Common use of Trip Delay Clause in Contracts

Trip Delay. We will indemnify the expenses incurred by the Insured subject to the amount and deductible (wherever applicable), specified in the Schedule if the Insured’s journey during the Period of Insurance is delayed for more than 12 consecutive hours for one of the following reasons: a) The Common Carrier in which the Insured is scheduled to travel is delayed due to inclement weather; b) The Common Carrier in which the Insured is scheduled to travel is delayed due to strike or other action by employees of the Common Carrier; c) The Common Carrier in which the Insured is scheduled to travel is delayed due to equipment failure on the part of that Common Carrier; d) The Insured loses his/her passport during the Period of Insurance provided that We have accepted a claim under Section B.5. This Benefit shall be available if the Topaz I/II, Ruby I/II, Emerald I/II, Sapphire I/II, Diamond I/II Plans are in force for the Insured. Exclusion Applicable to B.2: In addition to General Exclusions, We shall not be liable to make any payment under this Section B.2. directly or indirectly for, caused by, based upon, arising out of or howsoever attributable to any delay which was made public or known to the Insured prior to the commencement of the Period of Insurance or for any departure which is delayed as a result of the Insured or any other person who has arranged to travel with failing to check in correctly as required by the Common Carrier.

Trip Delay. We will indemnify the expenses incurred by the Insured for every 12 hours, subject to the amount and deductible (wherever applicable), specified in the Schedule if the Insured’s journey during the Period of Insurance is delayed for more than 12 consecutive hours for one of the following reasons: a) The Common Carrier in which the Insured is scheduled to travel is delayed due to inclement weather; b) The Common Carrier in which the Insured is scheduled to travel is delayed due to strike or other action by employees of the Common Carrier; c) The Common Carrier in which the Insured is scheduled to travel is delayed due to equipment failure on the part of that Common Carrier; d) The Insured loses his/her passport during the Period of Insurance provided that We have accepted a claim under Section B.5. This Benefit shall be available if the Topaz I/II, Ruby I/II, Emerald I/II, Sapphire I/II, I/ II or Diamond I/I/ II Plans are in force for the Insured. Exclusion Applicable to B.2: In addition to General Exclusions, We shall not be liable to make any payment under this Section B.2. directly or indirectly for, caused by, based upon, arising out of or howsoever attributable to any delay which was made public or known to the Insured prior to the commencement of the Period of Insurance or for any departure which is delayed as a result of the Insured or any other person who has arranged to travel with failing to check in correctly as required by the Common Carrier.