Water Damage - Exclusions Sample Clauses
Water Damage - Exclusions. In addition to the general exclusions provided for in clause 6 of Chapter III, any loss or damage shall be excluded from this coverage which is:
a) Resulting from taps left open, unless there has been a lack of water supply, in which case the Insured must prove this by way of a document issued by the water supplier
b) Resulting from the entrance of rainwater through roofs, doors, windows, skylights, terraces and awnings, and also the reflux of water from pipes or sewers not belonging to the property
c) Resulting from Infiltrations through walls and/or ceilings, dampness and/or condensation, except in the case of damages resulting from the coverage considered in this Clause
d) Resulting from water flowing from pipes or connections, as a result of defective assembly or construction
e) Resulting from clogging due to negligence and/or a lack of maintenance
f) Which are not sudden and unforeseeable, in particular the damage caused by the gradual deterioration of the insured property due to the prolonged and continuous action of the water, whatever its origin
g) Resulting from rising groundwater lines
Water Damage - Exclusions. Your Policy does not insure loss or damage directly or indirectly:
(a) caused by water that occurs when your Premises is Vacant, even if you have advised the Insurer that it is Vacant;
(b) caused by freezing of a plumbing, heating, or cooling system or an appliance that uses or holds water unless> the loss or damage occurs to Service Lines; or:
(1) the loss or damage occurs within a heated portion of the Building or a Detached Structure insured under this Policy; and
(2) while you or your tenants are away from the Premises for more than seven (7) consecutive days for any reason other than receiving emergency medical treatment, you or your tenant:
(i) shut off the water supply and drain both the plumbing system and any appliances that use or hold water; or
(ii) make arrangements to ensure the heat is maintained at an acceptable level;
(c) caused, in whole or part by, Coastal Flood, regardless of any other cause or event that contributes to the loss or damage;
(d) caused by ground water or rising of the water table;
(e) caused by gradual, continuous, or repeated seepage, condensation, or leakage of water or steam over a period of time;
(f) caused by freezing, thawing, pressure or weight of water or ice, whether driven by wind or not, to outdoor pipes or drains, fences, pavement, patios, swimming pools and equipment, foundations, retaining walls, bulkheads, piers, wharfs, docks, bridges, or Watercraft; or
(g) caused by waterborne objects, whether driven by wind or not, unless the loss or damage occurs to Watercraft.