Common use of Rider Charge Clause in Contracts

Rider Charge. The Rider Charge will never be less than the minimum Rider Charge of [0.50%] nor exceed the maximum Rider Charge of [2.50%]. The Rider Charge will be assessed on each Contract Anniversary based on Your Payment Base. The Rider Charge may increase or decrease each Contract Anniversary beginning with the first Contract Anniversary subject to the limitations above. The Rider Charge will be deducted on a prorated basis from the Sub-Account(s). Any increase or decrease in the Rider Charge is irrevocable and You may not decline the new Rider Charge. If the Rider Effective Date is after the Contract Issue Date, the period between the Rider Effective Date and the next Contract Anniversary will constitute the first Contract Year. The charge for this Contract Year will be prorated based on the number of days between the Rider Effective Date and the next Contract Anniversary. If this rider is revoked or terminated on any date other than the Contract Anniversary, We will deduct a prorated portion of the Rider Charge from Your Contract Value from the amount otherwise payable as stated in the Revocation/Termination section of this rider. The prorated portion of the Rider Charge is equal to the Rider Charge percentage multiplied by the Payment Base prior to the revocation or termination, multiplied by the number of days since the last Contract Anniversary, divided by 365. The Rider Charge will no longer be assessed upon any of the following events:

Rider Charge. The Rider Charge will never be less than the minimum Rider Charge of [0.50%] nor exceed the maximum Rider Charge of [2.50%]. The Rider Charge will be assessed deducted monthly from the Accumulation Value. When the charge falls on each the Contract Anniversary Anniversary, the charge will occur after the application of any Interest Earned or Index Credits. The monthly Rider Charge will be calculated as: (a) The monthly attained age Rider Charge Percentage, as found on the Rider Data Page, multiplied by (b) The current LTC Benefit Base, less the current Accumulation Value, multiplied by (c) The current contract year Benefit Base Vesting Percentage. The initial attained age Rider Charge Percentage is based on Your Payment Basethe Owner’s attained age on the Rider Date. The Rider Charge may increase or decrease Percentage will change each Contract Anniversary beginning with Year, based on the first Owner’s attained age on the Contract Anniversary subject to the limitations aboveAnniversary. The Rider Charge will be deducted on a prorated basis proportionately from each Account Accumulation Value (as defined in the Sub-Account(sContract). Any increase or decrease in the The Rider Charge is irrevocable and You may not decline also deducted from the new Rider Charge. If the Rider Effective Date is after the Minimum Guaranteed Contract Issue Date, the period between the Rider Effective Date and the next Contract Anniversary will constitute the first Contract YearValue. The charge for this Contract Year will be prorated based on Rider Charge is not deducted from the number of days between Benefit Base. The Rider Charge is not considered a Partial Surrender under the Rider Effective Date and Contract. In the next Contract Anniversary. If this rider event that the Accumulation Value is revoked or terminated on any date other greater than the Contract Anniversary, We will deduct a prorated portion LTC Benefit Base at the time of the Rider Charge from Your Contract Value from the amount otherwise payable as stated in the Revocation/Termination section of this rider. The prorated portion of deduction, the Rider Charge is will be equal to zero. In the event that the Rider Charge percentage multiplied by is terminated, but the Payment Base prior to Contract continues, Rider Charges will cease. There are no Rider Charges if the revocation or termination, multiplied by the number of days since the last Contract Anniversary, divided by 365. The Rider Charge will no longer be assessed upon any of the following events:Accumulation Value is zero.

Rider Charge. The Rider Charge will never be less than the minimum Rider Charge of [0.50%] nor exceed the maximum Rider Charge of [2.50%]. The Rider Charge will be assessed on each Contract Anniversary based on Your Payment Base. The Rider Charge may increase or decrease each Contract Anniversary beginning with the first Contract Anniversary subject to the limitations above. The Rider Charge will be deducted on a prorated basis from the Sub-Account(s). Any If We increase or decrease in the Rider Charge is irrevocable Charge, We may allow You to refuse to accept the increase and You may not decline the new Rider Chargewaive Your future Market Increases and/or Deferral Bonus(es), if applicable. If the Rider Effective Date is after the Contract Issue Date, the period between the Rider Effective Date and the next Contract Anniversary will constitute the first Contract Year. The charge for this Contract Year will be prorated based on the number of days between the Rider Effective Date and the next Contract Anniversary. If this rider is revoked or terminated on any date other than the Contract Anniversary, We will deduct a prorated portion of the Rider Charge from Your Contract Value from the amount otherwise payable as stated in the Revocation/Termination section of this rider. The prorated portion of the Rider Charge is equal to the Rider Charge percentage multiplied by the Payment Base prior to the revocation or termination, multiplied by the number of days since the last Contract Anniversary, divided by 365. The Rider Charge will no longer be assessed upon any of the following events: