Common use of REPRESENTATIONS AND WARRANTIES OF THE Clause in Contracts

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. Organization and Qualification 14 Section 4.02. Capitalization 14 Section 4.03. Subsidiaries 17 Section 4.04. Authority; Non-Contravention; Approvals 17 Section 4.05. Reports and Financial Statements 19 Section 4.06. Absence of Undisclosed Liabilities 19 Section 4.07. Absence of Certain Changes or Events 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 ARTICLE V COVENANTS Section 5.01. Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.04. Access to Information; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions to the Obligations to Consummate the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect of Termination 41 Section 8.02. Non-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company").

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. Organization Corporate Existence and Qualification 14 Power 8 Section 4.02. Capitalization 14 Corporate Authorization 9 Section 4.03. Subsidiaries 17 Governmental Authorization 9 Section 4.04. Authority; Non-Contravention; Approvals 17 Contravention 9 Section 4.05. Reports and Financial Statements 19 Capitalization 10 Section 4.06. Absence of Undisclosed Liabilities 19 Subsidiaries 10 Section 4.07. SEC Filings 11 Section 4.08. Financial Statements 11 Section 4.09. Disclosure Documents 12 Section 4.10. Absence of Certain Changes or Events 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. No Violation of Law 20 12 Section 4.11. No Undisclosed Material Contracts; Compliance With Agreements 21 Liabilities 14 Section 4.12. Taxes 22 Compliance with Laws and Court Orders 14 Section 4.13. Employee Benefit Plans; ERISA 22 Litigation 14 Section 4.14. Labor Controversies 24 Finders' Fees 14 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 15 Section 4.16. Taxes 15 Section 4.17. Employee Benefit Plans 16 Section 4.18. Brokers and Finders 27 Environmental Matters 18 Section 4.19. Insurance 27 Tax Treatment 18 Section 4.20. Takeover Statutes 27 Off-Balance Sheet Transactions 18 Section 4.21. Receivables Customers 18 Section 4.22. Intellectual Property 18 Section 4.23. Agreements, Contracts And Commitments 20 Section 4.24. Antitakeover Statutes and Customers 27 Rights Agreement 22 Section 4.25. Warranty 22 Section 4.26. Product Liability 23 Section 4.27. Insurance 23 Section 4.28. Title to Properties 23 Section 4.29. No Rights to Acquire 24 Section 4.30. No Business Restrictions 24 Section 4.31. Real Property Holding Corporation 24 Section 4.32. Company Convertible Notes 24 Section 4.33. Representations and Warranties Complete 24 ARTICLE V COVENANTS 5 REPRESENTATIONS AND WARRANTIES OF PARENT Section 5.01. Conduct of Business Pending the Merger 27 Corporate Existence and Power 25 Section 5.02. Restrictions on Parent and the Company 29 Corporate Authorization 25 Section 5.03. No Solicitation 30 Governmental Authorization 25 Section 5.04. Access to Information; Confidentiality 31 Non-Contravention 26 Section 5.05. Merger Sub 32 Capitalization 26 Section 5.06. Employee Benefits 32 Subsidiaries 27 Section 5.07. Proxy Statement 33 SEC Filings 27 Section 5.08. Company Meeting 34 Financial Statements 28 Section 5.09. Public Announcements 34 Disclosure Documents 28 Section 5.10. Expenses and Fees 34 Absence of Certain Changes 29 Section 5.11. Agreement to Cooperate 35 Compliance with Laws and Court Orders 29 Section 5.12. DirectorsFinders' and Officers' Indemnification 35 Fees 30 Section 5.13. Section 16 Matters 37 Opinion of Financial Advisor 30 Section 5.14. Tax Treatment 30 Section 5.15. Litigation 30 Section 5.16. Parent Intellectual Property 30 Section 5.17. Agreements, Contracts and Commitments 31 Section 5.18. Customers 31 ARTICLE 6 COVENANTS OF THE COMPANY Section 6.01. Conduct of the Company 31 Section 6.02. Shareholder Meeting; Proxy Material 33 Section 6.03. No Solicitation; Other Offers 33 Section 6.04. Tax Matters 35 Section 6.05. Environmental Filings 35 Section 6.06. 401(k) Plans 36 Section 6.07. Company Indenture 36 Section 6.08. Retention Plan 36 Section 6.09. Director and Officer Resignations 36 Section 7.02. Obligations of Merger Subsidiary 36 Section 7.03. Voting of Shares 37 Section 7.04. Director and Officer Liability 37 Section 7.05. Stockholder Meeting; Registration Statement 37 Section 7.06. Stock Exchange Listing 38 Section 7.07. Employees 38 Section 7.08. Company Indenture 39 Section 7.09. Parent Transactions 39 Section 7.10. Severance Plan 39 Section 7.11. Corporate Governance 39 ARTICLE 8 COVENANTS OF PARENT AND THE COMPANY Section 8.01. Efforts to Close 39 Section 8.02. Certain Filings 40 Section 8.03. Public Announcements 41 Section 8.04. Further Assurances 37 41 Section 5.158.05. Access to Information 41 Section 8.06. Notices of Certain Events 37 41 Section 5.168.07. CVR Trust; CVR Agreement 38 Section 16(b) Approvals 42 Section 8.08. Tax-free Reorganization 42 ARTICLE VI 9 CONDITIONS TO THE MERGER Section 6.019.01. Conditions to Obligations of Each Party 42 Section 9.02. Conditions to the Obligations of Parent and Merger Subsidiary 43 Section 9.03. Conditions to Consummate the Merger 39 Obligations of the Company 44 ARTICLE VII 10 TERMINATION Section 7.0110.01. Termination 39 ARTICLE VIII MISCELLANEOUS 45 Section 8.0110.02. Effect of Termination 41 46 ARTICLE 11 MISCELLANEOUS Section 8.0211.01. Non-Notices 46 Section 11.02. Survival of Representations and Warranties 42 47 Section 8.0311.03. Notices 42 Amendments and Waivers 47 Section 8.0411.04. Interpretation 43 Expenses 48 Section 8.0511.05. Miscellaneous 43 Binding Effect; Benefit; Assignment 49 Section 8.0611.06. Counterparts 43 Governing Law 49 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.1211.07. Jurisdiction 45 49 Section 8.1311.08. WAIVER OF JURY TRIAL 45 49 Section 8.1411.09. Termination of June 29 Merger Counterparts; Effectiveness 50 Section 11.10. Entire Agreement and Original Offer 45 ii 50 Section 11.11. Captions 50 Section 11.12. Severability 50 Section 11.13. Specific Performance 50 iii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 MERGER (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement")) dated as of January 17, by and 2005 among Gingko Computer Network Technology Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware Minnesota corporation (the "Company"), McDATA Corporation, a Delaware corporation ("Parent"), and Condor Acquisition, Inc., a Minnesota corporation and a wholly-owned subsidiary of Parent ("Merger Subsidiary").

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section TRIZEC PARTIES 28 SECTION 4.01. Organization and Qualification 14 Section Qualification; Subsidiaries; Authority 28 SECTION 4.02. Capitalization 14 Section Organizational Documents 29 SECTION 4.03. Subsidiaries 17 Section Capitalization 30 SECTION 4.04. Authority; Non-Contravention; Approvals 17 Section Authority Relative to this Agreement, Validity and Effect of Agreements 31 SECTION 4.05. Reports No Conflict; Required Filings and Consents 32 SECTION 4.06. Permits; Compliance with Laws 33 SECTION 4.07. SEC Filings; Financial Statements 19 Section 4.06. Absence of Undisclosed Liabilities 19 Section 4.0734 SECTION 4.08. Absence of Certain Changes or Events 19 Section 4.08. Litigation 20 Section 35 SECTION 4.09. Offer Documents; Proxy Statement 20 Section Absence of Litigation 35 SECTION 4.10. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section Plans 35 SECTION 4.11. Labor Matters 37 SECTION 4.12. Information Supplied 37 SECTION 4.13. Property and Leases 38 SECTION 4.14. Labor Controversies 24 Section Intellectual Property 41 SECTION 4.15. Taxes 41 SECTION 4.16. Environmental Matters 25 Section 4.1644 SECTION 4.17. Intellectual Property 25 Section 4.17Material Contracts 45 Page SECTION 4.18. Insurance 46 SECTION 4.19. Interested Party Transactions 47 SECTION 4.20. Brokers 47 SECTION 4.21. Opinion of Financial Advisor 27 Section 4.1847 SECTION 4.22. Investment Company Act of 1940 47 ARTICLE V REPRESENTATIONS AND WARRANTIES OF TZ CANADA 47 SECTION 5.01. Organization and Qualification; Subsidiaries; Authority 47 SECTION 5.02. Organizational Documents 48 SECTION 5.03. Capitalization 48 SECTION 5.04. Authority Relative to this Agreement, Validity and Effect of Agreement 50 SECTION 5.05. No Conflict; Required Filings and Consents 50 SECTION 5.06. Permits; Compliance with Law 51 SECTION 5.07. Securities Filings; Financial Statements 51 SECTION 5.08. Absence of Certain Changes or Events 52 SECTION 5.09. Absence of Litigation 52 SECTION 5.10. Employee Benefit Plans 53 SECTION 5.11. Labor Matters 53 SECTION 5.12. Information Supplied 54 SECTION 5.13. Ownership of Trizec Common Shares 54 SECTION 5.14. Intellectual Property 54 SECTION 5.15. Taxes 54 SECTION 5.16. Mutual Fund Status 55 SECTION 5.17. Environmental Matters 55 SECTION 5.18. Material Contracts 56 SECTION 5.19. Insurance 57 SECTION 5.20. Interested Party Transactions 57 SECTION 5.21. Brokers 58 SECTION 5.22. Opinion of Financial Advisor 58 ARTICLE VI REPRESENTATIONS AND WARRANTIES OF THE BUYER PARTIES 58 SECTION 6.01. Organization 58 SECTION 6.02. Ownership of MergerCo and Finders 27 Section 4.19AcquisitionCo; No Prior Activities 58 SECTION 6.03. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables Power and Customers 27 ARTICLE V COVENANTS Section 5.01. Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03Authority 58 SECTION 6.04. No Solicitation 30 Section 5.04Conflict; Required Filings and Consents 59 SECTION 6.05. Access to InformationInformation Supplied 60 SECTION 6.06. Absence of Litigation 60 SECTION 6.07. Available Funds; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions to the Obligations to Consummate the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect of Termination 41 Section 8.02. Non-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11Guaranty 60 SECTION 6.08. No Admission 45 Section 8.12Ownership of Trizec Capital Stock 61 SECTION 6.09. Jurisdiction 45 Section 8.13Other Agreements or Understandings 61 SECTION 6.10. WAIVER OF JURY TRIAL 45 Section 8.14. Termination of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company").Brokers 61

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY ISSUER Section 4.01. Organization 4.1 Representations and Qualification 14 Warranties Regarding the Issuer 45 Section 4.02. Capitalization 14 4.2 Representations and Warranties Regarding the Loan Files 48 Section 4.03. Subsidiaries 17 Section 4.04. Authority; Non-Contravention; Approvals 17 Section 4.05. Reports 4.3 Rights of Obligors and Financial Statements 19 Section 4.06. Absence Release of Undisclosed Liabilities 19 Section 4.07. Absence of Certain Changes or Events 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 Loan Files 48 i ARTICLE V COVENANTS REPRESENTATIONS AND WARRANTIES OF THE ISSUER; ASSIGNMENT OF REPRESENTATIONS AND WARRANTIES Section 5.01. Conduct 5.1 Representations and Warranties of Business Pending the Merger 27 Issuer 49 Section 5.02. Restrictions on Parent and the Company 29 5.2 Eligible Loans 50 Section 5.03. No Solicitation 30 Section 5.04. Access to Information; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions to the Obligations to Consummate the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect of Termination 41 Section 8.02. Non-Survival 5.3 Assignment of Representations and Warranties 42 52 Section 8.03. 5.4 Release of Defective Loans 52 ARTICLE VI ADDITIONAL COVENANTS OF ISSUER Section 6.1 Affirmative Covenants 54 Section 6.2 Negative Covenants of the Issuer 60 ARTICLE VII SERVICING OF PLEDGED LOANS Section 7.1 Responsibility for Loan Administration 61 Section 7.2 Standard of Care 62 Section 7.3 Records 62 Section 7.4 Loan Schedule 62 Section 7.5 Enforcement 62 Section 7.6 Trustee and Collateral Agent to Cooperate 63 Section 7.7 Other Matters Relating to the Servicer 63 Section 7.8 Servicing Compensation 63 Section 7.9 Costs and Expenses 63 Section 7.10 Representations and Warranties of the Servicer 64 Section 7.11 Additional Covenants of the Servicer 65 Section 7.12 Servicer not to Resign 67 Section 7.13 Merger or Consolidation of, or Assumption of the Obligations of Servicer 67 Section 7.14 Examination of Records 67 Section 7.15 Subservicing Agreements; Delegation of Duties 67 Section 7.16 Servicer Advances 68 ARTICLE VIII REPORTS Section 8.1 Monthly Servicing Report 68 Section 8.2 Other Data 69 Section 8.3 Annual Servicer's Certificate 69 Section 8.4 Notices 42 to FAC 69 Section 8.04. Interpretation 43 8.5 Tax Reporting 69 ARTICLE IX LOCKBOX ACCOUNTS Section 8.05. Miscellaneous 43 9.1 Lockbox Accounts 69 ARTICLE X INDEMNITIES Section 8.06. Counterparts 43 10.1 Liabilities to Obligors 70 Section 8.07. Amendments10.2 Tax Indemnification 70 Section 10.3 Servicer's Indemnities 70 Section 10.4 Operation of Indemnities 70 ARTICLE XI EVENTS OF DEFAULT Section 11.1 Events of Default 70 Section 11.2 Acceleration of Maturity; Extensions 43 Rescission and Annulment 71 Section 8.08. Entire Agreement 44 11.3 Collection of Indebtedness and Suits for Enforcement by Trustee 72 Section 8.09. Severability 44 11.4 Trustee May File Proofs of Claim 73 Section 8.10. Specific Performance; 11.5 Remedies 73 Section 11.6 Optional Preservation of Collateral 74 Section 11.7 Application of Monies Collected During Event of Default 74 Section 11.8 Limitation on Damages 44 Suits by Individual Noteholders 75 Section 8.11. No Admission 45 11.9 Unconditional Rights of Noteholders to Receive Principal and Interest 75 Section 8.12. Jurisdiction 45 11.10 Restoration of Rights and Remedies 76 Section 8.13. WAIVER OF JURY TRIAL 45 11.11 Waiver of Event of Default 76 Section 8.14. 11.12 Waiver of Stay or Extension Laws 76 Section 11.13 Sale of Collateral 76 Section 11.14 Action on Notes 76 Section 11.15 Control by Noteholders 77 ARTICLE XII SERVICER DEFAULTS Section 12.1 Servicer Defaults 77 Section 12.2 Appointment of Successor 78 Section 12.3 Notification to Noteholders 79 Section 12.4 Waiver of Past Defaults 79 Section 12.5 Termination of June 29 Servicer's Authority 79 Section 12.6 Matters Related to Successor Servicer 80 ARTICLE XIII THE TRUSTEE; THE COLLATERAL AGENT; THE CUSTODIAN Section 13.1 Duties of Trustee 80 Section 13.2 Certain Matters Affecting the Trustee 82 Section 13.3 Trustee Not Liable for Recitals in Notes or Use of Proceeds of Notes 83 Section 13.4 Trustee May Own Notes; Trustee in its Individual Capacity 83 Section 13.5 Trustee's Fees and Expenses; Indemnification 83 Section 13.6 Eligibility Requirements for Trustee 84 Section 13.7 Resignation or Removal of Trustee 84 Section 13.8 Successor Trustee 85 Section 13.9 Merger or Consolidation of Trustee 85 Section 13.10 Appointment of Co-Trustee or Separate Trustee 85 Section 13.11 Trustee May Enforce Claims Without Possession of Notes 86 Section 13.12 Suits for Enforcement 86 Section 13.13 Rights of Noteholders to Direct the Trustee 86 Section 13.14 Representations and Warranties of the Trustee 87 Section 13.15 Maintenance of Office or Agency 87 Section 13.16 No Assessment 87 Section 13.17 UCC Filings and Title Certificates 87 Section 13.18 Replacement of the Custodian 87 iii ARTICLE XIV TERMINATION Section 14.1 Termination of Agreement 87 Section 14.2 Final Payment 88 Section 14.3 [Reserved] 88 Section 14.4 Release of Collateral 88 Section 14.5 Release of Defaulted Loans 88 Section 14.6 Release of Trendwest Timeshare Upgrades 89 Section 14.7 Release Upon Payment in Full 90 ARTICLE XV MISCELLANEOUS PROVISIONS Section 15.1 Amendment 90 Section 15.2 Discretion with Respect to Derivative Financial Instruments 92 Section 15.3 Limitation on Rights of the Noteholders 93 Section 15.4 Governing Law 93 Section 15.5 Notices 93 Section 15.6 Severability of Provisions 95 Section 15.7 Assignment 95 Section 15.8 Notes Non-assessable and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as Fully Paid 95 Section 15.9 Further Assurances 95 Section 15.10 No Waiver; Cumulative Remedies 95 Section 15.11 Counterparts 95 Section 15.12 Third-Party Beneficiaries 95 Section 15.13 Actions by the same may be amended from time to time Noteholders 96 Section 15.14 Merger and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Integration 96 Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company").15.15 No Bankruptcy Petition 96 Section 15.16 Headings 96 iv QuickLinks

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. Organization FUND 9 4.1 Existence 9 4.2 Authorization; Contravention 9 4.3 Binding Effect 10 4.4 Financial Information 10 4.5 Litigation 10 4.6 Consents 11 4.7 Offering of VMTP Shares 11 4.8 Complete and Qualification Correct Information 11 4.9 Offering Memorandum 12 4.1 1940 Act Registration 12 4.11 Effective Leverage Ratio; Asset Coverage 12 4.12 Eligible Assets 12 4.13 Credit Quality 12 4.14 Due Diligence 13 4.15 Capital Structure 13 4.16 Certain Fees 13 4.17 Intent to Issue Equity 13 ARTICLE V REPRESENTATIONS AND WARRANTIES OF THE PURCHASER 13 5.1 Existence 13 5.2 Authorization; Contravention 14 Section 4.02. Capitalization 5.3 Binding Effect 14 Section 4.03. Subsidiaries 17 Section 4.04. Authority; Non-Contravention; Approvals 17 Section 4.05. Reports and Financial Statements 5.4 Own Account 14 5.5 Litigation 14 5.6 Consents 15 5.7 Experience of the Purchaser 15 5.8 Access to Information 15 5.9 Certain Transactions 15 5.1 Due Diligence 15 5.11 Certain Fees 16 5.12 Intent to Purchase Equity 16 ARTICLE VI COVENANTS OF THE FUND 16 6.1 Information 16 6.2 No Amendment or Certain Other Actions Without Consent of the Purchaser 19 Section 4.06. Absence 6.3 Maintenance of Undisclosed Liabilities Existence 19 Section 4.07. Absence 6.4 Tax Status of Certain Changes or Events the Fund 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; 6.5 Payment Obligations 19 6.6 Compliance With Law 19 6.7 Maintenance of Approvals: Filings, Etc. 20 6.8 Inspection Rights 20 6.9 Litigation, Etc. 20 6.1 1940 Act Registration 20 6.11 Eligible Assets 21 6.12 Credit Quality 21 6.13 Maintenance of Effective Leverage Ratio 21 6.14 Redemption and Paying Agent 21 6.15 Cooperation in the Sale of VMTP Shares 22 6.16 Securities Depository 22 6.17 Future Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 6.18 [Intentionally left blank] 22 Section 4.14. Labor Controversies 6.19 Tax Opinion in Connection with Extension of Term Redemption Date 22 ARTICLE VII MISCELLANEOUS 23 7.1 Notices 23 7.2 No Waivers 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 ARTICLE V COVENANTS Section 5.01. Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.04. Access to Information; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. 7.3 Expenses and Fees 34 Section 5.11. Indemnification 25 7.4 Amendments and Waivers 27 7.5 Successors and Assigns 27 7.6 Term of this Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices 27 7.7 Governing Law 28 7.8 Waiver of Certain Events 37 Section 5.16. CVR Trust; CVR Jury Trial 28 7.9 Counterparts 28 7.1 Beneficiaries 28 7.11 Entire Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions 28 7.12 Relationship to the Obligations Statement 29 7.13 Confidentiality 29 7.14 Severability 30 7.15 Consent Rights of the Majority Participants to Consummate Certain Actions 30 7.16 Disclaimer of Liability of Officers, Trustees and Beneficiaries 31 Schedule 1 Schedule-1 Exhibit A: Forms of Opinions of Counsel for the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect Fund X-0 Xxxxxxx X-0: Form of Termination 41 Section 8.02. NonTax Opinion X-0-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination of June 29 Merger Agreement and Original Offer 45 ii 0 Exhibit C: Transferee Certificate C-1 Exhibit D: Information to be provided by the Fund D-1 VARIABLE RATE MUNI TERM PREFERRED SHARES PURCHASE AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7November 19, 2003 2019 (this “Agreement”) by and between INVESCO CALIFORNIA VALUE MUNICIPAL INCOME TRUST, a closed-end fund organized as a Delaware statutory trust, as issuer (the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"“Fund”), by and among Gingko CorporationBANC OF AMERICA PREFERRED FUNDING CORPORATION, a Delaware corporation (together with corporation, including its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary by merger or operation of law (as defined in Section 3.02 “Banc of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (America” or the "Company"“Purchaser”).

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. 7 2.1 Organization and Qualification 14 Section 4.02. Capitalization 14 Section 4.03. Subsidiaries 17 Section 4.04. of the Company 7 2.2 Company Capital Structure 8 2.3 Obligations With Respect to Capital Stock 9 2.4 Authority; Non-Contravention; Approvals 17 Section 4.05. Reports and Necessary Consents 9 2.5 SEC Filings; Company Financial Statements 19 Section 4.06. Absence of Undisclosed Liabilities 19 Section 4.07. 10 2.6 Absence of Certain Changes or Events 11 2.7 Taxes 13 2.8 Title to Properties; Absence of Liens and Encumbrances 14 2.9 Intellectual Property; Privacy 15 2.10 Compliance with Laws; Permits; Restrictions 18 2.11 Litigation 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; 2.12 Employee Benefit Plans 19 2.13 Environmental Matters 23 2.14 Agreements, Contracts and Commitments 24 2.15 Information in Registration Statement and Prospectus/Proxy Statement 20 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. 2.16 Rights Plan 26 2.17 State Takeover Statutes 26 2.18 Board Approval 26 2.19 Brokers' and Finders' Fees 26 2.20 Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. 26 2.21 Insurance 27 Section 4.20. Takeover Statutes 2.22 Personnel 27 Section 4.21. Receivables and Customers 2.23 Potential Conflict of Interest 27 ARTICLE V COVENANTS Section 5.01. Conduct III REPRESENTATIONS AND WARRANTIES OF PARENT AND MERGER SUB 27 3.1 Organization of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.04. Access to Information; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. 27 3.2 Authority; Non-Contravention; Necessary Consents 28 3.3 Parent Capital Structure 28 3.4 Information in Registration Statement and Prospectus/Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors29 3.5 SEC Filings; Parent Financial Statements 29 3.6 Absence of Certain Changes 30 3.7 Litigation 30 3.8 Brokers' and OfficersFinders' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions to the Obligations to Consummate the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect of Termination 41 Section 8.02. Non-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company").Fees 30

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. Organization SELLERS 30 4.01 Organization, Power and Qualification 14 Section 4.02. Authority 31 4.02 Authorization; No Breach 31 4.03 Title to Purchased Securities 31 4.04 Litigation 32 4.05 Brokerage 32 ARTICLE 5 REPRESENTATIONS AND WARRANTIES OF THE BLOCKERS 32 5.01 Organization; Power and Authority 32 5.02 Capitalization 14 Section 4.03. Subsidiaries 17 Section 4.04. Authorityof Blockers 33 5.03 Authorization; Non-Contravention; Approvals 17 Section 4.05. Reports and Financial Statements 19 Section 4.06. Absence No Breach 33 5.04 Ownership of Undisclosed Liabilities 19 Section 4.07. Absence of Certain Changes or Events 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 ARTICLE V COVENANTS Section 5.01. Company Units 34 5.05 Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent 34 5.06 Tax Matters 34 5.07 Litigation 36 5.08 Brokerage 36 ARTICLE 6 REPRESENTATIONS AND WARRANTIES OF BUYER 36 6.01 Organization and the Company 29 Section 5.03. Entity Power 36 6.02 Authorization; No Solicitation 30 Section 5.04. Access to Information; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters Breach 37 Section 5.14. Further Assurances 6.03 Financial Capacity 37 Section 5.15. Notices of Certain Events 6.04 Litigation 37 Section 5.16. CVR Trust; CVR Agreement 6.05 Brokerage 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions to the Obligations to Consummate the Merger 6.06 Solvency 38 6.07 Investigation 38 6.08 Acquisition for Investment 38 6.09 Statutory Disqualifications 38 6.10 No Competing Business 39 ARTICLE VII 7 COVENANTS AND AGREEMENTS 39 7.01 Access 39 7.02 Conduct of Business 39 7.03 Reasonable Best Efforts 40 7.04 Regulatory Act Compliance 41 7.05 Distribution of Cash and Cash Equivalents 44 7.06 Press Releases and Announcements 45 7.07 Confidentiality 46 7.08 Director and Officer Indemnification and Insurance 47 7.09 Certain Tax Matters 48 7.10 Exclusivity 51 7.11 Expenses; Transfer Taxes 52 7.12 Certain Post-Closing Access Provisions 52 7.13 Restructuring 53 7.14 Employee Benefit Matters 53 7.15 Release 55 7.16 Termination of Affiliate Transactions 56 7.17 Payoff Letters; Payoff Debt Cooperation 56 7.18 R&W Insurance Policy 56 ARTICLE 8 TERMINATION Section 7.01. 56 8.01 Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. 56 8.02 Effect of Termination 41 Section 8.02. Non-Survival of Representations 57 ARTICLE 9 DEFINITIONS 57 9.01 Definitions 57 9.02 Usage 73 ARTICLE 10 MISCELLANEOUS 73 10.01 No Survival; Certain Waivers 73 10.02 Amendment and Warranties 42 Section 8.03. Waiver 75 10.03 Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. 76 10.04 Assignment 77 10.05 Severability 78 10.06 No Strict Construction 78 10.07 Captions 78 10.08 Complete Agreement 78 10.09 Company Disclosure Letter 78 10.10 No Additional Representations; Disclaimer 79 10.11 Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. 81 10.12 Governing Law 81 10.13 CONSENT TO JURISDICTION 81 10.14 WAIVER OF JURY TRIAL 45 Section 8.14. Termination 81 10.15 Third Party Beneficiaries 82 10.16 Specific Performance 82 10.17 Provisions Respecting Representation of June 29 Merger Agreement the Company 82 10.18 Designation and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as Replacement of September 7, 2003 (as the same may be amended from time to time Seller Representative 84 10.19 Authority and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 Rights of this Agreement) of Seller Representative; Limitations on Liability 84 10.20 Seller Representative Expense Amount 85 10.21 Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company").Guarantee 86

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.013.01. Corporate Organization and Qualification 14 15 Section 4.023.02. Capitalization 14 Authorization of Agreements 16 Section 4.033.03. Subsidiaries Consents; No Conflicts 16 Section 3.04. Capitalization; Securities 17 Section 4.043.05. AuthoritySubsidiaries; Non-ContraventionEquity Investments 18 Section 3.06. Dividends, Stock Repurchases, Etc. 19 Section 3.07. Company Reports; Approvals 17 Section 4.05. Reports and Financial Statements 19 Section 4.063.08. Absence of Undisclosed Liabilities 19 20 Section 4.073.09. Absence of Certain Changes or Events 19 21 Section 4.083.10. Property 23 Section 3.11. Litigation 20 23 Section 4.093.12. Offer DocumentsCompliance with Laws; Proxy Statement 20 Regulatory Approvals 23 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.123.13. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.153.14. Environmental ERISA and Other Employment Matters 25 Section 4.163.15. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor Contracts 27 Section 4.183.16. Brokers and Finders Client Relations 27 Section 4.193.17. Financial Advisors and Brokers; Fairness Opinion 28 Section 3.18. Exemption from Registration 28 Section 3.19. Insurance 27 28 Section 4.203.20. Takeover Statutes 27 Rights Agreement 28 Section 4.213.21. Receivables Disclosure 29 Section 3.22. Year 2000 Compliance 29 Section 3.23. Environmental Matters. 29 Section 3.24. Controls 29 Section 3.25. Joint Venture Matters 29 ARTICLE IV REPRESENTATIONS AND WARRANTIES OF THE INVESTOR Section 4.01. Organization 30 Section 4.02. Authorization of Agreements 31 Section 4.03. Consents; No Conflicts 31 Section 4.04. Financial Advisors and Customers 27 Brokers 31 Section 4.05. Ownership of Equity Securities; Purpose of Investment 31 ARTICLE V GOVERNANCE Section 5.01. Board Size 32 Section 5.02. Board Representation 32 Section 5.03. Committees; Meetings 33 ARTICLE VI STANDSTILL Section 6.01. Standstill Agreement 33 ARTICLE VII PRE-CLOSING COVENANTS Section 5.017.01. Taking of Necessary Action 35 Section 7.02. Conduct of Business Pending the Merger 27 36 Section 5.027.03. Notifications 37 Section 7.04. Alternative Transactions 37 Section 7.05. Debenture Indentures 37 ARTICLE VIII ADDITIONAL COVENANTS Section 8.01. Financial and Other Information 38 Section 8.02. Limitation on Dividend Payments and Repurchases 38 Section 8.03. Limitation on Indebtedness 39 Section 8.04. Acquisitions and Dispositions 39 Section 8.05. Equity Issuances 39 Section 8.06. Publicity 41 Section 8.07. Status of Dividends 41 Section 8.08. Director and Officer Indemnification 42 Section 8.09. Listing; Reservation 42 Section 8.10. Legend 42 Section 8.11. Limitation on Restrictions on Parent and the Company 29 Payment of Dividends 43 Section 5.038.12. No Solicitation 30 Chief Executive Officer 43 Section 5.048.13. Access to Information; Confidentiality 31 Shareholder Approval 43 ARTICLE IX CONDITIONS Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.019.01. Conditions to Investor's Obligations with Respect to the Share Purchase 45 Section 9.02. Conditions of the Company's Obligations with Respect to Consummate the Merger 39 Share Purchase 47 ARTICLE VII X TERMINATION Section 7.0110.01. Termination 39 ARTICLE VIII MISCELLANEOUS of Agreement 48 Section 8.0110.02. Effect of Termination 41 48 ARTICLE XI MISCELLANEOUS Section 8.0211.01. Non-Fees and Expenses 49 Section 11.02. Survival of Representations and Warranties 42 49 Section 8.0311.03. Specific Performance 50 Section 11.04. Indemnification 50 Section 11.05. Notices 42 51 Section 8.0411.06. Interpretation 43 Entire Agreement; Amendment 52 Section 8.05. Miscellaneous 43 Section 8.0611.07. Counterparts 43 52 Section 8.0711.08. Amendments; Extensions 43 Governing Law 52 Section 8.0811.09. Entire Agreement 44 Successors and Assigns 53 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.1111.10. No Admission 45 Third-Party Beneficiaries 54 Section 8.1211.11. Jurisdiction 45 Allocation 54 Section 8.1311.12. WAIVER OF JURY TRIAL 45 Pre-emptive Rights 54 Section 8.1411.13. Termination NOL Letter 54 Section 11.14. Certain Amendments to the Series B Certificate of June 29 Merger Designations 54 EXHIBIT A Form of Series A Certificate of Designations EXHIBIT B Form of Series B Certificate of Designations EXHIBIT C Form of Junior Certificate of Designations EXHIBIT D Form of King & Spalding Opinion EXHIBIT E Form of Cleary, Gottlieb, Xxxxx & Xxxxxxxx Opinion EXHIBIT F Form of Escrow Agreement and Original Offer 45 ii INVESTMENT AGREEMENT AND PLAN OF MERGER INVESTMENT AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), dated as of July 19, 1999, by and among Gingko Corporationbetween TPG Magellan LLC, a Delaware corporation limited liability company (together with its successors and permitted assigns, the "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger SubInvestor"), and Information ResourcesMagellan Health Services, Inc., a Delaware corporation (the "Company").

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. 13 3.1 Organization and Qualification 14 Section 4.02. Good Standing 13 3.2 Capitalization 14 Section 4.03. 3.3 Absence of Rights to Acquire Company Securities 14 3.4 Not a Reporting Corporation 14 3.5 Authority 14 3.6 No Conflict i 15 3.7 Subsidiaries 17 Section 4.04. Authority; Non-Contravention; Approvals 17 Section 4.05. Reports and 16 3.8 Partnerships or Joint Ventures 16 3.9 Financial Statements 16 3.10 Books and Records/Minute Books 19 Section 4.06. Absence 3.11 Title to Personal Property 19 3.12 Title to Real Property 19 3.13 Intellectual Property 19 3.14 Accounts Receivable 23 3.15 Inventories 23 3.16 Material Contracts 23 3.17 Tax Matters 24 3.18 No Agents 25 3.19 Employment Matters 25 3.20 ERISA 27 3.21 Consents 28 3.22 Compliance 28 3.23 Legal Proceedings 29 3.24 Operating Permits and Licenses 29 3.25 Insurance 30 3.26 Indebtedness of Undisclosed Liabilities 19 Section 4.07. the Company 30 3.27 Related Party Transactions 31 3.28 Compliance with Healthcare Laws 31 3.29 Compliance with Advertising Laws 31 3.30 Compliance with Environmental Laws 32 3.31 Expropriation 32 3.32 Rights of Other Persons ii 32 3.33 Rights on Business Activities 32 3.34 Relationships with Customers, Suppliers, Distributors and Sales Representatives 33 3.35 Regulatory Proceedings 33 3.36 Products 33 3.37 Protection of Personal Information 33 3.38 Certain Payments 33 3.39 Sanctions 34 3.40 Anti-Money Laundering and Compliance with Anti-Corruptions Laws 34 3.41 Parent Disclosure Record 35 3.42 No Standstills 35 3.43 Anti-Takeover Statutes 35 3.44 Absence of Certain Changes or Events 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. 35 3.45 Undisclosed Information 36 3.46 Survival 36 3.47 Reliance 36 3.48 No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 ARTICLE V COVENANTS Section 5.01. Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.04. Access to Information; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions to the Obligations to Consummate the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect of Termination 41 Section 8.02. Non-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company").36

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. Organization FUND 9 4.1 Existence 9 4.2 Authorization; Contravention 9 4.3 Binding Effect 10 4.4 Financial Information 10 4.5 Litigation 10 4.6 Consents 11 4.7 Offering of VMTP Shares 11 4.8 Complete and Qualification Correct Information 11 4.9 Offering Memorandum 12 4.1 1940 Act Registration 12 4.11 Effective Leverage Ratio; Asset Coverage 12 4.12 Eligible Assets 12 4.13 Credit Quality 12 4.14 Due Diligence 13 4.15 Capital Structure 13 4.16 Certain Fees 13 4.17 Intent to Issue Equity 13 ARTICLE V REPRESENTATIONS AND WARRANTIES OF THE PURCHASER 13 5.1 Existence 13 5.2 Authorization; Contravention 14 Section 4.02. Capitalization 5.3 Binding Effect 14 Section 4.03. Subsidiaries 17 Section 4.04. Authority; Non-Contravention; Approvals 17 Section 4.05. Reports and Financial Statements 5.4 Own Account 14 5.5 Litigation 14 5.6 Consents 15 5.7 Experience of the Purchaser 15 5.8 Access to Information 15 5.9 Certain Transactions 15 5.1 Due Diligence 15 5.11 Certain Fees 16 5.12 Intent to Purchase Equity 16 ARTICLE VI COVENANTS OF THE FUND 16 6.1 Information 16 6.2 No Amendment or Certain Other Actions Without Consent of the Purchaser 19 Section 4.06. Absence 6.3 Maintenance of Undisclosed Liabilities Existence 19 Section 4.07. Absence 6.4 Tax Status of Certain Changes or Events the Fund 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; 6.5 Payment Obligations 19 6.6 Compliance With Law 19 6.7 Maintenance of Approvals: Filings, Etc. 20 6.8 Inspection Rights 20 6.9 Litigation, Etc. 20 6.1 1940 Act Registration 20 6.11 Eligible Assets 21 6.12 Credit Quality 21 6.13 Maintenance of Effective Leverage Ratio 21 6.14 Redemption and Paying Agent 21 6.15 Cooperation in the Sale of VMTP Shares 22 6.16 Securities Depository 22 6.17 Future Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 6.18 [Intentionally left blank] 22 Section 4.14. Labor Controversies 6.19 Tax Opinion in Connection with Extension of Term Redemption Date 22 ARTICLE VII MISCELLANEOUS 23 7.1 Notices 23 7.2 No Waivers 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 ARTICLE V COVENANTS Section 5.01. Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.04. Access to Information; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. 7.3 Expenses and Fees 34 Section 5.11. Indemnification 25 7.4 Amendments and Waivers 27 7.5 Successors and Assigns 27 7.6 Term of this Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices 27 7.7 Governing Law 28 7.8 Waiver of Certain Events 37 Section 5.16. CVR Trust; CVR Jury Trial 28 7.9 Counterparts 28 7.1 Beneficiaries 28 7.11 Entire Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions 28 7.12 Relationship to the Obligations Statement 29 7.13 Confidentiality 29 7.14 Severability 30 7.15 Consent Rights of the Majority Participants to Consummate Certain Actions 30 7.16 Disclaimer of Liability of Officers, Trustees and Beneficiaries 31 Schedule 1 Schedule-1 Xxxxxxx X-0: Form of Tax Opinion X-0-0 Exhibit C: Transferee Certificate C-1 Exhibit D: Information to be provided by the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect of Termination 41 Section 8.02. Non-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination of June 29 Merger Agreement and Original Offer 45 ii Fund D-1 VARIABLE RATE MUNI TERM PREFERRED SHARES PURCHASE AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7November 19, 2003 2019 (this “Agreement”) by and between INVESCO ADVANTAGE MUNICIPAL INCOME TRUST II, a closed-end fund organized as a Delaware statutory trust, as issuer (the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"“Fund”), by and among Gingko CorporationBANC OF AMERICA PREFERRED FUNDING CORPORATION, a Delaware corporation (together with corporation, including its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary by merger or operation of law (as defined in Section 3.02 “Banc of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (America” or the "Company"“Purchaser”).

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. INVESTORS 6 4.1 Organization and Qualification 14 Section 4.02. Capitalization 14 Section 4.03. Subsidiaries 17 Section 4.04. Authority; Non-Contravention; Approvals 17 Section 4.05. Reports 6 4.2 Authorization 6 4.3 Purchase for Own Account 6 4.4 Accredited Investor Status 7 4.5 Restricted Securities 7 4.6 Due Diligence and Financial Statements 19 Section 4.06. Absence of Undisclosed Liabilities 19 Section 4.07. Absence of Certain Changes or Events 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 ARTICLE V COVENANTS Section 5.01. Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.047 4.7 Further Limitations on Disposition 7 4.8 Legends 8 5. Access to Information; Confidentiality 31 Section 5.05PRE-CLOSING COVENANTS OF THE PARTIES 8 5.1 General 8 5.2 Notice of Developments 8 5.3 Transfer of Series B Preferred Stock 8 6. Merger Sub 32 Section 5.06POST-CLOSING COVENANTS OF THE PARTIES. Employee Benefits 32 Section 5.079 6.1 Listing 9 7. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01INVESTORS’ OBLIGATIONS AT CLOSING 9 7.1 Representations and Warranties True 9 7.2 Compliance with Covenants 9 7.3 No Litigation 9 7.4 Securities Exemptions 10 7.5 Proceedings 10 7.6 No Material Adverse Effect 10 8. Conditions to the CONDITIONS TO THE COMPANY’S OBLIGATIONS AT CLOSING 10 8.1 Representations and Warranties True 10 8.2 Evidence of Cancellation 10 8.3 No Litigation 11 8.4 Securities Exemptions 11 8.5 Stockholder Approval 11 8.6 Termination of Security Interest 11 9. REGISTRATION STATEMENT FOR RESALE OF THE SHARES 11 9.1 Registration 11 9.2 Company Obligations to Consummate the Merger 39 ARTICLE VII 11 9.3 Restrictions on Registrations 13 9.4 Investor Obligations and Rights. 13 9.5 Indemnification. 14 9.6 Expenses 17 10. TERMINATION Section 7.01. 17 10.1 Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. 17 10.2 Effect of Termination 41 Section 8.0217 11. Non-MISCELLANEOUS. 18 11.1 Survival of Representations Warranties 18 11.2 Specific Performance 18 11.3 Successors and Warranties 42 Section 8.03. Assigns 18 11.4 Governing Law 18 11.5 Counterparts 19 11.6 Headings 19 11.7 Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. 19 11.8 No Finder’s Fees 20 11.9 Amendments and Waivers 20 11.10 Attorneys’ Fees 20 11.11 Severability 20 11.12 Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. 20 11.13 No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination Third Party Beneficiaries 20 11.14 Public Announcements 20 11.15 Further Assurances 20 11.16 Fees and Expenses 21 11.17 Waiver of June 29 Merger Agreement Jury Trial 21 SCHEDULES Schedule 3.4(b) EXHIBITS Exhibit A Schedule of Investors COMMON STOCK PURCHASE AGREEMENT This COMMON STOCK PURCHASE AGREEMENT (including any Exhibits and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached Schedules hereto, this "“Agreement")“) is made and entered into as of October 4, 2004 by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information ResourcesPriceSmart, Inc., a Delaware corporation (the "“Company"“), and the investors listed on Exhibit A attached hereto (each an “Investor” and, collectively, the “Investors“). The Investors and the Company are referred to herein individually as a “Party“ and together as the “Parties.”

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. Organization BUYER AND THE TRANSITORY SUBSIDIARY 43 4.1 Organization, Standing and Qualification 14 Section 4.02. Capitalization 14 Section 4.03. Subsidiaries 17 Section 4.04. Power 43 4.2 Authority; No Conflict; Required Filings and Consents 44 4.3 Litigation 45 4.4 No Prior Activities 45 4.5 Financing 45 4.6 Brokers; Schedule of Fees and Expenses 45 4.7 No Other Company Representations or Warranties 45 4.8 Non-Contravention; Approvals 17 Section 4.05. Reports Reliance on Company Estimates, Projections, Forecasts, Forward-Looking Statements and Financial Statements 19 Section 4.06. Absence of Undisclosed Liabilities 19 Section 4.07. Absence of Certain Changes or Events 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 Business Plans 46 ARTICLE V COVENANTS Section 5.01. Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. OF THE PARTIES 47 5.1 No Solicitation 30 Section 5.04. 47 5.2 Stockholder Consent or Approval 47 5.3 Access to InformationInformation 48 5.4 Closing Efforts; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Legal Conditions to the Obligations to Consummate Merger; Third-Party Consents 48 5.5 Public Disclosure 50 5.6 Employee Benefits Matters 50 5.7 Further Assurances 52 5.8 Confidentiality 52 5.9 Section 280G 52 5.10 Termination of Affiliate Arrangements 53 5.11 Preparation of Financial Statements 53 ARTICLE VI CONDUCT OF BUSINESS 54 6.1 Covenants of the Merger 39 Company 54 6.2 Pre-Closing Distributions 58 ARTICLE VII TERMINATION Section 7.01. Termination 39 CONDITIONS TO CONSUMMATION OF THE MERGER 58 7.1 Conditions to Obligations of the Buyer and the Transitory Subsidiary 58 7.2 Conditions to Obligations of the Company 59 ARTICLE VIII MISCELLANEOUS Section 8.01. OTHER POST-CLOSING AGREEMENTS 60 8.1 D&O Indemnification 60 ARTICLE IX TERMINATION AND AMENDMENT 61 9.1 Termination 61 9.2 Effect of Termination 41 Section 8.02. Non-Survival 62 9.3 Fees and Expenses 62 9.4 Amendment 63 9.5 Extension; Waiver 63 ARTICLE X TAX MATTERS 63 10.1 FIRPTA 63 10.2 Transfer Taxes 63 10.3 Tax Sharing Agreements 64 10.4 Cooperation 64 10.5 Straddle Periods 64 ARTICLE XI DEFINITIONS 65 ARTICLE XII MISCELLANEOUS 86 12.1 Nonsurvival of Representations and Warranties 42 Section 8.03. 86 12.2 Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. 86 12.3 Entire Agreement 44 Section 8.09. 87 12.4 Third-Party Beneficiaries 87 12.5 Assignment 88 12.6 Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. 88 12.7 Counterparts and Signature 88 12.8 Interpretation 88 12.9 Company Disclosure Schedule 89 12.10 Governing Law 89 12.11 Remedies 90 12.12 Submission to Jurisdiction 45 Section 8.13. 90 12.13 WAIVER OF JURY TRIAL 45 Section 8.14. Termination 90 12.14 Waiver of June 29 Conflicts Regarding Representation; Non-Assertion of Attorney-Client Privilege 91 Exhibits: Exhibit A Form of Certificate of Incorporation of the Surviving Corporation Exhibit B Form of Company Equityholder Representative Confidentiality Agreement Exhibit C Form of Certificate of Merger Agreement Exhibit D Form of Written Consent Exhibit E Accounting Principles Exhibit F Closing Net Working Capital Illustrative Calculation Schedules: Schedule 2.7 Post-Closing Consideration Schedule 8.1 Director and Original Offer 45 ii Officer Indemnification Agreements Schedule A Key Employee Schedule K Knowledge Parties Company Disclosure Schedule AGREEMENT AND PLAN OF MERGER THIS AGREEMENT AND PLAN OF MERGER, dated MERGER (this “Agreement”) is entered into as of September 7November 1, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement")2022, by and among Gingko Corporationamong: Victoria’s Secret & Co., a Delaware corporation (together with its successors and permitted assignsthe “Buyer”); Fashion Holding Group, "Parent"), Gingko Acquisition Corp.Inc., a Delaware corporation and wholly-a wholly owned Subsidiary subsidiary of the Buyer (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"the “Transitory Subsidiary”), and Information Resources; AdoreMe, Inc., a Delaware corporation (the "“Company"”); and, solely for purposes of being bound by and having the benefit of the relevant provisions of Section 2.1, Section 2.4, Section 2.6, Section 2.7, Section 2.8, Section 5.7, Section 7.1(h), Section 10.4, ARTICLE XI and ARTICLE XII and solely in such Person’s capacity as the Company Equityholder Representative, Fortis Advisors LLC, a Delaware limited liability company (the “Company Equityholder Representative”).

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. Organization ISLA PARTIES 45 5.1 Organization, Standing and Qualification 14 Section 4.02. Capitalization 14 Section 4.03. Subsidiaries 17 Section 4.04. Power 45 5.2 Capital Structure 46 5.3 Authority; Non-ContraventionNo Violations; Consents and Approvals 17 Section 4.05. Reports and 47 5.4 Consents 48 5.5 Financial Statements 19 Section 4.06. Absence of Undisclosed Liabilities 19 Section 4.07. 49 5.6 Absence of Certain Changes or Events 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. 49 5.7 No Violation of Law 20 Section 4.11. Undisclosed Material ContractsLiabilities 50 5.8 Information Supplied 50 5.9 Isla Permits; Compliance With Agreements 21 Section 4.12. with Applicable Law 50 5.10 Compensation; Benefits 51 5.11 Labor Matters 52 5.12 Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. 53 5.13 Litigation 54 5.14 Intellectual Property 55 5.15 Real Property 55 5.16 Oil and Gas Matters 56 5.17 Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion 58 5.18 Material Contracts 59 5.19 Insurance 62 5.20 Brokers 63 5.21 Ownership of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 Company Capital Stock 63 5.22 Business Conduct 63 5.23 Regulatory Matters 63 5.24 Rights-of-Way 63 5.25 Derivative Transactions 64 5.26 Related Party Transactions 64 5.28 Sufficient Funds 65 5.29 No Additional Representations 65 ARTICLE V VI COVENANTS Section 5.01. AND AGREEMENTS 66 6.1 Conduct of Company Business Pending the Merger 27 Section 5.02. Restrictions on Parent and 66 6.2 Conduct of Isla Business Pending the Company 29 Section 5.03. Merger 70 6.3 No Solicitation 30 Section 5.04. 73 6.4 Preparation of Proxy Statement/Prospectus and Registration Statement 80 6.5 Stockholders Approval 82 6.6 Access to InformationInformation 84 6.7 HSR and Other Approvals 86 6.8 Indemnification; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Directors’ and Officers’ Insurance 87 6.9 Transaction Litigation 90 6.10 Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. 90 6.11 Advice of Certain Matters; Control of Business 90 6.12 Reasonable Best Efforts; Notification 91 6.13 Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices 91 6.14 Derivative Contracts 91 6.15 Stock Exchange Listing and Delisting 92 6.16 Tax Characterization and Other Tax Matters 92 6.17 Takeover Laws 93 6.18 Employee Matters 94 6.19 Payoff Letter 95 6.20 Financing 95 6.21 Transfers of Certain Events 37 Section 5.16. CVR Trust; CVR Isla and New PubCo Interests 96 6.22 Termination of Isla Management Agreement 38 96 ARTICLE VI VII CONDITIONS TO THE MERGER Section 6.01. PRECEDENT 97 7.1 Conditions to the Obligations Each Party’s Obligation to Consummate the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect Transactions 97 7.2 Additional Conditions to Obligations of Termination 41 Section 8.02. Non-Survival the Isla Parties 97 7.3 Additional Conditions to Obligations of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination the Company 98 7.4 Frustration of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company").Closing Conditions 99

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. Organization Shareholders 8 4.1 Shareholder Ownership and Qualification 14 Section 4.02. Capitalization 14 Section 4.03. Subsidiaries 17 Section 4.04. Authority; Non-Contravention; Approvals 17 Section 4.05. Reports Authorization 8 4.2 Organization, Authorization and Enforceability 9 4.3 Capital Stock 9 4.4 No Violation 10 4.5 No Consent Required 10 4.6 Financial Statements 19 Section 4.06. Absence of 10 4.7 Books and Records 10 4.8 Title to Assets 10 4.9 Equipment and Trucks 11 4.10 Inventory and Accounts Receivable 11 4.11 Facility Lease 11 4.12 Contracts 12 4.13 Permits 13 4.14 Intellectual Property 14 4.15 Undisclosed Liabilities 19 Section 4.07. 15 4.16 Taxes 15 4.17 No Material Adverse Change 15 4.18 Employee Benefits 15 4.19 Insurance 16 4.20 Compliance 17 4.21 Legal Proceedings 17 4.22 Absence of Certain Changes or Events 17 4.23 Environmental Matters 18 4.24 Employees 19 Section 4.08. Litigation 4.25 Labor Relations 19 4.26 Certain Payments 20 Section 4.09. Offer Documents; Proxy Statement 4.27 Related Parties 20 Section 4.10. 4.28 IPO 20 4.29 No Intention To Dispose of Fenix Stock 20 4.30 Broker’s Fee 20 4.31 Disclosure 20 Article 5 Representations and Warranties of Fenix 21 5.1 Organization, Authorization and Enforceability 21 5.2 Capital Stock 21 5.3 No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 5.4 No Consent Required 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 ARTICLE V COVENANTS Section 5.01. 5.5 Balance Sheet 22 5.6 Legal Proceedings 22 5.7 Fenix Stock 23 5.8 Other Combining Companies 23 5.9 Investment in Shares 23 5.10 Broker’s Fee 23 5.11 Due Diligence 23 Article 6 Pre-Closing Events 23 6.1 General 23 6.2 Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent 23 6.3 Access to Information 24 6.4 Confidentiality and Information Sharing 24 6.5 Notice of Developments 24 6.6 Supplements to Schedules 24 6.7 Exclusivity 25 6.8 Filings by the Company 29 Section 5.03. No Solicitation 30 Section 5.04. Access to Information; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy 25 6.9 Filings by Fenix 25 6.10 Cooperation in Preparation of Registration Statement 33 Section 5.08. 25 Article 7 Post-Closing Tax Matters 25 7.1 Post-Closing Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Tax Returns 25 7.2 Cooperation on Tax Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. 26 Article 8 Conditions to the Obligations to Consummate the Merger 39 ARTICLE VII TERMINATION Section 7.01. Closing 27 8.1 Fenix Closing Conditions 27 8.2 Shareholder Closing Conditions 28 Article 9 Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. 28 9.1 Termination 28 9.2 Effect of Termination 41 Section 8.02. Non-29 Article 10 Indemnification 30 10.1 Indemnification of Fenix 30 10.2 Indemnification of the Shareholders 30 10.3 Threshold and Cap 30 10.4 Survival 31 10.5 Notice of Representations and Warranties 42 Section 8.03. Indemnification Claim 31 10.6 Resolution of Claims 31 10.7 Third Party Suits 31 10.8 Remedies 33 10.9 Specific Performance 33 Article 11 Miscellaneous 33 11.1 Expenses 33 11.2 Schedules 33 11.3 Parties’ Review 33 11.4 Publicity 33 11.5 Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. 34 11.6 Performance by the Company 34 11.7 Further Assurances 35 11.8 Waiver 35 11.9 Entire Agreement 44 Section 8.09. 35 11.10 Assignment 35 11.11 No Third Party Beneficiaries 35 11.12 Construction 35 11.13 Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination 35 11.14 Counterparts 36 11.15 Governing Law 36 11.17 Binding Effect 36 Annex I 1 Exhibits Form of June 29 Merger Employment Agreement and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER(Xxxxx Xxxxx) A Form of Employment Agreement (Xxxxxxx Xxxxx) B Form of Assumption of Consulting Agreement (Xxxxx Xxxxx) C Form of Noncompetition Agreement (Shareholder) D Form of Reimbursement Agreement (Shareholders) E Form of Registration Rights Agreement (Shareholder) F Form of Lease (Queensbury, dated New York) G Combination Agreement This Combination Agreement (this “Agreement”) is entered into as of September 730, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), 2014 by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information ResourcesFenix Parts, Inc., a Delaware corporation (“Fenix”), Xxxxx Xxxxx and Xxxxxxx Xxxxx (each a “Shareholder” and together the "“Shareholders”), and Xxxxx Xxxxx, Ltd., a New York corporation d/b/a Xxxxx Xxxxx’x Auto Parts Center (the “Company"”).

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY BENEFICIARY 16 Section 3.01. Representations and Warranties of the Beneficiary 16 ARTICLE IV DISTRIBUTIONS OF FUNDS 17 Section 4.01. Organization and Qualification 14 Distribution of Funds 17 Section 4.02. Capitalization 14 Payments from Trust Estate Only 17 Section 4.03. Subsidiaries Method of Payment 17 Section 4.04. Authority; Non-Contravention; Approvals Establishment of Account 17 Section 4.05. Reports and Financial Statements 19 Section 4.06. Absence of Undisclosed Liabilities 19 Section 4.07. Absence of Certain Changes or Events 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 ARTICLE V COVENANTS DUTIES OF THE OWNER TRUSTEE 18 Section 5.01. Conduct of Business Pending the Merger 27 Action upon Instructions 18 Section 5.02. Restrictions on Parent and the Company 29 No Duty to Act under Certain Circumstances 19 Section 5.03. No Solicitation 30 Duties Except under Specified Agreements or Instructions 19 Section 5.04. Access to Information; Confidentiality 31 Trust Operation 20 Section 5.05. Merger Sub 32 Execution of Documents 20 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 Nonpetition Covenants 20 ARTICLE VI CONDITIONS TO CONCERNING THE MERGER TRUSTEE BANK 21 Section 6.01. Conditions Acceptance of Trust and Duties 21 Section 6.02. Furnishing of Documents 22 Section 6.03. Representations and Warranties as to the Obligations to Consummate the Merger 39 Trust Estate 22 Section 6.04. Signature of Returns 23 Section 6.05. Reliance; Advice of Counsel 23 Section 6.06. Not Acting in Individual Capacity 23 Section 6.07. Representations and Warranties 23 ARTICLE VII TERMINATION OF TRUST AGREEMENT 24 Section 7.01. Termination 39 of Trust Agreement 24 ARTICLE VIII MISCELLANEOUS SUCCESSOR OWNER TRUSTEES, CO-TRUSTEE AND SEPARATE OWNER TRUSTEE 24 Section 8.01. Effect Resignation and Removal of Termination 41 the Owner Trustee; Appointment of Successors 24 Section 8.02. Non-Survival of Representations and Warranties 42 Transfer Procedures 25 Section 8.03. Notices 42 Qualification of Owner Trustee 25 Section 8.04. Interpretation 43 Co-trustees and Separate Owner Trustees 25 ARTICLE IX AMENDMENTS 26 Section 8.059.01. Miscellaneous 43 Amendments 26 ARTICLE X OWNERSHIP INTERESTS AND CERTIFICATES 27 Section 8.0610.01. Counterparts 43 Issuance of Trust Certificates 27 Section 8.0710.02. AmendmentsBeneficial Interest; Extensions 43 Prohibitions on Transfer 28 Section 8.0810.03. Entire Agreement 44 Lost or Destroyed Trust Certificate 29 ARTICLE XI COMPENSATION OF TRUSTEE BANK AND INDEMNIFICATION 29 Section 8.0911.01. Trustee Bank Fees and Expenses 29 Section 11.02. Indemnification 29 ARTICLE XII MISCELLANEOUS 30 Section 12.01. Conveyance by the Owner Trustee Is Binding 30 Section 12.02. Instructions; Notices 31 Section 12.03. Severability 44 32 Section 8.1012.04. Specific Performance; Limitation on Damages 44 of Liability 32 Section 8.1112.05. Separate Counterparts 32 Section 12.06. Successors and Assigns 32 Section 12.07. Headings 32 Section 12.08. Governing Law 32 Section 12.09. No Admission 45 Recourse 32 Section 8.1212.10. Jurisdiction 45 Acceptance of Terms of Agreement 33 Section 8.1312.11. WAIVER OF JURY TRIAL 45 Intention of Parties 33 Section 8.1412.12. Termination Clarifying Items Relating to Prior Trust Agreements 33 ARTICLE XIII COMPLIANCE WITH REGULATION AB 34 Section 13.01. Intent of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT the Parties; Reasonableness 34 Section 13.02. Information to Be Provided by the Trustee Bank 34 EXHIBITS Page EXHIBIT A [FORM OF] TRUST CERTIFICATE A-1 THIS BA CREDIT CARD TRUST FOURTH AMENDED AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGERRESTATED TRUST AGREEMENT, dated as of September 7between BA CREDIT CARD FUNDING, 2003 LLC, a Delaware limited liability company (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"“Funding”), by as Beneficiary and among Gingko Corporationas Transferor, and WILMINGTON TRUST COMPANY, a Delaware corporation with trust powers, as owner trustee (together with its successors and permitted assigns, "Parent"the “Owner Trustee”), Gingko Acquisition Corp.is made and entered into as of October 1, a Delaware corporation 2014, and wholly-owned Subsidiary is acknowledged and accepted by the Trust (as defined in Section 3.02 of this Agreementhereinafter defined) of Parent and BANA (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company"as hereinafter defined).

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. 4.1 Organization and Qualification 14 9 Section 4.02. 4.2 Capitalization 14 9 Section 4.03. Subsidiaries 17 4.3 Authority Relative to this Agreement 10 Section 4.04. Authority4.4 No Conflict; Non-Contravention; Approvals 17 Required Filings and Consents 10 Section 4.05. 4.5 SEC Reports and Financial Statements 19 11 Section 4.06. Absence 4.6 Environmental Matters 12 Section 4.7 Compliance with Applicable Laws 13 Section 4.8 Change of Undisclosed Liabilities 19 Control 13 Section 4.07. 4.9 Litigation 13 Section 4.10 Information 13 Section 4.11 State Takeover Statutes 14 Section 4.12 Employee Benefit Plans and Benefit Arrangements 14 Section 4.13 Employment Agreements 15 Section 4.14 Taxes 15 Section 4.15 Absence of Certain Changes or Events 19 16 Section 4.08. Litigation 20 4.16 Labor Matters 16 Section 4.09. Offer Documents; Proxy Statement 20 4.17 Brokers 16 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. 4.18 Opinion of Company's Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 17 i ARTICLE V REPRESENTATIONS AND WARRANTIES OF THE PURCHASER Section 5.1 Organization and Qualification 17 Section 5.2 Authority Relative to this Agreement 17 Section 5.3 No Conflict; Required Filings and Consents 17 Section 5.4 Brokers 18 Section 5.5 Information 18 Section 5.6 Financing 18 ARTICLE VI COVENANTS Section 5.01. 6.1 Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and of the Company 29 18 Section 5.03. No Solicitation 30 Section 5.04. 6.2 Access to Information; Confidentiality 31 Information 19 Section 5.05. Merger Sub 32 6.3 Efforts 19 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. 6.4 Public Announcements 34 20 Section 5.10. Expenses and Fees 34 6.5 Indemnification 20 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices 6.6 Notification of Certain Events 37 Matters 21 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions to the Obligations to Consummate the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect of Termination 41 Section 8.02. Non-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company").6.7 State Takeover Laws 21

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.015.01. Organization Corporate Existence and Qualification 14 Power 17 Section 4.025.02. Corporate Authorization 18 Section 5.03. No Consents or Approvals 18 Section 5.04. Non-Contravention 18 Section 5.05. Capitalization 14 18 Section 4.035.06. Subsidiaries 17 18 Section 4.045.07. Authority; Non-Contravention; Approvals 17 Section 4.05. Reports and Financial Statements 19 20 Section 4.06. Absence of Undisclosed Liabilities 19 Section 4.075.08. Absence of Certain Changes or Events 19 20 Section 4.085.09. Debt; No Undisclosed Material Liabilities 22 Section 5.10. Compliance with Laws and Court Orders 23 Section 5.11. Litigation 20 23 Section 4.095.12. Offer Documents; Proxy Statement 20 Brokers or Finders 23 Section 4.105.13. No Violation of Law 20 Tax Representations 23 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.135.14. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies Plans 24 Section 4.155.15. Environmental Matters Material Contracts 25 Section 4.165.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor No Investment Company 27 Section 4.185.17. Brokers and Finders Transactions with Certain Affiliates; Former Directors 27 Section 4.195.18. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers Carriage Agreements 27 ARTICLE V 6 COVENANTS OF THE COMPANY Section 5.016.01. Conduct of the Company's Business Pending the Merger 27 28 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.046.02. Access to Information; Confidentiality Information 31 ARTICLE 7 COVENANTS OF SELLER PARTIES, PURCHASER AND THE COMPANY Section 7.01. Efforts 31 Section 5.057.02. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting Certain Filings 34 Section 5.097.03. Further Assurances 34 Section 7.04. Public Announcements 34 Section 5.107.05. Expenses and Fees Determination of Purchase Price Components 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.157.06. Notices of Certain Events 36 Section 7.07. Confidentiality 36 Section 7.08. Termination of Certain Arrangements 36 Section 7.09. Registration Statement 37 Section 5.167.10. CVR Trust; CVR Agreement Company Options 37 Section 7.11. Subject Holder Shares 38 Section 7.12. Shareholder Approval of Certain Payments 38 Section 7.13. Non-Solicitation 38 ARTICLE VI 8 CONDITIONS TO THE MERGER CLOSING Section 6.018.01. Conditions to Obligations of Seller Parties and Purchaser 38 Section 8.02. Conditions to the Obligations of Seller Parties 39 Section 8.03. Conditions to Consummate the Merger Obligations of Purchaser 39 Section 8.04. Officers Certificates 40 ARTICLE VII TERMINATION 9 SURVIVAL; INDEMNIFICATION Section 7.019.01. Survival 40 Section 9.02. Indemnification 40 Section 9.03. Procedures 41 Section 9.04. Insurance Policy 43 ARTICLE 10 TERMINATION; OTHER REMEDIES Section 10.01. Grounds for Termination 39 ARTICLE VIII MISCELLANEOUS 43 Section 8.0110.02. Effect of Termination 41 Termination; Other Remedies 44 ii ARTICLE 11 ADDITIONAL REPRESENTATIONS AND COVENANTS OF COMCAST PARTIES Section 8.0211.01. Non-Survival of Company Representations and Warranties 42 46 Section 8.0311.02. Affiliate Transactions 46 Section 11.03. Comcast Covenant 47 ARTICLE 12 MISCELLANEOUS Section 12.01. Notices 42 47 Section 8.0412.02. Interpretation 43 No Third-Party Beneficiaries 48 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.0712.03. Amendments; Extensions 43 Waivers 48 Section 8.0812.04. Entire Agreement 44 Expenses 49 Section 8.0912.05. Severability 44 Successors and Assigns 49 Section 8.1012.06. Specific Performance; Limitation on Damages 44 Governing Law 49 Section 8.11. No Admission 45 Section 8.1212.07. Jurisdiction 45 49 Section 8.1312.08. WAIVER OF JURY TRIAL 45 49 Section 8.1412.09. Termination of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Specific Performance 49 Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company").12.10. Counterparts; Effectiveness 49 Section 12.11. Interpretation 50 Section 12.12. Captions 50 Section 12.13. Disclosure Schedules 50

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. AND SELLER 9 3.1 Organization of the Company 9 3.2 Authorization 9 3.3 No Conflict or Violation 9 3.4 Consents and Qualification 14 Section 4.02. Capitalization 14 Section 4.03. Subsidiaries 17 Section 4.04. Authority; Non-Contravention; Approvals 17 Section 4.05. Reports 10 3.5 Binding Effect 10 3.6 Ownership of the Company 10 3.7 Tax 10 3.8 Business of the Company 10 3.9 Customers 10 3.10 Representations and Financial Statements 19 Section 4.06. Absence Warranties of Undisclosed Liabilities 19 Section 4.07. Absence of Certain Changes or Events 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Nextra 11 3.11 Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion Plans 11 3.12 No Brokers 11 ARTICLE IV REPRESENTATIONS AND WARRANTIES OF PURCHASER 11 4.1 Organization of Financial Advisor 27 Section 4.18. Purchaser 11 4.2 Authorization 11 4.3 No Conflict or Violation 11 4.4 Consents and Approvals 11 4.5 Binding Effect 12 TABLE OF CONTENTS (continued) Page 4.6 No Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 12 ARTICLE V COVENANTS Section 5.01. OF SELLER AND PURCHASER 12 5.1 Implementing Agreement 12 5.2 Access to Information 12 5.3 Exercise of Rights under the Nextra Asset Purchase Agreement; Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.04. Access to Information; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices 13 5.4 Updated Disclosure Schedules 14 5.5 Exclusivity 14 5.6 Availability of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 Financing 14 ARTICLE VI CONDITIONS PRECEDENT TO THE MERGER Section 6.01. Conditions to OBLIGATIONS OF PURCHASER 14 6.1 Consents and Approvals 15 6.2 Warranties True as of Both Present Date and Closing Date 15 6.3 Compliance with Agreements and Covenants 15 6.4 Documents 15 6.5 Employee Acceptance of Employment with Purchaser 15 6.6 Actions or Proceedings 15 6.7 Acquisition of Nextra by the Obligations to Consummate the Merger 39 Company 15 6.8 Senior Management Agreement 15 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect of Termination 41 Section 8.02. Non-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER CONDITIONS PRECEDENT TO OBLIGATIONS OF JURY TRIAL 45 Section 8.14. Termination of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company").SELLER 16

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. Organization and Qualification 14 15 Section 4.02. Capitalization 14 15 Section 4.03. Subsidiaries 17 Section 4.04. Authority; Non-Contravention; Approvals 17 18 Section 4.05. Reports and Financial Statements 19 20 Section 4.06. Absence of Undisclosed Liabilities 19 20 Section 4.07. Absence of Certain Changes or Events 19 20 Section 4.08. Litigation 20 21 Section 4.09. Offer Documents; Proxy Statement 20 21 Section 4.10. No Violation of Law 20 22 Section 4.11. Material Contracts; Compliance With Agreements 21 22 Section 4.12. Taxes 22 23 Section 4.13. Employee Benefit Plans; ERISA 22 24 Section 4.14. Labor Controversies 24 26 Section 4.15. Environmental Matters 25 27 Section 4.16. Intellectual Property 25 28 Section 4.17. Opinion of Financial Advisor 27 29 Section 4.18. Brokers and Finders 27 29 Section 4.19. Insurance 27 29 Section 4.20. Takeover Statutes 27 29 Section 4.21. Receivables and Customers 27 29 ARTICLE V COVENANTS Section 5.01. Conduct of Business Pending the Merger 27 30 Section 5.02. Restrictions on Parent and the Company 29 32 Section 5.03. No Solicitation 30 33 Section 5.04. Access to Information; Confidentiality 31 34 Section 5.05. Merger Sub 32 35 Section 5.06. Employee Benefits 32 35 Section 5.07. Proxy Statement 33 37 Section 5.08. Company Meeting 34 37 Section 5.09. Public Announcements 34 38 Section 5.10. Expenses and Fees 34 38 Section 5.11. Agreement to Cooperate 35 38 Section 5.12. Directors' and Officers' Indemnification 35 39 Section 5.13. Section 16 Matters 37 40 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions to the Obligations to Consummate the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect of Termination 41 Section 8.02. Non-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company").40

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01CREDIT PARTIES 44 5.01. Organization Existence and Qualification 14 Section 4.02Power 44 5.02. Capitalization 14 Section 4.03Authorization; No Contravention 44 5.03. Subsidiaries 17 Section 4.04Governmental Authorization; Third Party Consents 45 5.04. Authority; Non-Contravention; Approvals 17 Section 4.05Binding Effect 45 5.05. Reports and Litigation 45 5.06. Compliance with Laws 45 5.07. No Default or Breach 45 5.08. Title to Properties. 45 5.09. Use of Real Property 46 5.10. Taxes. 47 5.11. Financial Statements 19 Section 4.06and Projections. Absence of Undisclosed Liabilities 19 Section 4.0747 5.12. Operating Company 48 5.13. Disclosure. 48 5.14. Absence of Certain Changes or Events 19 Section 4.0849 5.15. Litigation 20 Section 4.09O.S.H.A. and Environmental Compliance. Offer Documents; Proxy Statement 20 Section 4.1049 5.16. No Violation of Law 20 Section 4.11Investment Company/Government Regulations 50 5.17. Material Contracts; Compliance With Agreements 21 Section 4.12Subsidiaries. Taxes 22 Section 4.1350 5.18. Capitalization 50 5.19. Private Offering 51 5.20. Broker’s, Finder’s or Similar Fees 51 5.21. Labor Relations 51 5.22. Employee Benefit Plans; ERISA 22 Section 4.14Plans 52 5.23. Labor Controversies 24 Section 4.15Patents, Trademarks, Etc. Environmental Matters 25 Section 4.1652 5.24. Intellectual Property 25 Section 4.17Potential Conflicts of Interest 53 5.25. Opinion of Financial Advisor 27 Section 4.18Trade Relations 53 5.26. Brokers and Finders 27 Section 4.19Indebtedness 53 5.27. Material Contracts 54 5.28. Insurance 27 Section 4.2054 5.29. Takeover Statutes 27 Section 4.21[Intentionally Omitted]. Receivables 54 5.30. Products Liability 54 5.31. Solvency 54 5.32. Questionnaire 54 5.33. Location of Assets 55 5.34. Certain Payments 55 5.35. Margin Requirements 55 5.36. Anti-Terrorism Laws. 55 5.37. Trading with the Enemy 56 5.38. Acquisition Documents 56 5.39. Equity Raise Documents 56 5.40. Interest Rate Xxxxxx and Customers 27 Other Hedging Agreements 57 ARTICLE V COVENANTS Section 5.01. Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.04. Access to Information; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO 6 REPRESENTATIONS AND WARRANTIES OF THE MERGER Section LENDERS 57 6.01. Conditions to the Obligations to Consummate the Merger 39 Authorization; No Contravention 57 6.02. Binding Effect 57 6.03. Purchase for Own Account 58 6.04. Broker’s, Finder’s or Similar Fees 58 6.05. Governmental Authorization; Third Party Consent 58 ARTICLE VII TERMINATION Section 7 INDEMNIFICATION 59 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01Indemnification 59 7.02. Effect of Termination 41 Section 8.02Procedure; Notification 60 7.03. Non-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company").60

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY SELLER 12 Section 4.016.01. Organization Representations and Qualification 14 Warranties 12 Section 4.026.02. Capitalization 14 Repurchase Upon Breach 18 Section 4.036.03. Subsidiaries 17 Breach Receivables 18 ARTICLE VII INTENTION OF THE PARTIES; SECURITY INTEREST 18 Section 4.047.01. Authority; Non-Contravention; Approvals 17 Intention of the Parties 18 Section 4.057.02. Reports and Financial Statements Security Interest 19 Section 4.06. Absence of Undisclosed Liabilities 19 Section 4.07. Absence of Certain Changes or Events 19 Section 4.08. Litigation ARTICLE VIII COVENANTS OF THE SELLER 20 Section 4.098.01. Offer Documents; Proxy Statement Information 20 Section 4.108.02. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements Reserved 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 ARTICLE V COVENANTS Section 5.01. Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.048.03. Access to Information; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions to the Obligations to Consummate the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect of Termination 41 Section 8.02. Non-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Information 21 Section 8.04. Interpretation 43 Ownership and Security Interests; Further Assurances 21 Section 8.05. Miscellaneous 43 Covenants 21 Section 8.06. Counterparts 43 Amendments 21 Section 8.07. Amendments; Extensions 43 Assignment of Rights 22 ARTICLE IX ADDITIONAL COVENANTS 22 TABLE OF CONTENTS (continued) Page Section 8.089.01. Entire Agreement 44 Legal Conditions to Closing 22 Section 8.099.02. Severability 44 Expenses 22 Section 8.109.03. Specific Performance; Limitation on Damages 44 Mutual Obligations 22 Section 8.119.04. Reserved 22 Section 9.05. Servicing Standards 22 Section 9.06. Transfer of Servicing 23 Section 9.07. Bankruptcy 23 Section 9.08. Legal Existence 24 Section 9.09. Compliance With Laws 24 Section 9.10. Taxes 24 Section 9.11. No Admission 45 Liens, Etc 24 Section 8.129.12. Jurisdiction 45 Amendments to Servicing Agreements 24 Section 8.139.13. No Netting or Offsetting 25 Section 9.14. Books and Records 25 Section 9.15. Verification Agent 25 Section 9.16. Exclusive 25 Section 9.17. Recovery 25 Section 9.18. Merger 26 Section 9.19. Use of Proceeds. 26 Section 9.20. Rights Under Eligible Servicing Agreements 26 ARTICLE X INDEMNIFICATION. 26 Section 10.01. Indemnification 26 ARTICLE XI MISCELLANEOUS 28 Section 11.01. Amendments 29 Section 11.02. Notices 29 Section 11.03. No Waiver; Remedies 29 Section 11.04. Binding Effect; Assignability 29 Section 11.05. GOVERNING LAW; JURISDICTION 29 Section 11.06. Execution in Counterparts 30 TABLE OF CONTENTS (continued) Page Section 11.07. Survival 30 Section 11.08. Third Party Beneficiary. 30 Section 11.09. General 30 Section 11.10. LIMITATION OF DAMAGES 31 Section 11.11. WAIVER OF JURY TRIAL 45 Section 8.1431 SCHEDULE I INFORMATION FOR NOTICES ………………..Sch-I-1 SCHEDULE II AMENDMENTS TO SERVICING AGREEMENTS Sch- II-1 EXHIBIT A COPY OF INITIAL SALE DATE REPORT FOR INITIAL RECEIVABLES ……………………………. Termination of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT A-1 EXHIBIT B FUNDING NOTICE ………………………………….. B-1 EXHIBIT C FORM OF XXXX OF SALE …………………………... C-1 EXHIBIT D SCHEDULE I REPORT ……………………………… D-1 EXHIBIT E SCHEDULE II REPORT ………………………………E-1 WGM DRAFT 8/03/09 RECEIVABLES PURCHASE AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGERCONTRIBUTION AGREEMENT, dated as of September 7August 5, 2003 2009 (as the same may be amended from time to time “Receivables Purchase and together with the schedules, exhibits and annexes attached hereto, Contribution Agreement” or this "“Agreement"”), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation Aurora Advance Receivables I LLC (the "“Company"”) and AURORA LOAN SERVICES LLC (the “Seller” or the “Servicer”).

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01ORGANIC REGION COMPANIES 4 3.1. Organization Organization, Standing and Qualification 14 Section 4.02Power 4 3.2. Capitalization 14 Section 4.03Organic Region Subsidiaries; Equity Interests 4 3.3. Subsidiaries 17 Section 4.04Capital Structure 4 3.4. Authority; Non-ContraventionExecution and Delivery; Approvals 17 Section 4.05Enforceability 5 3.5. Reports No Conflicts; Consents 5 3.6. Taxes 5 3.7. Benefit Plans 6 3.8. Litigation 6 3.9. Compliance with Applicable Laws 6 3.10. Brokers; Schedule of Fees and Expenses 6 3.11. Contracts 7 3.12. Title to Properties 7 3.13. Intellectual Property 7 3.14. Labor Matters 7 3.15. Insurance 7 3.16. Foreign Corrupt Practices 7 3.17. Financial Statements 19 Section 4.06Statements; Liabilities 8 3.18. Absence Transactions with Affiliates and Employees 8 3.19. Internal Accounting Controls 8 3.20. Solvency 8 3.21. Application of Undisclosed Liabilities 19 Section 4.07Takeover Protections 9 3.22. Investment Company 9 3.23. Absence of Certain Changes or Events 19 Section 4.089 3.24. Disclosure 10 3.25. Information Supplied 10 3.26. No Undisclosed Events, Liabilities, Developments or Circumstances 10 3.27. No Additional Agreements 10 ARTICLE IV REPRESENTATIONS AND WARRANTIES OF HCP 11 4.1. Organization, Standing and Power 11 TABLE OF CONTENTS 4.2. Subsidiaries; Equity Interests 11 4.3. Capital Structure 11 4.4. Authority; Execution and Delivery; Enforceability 11 4.5. No Conflicts; Consents 12 4.6. SEC Documents; Undisclosed Liabilities 12 4.7. Taxes 13 4.8. Absence of Changes in Benefit Plans 13 4.9. ERISA Compliance; Excess Parachute Payments 13 4.10. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. No Violation of Law 20 Section 13 4.11. Material Contracts; Compliance With Agreements 21 Section with Applicable Laws 13 4.12. Taxes 22 Section Contracts 14 4.13. Employee Benefit Plans; ERISA 22 Section Title to Properties 14 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 14 4.15. Labor Matters 14 4.16. Foreign Corrupt Practices 14 4.17. Opinion of Financial Advisor 27 Section Market Makers 14 4.18. Brokers Transactions With Affiliates and Finders 27 Section Employees 14 4.19. Insurance 27 Section Internal Accounting Controls 15 4.20. Takeover Statutes 27 Section Solvency 15 4.21. Receivables Application of Takeover Protections 15 4.22. Investment Company 15 4.23. Absence of Certain Changes or Events 15 4.24. Disclosure 16 4.25. Information Supplied 16 4.26. Certain Registration Matters 17 4.27. Listing and Customers 27 Maintenance Requirements 17 4.28. No Undisclosed Events, Liabilities, Developments or Circumstances 17 4.29. No Additional Agreements 17 ARTICLE V CONDITIONS TO CLOSING 17 5.1. HCP Conditions Precedent 17 5.2. Organic Region and Shareholders Conditions Precedent 19 ARTICLE VI COVENANTS Section 5.0121 6.1. Conduct Preparation of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.04. Access to Information14f-1 Notice; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09Blue Sky Laws 21 6.2. Public Announcements 34 Section 5.1021 6.3. Fees and Expenses 21 6.4. Continued Efforts 21 6.5. Exclusivity 21 6.6. Filing of 8-K 21 6.7. Furnishing of Information 21 6.8. Access 22 6.9. Preservation of Business 22 6.10. Redemption Agreement and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15Convertible Notes 22 ARTICLE VII MISCELLANEOUS 22 7.1. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions to the Obligations to Consummate the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect of Termination 41 Section 8.02. Non-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.0722 7.2. Amendments; Extensions 43 Section 8.08Waivers; No Additional Consideration 23 7.3. Termination 23 7.4. Replacement of Securities 23 7.5. Remedies 24 7.6. Interpretation 24 ii TABLE OF CONTENTS 7.7. Severability 24 7.8. Counterparts; Facsimile Execution 24 7.9. Entire Agreement; Third Party Beneficiaries 24 7.10. Governing Law 24 7.11. Assignment 24 Annexes: Annex A Definitions Annex B Shares to Shareholders Exhibits: Exhibit A Form of Piggyback Registration Rights Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination Exhibit B Form of June 29 Merger Redemption Agreement and Original Offer 45 ii Exhibit C Form of Promissory Note SHARE EXCHANGE AGREEMENT AND PLAN OF MERGER This SHARE EXCHANGE AGREEMENT AND PLAN OF MERGER(this “Agreement”), dated as of September 7January 15, 2003 2009, is by and among Hxxxx County Plywood Corporation, a Nevada corporation (as the same may be amended from time to time “HCP”); Organic Region Group Limited, a British Virgin Islands company (“Organic Region”); Fuji Sunrise International Enterprises Limited, a British Virgin Islands company (“Fuji Sunrise”), Southern International Develop Limited, a British Virgin Islands company (“Southern International”), HK Organic Region Limited, a Hong Kong company (“HK Organic”), Zhuhai Organic Region Modern Agriculture Ltd., a PRC company (“Zhuhai Organic”) and Guangzhou Organic Region Agriculture Ltd., a PRC company (“Guangzhou Organic,” and together with Fuji Sunrise, Southern International, HK Organic and Zhuhai Organic, the schedules, exhibits “Organic Region Subsidiaries”); and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreementthe shareholder(s) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation Organic Region listed on Annex B hereto (the "Company"“Shareholders”). Each of the parties to this Agreement is individually referred to herein as a “Party” and collectively, as the “Parties.” Capitalized terms used herein that are not otherwise defined herein shall have the meanings ascribed to them in Annex A hereto.

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. Organization BUYER AND THE TRANSITORY SUBSIDIARY 30 4.1 Organization, Standing and Qualification 14 Section 4.02. Capitalization 14 Section 4.03. Subsidiaries 17 Section 4.04. Power 30 4.2 Authority; Non-ContraventionNo Conflict; Approvals 17 Section 4.05. Reports Required Filings and Financial Statements 19 Section 4.06. Absence Consents 30 4.3 Brokers’ Fees 31 4.4 Availability of Undisclosed Liabilities 19 Section 4.07. Absence of Certain Changes or Events 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 Funds 31 ARTICLE V COVENANTS Section 5.01. Conduct CONDUCT OF BUSINESS 31 5.1 Operation of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. 31 5.2 Confidentiality 34 ARTICLE VI ADDITIONAL PRE-CLOSING AGREEMENTS 34 6.1 No Solicitation 30 Section 5.04. 34 6.2 Stockholder Consent or Approval 34 6.3 Access to InformationInformation 35 6.4 Closing Efforts; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Legal Conditions to the Obligations to Consummate the Merger 39 Merger; Third-Party Consents 35 6.5 Public Disclosure 36 6.6 Notification of Certain Matters 36 6.7 280G Covenant 36 6.8 FIRPTA 37 6.9 Employees 37 6.10 Tax Matters 38 ARTICLE VII TERMINATION Section 7.01. Termination 39 CONDITIONS TO CONSUMMATION OF THE MERGER 38 7.1 Conditions to Obligations of the Buyer and the Transitory Subsidiary 38 7.2 Conditions to Obligations of the Company 40 ARTICLE VIII MISCELLANEOUS Section 8.01. INDEMNIFICATION 40 8.1 Indemnification by the Company Equityholders 40 8.2 Indemnification Claims 40 8.3 Survival Period 42 8.4 Limitations 43 ARTICLE IX OTHER POST-CLOSING AGREEMENTS 44 9.1 Post-Closing Indemnification 44 ARTICLE X TERMINATION AND AMENDMENT 44 10.1 Termination 44 10.2 Effect of Termination 41 Section 8.02. 45 10.3 Fees and Expenses 45 10.4 Amendment 46 10.5 Extension; Waiver 46 ARTICLE XI DEFINITIONS 46 ARTICLE XII MISCELLANEOUS 59 12.1 Notices 59 12.2 Entire Agreement 60 12.3 Third-Party Beneficiaries 61 12.4 Assignment 61 12.5 Severability 61 12.6 Counterparts and Signature 61 12.7 Interpretation 61 12.8 Governing Law 68 12.9 Remedies 68 12.10 Submission to Jurisdiction 69 Exhibits: Exhibit A Form of Certificate of Incorporation of the Surviving Corporation Exhibit B Form of Written Consent of Stockholders Exhibit C Allocation Schedule Exhibit D Information Statement Exhibit E Form of Letter of Transmittal Exhibit F Form of Stock Purchase and Vesting Agreement Schedules: Schedule 7.1(j) Designated Employees Schedule 7.1(k) Signatories to Proprietary and Confidential Information, Developments and Non-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination of June 29 Merger Agreement and Original Offer 45 ii Solicitation Agreements AGREEMENT AND PLAN OF MERGER THIS AGREEMENT AND PLAN OF MERGER, dated MERGER (this “Agreement”) is entered into as of September 7May 3, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement")2019, by and among Gingko Corporation, a Delaware corporation Bottomline Technologies (together with its successors and permitted assigns, "Parent"de), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "“Buyer”); Engagement Acquisition Corp., a Delaware corporation and a wholly owned subsidiary of the Buyer (the “Transitory Subsidiary”); BanksSight Software Systems, Inc., a Delaware corporation (the “Company"”); and, solely for purposes of being bound by Section 2.4, Section 2.6, Article VIII, Article X, Article XI and Article XII and solely in such Person’s capacity as the Company Equityholder Representative, Xxxxx Xxxxx (the “Company Equityholder Representative”).

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. Organization and Qualification 14 Section 4.02. Capitalization 14 Section 4.03. Subsidiaries 17 Section 4.04. Authority; Non-Contravention; Approvals 17 Section 4.05. Reports and Financial Statements 19 Section 4.06. Absence of Undisclosed Liabilities 19 Section 4.07. Absence of Certain Changes or Events 19 Section 4.08. Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies ACQUIREE SHAREHOLDERS 24 Section 4.15. Environmental Matters 6.01 Generally 24 Section 6.02 Investment Representations 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 6.03 Stock Legends 27 ARTICLE V VII COVENANTS OF THE ACQUIROR 29 Section 5.01. 7.01 SEC Documents 29 Section 7.02 Schedule 14(f) Information Statement 29 Section 7.03 Form 8-K 29 Section 7.04 Schedule 14C Information Statement for Name Change 29 ARTICLE VIII COVENANTS AND AGREEMENTS OF THE PARTIES 29 Section 8.01 Corporate Examinations and Investigations 29 Section 8.02 Cooperation; Consents 30 Section 8.03 Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.04. Access to Information; Confidentiality 8.04 Litigation 30 Section 8.05 Notice of Default 30 Section 8.06 Public Disclosure 30 Section 8.07 Assistance with Post-Closing SEC Reports and Inquiries 31 ARTICLE IX CONDITIONS PRECEDENT OF THE ACQUIROR 31 Section 5.05. Merger Sub 9.01 Accuracy of Representations 31 Section 9.02 No Force Majeure Event 31 Section 9.03 Consents 31 Section 9.04 Certificate of Officer 32 Section 5.06. Employee Benefits 9.05 Certificate of Acquiree Shareholders 32 Section 5.07. Proxy Statement 9.06 Documents 32 Section 9.07 No Proceedings 32 Section 9.08 No Claim Regarding Stock Ownership or Consideration 33 ARTICLE X CONDITIONS PRECEDENT OF THE ACQUIREE AND THE ACQUIREE SHAREHOLDERS 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions to the Obligations to Consummate the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect of Termination 41 Section 8.02. Non-Survival 10.01 Accuracy of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company").33

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY SELLER 12 Section 4.016.01. Organization Representations and Qualification 14 Warranties 12 Section 4.026.02. Capitalization 14 Repurchase Upon Breach 18 Section 4.036.03. Subsidiaries 17 Breach Receivables 18 ARTICLE VII INTENTION OF THE PARTIES; SECURITY INTEREST 18 Section 4.047.01. Authority; Non-Contravention; Approvals 17 Intention of the Parties 18 Section 4.057.02. Reports and Financial Statements Security Interest 19 Section 4.06. Absence of Undisclosed Liabilities 19 Section 4.07. Absence of Certain Changes or Events 19 Section 4.08. Litigation ARTICLE VIII COVENANTS OF THE SELLER 20 Section 4.098.01. Offer Documents; Proxy Statement Information 20 Section 4.108.02. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements Reserved 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 ARTICLE V COVENANTS Section 5.01. Conduct of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.048.03. Access to Information; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions to the Obligations to Consummate the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 ARTICLE VIII MISCELLANEOUS Section 8.01. Effect of Termination 41 Section 8.02. Non-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Information 21 Section 8.04. Interpretation 43 Ownership and Security Interests; Further Assurances 21 Section 8.05. Miscellaneous 43 Covenants 21 Section 8.06. Counterparts 43 Amendments 21 Section 8.07. Amendments; Extensions 43 Assignment of Rights 22 ARTICLE IX ADDITIONAL COVENANTS 22 TABLE OF CONTENTS (continued) Page Section 8.089.01. Entire Agreement 44 Legal Conditions to Closing 22 Section 8.099.02. Severability 44 Expenses 22 Section 8.109.03. Specific Performance; Limitation on Damages 44 Mutual Obligations 22 Section 8.119.04. Reserved 22 Section 9.05. Servicing Standards 22 Section 9.06. Transfer of Servicing 23 Section 9.07. Bankruptcy 23 Section 9.08. Legal Existence 24 Section 9.09. Compliance With Laws 24 Section 9.10. Taxes 24 Section 9.11. No Admission 45 Liens, Etc 24 Section 8.129.12. Jurisdiction 45 Amendments to Servicing Agreements 24 Section 8.139.13. No Netting or Offsetting 25 Section 9.14. Books and Records 25 Section 9.15. Verification Agent 25 Section 9.16. Exclusive 25 Section 9.17. Recovery 25 Section 9.18. Merger 26 Section 9.19. Use of Proceeds. 26 Section 9.20. Rights Under Eligible Servicing Agreements 26 ARTICLE X INDEMNIFICATION. 26 Section 10.01. Indemnification 26 ARTICLE XI MISCELLANEOUS 28 Section 11.01. Amendments 29 Section 11.02. Notices 29 Section 11.03. No Waiver; Remedies 29 Section 11.04. Binding Effect; Assignability 29 Section 11.05. GOVERNING LAW; JURISDICTION 29 Section 11.06. Execution in Counterparts 30 TABLE OF CONTENTS (continued) Page Section 11.07. Survival 30 Section 11.08. Third Party Beneficiary. 30 Section 11.09. General 30 Section 11.10. LIMITATION OF DAMAGES 31 Section 11.11. WAIVER OF JURY TRIAL 45 Section 8.1431 SCHEDULE I INFORMATION FOR NOTICES ………………..Sch-I-1 SCHEDULE II AMENDMENTS TO SERVICING AGREEMENTS Sch- II-1 EXHIBIT A COPY OF INITIAL SALE DATE REPORT FOR INITIAL RECEIVABLES ……………………………. Termination of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT A-1 EXHIBIT B FUNDING NOTICE ………………………………….. B-1 EXHIBIT C FORM OF BILL OF SALE …………………………... C-1 EXHIBIT D SCHEDULE I REPORT ……………………………… D-1 EXHIBIT E SCHEDULE II REPORT ………………………………E-1 WGM DRAFT 8/03/09 RECEIVABLES PURCHASE AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGERCONTRIBUTION AGREEMENT, dated as of September 7August 5, 2003 2009 (as the same may be amended from time to time “Receivables Purchase and together with the schedules, exhibits and annexes attached hereto, Contribution Agreement” or this "“Agreement"”), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation Aurora Advance Receivables I LLC (the "“Company"”) and AURORA LOAN SERVICES LLC (the “Seller” or the “Servicer”).

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. Organization SELLER REGARDING THE COMPANIES 17 3.1 Organization, Qualification and Qualification 14 Section 4.02. Corporate Power 17 3.2 Capitalization 14 Section 4.03. 18 3.3 Authorization 19 3.4 Noncontravention 19 3.5 Subsidiaries 17 Section 4.04. Authority; Non-Contravention; Approvals 17 Section 4.05. Reports and 20 3.6 Financial Statements 19 Section 4.06. Absence of Undisclosed Liabilities 19 Section 4.07. 21 3.7 Absence of Certain Changes or Events 19 Section 4.08. 21 3.8 Undisclosed Liabilities 22 3.9 Tax Matters 22 3.10 Assets, Entire Business 24 3.11 Owned Real Property 24 3.12 Real Property Leases 24 3.13 Intellectual Property, Data Protection, Privacy and Data Security 25 3.14 Inventory 29 3.15 Contracts 29 3.16 Accounts Receivable 32 3.17 Powers of Attorney 32 3.18 Insurance 32 3.19 Litigation 20 Section 4.09. Offer Documents; Proxy Statement 20 Section 4.10. No Violation of Law 20 Section 4.11. Material Contracts; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. 32 3.20 Warranties 32 3.21 Employees 33 3.22 Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Benefits 35 3.23 Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion 39 3.24 Legal Compliance 39 3.25 Customers and Suppliers 41 3.26 Permits 42 3.27 Certain Business Relationships With Affiliates 42 3.28 Brokers’ Fees 42 3.29 Books and Records 42 3.30 Prepayments, Prebilled Invoices and Deposits 42 3.31 Import and Export Controls 43 3.32 Approval of Transfer of P.D.R. Shares 43 3.33 Disclosure 43 ARTICLE IV REPRESENTATIONS AND WARRANTIES OF THE BUYERS 44 4.1 Organization and Corporate Power 44 4.2 Authorization of Transaction 44 4.3 Noncontravention 44 4.4 Broker’s Fees 44 4.5 Litigation 44 4.6 Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 Statements 45 4.7 Undisclosed Liabilities 45 4.8 Legal Compliance 45 4.9 Independent Investigation 45 4.10 Investment Purpose 46 ARTICLE V COVENANTS Section 5.01. Conduct 46 5.1 Closing Efforts 46 5.2 Governmental and Third-Party Notices and Consents 46 5.3 Operation of Business Pending the Merger 27 Section 5.02. Restrictions on Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.04. 46 5.4 Access to InformationInformation 49 5.5 Notice of Breaches 49 5.6 Exclusivity 50 5.7 Expenses 51 5.8 Access to Customers and Suppliers 51 5.9 Financial Statements 51 5.10 Taxes 51 5.11 Internet Protocol Addresses 54 5.12 Customer and Supplier Review and Removal; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices Implementing Review Procedures 54 5.13 [Intentionally Omitted] 54 5.14 Acquisition of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 P.D.R. Shares 54 5.15 Completion of Seller Business Transfer 55 5.16 Security Package 55 5.17 Elimination of Intercompany Arrangements 55 5.18 Revised Transaction Structure 55 5.19 Working Capital Adjustment 56 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. CLOSING 56 6.1 Conditions to Obligations of the Buyers 56 6.2 Conditions to Obligations to Consummate of the Merger 39 Companies and the Seller 59 ARTICLE VII TERMINATION Section 7.01. Termination 39 INDEMNIFICATION 60 7.1 Indemnification by the Seller 60 7.2 Indemnification by the Buyers 61 7.3 Indemnification Claims 62 7.4 Survival 66 7.5 Limitations 67 7.6 Offset Rights 68 7.7 Indemnification by the Guarantors 68 ARTICLE VIII MISCELLANEOUS Section 8.01. POST-CLOSING AGREEMENTS 69 8.1 Proprietary Information 69 8.2 No Solicitation or Hiring of Employees 70 8.3 Non-Competition Agreement 71 8.4 Release 72 8.5 Completion of Asset Transfers 72 ARTICLE IX TERMINATION 73 9.1 Termination of Agreement 73 9.2 Effect of Termination 41 Section 8.02. Non74 9.3 Pre-Survival Closing Liability of Representations P.D.R. Constituents 74 ARTICLE X DEFINITIONS 74 ARTICLE XI MISCELLANEOUS 90 11.1 Press Releases and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. Amendments; Extensions 43 Section 8.08. Announcements 90 11.2 No Third Party Beneficiaries 90 11.3 Entire Agreement 44 Section 8.09. 90 11.4 Succession and Assignment 90 11.5 Counterparts and Facsimile Signature 91 11.6 Headings 91 11.7 Notices 91 11.8 Governing Law 92 11.9 Amendments and Waivers 92 11.10 Severability 44 Section 8.10. Specific Performance92 11.11 Submission to Jurisdiction; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination 92 11.12 Currency 93 11.13 Mutual Drafting 93 11.14 Funding and Other Obligations 93 11.15 Construction 95 11.16 Specific Performance 95 Exhibit A Form of June 29 Merger Closing Promissory Note Exhibit B Form of Escrow Agreement and Original Offer 45 ii Disclosure Schedule Schedule I Estimated Closing Consideration Statement Components MASTER SHARE PURCHASE AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated This Master Share Purchase Agreement (the “Agreement”) is entered into as of September 7August 11, 2003 2013, by and among, Endurance Singapore Holdings Pte. Ltd., a private limited company incorporated and existing under the laws of Singapore (“EIG Singapore”), a to be formed private limited company that will be a wholly owned, direct subsidiary of EIG Singapore incorporated and existing under the laws of Singapore (“Singapore SPV”), a direct or indirect subsidiary of EIG Investors Corp. to be designated (“EIG TBD” and together with EIG Singapore and Singapore SPV, the “Buyers”), Directi Web Technology Pvt. Ltd., a company organized and existing under the laws of the Republic of India (“DWTPL”), P.D.R. Solutions FZC, a limited liability company organized in the Ras Al Khaimah Free Zone of the United Arab Emirates (“P.D.R.”) (each of DWTPL and P.D.R. is referred to herein as a “Company” and together as the same may be amended from time to time “Companies”), Directi Web Technologies Holdings, Inc., a company organized and existing under the laws of the Republic of Mauritius (the “Seller”), Confluence Networks Inc., a corporation organized and existing under the laws of the British Virgin Islands (the “Other Assets Seller” and together with the schedulesSeller, exhibits and annexes attached hereto, this "Agreement"the “Sellers”), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition EIG Investors Corp., a Delaware corporation and wholly-owned Subsidiary indirect parent of the Buyers (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"“EIG Corp”), and Information Resourcessolely for the purpose of Section 11.14, Endurance International Group Holdings, Inc., a Delaware corporation and parent of EIG Corp (“EIG Holdings”), solely for the purpose of Section 11.14, Directi Web Technologies FZC, a limited liability company organized in the Ras Al Khaimah Free Zone of the United Arab Emirates (“Directi Parent”) solely for the purposes of Sections 1.3, 5.1, 5.6, 5.12, 5.15, 5.17 and 8.5, Xxxxxx Xxxxxxxx and Xxxxxxx Xxxxxxxx (together the “Guarantors”), solely for the purposes of Articles I, V, VII and VIII and Xxxxxx Xxxxxxxx, solely in his capacity as the Representative of the Seller (the "Company"“Representative”). Promptly after the formation of Singapore SPV and the designation of EIG TBD, each will execute a counterpart signature page to this Agreement and be deemed a party to this Agreement as of the date hereof. The Buyers, EIG Holdings, EIG Corp, DWTPL, P.D.R., the Sellers, the Guarantors and the Representative are sometimes referred to herein individually as a “Party” and collectively as the “Parties”.

REPRESENTATIONS AND WARRANTIES OF THE. COMPANY Section 4.01. 16 4.01 Organization and Qualification 14 Section 4.02. Corporate Power 16 4.02 Subsidiaries 16 4.03 Capitalization 14 Section 4.03. Subsidiaries 17 Section 4.04. Authority4.04 Authorization; Non-ContraventionNo Breach; Approvals Valid and Binding Agreement 17 Section 4.05. Reports and 4.05 Financial Statements 19 Section 4.06. Absence of 18 4.06 No Undisclosed Liabilities 19 Section 4.07. 18 4.07 Absence of Certain Changes or Events 19 Section 4.08. Developments 18 4.08 Litigation 20 Section 4.09. Offer Documents4.09 Compliance with Laws; Proxy Statement 20 Section 4.10. Permits 21 4.10 Contracts and Commitments 21 4.11 Employment and Labor Matters 24 4.12 Tax Matters 24 4.13 Employee Benefit Plans 25 4.14 Intellectual Property 26 4.15 Assets; Properties 28 4.16 Insurance 29 4.17 Environmental Compliance and Conditions 30 4.18 Affiliated Transactions 30 4.19 Brokerage 31 4.20 Regulatory Matters 31 4.21 No Other Representations and Warranties 32 ARTICLE V REPRESENTATIONS AND WARRANTIES OF PARENT AND MERGER SUB 32 5.01 Organization and Corporate Power 32 5.02 Authorization 32 5.03 No Violation of Law 20 Section 4.11. Material Contracts33 5.04 Governmental Bodies; Compliance With Agreements 21 Section 4.12. Taxes 22 Section 4.13. Employee Benefit Plans; ERISA 22 Section 4.14. Labor Controversies 24 Section 4.15. Environmental Matters 25 Section 4.16. Intellectual Property 25 Section 4.17. Opinion of Financial Advisor 27 Section 4.18. Brokers and Finders 27 Section 4.19. Insurance 27 Section 4.20. Takeover Statutes 27 Section 4.21. Receivables and Customers 27 Consents 33 5.05 Litigation 33 5.06 Brokerage 33 5.07 Investment Representation 33 5.08 Available Financing 34 5.09 Purpose 34 5.10 Vote Required 34 5.11 Solvency 34 ARTICLE V VI COVENANTS Section 5.01. OF THE COMPANY 35 6.01 Conduct of the Business Pending the Merger 27 Section 5.02. Restrictions on 35 6.02 Access to Books and Records 35 6.03 Regulatory Filings 36 6.04 Conditions 37 6.05 Exclusive Dealing 37 6.06 Financing Cooperation 37 6.07 Support Agreements and Stockholder Consent 40 ARTICLE VII COVENANTS OF PARENT 40 7.01 Access to Books and Records 40 7.02 Director and Officer Liability and Indemnification 41 7.03 Employee Matters 42 7.04 Regulatory Filings 42 7.05 Conditions 43 7.06 Acknowledgment of Parent and the Company 29 Section 5.03. No Solicitation 30 Section 5.04. Access to Information; Confidentiality 31 Section 5.05. Merger Sub 32 Section 5.06. Employee Benefits 32 Section 5.07. Proxy Statement 33 Section 5.08. Company Meeting 34 Section 5.09. Public Announcements 34 Section 5.10. Expenses and Fees 34 Section 5.11. Agreement to Cooperate 35 Section 5.12. Directors' and Officers' Indemnification 35 Section 5.13. Section 16 Matters 37 Section 5.14. Further Assurances 37 Section 5.15. Notices of Certain Events 37 Section 5.16. CVR Trust; CVR Agreement 38 ARTICLE VI CONDITIONS TO THE MERGER Section 6.01. Conditions to the Obligations to Consummate the Merger 39 ARTICLE VII TERMINATION Section 7.01. Termination 39 43 ARTICLE VIII MISCELLANEOUS Section 8.01. TERMINATION 44 8.01 Termination 44 8.02 Effect of Termination 41 Section 8.02. 46 ARTICLE IX ADDITIONAL COVENANTS 46 9.01 Transfer Taxes 46 9.02 Tax Matters 46 9.03 280G 48 9.04 401(k) Plan Termination 49 9.05 Further Assurances 49 9.06 Disclosure Generally 49 9.07 Provision Respecting Legal Representation 50 9.08 Advisory Agreements 51 ARTICLE X LIMITED SURVIVAL AND INDEMNITY 51 10.01 Survival and Indemnity 51 ARTICLE XI DEFINITIONS 51 11.01 Definitions 51 11.02 Other Definitional Provisions 60 11.03 Cross-Reference of Other Definitions 60 ARTICLE XII MISCELLANEOUS 63 12.01 Press Releases and Communications 63 12.02 Expenses 64 12.03 Knowledge Defined 64 12.04 Notices 64 12.05 Assignment 66 12.06 Severability 66 12.07 References 66 12.08 Construction 66 12.09 Amendment and Waiver 67 12.10 Complete Agreement 67 12.11 Third Party Beneficiaries 67 12.12 CONSENT TO JURISDICTION AND SERVICE OF PROCESS; PREVAILING PARTY 67 12.13 WAIVER OF TRIAL BY JURY 68 12.14 Electronic Delivery 68 12.15 Counterparts 69 12.16 Governing Law 69 12.17 Specific Performance 69 12.18 Payments Under Agreement 69 12.19 Appointment of the Representative 70 12.20 Non-Survival of Representations and Warranties 42 Section 8.03. Notices 42 Section 8.04. Interpretation 43 Section 8.05. Miscellaneous 43 Section 8.06. Counterparts 43 Section 8.07. AmendmentsRecourse; Extensions 43 Section 8.08. Entire Agreement 44 Section 8.09. Severability 44 Section 8.10. Specific Performance; Limitation on Damages 44 Section 8.11. No Admission 45 Section 8.12. Jurisdiction 45 Section 8.13. WAIVER OF JURY TRIAL 45 Section 8.14. Termination of June 29 Merger Agreement and Original Offer 45 ii AGREEMENT AND PLAN OF MERGER AGREEMENT AND PLAN OF MERGER, dated as of September 7, 2003 (as the same may be amended from time to time and together with the schedules, exhibits and annexes attached hereto, this "Agreement"), by and among Gingko Corporation, a Delaware corporation (together with its successors and permitted assigns, "Parent"), Gingko Acquisition Corp., a Delaware corporation and wholly-owned Subsidiary (as defined in Section 3.02 of this Agreement) of Parent (together with its successors and permitted assigns, "Merger Sub"), and Information Resources, Inc., a Delaware corporation (the "Company").Release 72