Common use of VALUE OF PARTICIPANT'S ACCRUED BENEFIT Clause in Contracts

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill rate in effect at the bexxxxing of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other than -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose CHOOSE (aA), (bB) or OR (cC)) [X] (a) 0% per annum. [NoteNOTE: The percentage may equal THE PERCENTAGE MAY EQUAL 0%.] - [ ] (b) The 90 day Treasury bill bxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (SpecifySPECIFY) . -------------------------------------------------------------------------------------------------------

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------_____________________________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill rate in effect at the bexxxxing begxxxxng of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 00 % per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------____________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other than -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% X% per annum. [Note: The percentage may equal 0%.] - [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) ). [Xx] (a) 0% per annum. [NoteNOTE: The percentage may equal THE PERCENTAGE MAY EQUAL 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (SpecifySPECIFY) . ---------------------------------------------.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: ([Choose (a), (b) or (c)) ] [X] (a) 0% -0-% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------)___________________________________________________________ ___________________________________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------_______________________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose CHOOSE (aA), (bB) or OR (cC)) [X] (a) 0% per annum. [NoteNOTE: The percentage may equal THE PERCENTAGE MAY EQUAL 0%.] [ ] (b) The 90 day Treasury bill rate in effect at the bexxxxing beginning of the current valuation valuatxxx period. [ ] (c) (Specify) . ---------------------------------------------SPECIFY)__________________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose CHOOSE (aA), (bB) or OR (cC)) [Xx] (a) 00 % per annum. [NoteNOTE: The percentage may equal 0%.THE PERCENTAGE MAY EQUAL 0 % . ] [ [_] (b) The 90 day Treasury bill rate in effect at the bexxxxing beginning of the current valuation periodvaluatiox xxriod. [ [_] (c) (Specify) . ---------------------------------------------SPECIFY)__________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------___________________________________________________________

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% per annum. [Note: The percentage may equal 0%.] - [ ] (b) The 90 day Treasury bill rate in effect at the bexxxxing of beginninx xx the current valuation period. [ ] (c) (Specify) . ---------------------------------------------_______________________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% N/A% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill rate in effect at the bexxxxing ax xxe beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------____.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a -------------------------------------- distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose at:[Choose (a), (b) or (c)) ] [X] (a) 00 % per annum. ____ [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------__________________________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill rate in effect at the bexxxxing bxxxxning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] |X| (a) 0% per annum. [Note: The percentage may equal 0%.] [ ] |_| (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] |_| (c) (Specify) . ---------------------------------------------________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose CHOOSE (a), (b) or OR (c)) [X] (a) 0% -0-% per annum. [NoteNOTE: The percentage may equal THE PERCENTAGE MAY EQUAL 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (SpecifySPECIFY) . ---------------------------------------------_______________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution -------------------------------------- (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [Xx] (a) 0% per annum. [Note: The percentage may equal 0%.] [ - [N/A] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ [N/A] (c) (Specify) . ---------------------------------------------__________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose CHOOSE (a), (b) or OR (c)) [X] (a) 0% per annum. [NoteNOTE: The percentage may equal THE PERCENTAGE MAY EQUAL 0%.] [ ] (b) The 90 day Treasury bill rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (SpecifySPECIFY) . ---------------------------------------------__________________________________ .

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than ---------------------------------------- a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 00 % per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------)_

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose CHOOSE (aA), (bB) or OR (cC)) [X] (a) 0% per annum. [NoteNOTE: The percentage may equal THE PERCENTAGE MAY EQUAL 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (SpecifySPECIFY) . ---------------------------------------------_________________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose CHOOSE (aA), (bB) or OR (cC)) [X] (a) 0% -0-% per annum. [NoteNOTE: The percentage may equal THE PERCENTAGE MAY EQUAL 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------SPECIFY)____________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or ((c)) [X] (a) 0% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill rate xxxe in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------)______________________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% per annum. [Note: The percentage may equal 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (Specify) . ---------------------------------------------_________________________________________________________ ______________________________________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose CHOOSE (a), (b) or OR (c)) [X] (a) 0% per annum. [NoteNOTE: The percentage may equal THE PERCENTAGE MAY EQUAL 0%.] [ [N/A] (b) The 90 day Treasury bill rate in effect at the bexxxxing beginning of the current valuation period. [ [N/A] (c) (SpecifySPECIFY) . ---------------------------------------------_______________________________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose CHOOSE (a), (b) or OR (c)) [X] (a) 0% per annum. [NoteNOTE: The percentage may equal THE PERCENTAGE MAY EQUAL 0%.] [ ] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ ] (c) (SpecifySPECIFY) . ---------------------------------------------_____________________________.

VALUE OF PARTICIPANT'S ACCRUED BENEFIT. If a distribution -------------------------------------- (other -------------------------------------- than a distribution from a segregated Account and other than a corrective distribution described in Sections 14.07, 14.08, 14.09 or 14.10 of the Plan) occurs more than 90 days after the most recent valuation date, the distribution will include interest at: (Choose (a), (b) or (c)) [X] (a) 0% per annum. [Note: The percentage may equal 0%.] [ __ [n/a] (b) The 90 day Treasury bill xxxx rate in effect at the bexxxxing beginning of the current valuation period. [ [n/a] (c) (Specify) . ---------------------------------------------__.