Common use of SIGN DISCLOSURE Clause in Contracts

SIGN DISCLOSURE. With your acceptance of this e-Sign Disclosure, you agree to accept the disclosures presented on the credit union’s website in an electronic format. You verify and agree that you have the required hardware and software necessary to access these disclosures and to retain a copy of them. To do so, you will need the following: • Internet Access • A computer with a modem and Internet browser that can support SSL, 128-bit encryption • For security purposes, you should use the most current stable versions of Internet browsers; for example, Microsoft Internet Explorer, Firefox, or Safari. The most current version will support 128-bit encryption. • Access to a printer and/or other storage medium such as a hard drive for downloading information or printing disclosures, and • An external email address If we revise hardware and software requirements, and if there is a material chance that the changes may impact your ability to access the disclosures, we will notify you of these changes 30 days in advance and provide you an opportunity to cancel your acceptance of these electronic disclosures and/or change your method of receiving disclosures (e.g. change to paper format versus an electronic format) without the imposition of any fees. You may change the method of delivery at any time (e.g. from electronic format to paper format) by contacting us at 000-000-0000, opting out (un-enrolling) of eStatements in your online account, or visiting a branch location. You may also request paper copies of the disclosures. (A fee may be imposed for a paper copy of an archived monthly statement - Refer to the current Member Rewards & Fee Schedule) You should print or save a copy of all disclosures delivered electronically. By proceeding with your enrollment in our Online Banking Service, you signify your agreement with this e- Sign Disclosure. As stated above, you agree to accept the disclosures presented on the credit union’s website in an electronic format, and agree that you have the required hardware and software necessary to access the account disclosures and to retain a copy of them. Enrollment for Online Banking By clicking on "I Agree" and then the Accept button in Online Banking (below), you are acknowledging that you have read and agree to the terms and conditions of this Agreement and would like to proceed with enrollment in Online Banking.

SIGN DISCLOSURE. With your acceptance of this e-Sign Disclosure, you agree to accept the disclosures presented on the credit union’s website in an electronic format. You verify and agree that you have the required hardware and software necessary to access these disclosures and to retain a copy of them. To do so, you will need the following: • Internet Access • A computer with a modem and Internet browser that can support SSL, 128-bit encryption • For security purposes, you should use the most current stable versions of Internet browsers; for example, Microsoft Internet Explorer, Firefox, or Safari. The most current version will support 128-bit encryption. • Access to a printer and/or other storage medium such as a hard drive for downloading information or printing disclosures, and • An external email address If we revise hardware and software requirements, and if there is a material chance that the changes may impact your ability to access the disclosures, we will notify you of these changes 30 days in advance and provide you an opportunity to cancel your acceptance of these electronic disclosures and/or change your method of receiving disclosures (e.g. change to paper format versus an electronic format) without the imposition of any fees. You may change the method of delivery at any time (e.g. from electronic format to paper format) by contacting us at 000-000-0000, opting out (un-enrolling) of eStatements in your online account, 0000 or visiting a branch location. You may also request paper copies of the disclosures. (A fee may be imposed for a paper copy of an archived monthly statement - Refer to the current Member Rewards & Fee Schedule) You should print or save a copy of all disclosures delivered electronically. By proceeding with your enrollment in our Online Banking Service, you signify your agreement with this e- Sign Disclosure. As stated above, you agree to accept the disclosures presented on the credit union’s website in an electronic format, and agree that you have the required hardware and software necessary to access the account disclosures and to retain a copy of them. Enrollment for Online Banking By clicking on "I Agree" and then the Accept button in Online Banking (below), you are acknowledging that you have read and agree to the terms and conditions of this Agreement and would like to proceed with enrollment in Online Banking. (If you do not agree, choose Decline.) If you click Decline, you may still enroll in our Online Banking and Bill Payment Services at a later time. You will still be asked to accept the Terms and Conditions of this Agreement.