Common use of Your Checking Account Clause in Contracts

Your Checking Account. a. Checks You Write on Your Account, Completion of Checks & Your Check Register. When you write a check drawn on your account, in addition to writing in your payee’s name and completing the numerical and written amount sections of the check and signing your name, it is also important that you draw a line after both the payee’s name and after the written amount sections of the check in order to protect yourself against alterations or forged endorsements. Also when completing date, payee and amount lines on your check, always begin by writing the information at the start of the far left side of these lines to avoid leaving any spaces: this will protect you from your check being altered. Once you have completed a check you should write the check number, amount, date and payee’s name, and purpose for writing the check in your check register, and deduct the amount of the check from the balance in your account. This helps you to keep track of the current balance that you have in your account, and allows you to detect and report checks with alterations and forged drawer’s signatures. Please use dark permanent ink (preferably black ink) to complete your checks. You agree that you are responsible for any losses incurred with respect to your checks because you fail to use a dark permanent ink when writing your checks. You should also keep your checks in a secure location and separate from your picture identification. If the account is a multiple owner account each owner may sign, issue and endorse checks in the other owner(s) name. You agree that if you write a check that you authorize us to pay that check and that such payment is proper, regardless of whether you completed or signed the check. You understand and agree that it is your obligation to review your periodic statement and report any unauthorized amounts or unauthorized checks or other transactions on your account. You can determine an unauthorized amount because the amount on the statement does not match the amount you recorded on your check register. Similarly, you can detect forged drawer’s signature on checks or counterfeit checks because there is a check number on your statement for a check that you did not write. You understand and agree that you only have thirty-one (31) calendar days from the mailing date of your statement to notify us of alterations to the amount of the check and of checks with forged drawer’s signatures, or we will not be able to recredit your account for the unauthorized amount or the check.

Your Checking Account. a. Checks You Write on Your Account, Completion of Checks & Checks, and Your Check Register. When you write a check drawn on your account, in addition to writing in your payee’s name and completing the numerical and written amount sections of the check and signing your name, it is also important that you draw a line after both the payee’s name and after the written amount sections of the check in order to protect yourself against alterations or forged endorsements. Also Also, when completing the date, payee payee, and amount lines on your check, always begin by writing the information at the start of the far left side of these lines to avoid leaving any spaces: ; this will protect you from your check being altered. Once you have completed a check check, you should write the check number, amount, date date, and payee’s name, name and purpose for writing the check in your check register, and deduct the amount of the check from the balance in your account. This helps you to keep track of the current balance that you have in your account, and allows you to detect and report checks with alterations and forged drawer’s signatures. Please use dark permanent ink (preferably black ink) to complete your checks. You agree that you are responsible for any losses incurred with respect to for your checks because you fail to do not use a dark permanent ink when writing your checks. You should also keep your checks in a secure location and separate from your picture identification. If the account is a multiple owner account account, each owner may sign, issue issue, and endorse checks in the other owner(s) owner’s name. You agree that if you write a check that check, you authorize are ordering us to pay that check and that such payment is proper, regardless of whether you completed or signed the your check. You understand and agree that it is your obligation to review your periodic statement and report any unauthorized amounts or unauthorized checks or other transactions on your account. You can determine an unauthorized amount amount, because the amount on the statement does not match the amount you recorded on your check register. Similarly, you can detect forged drawer’s signature signatures on checks, counterfeit checks, and unauthorized remotely created checks or counterfeit checks drafts, because there is a check number on your statement for a check that you did not write. You understand and agree that you only have thirty-one thirty (3130) calendar days from the mailing date of your statement to notify us of alterations to the amount of the check and of a check, checks with forged drawer’s signatures, counterfeit checks, or unauthorized remotely created checks, or we will not be able to recredit credit your account for the unauthorized amount or of the check.