Common use of Suicide or Misstatement Clause in Contracts

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer denies coverage (i) for material misstatements of fact made by the Executive on an application for life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) three years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Company denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank ultimately denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason; provided, however that the Bank shall evaluate the reason for the denial, and upon advice of legal counsel and in its sole discretion, consider judicially challenging any denial.

Suicide or Misstatement. No benefit benefit, in excess of the Executive Deferrals and any interest thereon (i.e. the Executive shall forfeit all Grants and any interest thereon), shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Company denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Company denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit shall be earned or distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.. Avenue Bank Supplemental Executive Retirement Plan Agreement

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer denies coverage (i) for material misstatements of fact made by the Executive on an application for life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Plan, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage coverage: (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No Notwithstanding any provision in this Agreement to the contrary, no benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer denies coverage (i) for material misstatements of fact made by the Executive on an application for life insurance, or (ii) for any other valid and justifiable reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the ----------------------- Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage coverage: (i) for material misstatements of fact made by the Executive on an application for such life insurance, ; or (ii) for any other reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Corporation denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, insurance or (ii) for any other reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Company denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Corporation denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Company denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Company denies coverage (i) for material misstatements of fact made by the Executive on an application for life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Dateeffective date of the Prior Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank or the Company denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit shall be distributed hereunder to Executive’s Beneficiary if the Executive commits suicide within two (2) years after of the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.. Article 6 Beneficiaries

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.. Fairport Savings Bank Supplemental Executive Retirement Agreement

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) three years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive ----------------------- commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason; provided, however that the Bank shall evaluate the reason for the denial, and upon advice of legal counsel and in its sole discretion, consider judicially challenging any denial.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two three (23) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.. Advantage Bank Salary Continuation Agreement

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements misstatement of fact made by the Executive on an application for life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit benefits shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective DateDate of this Agreement, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.. Penn Security Bank and Trust Company Supplemental Executive Retirement Plan Agreement

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Bank denies coverage (i) for material misstatements of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.. Harvard Savings Bank Salary Continuation Agreement

Suicide or Misstatement. No benefit shall be distributed hereunder if the Executive commits suicide within two (2) years after the Effective Date, or if an insurance company which issued a life insurance policy covering the Executive and owned by the Employer Company denies coverage (i) for material misstatements misstatenients of fact made by the Executive on an application for such life insurance, or (ii) for any other reason.