PARTICIPATION AGREEMENT AMONG OPPENHEIMER VARIABLE ACCOUNT FUNDS OPPENHEIMERFUNDS, INC. AND FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANY DATED AS OF AUGUST 1, 1998 TABLE OF CONTENTSParticipation Agreement • August 27th, 1998 • Fulcrum Separate Account of First Allmerica Fin Life Ins Co • Massachusetts
ARTICLE III Prospectuses, Reports to Shareholders and Proxy Statements, Voting 6Participation Agreement • August 27th, 1998 • Fulcrum Separate Account of First Allmerica Fin Life Ins Co • Massachusetts
FUND PARTICIPATION AGREEMENT THIS AGREEMENT made as of the 1st day of August, 1998, by and between the PBHG INSURANCE SERIES FUND, INC. ("FUND"), a Maryland corporation, PILGRIM BAXTER & ASSOCIATES, LTD. ("Adviser"), a Delaware corporation, and FIRST...Fund Participation Agreement • October 15th, 1998 • Fulcrum Separate Account of First Allmerica Fin Life Ins Co • Pennsylvania
EXHIBIT 3(a) FORM OF WHOLESALING AGREEMENTWholesaling Agreement • November 27th, 1996 • Fulcrum Separate Account of First Allmerica Fin Life Ins Co • Massachusetts
AGREEMENT FOR LOCKBOX SERVICES This Agreement is entered into as of July 1, 1997, by and between Boston Financial Data Services Inc. ("BFDS") and First Allmerica Financial Life Insurance Company, its subsidiaries and affiliates ("Customer") for the...Agreement • May 1st, 1998 • Fulcrum Separate Account of First Allmerica Fin Life Ins Co • Massachusetts
PARTICIPATION AGREEMENT AMONG MFS VARIABLE INSURANCE TRUST, FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANY AND MASSACHUSETTS FINANCIAL SERVICES COMPANYParticipation Agreement • August 27th, 1998 • Fulcrum Separate Account of First Allmerica Fin Life Ins Co • Massachusetts
BY AND AMONGParticipation Agreement • August 27th, 1998 • Fulcrum Separate Account of First Allmerica Fin Life Ins Co • Maryland
Amendment to Schedules 1, 2 and 3 of the Participation Agreement among Delaware Group Premium Fund, Inc. Delaware Distributors, Inc. Allmerica Financial Life Insurance and Annuity Company And First Allmerica Financial Life Insurance CompanyFulcrum Separate Account of First Allmerica Fin Life Ins Co • August 27th, 1998
EXHIBIT 15 PARTICIPATION AGREEMENTParticipation Agreement • November 27th, 1996 • Fulcrum Separate Account of First Allmerica Fin Life Ins Co • Massachusetts
EXHIBIT 3(b) ALLMERICA FINANCIAL PRINCIPAL OFFICE: WORCESTER, MASSACHUSETTS 01653 FORM OF SALES AGREEMENT First Allmerica Financial Life Insurance Company and Allmerica Financial Life Insurance and Annuity Company (herein collectively referred to as...Fulcrum Separate Account of First Allmerica Fin Life Ins Co • November 27th, 1996 • Massachusetts
