Columbia Bancorp \Or\ Sample Contracts

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RECITALS
Employment Agreement • March 31st, 1997 • Columbia Bancorp \Or\ • State commercial banks • Oregon
COMMON STOCK (WITHOUT PAR VALUE) FORM OF
Columbia Bancorp \Or\ • October 20th, 1998 • State commercial banks • Oregon
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Employment Agreement • August 9th, 2006 • Columbia Bancorp \Or\ • State commercial banks • Oregon
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Bonus Deferral Agreement • March 28th, 2003 • Columbia Bancorp \Or\ • State commercial banks • Oregon
AMENDMENT AND RESTATEMENT OF THE COLUMBIA RIVER BANK EXECUTIVE BONUS DEFERRAL AGREEMENT FOR
Columbia Bancorp \Or\ • February 21st, 2007 • State commercial banks • Oregon
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Deferred Compensation Agreement • March 31st, 1997 • Columbia Bancorp \Or\ • State commercial banks • Washington
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Employment Agreement • August 9th, 2006 • Columbia Bancorp \Or\ • State commercial banks • Oregon
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2002 Split Dollar Agreement • March 28th, 2003 • Columbia Bancorp \Or\ • State commercial banks • Oregon
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2001 Employment Agreement • March 29th, 2002 • Columbia Bancorp \Or\ • State commercial banks • Oregon
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2004 Employment Agreement • November 5th, 2004 • Columbia Bancorp \Or\ • State commercial banks • Oregon
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2004 Employment Agreement • March 15th, 2005 • Columbia Bancorp \Or\ • State commercial banks • Oregon
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Employment Agreement • January 3rd, 2007 • Columbia Bancorp \Or\ • State commercial banks • Oregon
CREDIT CARD ACCOUNT PURCHASE AGREEMENT
Credit Card Account Purchase Agreement • November 10th, 2008 • Columbia Bancorp \Or\ • State commercial banks • Minnesota

This Credit Card Account Purchase Agreement (“Agreement”) is made as of this 15 day of September 2008 (the “Effective Date”), by and between U.S. Bank National Association ND, d/b/a Elan Financial Services, a national bank, with its main office located at 4325 17th Ave. SW, Fargo, North Dakota 58103 (“Purchaser”), and Columbia River Bank, an Oregon State Bank, with its main office located at 401 East Third Street, Suite 200, The Dalles, OR 97058 (“Seller”).

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Employment Agreement • March 30th, 2000 • Columbia Bancorp \Or\ • State commercial banks • Oregon
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Employment Agreement • August 9th, 2006 • Columbia Bancorp \Or\ • State commercial banks • Oregon
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Employment Agreement • March 10th, 2004 • Columbia Bancorp \Or\ • State commercial banks • Oregon
Columbia River Bank — Staci L. Coburn
Employment Agreement • March 26th, 2009 • Columbia Bancorp \Or\ • State commercial banks • Oregon

This Employment Agreement (the “Agreement”) is made and entered into and is effective this 3rd day of November 2008 by and between Columbia River Bank, an Oregon corporation (“Bank”) and Staci L. Coburn (“Employee”).

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1998 Deferred Compensation Agreement • March 30th, 1999 • Columbia Bancorp \Or\ • State commercial banks • Oregon
EXECUTIVE SALARY CONTINUATION AGREEMENT FOR ROBERT V. CARD
Continuation Agreement • April 9th, 2007 • Columbia Bancorp \Or\ • State commercial banks • Oregon
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RECITALS
1998 Employment Agreement • September 25th, 1998 • Columbia Bancorp \Or\ • State commercial banks • Oregon
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Columbia Bancorp \Or\ • January 3rd, 2007 • State commercial banks
Exhibit 10.28 COLUMBIA RIVER BANK EXECUTIVE BONUS DEFERRAL AGREEMENT
Deferral Agreement • March 14th, 2006 • Columbia Bancorp \Or\ • State commercial banks • Oregon
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1998 Employment Agreement • March 30th, 1999 • Columbia Bancorp \Or\ • State commercial banks • Oregon
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Agreement and Plan • November 17th, 1998 • Columbia Bancorp \Or\ • State commercial banks • Oregon
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Employment Agreement • March 29th, 2002 • Columbia Bancorp \Or\ • State commercial banks • Oregon
ASSIGNMENT AND ASSUMPTION AGREEMENT PARTIES: Columbia Bancorp (“Assignor”)
Assignment and Assumption Agreement • December 27th, 2010 • Columbia Bancorp \Or\ • State commercial banks
Columbia Bancorp LIQUIDATING TRUST AGREEMENT
Liquidating Trust Agreement • December 9th, 2010 • Columbia Bancorp \Or\ • State commercial banks • Oregon

This Trust may be referred as the Columbia Bancorp Liquidating Trust or may be referred to by reference to this Trust Agreement dated effective December 7, 2010.

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Employment Agreement • March 10th, 2004 • Columbia Bancorp \Or\ • State commercial banks • New York
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Deferred Compensation Agreement • March 25th, 1998 • Columbia Bancorp \Or\ • State commercial banks • Oregon
SEVERANCE AND RELEASE AGREEMENT
Severance and Release Agreement • March 26th, 2009 • Columbia Bancorp \Or\ • State commercial banks • Oregon

THIS SEVERANCE AND RELEASE AGREEMENT (“Agreement”) is between Roger L. Christensen (“Employee”) and each of Columbia Bancorp (“Company”) and its wholly owned subsidiary, Columbia River Bank (the “Bank,” and collectively with the Company, “Employer”), and is effective eight days after Employee executes this Agreement (“Effective Date”).

RECITALS
Deferred Compensation Agreement • March 31st, 1997 • Columbia Bancorp \Or\ • State commercial banks • Oregon
INTERIM SERVICING AGREEMENT
Interim Servicing Agreement • November 10th, 2008 • Columbia Bancorp \Or\ • State commercial banks • Oregon

This Interim Servicing Agreement (this “Servicing Agreement”) is entered into as of this 15 day of September, 2008 (the “Effective Date”), by and between U.S. Bank National Association ND, d/b/a Elan Financial Services (“Purchaser”) and Columbia River Bank, 401 East Third Street, Suite 200, The Dalles, OR 97058 (“Seller”).

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