JOINT FILING AGREEMENT The undersigned hereby agree that the statement on Schedule 13D with respect to the shares of Common Stock of People's Bancshares, Inc. dated August 17, 1999 is and any amendments thereto signed by each of the undersigned shall...

                                                                       EXHIBIT C

                             JOINT FILING AGREEMENT

     The undersigned hereby agree that the statement on Schedule 13D with
respect to the shares of Common Stock of People's Bancshares, Inc. dated August
17, 1999 is and any amendments thereto signed by each of the undersigned shall
be, filed on behalf of each of them pursuant to and in accordance with the
provisions of Rule 13d-1(f) under the Securities and Exchange Act of 1934.



Dated: November 9, 1999

                              RCG KINGSTON FUND, LTD.

                                   By: RCG Kingston, L.L.C., its investment
                                       advisor

                                        By: ▇▇▇▇▇▇▇▇ & ▇▇▇▇▇▇, its co-managing
                                            member


                                        By: /s/ ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇
                                            ------------------------------
                                        Name:  ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇
                                        Title: General Partner


                              RCG KINGSTON, L.L.C.

                                   By: ▇▇▇▇▇▇▇▇ & ▇▇▇▇▇▇, its co-managing member


                                   By: /s/ ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇
                                       ------------------------------
                                   Name:  ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇
                                   Title: General Partner






                              KINGSTON FUND, LP

                                   By: RCG Kingston, L.L.C., its general partner

                                       By: ▇▇▇▇▇▇▇▇ & ▇▇▇▇▇▇, its co-managing
                                           member


                                       By: /s/ ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇
                                           ------------------------------
                                       Name:  ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇
                                       Title: General Partner


                              RAMIUS CAPITAL GROUP, LLC

                                   By: C4S & Co., LLC


                                   By: /s/ ▇▇▇▇▇ ▇. ▇▇▇▇▇
                                       ------------------------------
                                       Name:  ▇▇▇▇▇ ▇. ▇▇▇▇▇
                                       Title: Co-Managing Member


                              C4S & CO., LLC


                              By: /s/ ▇▇▇▇▇ ▇. ▇▇▇▇▇
                                  ------------------------------
                              Name:  ▇▇▇▇▇ ▇. ▇▇▇▇▇
                              Title: Co-Managing Member


                              ▇▇▇▇▇▇▇▇ & ▇▇▇▇▇▇


                              By: /s/ ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇
                                  ------------------------------
                              Name:  ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇
                              Title: Co-General Partner


                              ▇.▇. ▇▇▇▇▇▇▇▇, INC.


                              By: /s/ ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇
                                  ------------------------------
                              Name:  ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇
                              Title: President






                              /s/ ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇
                              ------------------------------
                              ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇


                              /s/ ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇
                              ------------------------------
                              ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇


                              THE PARTNERSHIP FOR BANK CAPITAL, L.P.

                                   By: ▇.▇. ▇▇▇▇▇▇▇▇, Inc., a general partner


                                   By: /s/ ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇
                                       ------------------------------
                                   Name:  ▇▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇
                                   Title: President


                              /s/ ▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇
                              ------------------------------
                              ▇▇▇▇▇▇▇ ▇. ▇▇▇▇▇


                              /s/ ▇▇▇▇ ▇. ▇▇▇▇▇
                              ------------------------------
                              ▇▇▇▇ ▇. ▇▇▇▇▇