Your Duty. It is your duty to keep the Biloxi Municipal Court informed of your mailing and residence address. As soon as reasonably possible after a change in your mailing and/or residence address, you should complete the Notice of Change of Address and deliver it to the Biloxi Municipal Court Clerk at 000 Xxxxxx Xxxxxx, Biloxi, Mississippi 39530, by one of the following means:
Your Duty. Changes which may affect Your cover When purchasing Your insurance Policy, You are required by the Consumer Insurance (Disclosure and Representations) Act to take reasonable care to answer all questions honestly, accurately and to the best of Your knowledge and that any other information given either verbally or in writing by You or on Your behalf at the time You purchased or renewed Your insurance is also complete and has been given honestly and to the best of Your knowledge and belief. Failure to supply accurate and complete answers may mean Your Policy is invalid and that it does not operate in the event of a claim. If You are unsure of Your answer to a particular question, You should make reasonable efforts to obtain the information required to answer it correctly. You are reminded that it is an offence under the Road Traffic Act to make any false statements or withhold any relevant information to obtain Motor Insurance. Changes which may affect Your cover If Your circumstances change throughout the Period of Insurance You must tell Your Broker, whether You believe this is relevant to Us or not. The list below is not exhaustive but gives You an indication of changes You should tell Us or Your Broker about: • Changes made to Your Car which improve its value, performance or handling. • You or anyone covered by this Policy changing from a Provisional to a Full Driving Licence when passing the practical driving test to become a qualified driver or having their licence suspended or revoked. • Changing Your Car or its Registration Number – If You change Your Car, we reserve the right to request proof of ownership and or confirmation of the registered keeper. • The car being modified from the manufacturer’s standard specification or if You intend to change or modify it (including the addition of optional fit accessories such as spoilers, skirts, alloy wheels etc.) • Your Car being used for a purpose not included on Your Certificate of Motor Insurance. • You or anyone covered by this Policy being convicted of a motoring offence other than fixed penalty parking tickets or receives a licence endorsement or convicted of a non-motoring criminal conviction. • The address where Your Car is normally kept changing. • There is a change to the main driver of Your Car. • You or anyone covered by this Policy ceasing or changing jobs, or starting a new job, including any part-time work. • You or anyone covered by this Policy has had insurance refused, cancelled or had spec...
Your Duty. You have a legal obligation to disclose information relating to risk accurately and completely to us. This duty of disclosure is different if you are a consumer to the duty imposed if you are not a consumer. In both cases this duty arises before any insurance policy is entered into and when any changes are made to it. This includes when your insurance is renewed. If there are changes which affect the risk, you must notify us. Your duty if you are a consumer You must take reasonable care to not make a misrepresentation to the insurer. This means that you must take reasonable care to answer all questions we or the insurers ask you honestly, and to the best of your knowledge and belief. If you do not do so, the terms of your insurance may be amended, claims may not be paid in full or in part, and/or your insurance may be cancelled and you may not be entitled to a refund. If you become aware that information that you have supplied to us was incorrect or incomplete, please contact us as soon as possible using the details in the contact us section below. This duty arises before any insurance policy is entered into and when any changes are made to it. This includes when your insurance is renewed. Your duty if you are not a consumer You must make a fair presentation of the risk that you are seeking to insure. This means that you must: • disclose to us any material information in relation to the risk that you know or ought to know. This includes knowledge of your senior management, your insurance team, and your agents, and which would have reasonably been revealed following a reasonable search; and • disclose sufficient information to put us on notice that we need to make further enquiries in order for us to collect all material information. Material information is anything that might influence us or the insurer in determining whether to accept a risk and the appropriate premium and terms and conditions. If you are not sure if something would constitute material information, we recommend that you let us know. If you fail to comply with this duty or you misrepresent any of the circumstances, this could result in: • your insurance being avoided so that you would be deemed to have never had insurance in place; • the terms of your insurance being amended; or you may be paid such proportion of your claim, as the amount of premium charged bears to the amount of premium which would have been charged had you not made the misrepresentation. Limitation/exclusion of liability...
Your Duty. It is your responsibility to provide complete and accurate information to insurers when you take out an insurance policy, during the life of the policy, and when renewing your insurance. A material fact is anything that might influence an insurers decision as to their terms for the cover requested, and if in any doubt as to whether a fact is material, you should always let us know the details, because if you fail to disclose any material facts to insurers, this could invalidate your cover, meaning that part of, or an entire claim, may not be met.
