CREDIT AGREEMENT Dated as of May 6, 2011 among iPAYMENT, INC., as the Borrower, iPAYMENT HOLDINGS, INC. and THE SUBSIDIARIES OF THE BORROWER IDENTIFIED HEREIN, as the Guarantors, THE LENDERS PARTY HERETO, as Lenders, JPMORGAN CHASE BANK, N.A., as...

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