Common use of Violations of Law Clause in Contracts

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty thirty (6030) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule rule, or regulation regulation, unsafe or unsound practice, or breach of fiduciary duty, cited in the ▇▇▇ and in any subsequent Report of ExaminationExamination or OCC correspondence. The quarterly monthly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) daysdays of the date of this Agreement, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations violations, practices, and breaches as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules rules, regulations and regulations duties applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination or other OCC correspondence which cites violations of law, rule, or regulation, unsafe or unsound practice, or breach of fiduciary duty, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited citations in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules rules, regulations, and regulations duties applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects corrects, to the extent possible, each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly monthly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which that incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, rule or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy ComptrollerComptroller for review and approval. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II XIV of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty thirty (6030) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and within one hundred twenty (120) days shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II VII of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) daysBy December 31, 2003 the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all the necessary steps to ensure that Bank management corrects each violation of law, rule rule, or regulation regulation, unsafe or unsound practice, or breach of fiduciary duty, cited in the Report of Examination (“▇▇▇ ▇”) and in any subsequent Report of Examination▇▇▇ or OCC correspondence. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) daysdays of the date of this Agreement, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations violations, practices, and breaches as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules rules, regulations, and regulations duties applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination ▇▇▇ or other OCC correspondence which cites violations of lawlaws, rulerules, or regulationregulations, unsafe or unsound practice, or breach of fiduciary duty, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited citations in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules rules, regulations, and regulations duties applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly monthly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule rule, or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II XIII of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty thirty (6030) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇R▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) daysdays of this Agreement, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇R▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇R▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) daysdays of this Agreement, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. ‌ (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly monthly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly monthly progress reports required by Article II of this Formal Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty forty-five (6045) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty forty-five (6045) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy ComptrollerComptroller for review. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty thirty (6030) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty ten (6010) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly monthly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty ninety (6090) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately continue to take all necessary steps to ensure that Bank management corrects each any violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly monthly progress reports required by Article II of this Agreement shall include the date and manner in which each any correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The Board shall submit a quarterly progress reports required by Article II of this Agreement report to the Assistant Deputy Comptroller that shall include the date and manner in which each correction has been effected during that reporting period. (2) . Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) . Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) . Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule rule, or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II III of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ Report of Examination and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all the necessary steps to ensure that Bank management corrects each violation of law, rule rule, or regulation regulation, unsafe or unsound practice, or breach of fiduciary duty, cited in the ▇▇▇ and in any subsequent Report of ExaminationExamination or OCC correspondence. The quarterly progress reports required by Article II I of this Agreement shall include the date and manner in which each correction has been effected implemented during that reporting period. (2) Within sixty (60) daysdays of this Agreement, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations violations, practices, and breaches as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules rules, regulations and regulations duties applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination or other OCC correspondence which cites violations of law, rule, or regulation, unsafe or unsound practice, or breach of fiduciary duty, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited citations in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules rules, regulations, and regulations duties applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II I of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty forty-five (6045) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty forty-five (6045) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II X of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty thirty (6030) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II VIII of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) daysBy June 30, 2001, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II XV of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty ninety (6090) days of receipt of any subsequent future Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ Report of Examination and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The Board shall provide quarterly progress reports required by Article II of this Agreement shall include to the Assistant Deputy Comptroller detailing the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty ninety (6090) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II XIV of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty ninety (6090) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty ninety (6090) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ Report of Examination and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty thirty (6030) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ that Report of Examination and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty thirty (6030) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ Letter and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ Letter and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which that incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which that cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ Letter and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all the necessary steps to ensure that Bank management corrects each violation of law, rule rule, or regulation regulation, unsafe or unsound practice, or breach of fiduciary duty, cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting periodExamination or OCC correspondence. (2) Within sixty (60) daysOn or before April 30, 2016, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations violations, practices, and breaches as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules rules, regulations and regulations duties applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall develop, adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty seventy-five (6075) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly monthly progress reports required by Article II XV of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy ComptrollerDirector for Special Supervision/Fraud. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II XIX of this Agreement Order shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which that incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which that cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which that incorporate internal control systems and education of employees regarding laws, rules rules, and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy ComptrollerComptroller for review and prior written determination of no supervisory objection. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the Report of Examination (“▇▇▇ ▇”) dated as of March 31, 2009, and in any subsequent Report of Examination▇▇▇. The Board shall submit quarterly progress reports required by Article II of this Agreement shall include to the Assistant Deputy Comptroller detailing the date and manner in which each correction has been effected during that reporting periodperiod until all violations cited in the ▇▇▇ have been corrected. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules rules, and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination ▇▇▇ which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules rules, and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination▇▇▇. The quarterly progress reports required by Article II XIV of this Agreement Order shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty ninety (6090) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each continuing violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty forty-five (6045) days of receipt of any subsequent Report report of Examination which examination that cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately require the Bank to take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of ExaminationExamination to the extent those violations of law are capable of correction. The quarterly monthly progress reports required by Article II XIII of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty forty-five (6045) days, the Board shall adopt, adopt and the Bank (subject to Board review and monitoring) shall implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty forty-five (6045) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, adopt and the Bank (subject to Board review and ongoing monitoring) shall implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate sufficient internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy ComptrollerDirector. (5) The Board shall ensure that the Bank has policies, sufficient processes, personnel, and control systems to ensure implementation of effectively implement and adherence adhere to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination▇▇▇. The quarterly monthly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ of law, rule, or regulation and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which that incorporate internal control systems and education of employees regarding laws, rules rules, and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoptioncompletion, a copy of these procedures shall be promptly forwarded submitted to the Assistant Deputy Comptroller for review and prior written determination of no supervisory objection. Upon receiving a determination of no supervisory objection from the Assistant Deputy Comptroller, the Board shall implement and ensure adherence to the program. (54) The Board shall ensure that be responsible for the Bank has policies, having the processes, personnel, and control systems in place necessary to ensure implementation of implement and adherence adhere to the procedures program and systems developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II XIV of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.the

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II the Articles of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty thirty (6030) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing 1 Adjusted total assets is defined in 12 C.F.R. § 3.2(a) as the average total asset figure used for Call Report purposes minus end-of-quarter intangible assets. compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty thirty (6030) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy ComptrollerComptroller for his review and approval. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately continue to take all necessary steps to ensure that Bank management corrects each any violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly monthly progress reports required by Article II of this Agreement shall include the date and manner in which each any correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty ninety (6090) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly monthly progress reports required by Article II XXI of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all the necessary steps to ensure that Bank management corrects each violation of law, rule rule, or regulation regulation, unsafe or unsound practice, or breach of fiduciary duty, cited in the ▇▇▇ and in any subsequent Report of ExaminationExamination or OCC correspondence. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) daysdays of the date of this Agreement, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations violations, practices, and breaches as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules rules, regulations and regulations duties applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination or other OCC correspondence which cites violations of law, rule, or regulation, unsafe or unsound practice, or breach of fiduciary duty, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited citations in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules rules, regulations, and regulations duties applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II (two) of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty forty-five (6045) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility.responsibility.‌‌‌ (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly monthly progress reports required by Article II I of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ ROE and in any subsequent Report of Examination. The quarterly progress progre▇▇ reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ ROE and shall adopt, implement, and ensure Bank adherence to general procedures ▇▇▇cedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty (60) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ ROE and shall adopt, implement, and ensure Bank adherence to general procedures ▇▇▇cedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy ComptrollerComptroller for review. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II I of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty thirty (6030) daysdays of this Agreement, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty ninety (6090) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly monthly progress reports required by Article II III of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly monthly progress reports required by Article II I of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty ninety (6090) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all the necessary steps to ensure that Bank management corrects each violation of law, rule rule, or regulation regulation, unsafe or unsound practice, or breach of fiduciary duty, cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting periodExamination or OCC correspondence. (2) Within sixty (60) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations violations, practices, and breaches as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules rules, regulations and regulations duties applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall develop, adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the 2009 ▇▇▇ and in any subsequent Report of Examination▇▇▇. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty ninety (6090) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the 2009 ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules rules, and regulations applicable to their areas of responsibility. (3) Within sixty ninety (6090) days of receipt of any subsequent Report of Examination ▇▇▇ which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the subsequent ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination▇▇▇. The quarterly progress reports required by Article II I of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty forty-five (6045) days, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty forty-five (6045) days of receipt of any subsequent Report of Examination ▇▇▇ which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ Report of Examination and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) daysBy March 31, 2019, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ Report of Examination and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which that incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ Report of Examination and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which that incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.

Violations of Law. (1) The Board shall immediately take all necessary steps to ensure that Bank management corrects each violation of law, rule or regulation cited in the ▇▇▇ and in any subsequent Report of Examination▇▇▇. The quarterly progress reports required by Article II I of this Agreement shall include the date and manner in which each correction has been effected during that reporting period. (2) Within sixty (60) daysImmediately, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. Within ninety (90) days the Board shall have management review all home equity loans made since September 30, 2000, and adjust the accounts of any consumers who received inaccurate disclosures in violation of the Truth in Lending Act (15 U.S.C. 1604 et seq.) and Federal Reserve Regulation Z (12 C.F.R. Part 226). (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination ▇▇▇ which cites violations of law, rule, or regulation, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these procedures shall be promptly forwarded to the Assistant Deputy ComptrollerADC. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Articledeveloped.

Violations of Law. (1) The Board shall immediately take all the necessary steps to ensure that the Bank management corrects each violation of law, rule rule, or regulation regulation, unsafe or unsound practice, or breach of fiduciary duty, cited in the ▇▇▇ and in any subsequent Report of Examination. The quarterly progress reports required by Article II of this Agreement shall include the date and manner in which each correction has been effected during that reporting periodExamination or OCC correspondence. (2) Within sixty (60) daysdays of this Agreement, the Board shall adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations violations, practices, and breaches as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules rules, regulations and regulations duties applicable to their areas of responsibility. (3) Within sixty thirty (6030) days of receipt of any subsequent Report of Examination which cites violations of law, rule, or regulation, the Board shall develop, adopt, implement, and thereafter ensure Bank adherence to specific procedures to prevent future violations as cited in the ▇▇▇ and shall adopt, implement, and ensure Bank adherence to general procedures addressing compliance management which incorporate internal control systems and education of employees regarding laws, rules and regulations applicable to their areas of responsibility. (4) Upon adoption, a copy of these policies and procedures required by this Article shall be promptly forwarded to the Assistant Deputy Comptroller. (5) The Board shall ensure that the Bank has policies, processes, personnel, and control systems to ensure implementation of and adherence to the procedures developed pursuant to this Article.