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CHASE MANHATTAN AUTO OWNER TRUST
SERIES 1997-B
STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
PERIOD 20 PAGE # 1
DETERMINATION:10-Jan-99 Beginning 1/1/99
DISTRIBUTION: 16-Feb-99 Ending 1/31/99
TIME: 3/10/99 16:52
CLASS A-1 5.744% MONEY MARKET ASSET BACKED NOTES
CLASS A-2 6.100% ASSET BACKED NOTES
CLASS A-3 6.350% ASSET BACKED NOTES
CLASS A-4 6.500% ASSET BACKED NOTES
CLASS A-5 6.600% ASSET BACKED NOTES
CLASS B-1 6.750% ASSET BACKED CERTIFICATES
ORIG PRINCIPAL BEG PRINCIPAL PRINCIPAL INTEREST TOTAL END PRINCIPAL
CLASS BALANCE BALANCE DISTRIBUTION DISTRIBUTION DISTRIBUTION BALANCE
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A-1 Notes $200,000,000.00 $0.00 $0.00 $0.00 $0.00 $0.00
A-2 Notes $294,000,000.00 $21,051,540.97 $19,874,017.22 $107,012.00 $19,981,029.22 $1,177,523.75
A-3 Notes $227,000,000.00 $227,000,000.00 $0.00 $1,201,208.33 $1,201,208.33 $227,000,000.00
A-4 Notes $133,000,000.00 $133,000,000.00 $0.00 $720,416.67 $720,416.67 $133,000,000.00
A-5 Notes $70,000,000.00 $70,000,000.00 $0.00 $385,000.00 $385,000.00 $70,000,000.00
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NOTE TOTALS $924,000,000.00 $451,051,540.97 $19,874,017.22 $2,413,637.00 $22,287,654.22 $431,177,523.75
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B-1 $29,148,275.79 $29,148,275.79 $0.00 $163,959.05 $163,959.05 $29,148,275.79
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CERTIFICATE TOTALS $29,148,275.79 $29,148,275.79 $0.00 $163,959.05 $163,959.05 $29,148,275.79
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TOTALS $953,148,275.79 $480,199,816.76 $19,874,017.22 $2,577,596.05 $22,451,613.27 $460,325,799.54
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FACTOR INFORMATION PER $1,000
PRINCIPAL INTEREST END PRINCIPAL
CLASS DISTRIBUTION DISTRIBUTION BALANCE
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A-1 0.00000000 0.00000000 0.00000000
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A-2 67.59869803 0.36398639 4.00518282
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-----------------------
A-3 0.00000000 5.29166665 1,000.00000000
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-----------------------
A-4 0.00000000 5.41666669 1,000.00000000
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A-5 0.00000000 5.50000000 1,000.00000000
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Notes Totals 21.50867665 2.61216126 466.64234172
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B-1 0.00000000 5.62499995 1,000.00000000
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Certificate Totals 0.00000000 5.62499995 1,000.00000000
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TOTALS 20.85091871 2.70429703 482.95297933
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CHASE MANHATTAN AUTO OWNER TRUST
SERIES 1997-B
STATEMENT TO CERTIFICATEHOLDERS
====================================================================================================================================
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PERIOD 20 PAGE # 2
DETERMINATION: 10-Jan-99 Beginning 1/1/99
DISTRIBUTION: 16-Feb-99 Ending 1/31/99
TIME: 3/10/99 16:52
per $1000
Section 5.8 (iii) Servicing Fee $400,166.51 0.41983658
Section 5.8 (iv) Administration Fee $1,000.00 0.00104915
Section 5.8 (vi) Pool Balance at the end of the Collection Period $460,325,799.54
Section 5.8 (vii) Repurchase Amounts for Repurchased Receivable
By Seller $0.00
By Servicer $222,750.65
TOTAL $222,750.65
Section 5.8 (viii) Realized Net Losses for Collection Period $285,810.52
Section 5.8 (ix) Reserve Account Balance after Disbursement $13,809,773.99
Section 5.8 (x) Specified Reserve Account Balance $13,809,773.99
Section 5.8 (xi) Total Distribution Amount $23,697,510.71
Servicing Fee $400,166.51
Administrative Fee $1,000.00
Noteholders' Distribution Amount $22,287,654.22
Certificateholders' Distribution Amount $ 163,959.05
Deposit to Reserve Account $844,730.93
Section 5.8 (xii) Noteholders' Distributable Amount
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Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig)
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A-1 $0.00 $0.00 $0.00 0.00000000 0.00000000 0.00000000
A-2 $19,874,017.22 $107,012.00 $19,981,029.22 67.59869803 0.36398639 67.96268442
A-3 $0.00 $1,201,208.33 $1,201,208.33 0.00000000 5.29166665 5.29166665
A-4 $0.00 $720,416.67 $720,416.67 0.00000000 5.41666669 5.41666669
A-5 $0.00 $385,000.00 $385,000.00 0.00000000 5.50000000 5.50000000
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Total $19,874,017.22 $2,413,637.00 $22,287,654.22 21.50867665 2.61216126 24.12083790
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Section 5.8 (xiii) Certificateholders' Distributable Amount
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Class Principal Interest Total Prin (per $1000/orig) Int (per $1000/orig) Total (per $1000/orig)
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B-1 $0.00 $163,959.05 $163,959.05 0.00000000 5.62499995 5.62499995
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Total $0.00 $163,959.05 $163,959.05 0.00000000 5.62499995 5.62499995
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Section 5.8 (xiv) Reserve Fund Transfer Amount $ 844,730.93
