Common use of SURRENDER PROVISIONS Clause in Contracts

SURRENDER PROVISIONS. 12 Distribution at Time of Death Provisions 14 Calculation of the Death Benefit Provisions 14 Settlement Provisions 17 Annuity Tables 20 LA-VAOO Page 2 PRINTED IN U.S.A. INDIVIDUAL FLEXIBLE PREMIUM VARIABLE ANNUITY CONTRACT HARTFORD LIFE AND ANNUITY INSURANCE COMPANY P.O. Box 2999 Hartford, Connecticut 06104-2999

Appears in 2 contracts

Sources: Individual Flexible Premium Variable Annuity Contract (Hartford Life & Annuity Insurance Co Separate Account Seven), Individual Flexible Premium Variable Annuity Contract (Itt Hartford Life & Annuity Insurance Co Separate Account On)