Exhibit 99.1
XXXXXXX, XXXXX & CO.
GSAMP 2005 S1
================================================================================
--------------------------------------------------------------------------------
Summary
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Scheduled Principal Balance: $256,853,205
Number of Mortgage Loans: 5,009
Average Scheduled Principal Balance: $51,278
Weighted Average Gross Coupon: 10.600%
Weighted Average Original FICO Score: 660
Weighted Average Original LTV Ratio: 19.94%
Weighted Average Combined Original LTV Ratio: 99.82%
Weighted Average Stated Remaining Term (months): 306
Weighted Average Seasoning (months): 6
--------------------------------------------------------------------------------
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Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Number of Principal By Principal Gross Current Principal Original Full Owner
Current Principal Balance Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
------------------------------------------------------------------------------------------------------------------------------------
$50,000 & Below 2,738 $ 88,903,128 34.61% 10.608 654 $ 32,470 99.87% 50.22% 100.00%
$50,001 - $75,000 1,334 81,658,671 31.79 10.589 662 61,213 99.84 33.11 100.00
$75,001 - $100,000 739 63,733,005 24.81 10.609 665 86,242 99.85 25.84 100.00
$100,001 - $125,000 164 17,938,116 6.98 10.704 661 109,379 99.52 36.82 100.00
$125,001 - $150,000 32 4,310,994 1.68 10.135 677 134,719 99.11 43.73 100.00
$150,001 - $200,000 2 309,291 0.12 9.879 676 154,645 100.00 100.00 100.00
------------------------------------------------------------------------------------------------------------------------------------
Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
------------------------------------------------------------------------------------------------------------------------------------
Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Number of Principal By Principal Gross Current Principal Original Full Owner
Current Rate Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
------------------------------------------------------------------------------------------------------------------------------------
6.00-6.49 4 $ 204,794 0.08% 6.000 649 $ 51,199 100.00% 16.04% 100.00%
8.00-8.49 34 1,036,585 0.40 8.037 652 30,488 100.00 61.59 100.00
8.50-8.99 22 912,130 0.36 8.815 681 41,460 99.28 59.69 100.00
9.00-9.49 95 4,799,011 1.87 9.318 679 50,516 99.67 57.03 100.00
9.50-9.99 782 37,617,382 14.65 9.800 670 48,104 99.78 49.53 100.00
10.00- 10.49 1,260 69,100,646 26.90 10.255 674 54,842 99.86 30.75 100.00
10.50- 10.99 1,377 74,266,674 28.91 10.747 657 53,934 99.73 31.07 100.00
11.00- 11.49 914 45,486,529 17.71 11.181 646 49,766 99.91 40.00 100.00
11.50- 11.99 422 19,049,073 7.42 11.694 637 45,140 99.90 49.19 100.00
12.00- 12.49 85 3,737,343 1.46 12.133 633 43,969 99.86 53.00 100.00
12.50- 12.99 12 556,156 0.22 12.685 614 46,346 99.92 83.85 100.00
13.00 & Above 2 86,883 0.03 13.200 634 43,442 100.00 31.03 100.00
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Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
------------------------------------------------------------------------------------------------------------------------------------
Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Number of Principal By Principal Gross Current Principal Original Full Owner
Credit Score Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
------------------------------------------------------------------------------------------------------------------------------------
740 & Above 159 $ 8,631,526 3.36% 10.373 758 $ 54,286 99.91% 12.36% 100.00%
720-739 117 6,259,121 2.44 10.369 729 53,497 100.00 16.60 100.00
700-719 271 15,978,896 6.22 10.209 709 58,963 99.92 11.42 100.00
680-699 622 33,642,880 13.10 10.285 689 54,088 99.78 9.64 100.00
660-679 895 50,285,219 19.58 10.366 669 56,185 99.80 15.91 100.00
640-659 1,396 72,949,269 28.40 10.759 650 52,256 99.91 25.88 100.00
620-639 881 39,967,988 15.56 10.750 629 45,367 99.55 85.56 100.00
600-619 668 29,138,306 11.34 11.095 609 43,620 99.91 98.48 100.00
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Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
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Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Number of Principal By Principal Gross Current Principal Original Full Owner
Lien Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
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2 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
------------------------------------------------------------------------------------------------------------------------------------
Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
No securities are being offered by these summary materials. If the securities
described herein or other securities are ultimately offered, they will be
offered only pursuant to a definitive offering circular, and prospective
investors who consider purchasing any securities should make their investment
decision based only upon the information provided therein and consultation with
their own advisers. This material is for your private information and we are not
soliciting any action based upon it. This material is not to be construed as an
offer to sell or the solicitation of any offer to buy any security in any
jurisdiction where such an offer or solicitation would be illegal. This material
is based on information that we consider reliable, but we do not represent that
it is accurate or complete and it should not be relied upon as such. By
accepting this material the recipient agrees that it will not distribute or
provide the material to any other person. The information contained in this
material may not pertain to any securities that will actually be sold. The
information contained in this material may be based on assumptions regarding
market conditions and other matters as reflected therein. We make no
representations regarding the reasonableness of such assumptions or the
likelihood that any of such assumptions will coincide with actual market
conditions or events, and this material should nor be relied upon for such
purposes. We and our affiliates, officers, directors, partners and employees,
including persons involved in the preparation or issuance of this material may,
from time to time have long or short positions in, and buy or sell, the
securities mentioned herein or derivatives thereof (including options). This
material may be filed within the Securities and Exchange Commission (the
"SEC") and incorporated by reference into an effective registration statement
previously filed with the SEC under Rule 415 of the Securities Act of 1933,
including in cases where the material does not pertain to securities that are
ultimately offered for sale pursuant to such registration statement. Information
contained in this material is current as of the date appearing on this material
only. Information in this material regarding the assets backing any securities
discussed herein supersedes all prior information regarding such assets. Any
information in the material, whether regarding the assets backing any securities
discussed herein or otherwise, will be superseded by the information included in
the final prospectus for any securities actually sold to you.
Page 1 of 3
XXXXXXX, XXXXX & CO.
GSAMP 2005 S1
================================================================================
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Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Number of Principal By Principal Gross Current Principal Original Full Owner
Combined Original LTV Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
------------------------------------------------------------------------------------------------------------------------------------
60.00 & Below 3 $ 251,732 0.10% 10.751 641 $ 83,911 33.13% 80.74% 100.00%
60.01 - 70.00 1 60,323 0.02 10.350 677 60,323 67.32 0.00 100.00
70.01 - 80.00 7 403,360 0.16 9.874 655 57,623 78.00 44.31 100.00
80.01 - 85.00 1 24,023 0.01 10.750 666 24,023 81.66 0.00 100.00
85.01 - 90.00 3 236,174 0.09 10.800 644 78,725 88.69 75.94 100.00
90.01 - 95.00 33 1,935,465 0.75 10.669 662 58,650 94.52 29.19 100.00
95.01-100.00 4,961 253,942,128 98.87 10.600 660 51,188 99.98 37.73 100.00
------------------------------------------------------------------------------------------------------------------------------------
Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
------------------------------------------------------------------------------------------------------------------------------------
Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Number of Principal By Principal Gross Current Principal Original Full Owner
Original LTV Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
------------------------------------------------------------------------------------------------------------------------------------
60.00 & Below 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
------------------------------------------------------------------------------------------------------------------------------------
Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
------------------------------------------------------------------------------------------------------------------------------------
Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Number of Principal By Principal Gross Current Principal Original Full Owner
Documentation Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
------------------------------------------------------------------------------------------------------------------------------------
Stated 2,626 $147,334,008 57.36% 10.609 677 $ 56,106 99.86% 0.00% 100.00%
Full 2,152 96,949,779 37.75 10.609 636 45,051 99.74 100.00 100.00
Limited 231 12,569,417 4.89 10.417 648 54,413 99.82 0.00 100.00
------------------------------------------------------------------------------------------------------------------------------------
Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
------------------------------------------------------------------------------------------------------------------------------------
Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Number of Principal By Principal Gross Current Principal Original Full Owner
Purpose Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
------------------------------------------------------------------------------------------------------------------------------------
PURCHASE 4,360 $227,129,024 88.43% 10.589 662 $ 52,094 99.86% 35.26% 100.00%
CASHOUT REFI 608 28,057,347 10.92 10.680 646 46,147 99.47 56.94 100.00
REFI-NO CASHOUT 41 1,666,834 0.65 10.715 643 40,654 99.45 53.56 100.00
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Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
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Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Number of Principal By Principal Gross Current Principal Original Full Owner
Occupancy Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
------------------------------------------------------------------------------------------------------------------------------------
Primary Residence 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
------------------------------------------------------------------------------------------------------------------------------------
Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
------------------------------------------------------------------------------------------------------------------------------------
Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Number of Principal By Principal Gross Current Principal Original Full Owner
Property Type Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
------------------------------------------------------------------------------------------------------------------------------------
One 3,473 $178,940,897 69.67% 10.592 659 $ 51,523 99.79% 38.05% 100.00%
Pud-Detached 597 29,630,951 11.54 10.620 654 49,633 99.85 44.64 100.00
Condo 513 23,601,674 9.19 10.620 663 46,007 99.80 36.12 100.00
2-4 Unit 265 17,440,678 6.79 10.604 674 65,814 99.96 26.17 100.00
Pud-Attached 161 7,239,004 2.82 10.627 660 44,963 99.95 35.26 100.00
------------------------------------------------------------------------------------------------------------------------------------
Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
No securities are being offered by these summary materials. If the securities
described herein or other securities are ultimately offered, they will be
offered only pursuant to a definitive offering circular, and prospective
investors who consider purchasing any securities should make their investment
decision based only upon the information provided therein and consultation with
their own advisers. This material is for your private information and we are not
soliciting any action based upon it. This material is not to be construed as an
offer to sell or the solicitation of any offer to buy any security in any
jurisdiction where such an offer or solicitation would be illegal. This material
is based on information that we consider reliable, but we do not represent that
it is accurate or complete and it should not be relied upon as such. By
accepting this material the recipient agrees that it will not distribute or
provide the material to any other person. The information contained in this
material may not pertain to any securities that will actually be sold. The
information contained in this material may be based on assumptions regarding
market conditions and other matters as reflected therein. We make no
representations regarding the reasonableness of such assumptions or the
likelihood that any of such assumptions will coincide with actual market
conditions or events, and this material should nor be relied upon for such
purposes. We and our affiliates, officers, directors, partners and employees,
including persons involved in the preparation or issuance of this material may,
from time to time have long or short positions in, and buy or sell, the
securities mentioned herein or derivatives thereof (including options). This
material may be filed within the Securities and Exchange Commission (the
"SEC") and incorporated by reference into an effective registration statement
previously filed with the SEC under Rule 415 of the Securities Act of 1933,
including in cases where the material does not pertain to securities that are
ultimately offered for sale pursuant to such registration statement. Information
contained in this material is current as of the date appearing on this material
only. Information in this material regarding the assets backing any securities
discussed herein supersedes all prior information regarding such assets. Any
information in the material, whether regarding the assets backing any securities
discussed herein or otherwise, will be superseded by the information included in
the final prospectus for any securities actually sold to you.
Page 2 of 3
XXXXXXX, XXXXX & CO.
GSAMP 2005 S1
================================================================================
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Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Number of Principal By Principal Gross Current Principal Original Full Owner
State Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
------------------------------------------------------------------------------------------------------------------------------------
CA 1,769 $120,539,092 46.93% 10.561 665 $ 68,140 99.75% 29.53% 100.00%
WA 285 12,132,680 4.72 10.612 648 42,571 99.75 61.81 100.00
FL 294 10,941,529 4.26 10.596 654 37,216 99.82 40.31 100.00
NY 133 8,995,417 3.50 10.701 674 67,635 99.92 22.49 100.00
MA 151 8,599,778 3.35 10.704 664 56,952 99.95 34.64 100.00
AZ 231 8,353,043 3.25 10.630 650 36,160 99.74 54.83 100.00
NV 165 8,258,737 3.22 10.741 664 50,053 99.98 27.07 100.00
II. 165 7,538,713 2.94 11.069 660 45,689 99.94 36.07 100.00
CO 182 7,429,745 2.89 10.667 650 40,823 99.97 46.82 100.00
TX 218 7,216,627 2.81 9.823 645 33,104 99.58 56.39 100.00
Other 1,416 56,847,844 22.13 10.651 655 40,147 99.91 48.13 100.00
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Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
------------------------------------------------------------------------------------------------------------------------------------
Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Number of Principal By Principal Gross Current Principal Original Full Owner
Zip Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
------------------------------------------------------------------------------------------------------------------------------------
94565 20 $ 1,380,920 0.54% 10.629 673 $ 69,046 100.00% 19.26% 100.00%
95206 20 1,157,733 0.45 10.443 672 57,887 100.00 9.68 100.00
96706 17 1,060,761 0.41 10.539 651 62,398 100.00 35.88 100.00
93550 20 985,520 0.38 10.664 656 49,276 100.00 22.60 100.00
91744 14 932,314 0.36 10.498 652 66,594 100.00 36.37 100.00
95023 10 874,818 0.34 10.726 650 87,482 100.00 43.51 100.00
95122 9 868,468 0.34 10.598 641 96,496 92.07 46.09 100.00
93906 10 842,428 0.33 10.758 668 84,243 100.00 0.00 100.00
91342 12 823,008 0.32 10.463 658 68,584 98.34 27.23 100.00
94509 12 788,467 0.31 10.386 672 65,706 99.51 26.46 100.00
Other 4,865 247,138,768 96.22 10.601 660 50,799 99.84 38.20 100.00
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Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
------------------------------------------------------------------------------------------------------------------------------------
Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Number of Principal By Principal Gross Current Principal Original Full Owner
Delinquency (ABS) Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
------------------------------------------------------------------------------------------------------------------------------------
CURRENT 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
------------------------------------------------------------------------------------------------------------------------------------
Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
------------------------------------------------------------------------------------------------------------------------------------
Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Remaining Number of Principal By Principal Gross Current Principal Original Full Owner
Months to Maturity Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
------------------------------------------------------------------------------------------------------------------------------------
1-180 127 $ 4,587,116 1.79% 10.257 656 $ 36,119 99.30% 43.15% 100.00%
181-240 2,724 94,298,023 36.71 10.615 655 34,617 99.89 47.88 100.00
241-360 2,158 157,968,067 61.50 10.601 663 73,201 99.79 31.54 100.00
------------------------------------------------------------------------------------------------------------------------------------
Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
------------------------------------------------------------------------------------------------------------------------------------
Weighted Weighted Weighted
Pct. Of Pool Avg. Avg. Avg. Avg. Pct. Pct.
Number of Principal By Principal Gross Current Principal Original Full Owner
Amortization Type Loans Balance Balance Coupon FICO Balance LTV Doc Occupied
------------------------------------------------------------------------------------------------------------------------------------
30fix 2,158 $157,968,067 61.50% 10.601 663 $ 73,201 99.79% 31.54% 100.00%
20fix 2,724 94,298,023 36.71 10.615 655 34,617 99.89 47.88 100.00
15fix 127 4,587,116 1.79 10.257 656 36,119 99.30 43.15 100.00
------------------------------------------------------------------------------------------------------------------------------------
Total: 5,009 $256,853,205 100.00% 10.600 660 $ 51,278 99.82% 37.75% 100.00%
====================================================================================================================================
No securities are being offered by these summary materials. If the securities
described herein or other securities are ultimately offered, they will be
offered only pursuant to a definitive offering circular, and prospective
investors who consider purchasing any securities should make their investment
decision based only upon the information provided therein and consultation with
their own advisers. This material is for your private information and we are not
soliciting any action based upon it. This material is not to be construed as an
offer to sell or the solicitation of any offer to buy any security in any
jurisdiction where such an offer or solicitation would be illegal. This material
is based on information that we consider reliable, but we do not represent that
it is accurate or complete and it should not be relied upon as such. By
accepting this material the recipient agrees that it will not distribute or
provide the material to any other person. The information contained in this
material may not pertain to any securities that will actually be sold. The
information contained in this material may be based on assumptions regarding
market conditions and other matters as reflected therein. We make no
representations regarding the reasonableness of such assumptions or the
likelihood that any of such assumptions will coincide with actual market
conditions or events, and this material should nor be relied upon for such
purposes. We and our affiliates, officers, directors, partners and employees,
including persons involved in the preparation or issuance of this material may,
from time to time have long or short positions in, and buy or sell, the
securities mentioned herein or derivatives thereof (including options). This
material may be filed within the Securities and Exchange Commission (the
"SEC") and incorporated by reference into an effective registration statement
previously filed with the SEC under Rule 415 of the Securities Act of 1933,
including in cases where the material does not pertain to securities that are
ultimately offered for sale pursuant to such registration statement. Information
contained in this material is current as of the date appearing on this material
only. Information in this material regarding the assets backing any securities
discussed herein supersedes all prior information regarding such assets. Any
information in the material, whether regarding the assets backing any securities
discussed herein or otherwise, will be superseded by the information included in
the final prospectus for any securities actually sold to you.
Page 3 of 3
