Common use of Withdrawing your Balance A3 Clause in Contracts

Withdrawing your Balance A3. 2.1 Withdrawal directly to a bank account (where available*) Free (when no currency conversion is involved**) Withdrawal directly to a U.S. bank account 3.00% (when no currency conversion is involved**) If you withdraw your balance in a currency other than the currency in which the balance on your Account is denominated, you will additionally be charged Currency Conversion Fees as set out above. * Withdrawal to a bank account may not be possible in all countries. **A currency conversion (and Currency Conversion Fees) may also apply – see section 6 (Withdrawing/Redeeming E- money) for details. A3.2.2 Withdrawal to/through a card (where available*) A3.2.2.1 Users in the United Kingdom, Jersey, Guernsey and Isle of Man: Free (when no currency conversion is involved) A3.2.2.2

Withdrawing your Balance A3. 2.1 Withdrawal directly to a bank account (where available*) Free (when no currency conversion is involved**) Withdrawal directly to a U.S. bank account 3.00% (when no currency conversion is involved**) If you withdraw your balance in a currency other than the currency in which the balance on your Account is denominated, you will additionally be charged Currency Conversion Fees as set out above. * Withdrawal to a bank account may not be possible in all countries. **A currency conversion (and Currency Conversion Fees) may also apply – see section 6 (Withdrawing/Redeeming E- money) for details. A3.2.2 Withdrawal to/through a card (where available*) A3.2.2.1 Users in the United Kingdom, Jersey, Guernsey and Isle of Man: Free (when no currency conversion is involved) A3.2.2.2A3.2.2.1