Amendment to Fund Participation Agreement Dated as of October 22, 2001

27(h)11(h) Amendment to the Fund Participation Agreement dated October 22, 2001 between Deutsche DWS Investments VIT Funds (formerly DWS Investments VIT Funds), DWS Investment Management Americas, Inc. (formerly Deutsche Investment Management Americas Inc.), DWS Distributors, Inc. (formerly ▇▇▇▇▇▇▇ Distributors ,Inc.) and Zurich American Life Insurance Company (formerly ▇▇▇▇▇▇ Investors Life Insurance Company), dated March 25, 2021

Amendment to Fund Participation Agreement

Dated as of October 22, 2001

This Amendment to the Fund Participation Agreement (“Agreement”) between Deutsche DWS Investments VIT Funds (formerly DWS Investments VIT Funds) (the “Trust”), DWS Investment Management Americas, Inc. (formerly Deutsche Investment Management Americas Inc.) (the “Adviser”), DWS Distributors, Inc. (formerly ▇▇▇▇▇▇▇ Distributors ,Inc.) (the “Underwriter”) and Zurich American Life Insurance Company (formerly ▇▇▇▇▇▇ Investors Life Insurance Company) (the “Company”) (collectively, the “Parties”) dated October 22, 2001 is effective this 25th day of March, 2021. All capitalized terms used herein and not otherwise defined shall have the meaning ascribed to such term in the Agreement.

WHEREAS, the Parties desire to amend the Agreement as provided herein.

NOW, THEREFORE, in consideration of the mutual covenants hereinafter set forth, and intending to be legally bound, the Trust, the Adviser, the Underwriter and the Company agree that the Participation Agreement shall be amended as follows:

4. Article IX of the Participation Agreement is hereby amended by deleting the notice address for the Trust, the Adviser, and the Company and replacing such notice addresses with the following:

If to the Trust:

Deutsche DWS Investments VIT Funds

▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇

▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇

Attn: Secretary

If to the Adviser:

DWS Investment Management Americas, Inc.

▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇

▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇

Attn: Chief Legal Officer

If to the Underwriter:

DWS Distributors, Inc.

▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇

▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇

Attn: Secretary

If to the Company:

Zurich American Life Insurance Company

▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇

▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇-▇▇▇▇

Attn: Chief Legal Officer

and

Zurich American Life Insurance Company

Four World Trade Center

▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇.

▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇

Attn: Operations Manager

5. Appendix A to the Participation Agreement is hereby deleted in its entirety and replaced with the Appendix A attached to this Amendment.

6. Appendix B to the Participation Agreement is hereby deleted in its entirety and replaced with the Appendix B attached to this Amendment.

7. Except as amended hereby, the Participation Agreement remains in full force and effect in accordance with its terms.

8. This Amendment may be executed in two or more counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument.

IN WITNESS WHEREOF, the Parties hereto have executed and delivered this Amendment to the Participation Agreement as of the date set forth above.

ZURICH AMERICAN LIFE INSURANCE COMPANY						DWS INVESTMENT MANAGEMENT AMERICAS, INC.
By:		/s/ ▇▇▇▇▇▇ ▇▇▇▇▇▇				By:		/s/ ▇▇▇▇▇ ▇▇▇▇▇▇
Name:		▇▇▇▇▇▇ ▇▇▇▇▇▇				Name:		▇▇▇▇▇ ▇▇▇▇▇▇
Title:		Vice President				Title:		COO

DEUTSCHE DWS INVESTMENTS VIT FUNDS						DWS DISTRIBUTORS, INC.
By:		/s/ ▇▇▇▇ ▇▇▇▇▇▇▇▇				By:		/s/ ▇▇ ▇▇▇▇▇▇▇▇▇▇
Name:		▇▇▇▇ ▇▇▇▇▇▇▇▇				Name:		▇▇ ▇▇▇▇▇▇▇▇▇▇
Title:		Vice President				Title:		President & CEO

DWS INVESTMENT MANAGEMENT AMERICAS, INC.						DWS DISTRIBUTORS, INC.
By:		/s/ ▇▇▇▇▇ ▇▇▇▇▇▇				By:		/s/ ▇▇▇▇▇▇ ▇▇▇▇▇▇
Name:		▇▇▇▇▇ ▇▇▇▇▇▇				Name:		▇▇▇▇▇▇ ▇▇▇▇▇▇
Title:		CAP				Title:		Vice President

Appendix A

To Participation Agreement among Deutsche DWS Investments VIT Funds, DWS Investment Management, Inc., DWS Distributors, Inc. and Zurich American Life Insurance Company.

List of portfolios:		Classes:
DWS Small Cap Index VIP		Class A
(formerly Deutsche VIT Small Cap Index Fund)
DWS Equity 500 Index VIP		Class A, Class B2
(formerly Equity 500 Index Fund)

Appendix B

To Participation Agreement among Deutsche DWS Investments VIT Funds, DWS Investment Management, Inc., DWS Distributors, Inc. and Zurich American Life Insurance Company.

List of variable separate accounts:

ZALICO Variable Annuity Separate Account (KVASA) (5/29/81)

ZALICO Variable Separate Account (KVSA) (1/22/87)

Contracts funded by separate accounts:

Farmers VA I (KVASA)

▇▇▇▇▇▇▇ Destinations VA (KVASA)

▇▇▇▇▇▇▇ Destinations Life (KVSA)

ZS4 (KVASA)

Zurich ▇▇▇▇▇▇ Life Investor