Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2004-14 Sample Contracts

TERMS AGREEMENT
Terms Agreement • October 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2004-14 • Asset-backed securities

To: Structured Asset Securities Corporation, as Depositor under the Trust Agreement dated as of September 1, 2004 (the "Trust Agreement").

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Sale and Servicing Agreement • October 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2004-14 • Asset-backed securities • New York
EX 99.3 September 1, 2004 Colonial Savings, F.A. 2626 West Freeway Fort Worth, Texas 76702 Attention: F. Allen Maulsby Reference is made to that certain Correspondent Servicing Agreement, dated as of June 26, 2002 (the "Servicing Agreement") annexed...
Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2004-14 • October 15th, 2004 • Asset-backed securities

Reference is made to that certain Correspondent Servicing Agreement, dated as of June 26, 2002 (the "Servicing Agreement") annexed as Exhibit C, by and between the Colonial Savings, F.A. (the "Servicer"), Lehman Brothers Bank, FSB (the "Bank") and Aurora Loan Services Inc. (the "Master Servicer"). This notice constitutes a "Transfer Notice" as contemplated by Section 7.01 of the Servicing Agreement. Capitalized terms used herein without definition and defined in the Servicing Agreement are used herein as defined therein. Reference is also made to that certain Assignment and Assumption Agreement, dated as of September 1, 2004 (the "Assignment") annexed as Exhibit A, by and between the Bank and Lehman Brothers Holdings Inc. (the "Owner") pursuant to which the Owner acquired from the Bank all of the Bank's right, title and interest in and to certain of the Mortgage Loans currently serviced under the Servicing Agreement and assumed for the benefit of the Servicer and the Bank the rights an

RECITALS
Reconstituted Servicing Agreement • October 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2004-14 • Asset-backed securities • New York
PURCHASER AND
Warranties and Servicing Agreement • October 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2004-14 • Asset-backed securities • New York
EX 99.10 CORRESPONDENT SERVICING AGREEMENT
Correspondent Servicing Agreement • October 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2004-14 • Asset-backed securities • New York
FLOW INTERIM SERVICING AGREEMENT
Flow Interim Servicing Agreement • October 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2004-14 • Asset-backed securities • New York
between LEHMAN BROTHERS BANK, F.S.B, Purchaser and First National Bank of Nevada Seller
Interim Servicing Agreement • October 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2004-14 • Asset-backed securities • New York
BISHOP'S GATE RESIDENTIAL MORTGAGE TRUST (FORMERLY KNOWN AS CENDANT RESIDENTIAL MORTGAGE TRUST) SELLERS Schedules
Servicing Agreement • October 15th, 2004 • Structured Adjustable Rate Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2004-14 • Asset-backed securities • New York
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