Common use of Single Life Clause in Contracts

Single Life. Standard annual reinsurance premiums, per $1000 reinsured for the riders listed below, shall be the same rates as for the base plan. |X| Additional Protection Benefit Rider |X| Automatic Increase Rider* *Reinsurance rates for these riders shall be based on the original issue age, duration since issuance of the rider and the original underwriting classification. SCHEDULE B, CONTINUED

Single Life. Standard annual reinsurance premiums, per $1000 reinsured for the riders listed below, shall be the same rates as for the base plan. |X| Additional Protection Benefit Rider |X| Automatic Increase Rider* *Reinsurance rates for these riders shall be based on the original issue age, duration since issuance of the rider and the original underwriting classification. SCHEDULE B, CONTINUED.