Storms - Exclusions Sample Clauses
Storms - Exclusions. In addition to the general exclusions provided for in clause 6 of Chapter III, any loss or damage shall be excluded from this coverage which is:
a) By the action of the sea and other natural or artificial surfaces of water, of whatever nature, even if these events are caused by a storm;
b) In buildings or constructions made of non-resistant materials and in any objects that are inside them, and also, when the buildings are in a state of recognised degradation at the time of the occurrence
c) in buildings whose structure is not designed to withstand the normal effects of snowfall
d) In goods and/or other movable assets in the open air
e) Infiltration through walls, ceilings, doors, windows, skylights, terraces or awnings, as well as dripping, dampness, condensation and/or oxidation, except when directly resulting from the risks provided in paragraph a) of the covers of this coverage
f) By water, snow, hail, sand or dust, which penetrates through doors, windows or other openings of the building left open or whose insulation and/or closing mechanism is defective
g) By temperature variations, even if they are due to snowfall or hail
h) On solar and photovoltaic panels and their structures and hawsers unless "Solar Panels" or "Photovoltaic Panels" coverage has been contracted
i) In protection devices, such as external blinds, shutters and closed verandas, lit advertisements, external antennas that receive or broadcast image and/ or sound, as well as the respective structures and supports, which are, in any case, covered when followed by total or partial destruction of the insured building. Sole Paragraph: The exclusion provided for in the previous paragraph does not apply to blinds, external blinds and awnings when the damage results from falling hail as provided in paragraph b), no.2.4 of Clause 4.
