Katapult Holdings, Inc. Sample Contracts

WARRANT AGREEMENT
Warrant Agreement • November 6th, 2019 • FinServ Acquisition Corp. • Blank checks • New York

THIS WARRANT AGREEMENT (this “Agreement”), dated as of October 31, 2019, is by and between FinServ Acquisition Corp., a Delaware corporation (the “Company”), and Continental Stock Transfer & Trust Company, a New York corporation, as warrant agent (the “Warrant Agent”, also referred to herein as the “Transfer Agent”).

INVESTMENT MANAGEMENT TRUST AGREEMENT
Investment Management Trust Agreement • November 6th, 2019 • FinServ Acquisition Corp. • Blank checks • New York
FinServ Acquisition Corp. New York, NY 10105
Securities Subscription Agreement • September 5th, 2019 • FinServ Acquisition Corp. • Blank checks • New York

This agreement (the “Agreement”) is entered into on August 9, 2019 by and between FinServ Holdings LLC, a Delaware limited liability company (the “Subscriber” or “you”), and FinServ Acquisition Corp., a Delaware corporation (the “Company”, “we” or “us”). Pursuant to the terms hereof, the Company hereby accepts the offer the Subscriber has made to purchase 5,750,000 shares of Class B common stock, $0.0001 par value per share (the “Shares”), up to 750,000 of which are subject to forfeiture by you if the underwriters of the initial public offering (“IPO”) of units (“Units”) of the Company, do not fully exercise their over-allotment option (the “Over-allotment Option”). The Company and the Subscriber’s agreements regarding such Shares are as follows:

FORM OF INDEMNITY AGREEMENT
Indemnity Agreement • October 25th, 2019 • FinServ Acquisition Corp. • Blank checks • Delaware

THIS INDEMNITY AGREEMENT (this “Agreement”) is made as of [______], 2019, by and between FinServ Acquisition Corporation, a Delaware corporation (the “Company”), and (“Indemnitee”).

REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • November 6th, 2019 • FinServ Acquisition Corp. • Blank checks • New York

THIS REGISTRATION RIGHTS AGREEMENT (this “Agreement”), dated as of October 31, 2019, is made and entered into by and between FinServ Acquisition Corp., a Delaware corporation (the “Company”) and FinServ Holdings LLC, a Delaware limited liability company (the “Sponsor,” together with any person or entity who hereafter becomes a party to this Agreement pursuant to Section 5.2 of this Agreement, a “Holder” and collectively the “Holders”).

October 31, 2019
Underwriting Agreement • November 6th, 2019 • FinServ Acquisition Corp. • Blank checks

This letter (this “Letter Agreement”) is being delivered to you in accordance with the Underwriting Agreement (the “Underwriting Agreement”) entered into by and among FinServ Acquisition Corp., a Delaware corporation (the “Company”), Barclays Capital Inc. and Cantor Fitzgerald & Co., as representatives (each, an “Representative” and collectively, the “Representatives”) of the several underwriters (each, an “Underwriter” and collectively, the “Underwriters”), relating to an underwritten initial public offering (the “Public Offering”), of 25,300,000 of the Company’s units (including up to 3,300,000 units that may be purchased to cover over-allotments, if any) (the “Units”), each comprised of one share of the Company’s Class A common stock, par value $0.0001 per share (the “Common Stock”), and one-half of one redeemable warrant. Each whole warrant (each, a “Warrant”) entitles the holder thereof to purchase one share of Common Stock at a price of $11.50 per share, subject to adjustment. Th

UNIT SUBSCRIPTION AGREEMENT
Unit Subscription Agreement • November 6th, 2019 • FinServ Acquisition Corp. • Blank checks • New York

This UNIT SUBSCRIPTION AGREEMENT (this “Agreement”) is made as of the 31st day of October 2019, by and between FinServ Acquisition Corp., a Delaware corporation (the “Company”), having its principal place of business at 1345 Avenue of the Americas, New Yok, NY 10105, and FinServ Holdings LLC, a Delaware limited liability company (the “Subscriber”), having its principal place of business at 1345 Avenue of the Americas, New Yok, NY 10105.

INDEMNIFICATION AGREEMENT
Indemnification Agreement • June 15th, 2021 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec • Delaware

This Indemnification Agreement (this “Agreement”) is made as of ______, 20__, by and between Katapult Holdings, Inc., a Delaware corporation (the “Corporation”), and [●] (“Indemnitee”). Capitalized terms used, but not otherwise defined herein, shall have the meanings set forth in Section 1.

Certain confidential information contained in this document, marked by [***], has been omitted because the registrant has determined that the information (i) is not material and (ii) is the type that the registrant treats as private or confidential....
Loan and Security Agreement • May 11th, 2023 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec

This Fifteenth Amendment to Loan and Security Agreement (this “Amendment”) is entered into this 6th day of March, 2023, by and among (a) KATAPULT SPV-1 LLC, a Delaware limited liability company (“Borrower”), (b) KATAPULT GROUP, INC., a Delaware corporation (“Holdings”), (c) KATAPULT HOLDINGS, INC., a Delaware corporation (“Parent Entity”), (d) MIDTOWN MADISON MANAGEMENT LLC, a Delaware limited liability company, as administrative, payment and collateral agent for each of the Lenders (in such capacities, “Agent”) and (d) each of the Lenders party hereto.

AMENDED AND RESTATED EMPLOYMENT AGREEMENT
Employment Agreement • March 1st, 2023 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec • Delaware

This Amended and Restated Employment Agreement (this “Agreement”), dated as of February 27, 2023, (the “Effective Date”) is made by and between Katapult Holdings, Inc., a Delaware corporation (“Parent”), Katapult Group, Inc., a wholly-owned subsidiary of Parent and a Delaware corporation (the “Company”), and Nancy Walsh (“Executive”).

EIGHTH AMENDMENT TO LOAN AND SECURITY AGREEMENT
Loan and Security Agreement • March 15th, 2022 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec

This Eighth Amendment to Loan and Security Agreement (this “Amendment”) is entered into this 28th day of September, 2020, by and among (a) KATAPULT SPV-1 LLC, a Delaware limited liability company (“Borrower”), (b) KATAPULT GROUP, INC., a Delaware corporation (“Holdings”), (c) MIDTOWN MADISON MANAGEMENT LLC, a Delaware limited liability company, as administrative, payment and collateral agent for each of the Lenders (in such capacities, “Agent”) and (d) each of the Lenders party hereto.

FORM OF AMENDED AND RESTATED REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • June 15th, 2021 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec • New York

THIS AMENDED AND RESTATED REGISTRATION RIGHTS AGREEMENT (this “Agreement”), dated as of June 9, 2021, is made and entered into by and between FinServ Acquisition Corp., a Delaware corporation (the “Company”) and FinServ Holdings LLC, a Delaware limited liability company (the “Sponsor,”), the undersigned parties listed under “Existing Holders” on the signature pages hereto (each such party, together with the Sponsor and any person or entity deemed an “Existing Holder,” an “Existing Holder” and collectively, the “Existing Holders”) and the undersigned parties listed under New Holders on the signature pages hereto, (each such party, together with any person or entity deemed a “New Holder” who hereafter becomes a party to this Agreement pursuant to Section 5.2 of this Agreement, including the Curo Holders, a “New Holder” and collectively the “New Holders”). Capitalized terms used but not otherwise defined in this Agreement shall have the meanings ascribed thereto in the Merger Agreement (a

CONTRIBUTION & EXCHANGE AGREEMENT
Contribution & Exchange Agreement • December 15th, 2025 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec • Delaware

This Contribution & Exchange Agreement (this “Agreement”) is entered into as of December 11, 2025 by and among Katapult Holdings, Inc., a Delaware corporation (“Katapult”), Aaron’s Intermediate Holdco, Inc., a Delaware corporation (“Aaron’s”), CCF Holdings LLC, a Delaware limited liability company (“CCFI”) and the undersigned signatories party hereto (collectively, the “Rollover MIP Holders” and each a “Rollover MIP Holder”). Katapult, Aaron’s, CCFI and each Rollover MIP Holder are individually referred to herein as a “Party” and collectively as the “Parties.” Capitalized terms used but not otherwise defined in this Agreement shall have the meanings assigned to such terms in the Merger Agreement (as defined below).

acknowledgment and support agreement November 3, 2025
Acknowledgment and Support Agreement • November 3rd, 2025 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec

Reference is made to that certain Series A Investment Agreement, dated as of November 3, 2025 (the “Series A Investment Agreement”), by and between HHCF Series 21 Sub, LLC, a Delaware limited liability company (together with its Affiliates, “Purchaser”) and Katapult Holdings, Inc., a Delaware corporation (the “Company”), and that certain Series B Investment Agreement, dated as of November 3, 2025, by and between Purchaser and the Company (the “Series B Investment Agreement” and collectively with the Series A Investment Agreement, the “Investment Agreements”), pursuant to which the Company will issue and sell, and the Purchaser will purchase, 35,000 shares of the Company’s Series A Convertible Preferred Stock, par value $0.0001 per share, and 30,000 shares of the Company’s Series B Convertible Preferred Stock, par value $0.0001 per share (such shares of Series A Convertible Preferred Stock and Series B Convertible Preferred Stock, the “Shares”). Capitalized terms used herein and not oth

UNDERWRITING AGREEMENT
Underwriting Agreement • November 6th, 2019 • FinServ Acquisition Corp. • Blank checks • New York

Barclays Capital Inc. Cantor Fitzgerald & Co. As Representatives of the several Underwriters named in Schedule I attached hereto,

FOURTH AMENDMENT TO MASTER LOAN AND SECURITY AGREEMENT
Master Loan and Security Agreement • June 18th, 2026 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec

This MASTER LOAN AND SECURITY AGREEMENT (as amended, restated, modified and/or supplemented from time to time, this “Agreement”) is dated and entered into as of February 10, 2023, by and among TMX MP SPE, LLC, a Delaware limited liability company (together with its successors and assigns, “Borrower”), the Lenders from time to time party hereto, and BP COMMERCIAL FUNDING TRUST II, SERIES SPL-XVI, a statutory series of BP COMMERCIAL FUNDING TRUST II, a Delaware statutory trust, for itself and for no other series of BP COMMERCIAL FUNDING TRUST II, as Administrative Agent. Capitalized terms used in this Agreement that are not otherwise defined shall have the meanings set forth in Section 1.1.

FinServ Acquisition Corp.
Administrative Support Agreement • November 6th, 2019 • FinServ Acquisition Corp. • Blank checks • New York

This letter agreement by and between FinServ Acquisition Corp. (the “Company”) and FinServ Holdings LLC (the “Sponsor”), dated as of the date hereof, will confirm our agreement that, commencing on the date the securities of the Company are first listed on The Nasdaq Capital Market (the “Listing Date”), pursuant to a Registration Statement on Form S-1 and prospectus filed with the U.S. Securities and Exchange Commission (the “Registration Statement”) and continuing until the earlier of the consummation by the Company of an initial business combination or the Company’s liquidation (in each case as described in the Registration Statement) (such earlier date hereinafter referred to as the “Termination Date”):

REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • November 3rd, 2025 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec • Delaware

This REGISTRATION RIGHTS AGREEMENT (this “Agreement”) is made and entered into as of November 3, 2025, by and among Katapult Holdings, Inc., a Delaware corporation (“Katapult”), and the holders of Series A Convertible Preferred Stock of Katapult set forth on Schedule 1 hereto (each, a “Securityholder”, and collectively, the “Securityholders”), and shall become effective only as of the Closing (as defined below).

SPONSOR AGREEMENT
Sponsor Agreement • December 21st, 2020 • FinServ Acquisition Corp. • Blank checks

This SPONSOR AGREEMENT (this “Agreement”), dated as of December 18, 2020, is made by and among FinServ Holdings LLC, a Delaware limited liability company (the “Class B Holder”), FinServ Acquisition Corp., a Delaware Corporation (“Acquiror”), Katapult Holdings, Inc., a Delaware corporation (the “Company”), and certain undersigned individuals, each of whom is a member of Acquiror’s board of directors and/or management team of Acquiror (“Insiders”) solely with respect to Section 5. The Class B Holder, Acquiror and the Company shall be referred to herein from time to time collectively as the “Parties”. Capitalized terms used but not otherwise defined herein shall have the meanings ascribed to such terms in the Merger Agreement (as defined below).

LIMITED WAIVER
Limited Waiver • September 29th, 2025 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec

This LIMITED WAIVER (this “Agreement”) is entered into this 29th day of September, 2025, by and among KATAPULT SPV-1 LLC, a Delaware limited liability company (“Borrower”), KATAPULT GROUP, INC, a Delaware corporation (“Holdings”), KATAPULT HOLDINGS, INC., a Delaware corporation (“Parent Entity” and Borrower, Holdings and Parent Entity together, collectively, the “Credit Parties”), each of the lenders party to the Loan Agreement (defined below) (individually, each a “Lender” and collectively, the “Lenders”) and MIDTOWN MADISON MANAGEMENT LLC, a Delaware limited liability company, as administrative, payment and collateral agent for itself, as a Lender, and for the other Lenders (in such capacities, “Agent”).

REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • December 15th, 2025 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec • Delaware

This REGISTRATION RIGHTS AGREEMENT (this “Agreement”) is made and entered into as of December 11, 2025, by and among Katapult Holdings, Inc., a Delaware corporation (“Katapult”), and the stockholders of Aaron’s Intermediate Holdco, Inc., a Delaware corporation (“Aaron’s”) and unitholders of CCF Holdings LLC, a Delaware limited liability company (“CCFI”), set forth on Schedule 1 hereto (each, a “Securityholder”, and collectively, the “Securityholders”), and shall become effective only as of the Closing (as defined below).

LIMITED WAIVER
Limited Waiver • September 16th, 2025 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec

This LIMITED WAIVER (this “Agreement”) is entered into this 15th day of September, 2025, by and among KATAPULT SPV-1 LLC, a Delaware limited liability company (“Borrower”), KATAPULT GROUP, INC, a Delaware corporation (“Holdings”), KATAPULT HOLDINGS, INC., a Delaware corporation (“Parent Entity” and Borrower, Holdings and Parent Entity together, collectively, the “Credit Parties”), each of the lenders party to the Loan Agreement (defined below) (individually, each a “Lender” and collectively, the “Lenders”) and MIDTOWN MADISON MANAGEMENT LLC, a Delaware limited liability company, as administrative, payment and collateral agent for itself, as a Lender, and for the other Lenders (in such capacities, “Agent”).

THIRD AMENDMENT AND LIMITED WAIVER TO AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT
Loan and Security Agreement • June 3rd, 2026 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec • New York

THIS AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT (the “Agreement”) dated as of June 12, 2025, is entered into by and among KATAPULT SPV-1 LLC, a Delaware limited liability company (“Borrower”), KATAPULT GROUP, INC, a Delaware corporation (“Holdings”), Katapult Holdings, Inc., a Delaware corporation (“Parent Entity”), each of the lenders from time to time party hereto (individually each a “Lender” and collectively the “Lenders”) and MIDTOWN MADISON MANAGEMENT LLC, a Delaware limited liability company, as administrative, payment and collateral agent for itself, as a Lender, and for the other Lenders (in such capacities, “Agent”).

FIFTH AMENDMENT TO SECOND AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT
Revolving Credit Agreement • June 18th, 2026 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec

This FIFTH AMENDMENT TO SECOND AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT (this “Amendment”), is dated and entered into as of October 16, 2025, among CCF OPCO LLC, a Delaware limited liability company (“Borrower”), the Lenders party hereto, and VERITEX COMMUNITY BANK, as Administrative Agent (“Administrative Agent”). Capitalized terms used herein that are not otherwise defined shall have the meanings ascribed thereto in the Loan Agreement (defined below).

LIMITED WAIVER AND AMENDMENT AGREEMENT
Limited Waiver and Amendment Agreement • June 4th, 2025 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec

This lIMITED WAIVER AND aMENDMENT AGREEMENT (this “Agreement”) is entered into this 3rd day of June, 2025, by and among KATAPULT SPV-1 LLC, a Delaware limited liability company (“Borrower”), KATAPULT GROUP, INC, a Delaware corporation (“Holdings”), KATAPULT HOLDINGS, INC., a Delaware corporation (“Parent Entity” and Borrower, Holdings and Parent Entity together, collectively, the Credit Parties”), each of the lenders party to the Loan Agreement (defined below) (individually, each a “Lender” and collectively, the “Lenders”) and MIDTOWN MADISON MANAGEMENT LLC, a Delaware limited liability company, as administrative, payment and collateral agent for itself, as a Lender, and for the other Lenders (in such capacities, “Agent”).

AGREEMENT AND PLAN OF MERGER BY AND AMONG FINSERV ACQUISITION CORP., KEYS MERGER SUB 1, INC., KEYS MERGER SUB 2, LLC, KATAPULT HOLDINGS, INC. AND, IN HIS CAPACITY AS THE HOLDER REPRESENTATIVE, Orlando Zayas DATED AS OF DECEMBER 18, 2020
Merger Agreement • December 21st, 2020 • FinServ Acquisition Corp. • Blank checks • Delaware

This AGREEMENT AND PLAN OF MERGER (this “Agreement”), dated as of December 18, 2020, is made by and among FinServ Acquisition Corp., a Delaware corporation (“Acquiror”), Keys Merger Sub 1, Inc., a Delaware corporation, a wholly-owned Subsidiary of Acquiror (“Merger Sub 1”), Keys Merger Sub 1, LLC, a Delaware limited liability, a wholly-owned Subsidiary of Acquiror (“Merger Sub 2” and together with Merger Sub 1, the “Merger Subs”), Katapult Holdings, Inc., a Delaware corporation (the “Company”), and Orlando Zayas, in his capacity as the representative of all Pre-Closing Holders (the “Holder Representative”). Acquiror, Merger Sub 1, Merger Sub 2, the Company and the Holder Representative shall be referred to herein from time to time collectively as the “Parties”. Capitalized terms used but not otherwise defined herein have the meanings set forth in ‎Section 1.1.

LIMITED WAIVER AND AMENDMENT AGREEMENT
Limited Waiver and Amendment Agreement • May 15th, 2025 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec

THIS LIMITED WAIVER AND AMENDMENT AGREEMENT (this “Agreement”) is entered into this 14th day of May, 2025, by and among KATAPULT SPV-1 LLC, a Delaware limited liability company (“Borrower”), KATAPULT GROUP, INC, a Delaware corporation (“Holdings”), KATAPULT HOLDINGS, INC., a Delaware corporation (“Parent Entity” and Borrower, Holdings and Parent Entity together, collectively, the Credit Parties”), each of the lenders party to the Loan Agreement (defined below) (individually, each a “Lender” and collectively, the “Lenders”) and MIDTOWN MADISON MANAGEMENT LLC, a Delaware limited liability company, as administrative, payment and collateral agent for itself, as a Lender, and for the other Lenders (in such capacities, “Agent”).

THIRD AMENDMENT TO MASTER LOAN AND SECURITY AGREEMENT
Master Loan and Security Agreement • June 18th, 2026 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec

This THIRD Amendment TO MASTER LOAN AND SECURITY AGREEMENT (this “Amendment”) is entered into as of December 19, 2025, by and among AARON’S RECEIVABLES, LLC, a Delaware limited liability company (“Borrower”), each of the lenders party to the Loan Agreement (defined below) (individually, each a “Lender” and collectively, the “Lenders”) and BP COMMERCIAL FUNDING TRUST III, SERIES SPL-VI, a statutory series of BP COMMERCIAL FUNDING TRUST III, a Delaware statutory trust, for itself and for no other series of BP COMMERCIAL FUNDING TRUST III, as administrative agent (in such capacity, “Administrative Agent”).

THIRTEENTH AMENDMENT TO LOAN AND SECURITY AGREEMENT
Loan and Security Agreement • March 15th, 2022 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec

This Thirteenth Amendment to Loan and Security Agreement (this “Amendment”) is entered into this 14th day of March, 2022, by and among (a) KATAPULT SPV-1 LLC, a Delaware limited liability company (“Borrower”), (b) KATAPULT GROUP, INC., a Delaware corporation (“Holdings”), (c) KATAPULT HOLDINGS, INC., a Delaware corporation (“Parent Entity”), (d) MIDTOWN MADISON MANAGEMENT LLC, a Delaware limited liability company, as administrative, payment and collateral agent for each of the Lenders (in such capacities, “Agent”) and (d) each of the Lenders party hereto.

STOCKHOLDERS AGREEMENT
Stockholders Agreement • December 15th, 2025 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec • Delaware

This Stockholders Agreement (this “Agreement”) is entered into as of December 11, 2025, by and among Katapult Holdings, Inc., a Delaware corporation (“Katapult”), and the undersigned holders of securities of Katapult (each a “Stockholder” and collectively the “Stockholders”).

LIMITED WAIVER AND AMENDMENT AGREEMENT
Limited Waiver and Amendment Agreement • June 9th, 2025 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec

This lIMITED WAIVER AND aMENDMENT AGREEMENT (this “Agreement”) is entered into this 9th day of June, 2025, by and among KATAPULT SPV-1 LLC, a Delaware limited liability company (“Borrower”), KATAPULT GROUP, INC, a Delaware corporation (“Holdings”), KATAPULT HOLDINGS, INC., a Delaware corporation (“Parent Entity” and Borrower, Holdings and Parent Entity together, collectively, the “Credit Parties”), each of the lenders party to the Loan Agreement (defined below) (individually, each a “Lender” and collectively, the “Lenders”) and MIDTOWN MADISON MANAGEMENT LLC, a Delaware limited liability company, as administrative, payment and collateral agent for itself, as a Lender, and for the other Lenders (in such capacities, “Agent”).

FORM OF VOTING AND SUPPORT AGREEMENT
Voting and Support Agreement • December 21st, 2020 • FinServ Acquisition Corp. • Blank checks

This VOTING AND SUPPORT AGREEMENT (this “Agreement”) is entered into as of December 18, 2020, by and between FinServ Acquisition Corp., a Delaware corporation (“Acquiror”), Katapult Holdings, Inc., a Delaware corporation (the “Company”) and [__] (the “Stockholder”). Each of Acquiror, the Company and Stockholder (and if applicable, his or her Spouse (defined below)) are sometimes referred to herein individually as a “Party” and collectively as the “Parties”. Capitalized terms used herein without being otherwise defined herein shall have the meanings assigned thereto in the Merger Agreement (defined below).

INDEMNITY GUARANTY
Indemnity Guaranty • March 15th, 2022 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec • New York

THIS INDEMNITY GUARANTY (this “Guaranty”) is executed as of May 14 2019, by COGNICAL, INC., a Delaware corporation (“Holdings”) and COGNICAL HOLDINGS, INC., a Delaware corporation (“Parent Entity” and, together with Holdings, the “Guarantors” and each, individually, a (“Guarantor”), for the benefit of MIDTOWN MADISON MANAGEMENT LLC, a Delaware limited liability company having an address at 780 Third Avenue, 27th Floor, New York, New York in its capacity as agent for itself as a Lender and the Lenders (as defined below) (in such capacity, the “Agent”).

110,000,000 SENIOR SECURED REVOLVING LOAN FACILITY AND $32,654,469.23 SENIOR SECURED TERM LOAN AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT among KATAPULT SPV-1 LLC, as Borrower, and KATAPULT GROUP, INC., as Holdings and Katapult Holdings, Inc.,...
Loan and Security Agreement • June 13th, 2025 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec • New York

THIS AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT (the “Agreement”) dated as of June 12, 2025, is entered into by and among KATAPULT SPV-1 LLC, a Delaware limited liability company (“Borrower”), KATAPULT GROUP, INC, a Delaware corporation (“Holdings”), Katapult Holdings, Inc., a Delaware corporation (“Parent Entity”), each of the lenders from time to time party hereto (individually each a “Lender” and collectively the “Lenders”) and MIDTOWN MADISON MANAGEMENT LLC, a Delaware limited liability company, as administrative, payment and collateral agent for itself, as a Lender, and for the other Lenders (in such capacities, “Agent”).

LIMITED WAIVER
Limited Waiver • February 20th, 2026 • Katapult Holdings, Inc. • Services-equipment rental & leasing, nec

This LIMITED WAIVER (this “Agreement”) is entered into this 13th day of February, 2026, by and among KATAPULT SPV-1 LLC, a Delaware limited liability company (“Borrower”), KATAPULT GROUP, INC, a Delaware corporation (“Holdings”), KATAPULT HOLDINGS, INC., a Delaware corporation (“Parent Entity” and Borrower, Holdings and Parent Entity together, collectively, the “Credit Parties”), each of the lenders party to the Loan Agreement (defined below) (individually, each a “Lender” and collectively, the “Lenders”) and MIDTOWN MADISON MANAGEMENT LLC, a Delaware limited liability company, as administrative, payment and collateral agent for itself, as a Lender, and for the other Lenders (in such capacities, “Agent”).