfolio 100.00
GMIB Plus IV and GMIB Only Applies to VA, L, C, S & VA-4 Class 100.00
Xxx XX Products
GMIB Max III Only Applies to A, VA, L, C, S & VA-4 Class 100.00
Products
GMIB Xxx XX Only Applies to O, VA, S & VA-4 Class 100.00
Products
GMIB Plus I Marquis Portfolio sold on or before February 90.00
20, 2009,
Page 5 of 9
for which the contract's Income Base is not
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1,
2012 or later.
GMIB Plus I Marquis Portfolio sold on or before February 130.00
20, 2009, for which the contract's Income
Base is increased due to an Annual Step-Up
on a contract anniversary occurring on
July 1, 2012 or later.
GMIB Plus I Marquis Portfolio sold after February 20, 110.00
2009 and before May 04, 2009, for which the
contract's Income Base is not increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or
later.
GMIB Plus I Marquis Portfolio sold after February 20, 130.00
2009 and before May 04, 2009, for which
the contract's Income Base is increased
due to an Annual Step- Up on a contract
anniversary occurring on July 1, 2012 or
later.
GMIB Plus I Marquis Portfolio sold on or after May 04, 110.00
2009
GMIB Plus III Marquis Portfolio sold on or after July 19, 110.00
2010 and on or before April 29, 2011
GMIB Plus III Marquis Portfolio sold after April 29, 2011 115.00
Page 6 of 9
C. Withdrawal Program
REINSURANCE PREMIUM
WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- --------------------------------------------- -------------------
Guaranteed Withdrawal Benefit All Products sold before July 16, 2007 50.00
Guaranteed Withdrawal Benefit All Products sold on or after July 16, 2007 55.00
Principal Guarantee All Products 50.00
Principal Guarantee Value All Products 25.00
Lifetime GWB - Single All Products, except Marquis Portfolio and 50
Life Version PrimElite IV, for which the contract's GWB
Benefit Base is not increased due to an
Annual Step-Up on a contract anniversary
occurring on July 1, 2012 or later.
Lifetime GWB - Single All Products, except Marquis Portfolio and 80
Life Version PrimElite IV, for which the contract's GWB
Benefit Base is increased due to an Annual
Step-Up on a contract anniversary occurring
on July 1, 2012 or later.
Lifetime GWB - Single PrimElite IV sold before May 4, 2009, for 65
Life Version which the contract's GWB Benefit Base is not
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1,
2012 or later.
Lifetime GWB - Single PrimElite IV sold before May 4, 2009, for 95
Life Version which the contract's GWB Benefit Base is
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1,
2012 or later.
Lifetime GWB - Single PrimElite IV sold on or after May 4, 2009 110
Life Version and before July 15, 2011
Lifetime GWB - Single PrimElite IV sold on or after July 15, 2011 140
Life Version
Lifetime GWB - Single Life Marquis Portfolios, for which the contract's 70
Version GWB Benefit Base is not increased due to an
Annual Step-Up on a contract anniversary
occurring on July 1, 2012 or later.
Lifetime GWB - Single Marquis Portfolios, for which the contract's 100
Life Version GWB Benefit Base is increased due to an
Annual Step-Up on a contract anniversary
occurring on July 1, 2012 or later.
Lifetime GWB - Joint Life All Products, except Marquis Portfolio and 70
Version PrimElite IV, for which the contract's GWB
Benefit Base is not increased due to an
Annual Step-Up on a contract anniversary
occurring on July 1, 2012 or later.
Lifetime GWB - Joint Life All Products, except Marquis Portfolio and 105
Version PrimElite IV, for which the contract's GWB
Benefit Base is increased due to an Annual
Step-Up on a contract anniversary occurring
on July 1, 2012 or later.
Page 7 of 9
REINSURANCE PREMIUM
WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- --------------------------------------------- -------------------
Lifetime GWB - Joint Life PrimElite IV sold before May 4, 2009, for 85
Version which the contract's GWB Benefit Base is
not increased due to an Annual Step-Up on a
contract anniversary occurring on July 1,
2012 or later.
Lifetime GWB - Joint Life PrimElite IV sold before May 4, 2009, for 120
Version which the contract's GWB Benefit Base is
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1,
2012 or later.
Lifetime GWB - Joint Life PrimElite IV sold on or after May 4, 2009 and 125
Version before July 15, 2011
Lifetime GWB - Joint Life PrimElite IV sold on or after July 15, 2011 155
Version
Lifetime GWB - Joint Life Marquis Portfolios, for which the contract's 90
Version GWB Benefit Base is not increased due to
an Annual Step-Up on a contract anniversary
occurring on July 1, 2012 or later
Lifetime GWB - Joint Life Marquis Portfolios, for which the contract's 125
Version GWB Benefit Base is increased due to an
Annual Step-Up on a contract anniversary
occurring on July 1, 2012 or later.
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold 65
Version) - Single Life on or before February 20, 2009, for which
Version the contract's GWB Benefit Base is not
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1,
2012 or later.
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold 95
Version) - Single Life on or before February 20, 2009, for which
Version the contract's GWB Benefit Base is
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1,
2012 or later.
Lifetime GWB II (2008 Marquis Portfolios, sold on or before 85
Version) - Single Life February 20, 2009, for which the contract's
Version GWB Benefit Base is not increased due to
an Annual Step-Up on a contract anniversary
occurring on July 1, 2012 or later.
Lifetime GWB II (2008 Marquis Portfolios, sold on or before 115
Version) - Single Life February 20, 2009, for which the contract's
Version GWB Benefit Base is increased due to an
Annual Step-Up on a contract anniversary
occurring on July 1, 2012 or later.
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold 85
Version) - Joint Life on or before February 20, 2009, for which
Version the contract's GWB Benefit Base is not
increased due to an Annual Step-Up on a
contract anniversary occurring on July 1,
2012 or later.
Page 8 of 9
REINSURANCE PREMIUM
WITHDRAWAL PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- --------------------------------------------- -------------------
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold 120
Version) - Joint Life on or before February 20, 2009, for which
Version the contract's GWB Benefit Base is increased
due to an Annual Step-Up on a contract
anniversary occurring on July 1, 2012 or
later.
Lifetime GWB II (2008 Marquis Portfolios, sold on or before 105
Version) - Joint Life February 20, 2009, for which the contract's
Version GWB Benefit Base is not increased due to an
Annual Step-Up on a contract anniversary
occurring on July 1, 2012 or later.
Lifetime GWB II (2008 Marquis Portfolios, sold on or before 140
Version) - Joint Life February 20, 2009, for which the contract's
Version GWB Benefit Base is increased due to an
Annual Step-Up on a contract anniversary
occurring on July 1, 2012 or later.
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold 125
Version) - Single Life after February 20, 2009
Version
Lifetime GWB II (2008 Marquis Portfolios, sold after February 20, 145
Version) - Single Life 2009
Version
Lifetime GWB II (2008 All Products, except Marquis Portfolio, sold 150
Version) - Joint Life after February 20, 2009
Version
Lifetime GWB II (2008 Marquis Portfolios, sold after February 20, 170
Version) - Joint Life Version 2009
Lifetime LWG III - Single Simple Solutions sold on or before 100
Life Version December 9, 2011
Lifetime LWG III - Single Simple Solutions sold after December 9, 110
Life Version 2011
Lifetime LWG III - Joint Simple Solutions sold on or before 120
Life Version December 9, 2011
Lifetime LWG III - Joint Simple Solutions sold after December 9, 130
Life Version 2011
D. ACCUMULATION PROGRAM
REINSURANCE PREMIUM
ACCUMULATION PROGRAM PRODUCTS COVERED (BASIS POINTS)
------------------------------- --------------------------------------------- -------------------
Guaranteed Accumulation PEP Product 150.00
Benefit
Guaranteed Accumulation All Other Products 75.00
Benefit
Page 9 of 9
