SBL Variable Annuity Account Xiv Sample Contracts

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Participation Agreement • December 28th, 2012 • SBL Variable Annuity Account Xiv • New York
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Participation Agreement • April 28th, 2006 • SBL Variable Annuity Account Xiv • New York
FLEXIBLE PREMIUM DEFERRED VARIABLE ANNUITY CONTRACT
SBL Variable Annuity Account Xiv • November 9th, 2006
PARTICIPATION AGREEMENT AMONG SECURITY BENEFIT LIFE INSURANCE COMPANY, RYDEX SERIES FUNDS AND RYDEX DISTRIBUTORS, INC.
Participation Agreement • April 30th, 2012 • SBL Variable Annuity Account Xiv • Kansas
REINSURANCE AGREEMENT NUMBER 10107 dated as of October 1, 2007
Reinsurance Agreement • April 29th, 2008 • SBL Variable Annuity Account Xiv • Kansas
CONTENTS
Participation Agreement • April 30th, 2009 • SBL Variable Annuity Account Xiv • California
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Participation Agreement • April 27th, 2007 • SBL Variable Annuity Account Xiv • New York
AMENDED AND RESTATED PARTICIPATION AGREEMENT Among VARIABLE INSURANCE PRODUCTS FUNDS, FIDELITY DISTRIBUTORS COMPANY LLC and SECURITY BENEFIT LIFE INSURANCE COMPANY
Participation Agreement • April 29th, 2020 • SBL Variable Annuity Account Xiv • Massachusetts

THIS AMENDED AND RESTATED AGREEMENT, made and entered into as of the 1st day of January, 2020 by and among SECURITY BENEFIT LIFE INSURANCE COMPANY, (hereinafter the “Company”), a Kansas corporation, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be updated from time to time for the convenience of the parties (each such account hereinafter referred to as the “Account”); and FIDELITY DISTRIBUTORS COMPANY LLC (hereinafter the “Underwriter”), a Massachusetts corporation; and each of VARIABLE INSURANCE PRODUCTS FUND, VARIABLE INSURANCE PRODUCTS FUND II, VARIABLE INSURANCE PRODUCTS FUND III and VARIABLE INSURANCE PRODUCTS FUND IV and VARIABLE INSURANCE PRODUCTS FUND V each an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (each referred to hereinafter as the “Fund”).

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Participation Agreement • April 27th, 2007 • SBL Variable Annuity Account Xiv • Kansas
PARTICIPATION AGREEMENT Among SECURITY BENEFIT LIFE INSURANCE COMPANY, PIMCO VARIABLE INSURANCE TRUST, and PIMCO ADVISORS DISTRIBUTORS LLC
Participation Agreement • April 30th, 2004 • SBL Variable Annuity Account Xiv • California

THIS AGREEMENT, dated as of the 1st day of May, 2003, by and among Security Benefit Life Insurance Company, (the "Company"), a Kansas life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to as the "Account"), PIMCO Variable Insurance Trust (the "Fund"), a Delaware business trust, and PIMCO Advisors Distributors LLC (the "Underwriter"), a Delaware limited liability company.

PARTICIPATION AGREEMENT BETWEEN SECURITY BENEFIT LIFE INSURANCE COMPANY AND BARON CAPITAL, INC.
Participation Agreement • April 27th, 2007 • SBL Variable Annuity Account Xiv • Kansas
FACILITIES AGREEMENT
Facilities Agreement • April 28th, 2006 • SBL Variable Annuity Account Xiv • Kansas
PARTICIPATION AGREEMENT
Participation Agreement • April 15th, 2011 • SBL Variable Annuity Account Xiv • Massachusetts

THIS AGREEMENT, dated as of the 22nd day of November, 2010, by and among SECURITY BENEFIT LIFE INSURANCE COMPANY (the "Company"), a Kansas life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto which may be updated from time to time for the convenience of the parties, (each separate account hereinafter referred to as the "Account"), Security Distributors, Inc., a Kansas corporation registered as a broker-dealer (“SDI”), DWS VARIABLE SERIES I, DWS VARIABLE SERIES II and DWS INVESTMENTS VIT FUNDS (individually, a "Fund"), each a Massachusetts business trust created under a Declaration of Trust, as amended, DWS INVESTMENTS DISTRIBUTORS, INC. (the "Underwriter"), a Delaware corporation, and DEUTSCHE INVESTMENT MANAGEMENT AMERICAS INC., a Delaware corporation (the “Adviser”). The parties agree that a single document is being used for ease of administration and that this Agreement shall be treated as if it were a

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 28th, 2017 • SBL Variable Annuity Account Xiv • Massachusetts

This Fund Participation Agreement (the “Agreement”), effective as of 1st day of November, 2011, is made by and among Security Benefit Life Insurance Company (“Company”), on its own behalf and on behalf of each segregated asset account of the Company currently in existence or hereafter created, as set forth on Schedule A hereto, which may be updated from time to time for the convenience of the parties, (each an “Account”), JPMorgan Insurance Trust (the “Trust”), the Trust’s investment advisor, J. P. Morgan Investment Management Inc. (the “Adviser”), and the Trust’s administrator, JPMorgan Funds Management, Inc. (the “Administrator”).

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PARTICIPATION AGREEMENT Among VANGUARD VARIABLE INSURANCE FUND and THE VANGUARD GROUP, INC. and VANGUARD MARKETING CORPORATION and
Participation Agreement • April 29th, 2016 • SBL Variable Annuity Account Xiv • Pennsylvania

THIS AGREEMENT, made and entered into as of the 31st day of March, 2015, by and among VANGUARD VARIABLE INSURANCE FUND (hereinafter the “Fund”), a Delaware business trust, THE VANGUARD GROUP, INC. (hereinafter the “Sponsor”), a Pennsylvania corporation, VANGUARD MARKETING CORPORATION (hereinafter the “Distributor”), a Pennsylvania corporation, and SECURITY BENEFIT LIFE INSURANCE COMPANY (hereinafter the “Company”), a Kansas corporation, on its own behalf and on behalf of each segregated asset account of the Company named in Schedule A hereto as may be updated from time to time for the convenience of the parties (each such account hereinafter referred to as the “Account”).

PARTICIPATION AGREEMENT Among Security Benefit Life Insurance Company, Mutual Fund and Variable Insurance Trust, and
Participation Agreement • April 30th, 2018 • SBL Variable Annuity Account Xiv • Kansas

THIS AGREEMENT, dated as of the 1st day of May, 2017, by and among Security Benefit Life Insurance Company, (the "Company"), a stock life insurance company organized under the laws of the State of Kansas, on its own behalf and on behalf of each segregated asset account of the Company currently in existence or hereafter created, as set forth on Schedule A hereto, which may be updated from time to time for the convenience of the parties, (each an "Account"), Mutual Fund and Variable Insurance Trust (the "Fund"), a Delaware business trust, and Rational Advisors, Inc. (the "Adviser"), an Ohio Corporation.

PARTICIPATION AGREEMENT AMONG MFS VARIABLE INSURANCE TRUST, SECURITY BENEFIT LIFE INSURANCE COMPANY AND MASSACHUSETTS FINANCIAL SERVICES COMPANY
Participation Agreement • April 15th, 2011 • SBL Variable Annuity Account Xiv • Massachusetts

THIS AGREEMENT, made and entered into this 21st day of September 2005, by and among MFS VARIABLE INSURANCE TRUST, a Massachusetts business trust (the “Trust”), SECURITY BENEFIT LIFE INSURANCE COMPANY, a stock life insurance company organized under the laws of the State of Kansas (the “Company”) on its own behalf and on behalf of each of the segregated asset accounts of the Company set forth in Schedule A hereto, as may be amended from time to time (the “Accounts”), and MASSACHUSETTS FINANCIAL SERVICES COMPANY, a Delaware corporation (“MFS”).

AMENDED AND RESTATED PARTICIPATION AGREEMENT AMONG MFS VARIABLE INSURANCE TRUST, MFS VARIABLE INSURANCE TRUST II, SECURITY BENEFIT LIFE INSURANCE COMPANY AND MFS FUND DISTRIBUTORS, INC.
Participation Agreement • December 28th, 2012 • SBL Variable Annuity Account Xiv • Massachusetts

THIS AGREEMENT, made and entered into this 1st day of July 2012, by and among MFS VARIABLE INSURANCE TRUST, a Massachusetts business trust (the “Trust I”), MFS VARIABLE INSURANCE TRUST II, a Massachusetts business trust (the “Trust II”) (Trust I and Trust II each referred to, individually, as the “Trust” and, collectively, as the “Trusts”), Security Benefit Life Insurance Company, a Kansas life insurance company (the “Company”), and on behalf of each of the segregated asset accounts of the Company set forth in Schedule A hereto, as may be amended from time to time (the “Accounts”), and MFS Fund Distributors, Inc., a Delaware corporation (“MFD”).

PARTICIPATION AGREEMENT by and among DFA INVESTMENT DIMENSIONS GROUP INC., DIMENSIONAL FUND ADVISORS LP, DFA SECURITIES LLC and SECURITY BENEFIT LIFE INSURANCE COMPANY
Participation Agreement • April 29th, 2020 • SBL Variable Annuity Account Xiv • Texas

THIS AGREEMENT, made and entered into this 27th day of February 2012, by and among Security Benefit Life Insurance Company (“Company”), on its own behalf and on behalf of segregated asset accounts of the Company that may be established from time to time (individually, an “Account” and collectively, the “Accounts”); DFA Investment Dimensions Group Inc. (“Fund”); the Fund’s investment adviser, Dimensional Fund Advisors LP (“Adviser”); and DFA Securities LLC (“DFAS”) (individually, a “Party” and collectively, the “Parties”).

FUND PARTICIPATION AND SERVICE AGREEMENT
Fund Participation and Service Agreement • April 30th, 2014 • SBL Variable Annuity Account Xiv • New York

Security Benefit Life Insurance Company (“Insurance Company”), for itself and on behalf of one or more separate accounts of the Insurance Company (“Separate Accounts”), American Funds Distributors, Inc. (“AFD”), American Funds Service Company (“Transfer Agent”), Capital Research and Management Company (“CRMC”), and the American Funds Insurance Series (the “Series”), an open-end investment company for which AFD, CRMC and Transfer Agent provide services and which is divided into funds (hereinafter collectively called the “Funds” and, individually, a “Fund”), for good and valuable consideration, hereby agree on this 3rd day of February 2014, that Class 4 shares of the Funds (“Class 4 Shares”) and Class P2 shares of the Funds (“Class P2 Shares” and together with Class 4 Shares, the “shares”) shall be made available to serve as underlying investment media for certain variable annuity contracts (hereinafter called “Contract(s)”; holders of such Contracts hereinafter called “Contractholder(s)

PARTICIPATION AGREEMENT Among PUTNAM VARIABLE TRUST PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP And SECURITY BENEFIT LIFE INSURANCE COMPANY
Participation Agreement • December 28th, 2012 • SBL Variable Annuity Account Xiv • Massachusetts

THIS AGREEMENT, made and entered into as of this 28th day of November, 2012, among SECURITY BENEFIT LIFE INSURANCE COMPANY (the “Company”), a stock life insurance company organized under the laws of the State of Kansas, on its own behalf and on behalf of each separate account of the Company set forth on Schedule A hereto, as such Schedule may be updated from time to time for the convenience of the parties (each such account hereinafter referred to as the “Account”), PUTNAM VARIABLE TRUST (the “Trust”), a Massachusetts business trust, and PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP (the “Underwriter”), a Massachusetts limited partnership.

PARTICIPATION AGREEMENT Security Benefit Life Insurance Company
Participation Agreement • April 30th, 2014 • SBL Variable Annuity Account Xiv • Kansas

This Participation Agreement (“Agreement”), dated as of the 25th day of August, 2010, is made by and between SECURITY BENEFIT LIFE INSURANCE COMPANY (“Company”), on behalf of itself and each of the separate accounts identified on Exhibit A, which is attached hereto, as the parties hereto may update from time to time for the convenience of the parties, (“Accounts”), WADDELL & REED, INC. (“W&R”), distributor for Ivy Funds Variable Insurance Portfolios, and IVY FUNDS VARIABLE INSURANCE PORTFOLIOS (“Ivy Funds VIP”).

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 30th, 2014 • SBL Variable Annuity Account Xiv • Delaware

This Fund Participation Agreement (the “Agreement”) is made this 12th day of February, 2014 by and among SEI Insurance Products Trust, a Delaware statutory trust (the “Trust”), on its own behalf and on behalf of each of the series of portfolios set forth on Schedule A (each a “Fund” and collectively, the “Funds”), SEI Investments Distribution Co., a Pennsylvania corporation (“Distributor”), solely with respect to Section 4.1 SEI Investments Management Corporation (“SIMC”), and Security Benefit Life Insurance Company, a stock life insurance company organized under the laws of the state of Kansas (“Company”), on its own behalf and on behalf of each separate account of the Company set forth on Schedule B, as may be amended from time to time for the convenience of the parties (each an “Account” and collectively the “Accounts”).

PARTICIPATION AGREEMENT Among VAN ECK VIP TRUST, VAN ECK SECURITIES CORPORATION, VAN ECK ASSOCIATES CORPORATION and SECURITY BENEFIT LIFE INSURANCE COMPANY
Participation Agreement • April 30th, 2014 • SBL Variable Annuity Account Xiv • New York

THIS AGREEMENT, made and entered into to be effective on February 1, 2011, by and among SECURITY BENEFIT LIFE INSURANCE COMPANY (hereinafter the “Company”), a Kansas corporation, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto and incorporated herein by this reference, as such Schedule A may from time to time be updated for the convenience of the parties hereto (each such account hereinafter referred to as the “Account”), and VAN ECK VIP TRUST, an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (hereinafter the “Fund”), VAN ECK SECURITIES CORPORATION (hereinafter the “Underwriter”), a Delaware corporation and VAN ECK ASSOCIATES CORPORATION (hereinafter the “Adviser”), a Delaware corporation.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 30th, 2004 • SBL Variable Annuity Account Xiv • Delaware

THIS AGREEMENT, made and entered into this 1st day of May, 2003 (the "Agreement") by and among Security Benefit Life Insurance Company, organized under the laws of the State of Kansas (the "Company"), on behalf of itself and each separate account of the Company named in Schedule A to this Agreement, as may be amended from time to time (each account referred to as the "Account" and collectively as the "Accounts"); INVESCO Variable Investment Funds, Inc., an open-end management investment company organized under the laws of the State of Maryland (the "Fund"); INVESCO Funds Group, Inc., a corporation organized under the laws of the State of Delaware and investment adviser to the Fund (the "Adviser"); and INVESCO Distributors, Inc., a corporation organized under the laws of the State of Delaware and principal underwriter/distributor of the Fund (the "Distributor").

PARTICIPATION AGREEMENT AMONG THE UNIVERSAL INSTITUTIONAL FUNDS, INC., MORGAN STANLEY DISTRIBUTION, INC., MORGAN STANLEY INVESTMENT MANAGEMENT INC., AND SECURITY BENEFIT LIFE INSURANCE COMPANY DATED AS OF
Participation Agreement • April 29th, 2016 • SBL Variable Annuity Account Xiv • New York

(This and related steps may occur later in the chronological process due to possible uncertainties relating to the proposals.)

FRED ALGER & COMPANY, INCORPORATED PARTICIPATION AGREEMENT
Participation Agreement • April 30th, 2013 • SBL Variable Annuity Account Xiv • New York

THIS AGREEMENT is made this 31st day of October, 2010, by and among The Alger Portfolios (the Trust), an open-end management investment company organized as a Massachusetts business trust, Security Benefit Life Insurance Company, a life insurance company organized as a corporation under the laws of the State of Kansas (the Company), on its own behalf and on behalf of each segregated asset account of the Company set forth in Schedule A, as may be updated from time to time for the convenience of the parties (the Accounts), and Fred Alger & Company, Incorporated, a Delaware corporation, the Trusts distributor (the Distributor).

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