Common use of REQUEST REASON Clause in Contracts

REQUEST REASON. Normal — age 59½ and older, including RMDs and ▇▇▇▇ qualified distributions if applicable Early — under age 59½, no known exceptions SIMPLE IRA Early — use if “2 year rule” and account owner is under age 59½ Education Savings Account — no tax withholding, see instructions Death — from an Inherited/beneficiary IRA or ESA Direct Rollover to an Eligible Employer-Sponsored Plan (e.g. 401(a) qualified plans, 401(k) plans, 403(b) plans, governmental 457(b) plans) — Letter of Acceptance required from receiving employer plan, see instructions for more details Return of Excess Contribution for Tax Year — all below must be completed DO NOT USE THIS FORM TO REQUEST A TRUSTEE-TO- TRUSTEE TRANSFER OF ASSETS TO ANOTHER IRA. SEE INSTRUCTIONS FOR FURTHER INFORMATION. DO NOT USE THIS FORM TO PURCHASE AN INVESTMENT WITHIN YOUR ACCOUNT.