Common use of WHAT Clause in Contracts

WHAT. The types of personal information we collect and share depend on the product or service you have with us. This information can include: > Social Security number and Transaction History > Account Balances and Account Transactions > Credit History and Mortgage Rates and Payments All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons GTE Financial chooses to share; and whether you can limit this sharing. process transactions, maintain account(s), respond to court orders, legal investigations, or report to credit bureaus) offer our products and services to you info about your transactions and experiences info about your creditworthiness GTE Financial To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We collect your personal information, for example, when you > Open an Account or Show Your Driver’s License > Apply for a Loan or Make a Wire Transfer > Give us Your Employment History We also collect your personal information from others, such as, credit bureaus, and other companies. Federal law gives you the right to limit only > Sharing for affiliates’ everyday business purposes—information about your creditworthiness > Affiliates from using your information to market to you > Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. Your choices will apply to everyone on your account.

WHAT. The types of personal information we collect and share depend on the product or service you have with us. This information can include: > Social Security number and Transaction History > Account Balances and Account Transactions > Credit History and Mortgage Rates and Payments All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons GTE Financial chooses to share; and whether you can limit this sharing. process transactions, maintain account(s), respond to court orders, legal investigations, or report to credit bureaus) offer our products and services to you info about your transactions and experiences info about your creditworthiness Call ▇▇▇.▇▇▇.▇▇▇▇ or 888.871.2690 ext.40401 If you are a new member we can begin sharing your information 30 days from the date we sent this notice. You may contact us at any time to limit our sharing of printed and electronic marketing materials tailored specifically for you. GTE Financial To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We collect your personal information, for example, when you > Open an Account or Show Your Driver’s License > Apply for a Loan or Make a Wire Transfer > Give us Your Employment History We also collect your personal information from others, such as, credit bureaus, and other companies. Federal law gives you the right to limit only > Sharing for affiliates’ everyday business purposes—information about your creditworthiness > Affiliates from using your information to market to you > Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. Your choices will apply to everyone on your account.

WHAT. The types of personal information we collect and share depend on the product or service you have with us. This information can include: > Social Security number and Transaction History > Account Balances and Account Transactions > Credit History and Mortgage Rates and Payments All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons GTE Financial chooses to share; and whether you can limit this sharing. process transactions, maintain account(s), respond to court orders, legal investigations, or report to credit bureaus) offer our products and services to you info about your transactions and experiences info about your creditworthiness Call ▇▇▇.▇▇▇.▇▇▇▇ or 888.871.2690 ext.40401 If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. You may contact us at any time to limit our sharing of printed and electronic marketing materials tailored specifically for you. GTE Financial To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We collect your personal information, for example, when you > Open an Account or Show Your Driver’s License > Apply for a Loan or Make a Wire Transfer > Give us Your Employment History We also collect your personal information from others, such as, credit bureaus, and other companies. Federal law gives you the right to limit only > Sharing for affiliates’ everyday business purposes—information about your creditworthiness > Affiliates from using your information to market to you > Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. Your choices will apply to everyone on your account.