Common use of Utilities Series Clause in Contracts

Utilities Series. AMERICAN ENTERPRISE RiverSource Service Class MFS(R) Investors Trust VARIABLE ANNUITY FlexChoice(SM) Variable Series ACCOUNT, JULY 15, 1987 Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource Service Class MFS(R) Investors Growth VARIABLE ANNUITY Innovations(R) Classic Stock Series ACCOUNT, JULY 15, 1987 Select Variable Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource Service Class MFS(R) Investors Growth VARIABLE ANNUITY Innovations(R) Select Stock Series ACCOUNT, JULY 15, 1987 Variable Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE LIFE INSURANCE COMPANY ------------------------------------------------------------------------------------------------------------- Name of Separate Policies Funded by Share Class (Initial or Portfolios Applicable to Account and Date Separate Account Service Class) Policies Established by Board of Directors ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource Service Class MFS(R) Investors Growth VARIABLE ANNUITY Innovations(SM) Variable Stock Series ACCOUNT, JULY 15, 1987 Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource New Service Class MFS(R) Investors Growth VARIABLE ANNUITY Solutions Variable Stock Series ACCOUNT, JULY 15, 1987 Annuity(SM) (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource(R) Signature Service Class MFS(R) Investors Growth VARIABLE ANNUITY One Select Variable Stock Series ACCOUNT, JULY 15, 1987 Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource(R) Galaxy Service Class MFS(R) Investors Trust VARIABLE ANNUITY Premier Variable Series ACCOUNT, JULY 15, 1987 Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE LIFE INSURANCE COMPANY ------------------------------------------------------------------------------------------------------------- Name of Separate Policies Funded by Share Class (Initial or Portfolios Applicable to Account and Date Separate Account Service Class) Policies Established by Board of Directors ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE Evergreen New Service Class MFS(R) New Discovery VARIABLE ANNUITY Solutions Variable Series ACCOUNT, JULY 15, 1987 Annuity (effective January 1, MFS(R) Total Return 2007: RiverSource Series Variable Annuity Account) MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource Service Class MFS(R) Investors Growth VARIABLE ANNUITY Innovations(SM) Classic Stock Series ACCOUNT, JULY 15, 1987 Variable Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource Signature Service Class MFS(R) Investors Growth VARIABLE ANNUITY Select Variable Annuity Stock Series ACCOUNT, JULY 15, 1987 (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE Evergreen Pathways Service Class MFS(R) New Discovery VARIABLE ANNUITY Variable Annuity Series ACCOUNT, JULY 15, 1987 (effective January 1, MFS(R) Total Return 2007: RiverSource Series Variable Annuity Account) MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- IDS LIFE INSURANCE COMPANY ------------------------------------------------------------------------------------------------------------- Name of Separate Policies Funded by Share Class (Initial or Portfolios Applicable to Account and Date Separate Account Service Class) Policies Established by Board of Directors ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor 4 Advantage Stock Series 1995 (effective January 1, 2007: RiverSource MFS(R) Total Return Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor 4 Select Stock Series 1995 (effective January 1, 2007: RiverSource MFS(R) Total Return Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor 4 Access Stock Series 1995 (effective January 1, 2007: RiverSource MFS(R) Total Return Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor Variable Stock Series 1995 (effective January Annuity(R) 1, 2007: RiverSource MFS(R) New Discovery Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor Variable Stock Series 1995 (effective January Annuity(R) - Band 3 1, 2007: RiverSource MFS(R) New Discovery Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- IDS LIFE INSURANCE COMPANY ------------------------------------------------------------------------------------------------------------- Name of Separate Policies Funded by Share Class (Initial or Portfolios Applicable to Account and Date Separate Account Service Class) Policies Established by Board of Directors ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor Advantage(R) Stock Series 1995 (effective January Variable Annuity 1, 2007: RiverSource MFS(R) New Discovery Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor Advantage(R) Stock Series 1995 (effective January Variable Annuity - 1, 2007: RiverSource Band 3 MFS(R) New Discovery Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor Advantage Stock Series 1995 (effective January Plus(SM) Variable Annuity 1, 2007: RiverSource MFS(R) New Discovery Variable Account 10) Series MFS(R) Total Return Series

Utilities Series. AMERICAN ENTERPRISE RiverSource Service Class MFS(R) Investors Trust VARIABLE ANNUITY FlexChoice(SM) Variable Series ACCOUNT, JULY 15, 1987 Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource Service Class MFS(R) Investors Growth VARIABLE ANNUITY Innovations(R) Classic Stock Series ACCOUNT, JULY 15, 1987 Select Variable Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource Service Class MFS(R) Investors Growth VARIABLE ANNUITY Innovations(R) Select Stock Series ACCOUNT, JULY 15, 1987 Variable Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE LIFE INSURANCE COMPANY ------------------------------------------------------------------------------------------------------------- Name of Separate Policies Funded by Share Class (Initial or Portfolios Applicable to Account and Date Separate Account Service Class) Policies Established by Board of Directors ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource Service Class MFS(R) Investors Growth VARIABLE ANNUITY Innovations(SM) Variable Stock Series ACCOUNT, JULY 15, 1987 Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource New Service Class MFS(R) Investors Growth VARIABLE ANNUITY Solutions Variable Stock Series ACCOUNT, JULY 15, 1987 Annuity(SM) (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource(R) Signature Service Class MFS(R) Investors Growth VARIABLE ANNUITY One Select Variable Stock Series ACCOUNT, JULY 15, 1987 Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource(R) Galaxy Service Class MFS(R) Investors Trust VARIABLE ANNUITY Premier Variable Series ACCOUNT, JULY 15, 1987 Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE LIFE INSURANCE COMPANY ------------------------------------------------------------------------------------------------------------- Name of Separate Policies Funded by Share Class (Initial or Portfolios Applicable to Account and Date Separate Account Service Class) Policies Established by Board of Directors ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE Evergreen New Service Class MFS(R) New Discovery VARIABLE ANNUITY Solutions Variable Series ACCOUNT, JULY 15, 1987 Annuity (effective January 1, MFS(R) Total Return 2007: RiverSource Series Variable Annuity Account) MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource Service Class MFS(R) Investors Growth VARIABLE ANNUITY Innovations(SM) Classic Stock Series ACCOUNT, JULY 15, 1987 Variable Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource Signature Service Class MFS(R) Investors Growth VARIABLE ANNUITY Select Variable Annuity Stock Series ACCOUNT, JULY 15, 1987 (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE Evergreen Pathways Service Class MFS(R) New Discovery VARIABLE ANNUITY Variable Annuity Series ACCOUNT, JULY 15, 1987 (effective January 1, MFS(R) Total Return 2007: RiverSource Series Variable Annuity Account) MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- IDS LIFE INSURANCE COMPANY OF NEW YORK ------------------------------------------------------------------------------------------------------------- Name of Separate Policies Funded by Share Class (Initial or Portfolios Applicable to Account and Date Separate Account Service Class) Policies Established by Board of Directors ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE OF NEW YORK RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, VARIABLE ANNUITY Advisor 4 Advantage Stock Series 1995 ACCOUNT, APRIL 17, 1996 (effective January MFS(R) Total Return 1, 2007: RiverSource MFS(Rof Series New York Variable Annuity Account) Total Return Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE OF NEW YORK RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, VARIABLE ANNUITY Advisor 4 Select Stock Series 1995 ACCOUNT, APRIL 17, 1996 (effective January MFS(R) Total Return 1, 2007: RiverSource MFS(Rof Series New York Variable Annuity Account) Total Return Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor 4 Access Stock Series 1995 (effective January 1, 2007: RiverSource MFS(R) Total Return Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor Variable Stock Series 1995 (effective January Annuity(R) 1, 2007: RiverSource MFS(R) New Discovery Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor Variable Stock Series 1995 (effective January Annuity(R) - Band 3 1, 2007: RiverSource MFS(R) New Discovery Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- IDS LIFE INSURANCE COMPANY OF NEW YORK ------------------------------------------------------------------------------------------------------------- Name of Separate Policies Funded by Share Class (Initial or Portfolios Applicable to Account and Date Separate Account Service Class) Policies Established by Board of Directors ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE OF NEW YORK RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10VARIABLE ANNUITY Advisor 4 Access Stock Series ACCOUNT, AUGUST 23APRIL 17, 1996 (effective January MFS(R) Total Return 1, 2007: RiverSource of Series New York Variable Annuity Account) MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE OF NEW YORK RiverSource Retirement Service Class MFS(R) Investors Growth VARIABLE ANNUITY Advisor Variable Stock Series ACCOUNT, APRIL 17, Annuity(R) 1996 (effective January MFS(R) New Discovery 1, 2007: RiverSource of Series New York Variable Annuity Account) MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE OF NEW YORK RiverSource Retirement Service Class MFS(R) Investors Growth VARIABLE ANNUITY Advisor Variable Stock Series ACCOUNT, APRIL 17, Annuity(R) - Band 3 1996 (effective January MFS(R) New Discovery 1, 2007: RiverSource of Series New York Variable Annuity Account) MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE OF NEW YORK RiverSource Retirement Service Class MFS(R) Investors Growth VARIABLE ANNUITY Advisor Advantage(R) Stock Series 1995 ACCOUNT, APRIL 17, Variable Annuity 1996 (effective January Variable Annuity MFS(R) New Discovery 1, 2007: RiverSource of Series New York Variable Annuity Account) MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE OF NEW YORK RiverSource Retirement Service Class MFS(R) Investors Growth VARIABLE ANNUITY Advisor Advantage(R) Stock Series ACCOUNT, APRIL 17, Variable Annuity - 1996 (effective January Band 3 MFS(R) New Discovery 1, 2007: RiverSource of Series New York Variable Annuity Account) MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- IDS LIFE INSURANCE COMPANY OF NEW YORK ------------------------------------------------------------------------------------------------------------- Name of Separate Policies Funded by Share Class (Initial or Portfolios Applicable to Account 10and Date Separate Account Service Class) Policies Established by Board of Directors ------------------------------------------------------------------------------------------------------------- IDS LIFE OF NEW YORK RiverSource Retirement Service Class MFS(R) Investors Growth VARIABLE ANNUITY Advisor Advantage Stock Series ACCOUNT, APRIL 17, Plus(SM) Variable Annuity 1996 (effective January MFS(R) New Discovery 1, 2007: RiverSource of Series New York Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE OF NEW YORK RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, VARIABLE ANNUITY Advisor Advantage(RSelect(R) Stock Series 1995 ACCOUNT, APRIL 17, Variable Annuity 1996 (effective January Variable Annuity - MFS(R) New Discovery 1, 2007: RiverSource Band 3 of Series New York Variable Annuity Account) MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE OF NEW YORK RiverSource Retirement Service Class MFS(R) Investors Growth VARIABLE ANNUITY Advisor Select Plus(SM) Stock Series ACCOUNT, APRIL 17, Variable Annuity 1996 (effective January MFS(R) New Discovery 1, 2007: RiverSource of Series New York Variable Account 10Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement OF NEW YORK RiverSource(R) Single Service Class MFS(R) Investors Growth ACCOUNT 108, AUGUST 23, Advisor Advantage SEPTEMBER Premium Variable Life Stock Series 1995 12, 1985 (effective January Plus(SM) Variable Annuity 1, 2007: RiverSource MFS(R) New Discovery Variable RiverSource of New Series York Account 10) Series 8) MFS(R) Total Return SeriesUtilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE OF NEW YORK RiverSource Variable Service Class MFS(R) Investors Growth ACCOUNT 8, SEPTEMBER Universal Life Stock Series 12, 1985 (effective Insurance(SM) January 1, 2007: MFS(R) New Discovery RiverSource of New Series York Account 8) ------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- IDS LIFE INSURANCE COMPANY OF NEW YORK ------------------------------------------------------------------------------------------------------------- Name of Separate Policies Funded by Share Class (Initial or Portfolios Applicable to Account and Date Separate Account Service Class) Policies Established by Board of Directors ------------------------------------------------------------------------------------------------------------- IDS LIFE OF NEW YORK RiverSource Variable Service Class MFS(R) Investors Growth ACCOUNT 8, SEPTEMBER Universal Life III(SM) Stock Series 12, 1985 (effective January 1, 2007: MFS(R) New Discovery RiverSource of New Series York Account 8) ------------------------------------------------------------------------------------------------------------- IDS LIFE OF NEW YORK RiverSource(R) Variable Service Class MFS(R) Investors Growth ACCOUNT 8, SEPTEMBER Universal Life IV(SM) Stock Series 12, 1985 (effective January 1, 2007: MFS(R) New Discovery RiverSource of New Series York Account 8) MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE OF NEW YORK RiverSource(R) Variable Service Class MFS(R) Investors Growth ACCOUNT 8, SEPTEMBER Universal Life IV - Stock Series 12, 1985 (effective Estate Series January 1, 2007: MFS(R) New Discovery RiverSource of New Series York Account 8) MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE OF NEW YORK RiverSource(R) Variable Service Class MFS(R) Investors Growth ACCOUNT 8, SEPTEMBER Second-To-Die Life Stock Series 12, 1985 (effective Insurance(SM) January 1, 2007: MFS(R) New Discovery RiverSource of New Series York Account 8) ------------------------------------------------------------------------------------------------------------- IDS LIFE OF NEW YORK RiverSource Succession Service Class MFS(R) Investors Growth ACCOUNT 8, SEPTEMBER Select(SM) Variable Life Stock Series 12, 1985 (effective Insurance January 1, 2007: MFS(R) New Discovery RiverSource of New Series York Account 8) -------------------------------------------------------------------------------------------------------------

Utilities Series. AMERICAN ENTERPRISE RiverSource Service Class MFS(R) Investors Trust VARIABLE ANNUITY FlexChoice(SM) Variable Series ACCOUNT, JULY 15, 1987 Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource Service Class MFS(R) Investors Growth VARIABLE ANNUITY Innovations(R) Classic Stock Series ACCOUNT, JULY 15, 1987 Select Variable Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource Service Class MFS(R) Investors Growth VARIABLE ANNUITY Innovations(R) Select Stock Series ACCOUNT, JULY 15, 1987 Variable Annuity (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE IDS LIFE INSURANCE COMPANY ------------------------------------------------------------------------------------------------------------- Name of Separate Policies Funded by Share Class (Initial or Portfolios Applicable to Account and Date Separate Account Service Class) Policies Established by Board of Directors ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource IDS LIFE VARIABLE LIFE RiverSource(R) Single Service Class MFS(R) Investors Growth VARIABLE ANNUITY Innovations(SM) SEPARATE ACCOUNT, Premium Variable Life Stock Series ACCOUNTOCTOBER 16, JULY 15, 1987 Annuity 1985 (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Life Separate Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE IDS LIFE VARIABLE LIFE RiverSource New Variable Service Class MFS(R) Investors Growth VARIABLE ANNUITY Solutions Variable SEPARATE ACCOUNT, Universal Life Stock Series ACCOUNTOCTOBER 16, JULY 15, 1987 Annuity(SM1985 Insurance(SM) (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Life Separate Account) MFS(R) Total Return Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource(R) Signature IDS LIFE VARIABLE LIFE RiverSource Variable Service Class MFS(R) Investors Growth VARIABLE ANNUITY One Select Variable SEPARATE ACCOUNT, Universal Life III(SM) Stock Series ACCOUNTOCTOBER 16, JULY 15, 1987 Annuity 1985 (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Life Separate Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE IDS LIFE VARIABLE LIFE RiverSource(R) Galaxy Variable Service Class MFS(R) Investors Trust VARIABLE ANNUITY Premier Variable Series Growth SEPARATE ACCOUNT, JULY 15Universal Life IV(SM) Stock Series OCTOBER 16, 1987 Annuity 1985 (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE LIFE INSURANCE COMPANY ------------------------------------------------------------------------------------------------------------- Name of Life Separate Policies Funded by Share Class (Initial or Portfolios Applicable to Account and Date Separate Account Service Class) Policies Established by Board of Directors ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE Evergreen New Service Class MFS(R) New Discovery VARIABLE ANNUITY Solutions Variable Series ACCOUNT, JULY 15, 1987 Annuity (effective January 1, MFS(R) Total Return 2007: RiverSource Series Variable Annuity Account) MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource IDS LIFE VARIABLE LIFE RiverSource(R) Variable Service Class MFS(R) Investors Growth VARIABLE ANNUITY Innovations(SM) Classic SEPARATE ACCOUNT, Universal Life IV - Stock Series ACCOUNTOCTOBER 16, JULY 15, 1987 Variable Annuity 1985 Estate Series (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE RiverSource Signature Service Class MFS(R) Investors Growth VARIABLE ANNUITY Select Variable Annuity Stock Series ACCOUNT, JULY 15, 1987 (effective January 1, MFS(R) New Discovery 2007: RiverSource Series Variable Annuity Account) MFS(R) Total Return Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- AMERICAN ENTERPRISE Evergreen Pathways Service Class MFS(R) New Discovery VARIABLE ANNUITY Variable Annuity Series ACCOUNT, JULY 15, 1987 (effective January 1, MFS(R) Total Return 2007: RiverSource Series Variable Annuity Life Separate Account) MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- IDS LIFE INSURANCE COMPANY ------------------------------------------------------------------------------------------------------------- Name of Separate Policies Funded by Share Class (Initial or Portfolios Applicable to Account and Date Separate Account Service Class) Policies Established by Board of Directors ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement LIFE RiverSource(R) Variable Service Class MFS(R) Investors Growth ACCOUNT 10SEPARATE ACCOUNT, AUGUST 23, Advisor 4 Advantage Second-To-Die Life Stock Series 1995 OCTOBER 16, 1985 Insurance(SM) (effective January 1, MFS(R) New Discovery 2007: RiverSource MFS(RSeries Variable Life Separate Account) Total Return Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE LIFE RiverSource Retirement Succession Service Class MFS(R) Investors Growth ACCOUNT 10SEPARATE ACCOUNT, AUGUST 23, Advisor 4 Select Select(SM) Variable Life Stock Series 1995 OCTOBER 16, 1985 Insurance (effective January 1, 2007: RiverSource MFS(R) Total Return Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor 4 Access Stock Series 1995 (effective January 1, 2007: RiverSource MFS(R) Total Return Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor Variable Stock Series 1995 (effective January Annuity(R) 1, 2007: RiverSource MFS(R) New Discovery Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor Variable Stock Series 1995 (effective January Annuity(R) - Band 3 1, 2007: RiverSource MFS(RSeries Variable Life Separate Account) New Discovery Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------- IDS LIFE INSURANCE COMPANY ------------------------------------------------------------------------------------------------------------- Name of Separate Policies Funded by Share Class (Initial or Portfolios Applicable to Account and Date Separate Account Service Class) Policies Established by Board of Directors ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor Advantage(R) Stock Series 1995 (effective January Variable Annuity 1, 2007: RiverSource MFS(R) New Discovery Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor Advantage(R) Stock Series 1995 (effective January Variable Annuity - 1, 2007: RiverSource Band 3 MFS(R) New Discovery Variable Account 10) Series MFS(R) Utilities Series ------------------------------------------------------------------------------------------------------------- IDS LIFE VARIABLE RiverSource Retirement Service Class MFS(R) Investors Growth ACCOUNT 10, AUGUST 23, Advisor Advantage Stock Series 1995 (effective January Plus(SM) Variable Annuity 1, 2007: RiverSource MFS(R) New Discovery Variable Account 10) Series MFS(R) Total Return Series-------------------------------------------------------------------------------------------------------------