Smoke - Exclusions Clause Samples
Smoke - Exclusions. In addition to the general exclusions set forth in Clause 6 of Chapter III, are also excluded losses or damages due to:
a) Caused by continuous smoke effect;
b) Caused by smoke produced in places or premises that are not insured.
Smoke - Exclusions. In addition to the general exclusions provided for in clause 6 of Chapter III, any loss or damage shall be excluded from this coverage which is:
a) As a result of the continuous action of smoke, which is taken to mean the habitual, permanent and habitual emission of fumes coming from the respective emitters and which therefore does not occur as a consequence of any accident or sudden event, namely damages related to smoking, the normal and continued use of fireplaces, stoves and heaters
b) For smoke produced and emitted from places or installations that are not insured by this policy c) Caused by the poor condition or poor upkeep of equipment