Structured Deposit Clause Samples
A Structured Deposit clause defines the terms under which a deposit is made with returns linked to the performance of specific financial assets or indices, rather than a fixed interest rate. Typically, the clause outlines how the principal is protected, the calculation of returns based on market movements, and any conditions or limitations on accessing the funds before maturity. Its core function is to provide a framework for deposits that offer potentially higher returns tied to market performance, while clarifying the associated risks and conditions for both parties.
Structured Deposit. (1) Structured Deposits are a combination of a deposit and an investment product such as futures, foreign exchange trading, financial derivative trading, etc. set out in Article 13-3, Paragraph 1, Item 5 of the Enforcement Regulation of the Bank Law.
(2) You are requested to read the Bank-designated product description documents and receive an explanation from the Bank to understand the characteristics of Structured Deposits.