Common use of Returned and Unclaimed Information Clause in Contracts

Returned and Unclaimed Information. Unless otherwise prohibited by the laws governing your Eligible Account or Online Financial Service, this Sub- section (d) applies if Account-Related Information documents are returned or electronic notifications are returned as undeliverable. This means we can stop sending Account-Related Information or electronic notifications to you until you provide a valid postal or valid email to us. We may also: • Destroy Account-Related Information sent to you and returned to us as undeliverable. • Hold the Account-Related Information for your Account for you to pick up. • Stop sending the Account-Related Information through current delivery method and use an alternative delivery method. For example, if we’re sending Account-Related Information to you via the U.S. Postal Service, and the information is returned to us as undeliverable on two or more occasions, we may attempt to deliver the information to your E-Address instead. • Suspend access to your Eligible Accounts or Online Financial Services. If we hold Account-Related Information for you to pick up and it remains unclaimed for 60 days, we may send the Account-Related Information to the address reflected in our records for your Eligible Account or destroy it.

Returned and Unclaimed Information. Unless otherwise prohibited by the laws governing your Eligible Account or Online Financial Service, this Sub- Sub-section (d) applies if Account-Related Information documents are returned or electronic notifications are returned as undeliverable. This means we can stop sending Account-Related Information or electronic notifications to you until you provide a valid postal or valid email to us. We may also: • ▪ Destroy Account-Related Information sent to you and returned to us as undeliverable. • ▪ Hold the Account-Related Information for your Account for you to pick up. • ▪ Stop sending the Account-Related Information through current delivery method and use an alternative delivery method. For example, if we’re sending Account-Related Information to you via the U.S. Postal Service, and the information is returned to us as undeliverable on two or more occasions, we may attempt to deliver the information to your E-Address instead. • ▪ Suspend access to your Eligible Accounts or Online Financial Services. If we hold Account-Related Information for you to pick up and it remains unclaimed for 60 days, we may send the Account-Related Information to the address reflected in our records for your Eligible Account or destroy it.

Returned and Unclaimed Information. Unless otherwise prohibited by the laws governing your Eligible Account or Online Financial Service, this Sub- section subsection (d) applies if Account-Related Information documents are returned or electronic notifications are returned as undeliverable. This means we can stop sending Account-Related Information or electronic notifications to you until you provide a valid postal or valid email to us. We may also: • Destroy Account-Related Information sent to you and returned to us as undeliverable. • Hold the Account-Related Information for your Account for you to pick up. • Stop sending the Account-Related Information through current delivery method and use an alternative delivery method. For example, if we’re sending Account-Related Information to you via the U.S. Postal Service, and the information is returned to us as undeliverable on two or more occasions, we may attempt to deliver the information to your E-Address email address instead. • Suspend access to your Eligible Accounts or Online Financial Services. If we hold Account-Related Information for you to pick up and it remains unclaimed for 60 days, we may send the Account-Related Information to the address reflected in our records for your Eligible Account or destroy it.

Returned and Unclaimed Information. Unless otherwise prohibited by the laws governing your Eligible Account or Online Financial Service, this Sub- section subsection (d) applies if Account-Related Information documents are returned or electronic notifications are returned as undeliverable. This means we can stop sending Account-Related Information or electronic notifications to you until you provide a valid postal or valid email to us. We may also: •  Destroy Account-Related Information sent to you and returned to us as undeliverable. •  Hold the Account-Related Information for your Account for you to pick up. •  Stop sending the Account-Related Information through current delivery method and use an alternative delivery method. For example, if we’re sending Account-Related Information to you via the U.S. Postal Service, and the information is returned to us as undeliverable on two or more occasions, we may attempt to deliver the information to your E-Address email address instead. •  Suspend access to your Eligible Accounts or Online Financial Services. If we hold Account-Related Information for you to pick up and it remains unclaimed for 60 days, we may send the Account-Related Information to the address reflected in our records for your Eligible Account or destroy it.