Common use of REPRESENTATIONS AND WARRANTIES 44 Clause in Contracts

REPRESENTATIONS AND WARRANTIES 44. Section 4.1. Organization and Good Standing 44 Section 4.2. Due Authorization 44 Section 4.3. No Conflicts 44 Section 4.4. Consents 44 Section 4.5. Enforceable Obligations 44 Section 4.6. Financial Condition 45 Section 4.7. Intentionally Omitted 45 Section 4.8. No Default 45 Section 4.9. Intentionally Omitted 45 Section 4.10. Taxes 45 Section 4.11. Compliance with Law 45 Section 4.12. [Reserved] 45 Section 4.13. ERISA 45 Section 4.14. Use of Proceeds 46 Section 4.15. Government Regulation 47 Section 4.16. Disclosure 47 Section 4.17. OFAC; Anti-Corruption Laws; Anti-Money Laundering Laws 47 Section 4.18. Insurance 48 Section 4.19. Franchises, Licenses, Etc. 48 Section 4.20. [Reserved] 48 Section 4.21. Subsidiaries 48 Section 4.22. Affected Financial Institution 48 Section 4.23. Beneficial Ownership 48 ARTICLE V AFFIRMATIVE COVENANTS 48 Section 5.1. Information Covenants 48 Section 5.2. Debt to Capitalization Ratio 50 Section 5.3. Preservation of Existence, Franchises and Assets 51 Section 5.4. Books and Records 51 Section 5.5. Compliance with Law 51 Section 5.6. Payment of Taxes and Other Claims 51 Section 5.7. Insurance 51 Section 5.8. Use of Proceeds 51 Section 5.9. Audits/Inspections 52 ARTICLE VI NEGATIVE COVENANTS 52 Section 6.1. Nature of Business 52 Section 6.2. Consolidation and Merger 52 Section 6.3. Sale or Lease of Assets 52 Section 6.4. Arm’s-Length Transactions 52 Section 6.5. [Reserved] 53 Section 6.6. Liens 53 Section 6.7. Required Clear Period 54 ARTICLE VII EVENTS OF DEFAULT 54 Section 7.1. Events of Default 54 Section 7.2. Acceleration; Remedies 56 Section 7.3. Allocation of Payments After Event of Default 57 ARTICLE VIII THE ADMINISTRATIVE AGENT 58 Section 8.1. Appointment of Administrative Agent 58 Section 8.2. Nature of Duties of Administrative Agent 58 Section 8.3. Lack of Reliance on the Administrative Agent 59 Section 8.4. Certain Rights of the Administrative Agent 59 Section 8.5. Reliance by Administrative Agent 59 Section 8.6. The Administrative Agent in its Individual Capacity 59 Section 8.7. Successor Administrative Agent 59 Section 8.8. Co-Documentation Agents; Syndication Agent 60 Section 8.9. Erroneous Payments 60 ARTICLE IX MISCELLANEOUS 62 Section 9.1. Notices 62 Section 9.2. Waiver; Amendments 66 Section 9.3. Expenses; Indemnification 67 Section 9.4. Successors and Assigns 68 Section 9.5. Governing Law; Jurisdiction; Consent to Service of Process 72 Section 9.6. WAIVER OF JURY TRIAL 72 Section 9.7. Right of Setoff 73 Section 9.8. Counterparts; Integration 73 Section 9.9. Survival 73 Section 9.10. Severability 74 Section 9.11. Confidentiality 74 Section 9.12. Interest Rate Limitation 74 Section 9.13. Waiver of Effect of Corporate Seal 75 Section 9.14. Patriot Act 75 Section 9.15. No Fiduciary Duty 75 Section 9.16. Acknowledgment and Consent to Bail-In of Affected Financial Institutions 76 Section 9.17. Certain ERISA Matters 76 Section 9.18. Acknowledgment Regarding Any Supported QFCs 77 Schedules Schedule I - Applicable Margins and Applicable Percentages Schedule II - Commitment Amounts Schedule 4.21 - Subsidiaries Exhibits Exhibit A - Form of Assignment and Acceptance Exhibit B-1 - Form of U.S. Tax Compliance Certificate Exhibit B-2 - Form of U.S. Tax Compliance Certificate Exhibit B-3 - Form of U.S. Tax Compliance Certificate Exhibit B-4 - Form of U.S. Tax Compliance Certificate Exhibit 2.3 - Form of Notice of Borrowing Exhibit 2.5 - Form of Notice of Conversion/Continuation Exhibit 3.1(b)(iii) - Form of Secretary’s Certificate Exhibit 3.1(b)(vi) - Form of Officer’s Certificate Exhibit 5.1(c) - Form of Compliance Certificate REVOLVING CREDIT AGREEMENT THIS REVOLVING CREDIT AGREEMENT (this “Agreement”) is made and entered into as of March 28, 2024, by and among ATMOS ENERGY CORPORATION, a Texas and Virginia corporation (the “Borrower”), the several banks and other financial institutions and lenders from time to time party hereto (the “Lenders”), and CRÉDIT AGRICOLE CORPORATE AND INVESTMENT BANK, in its capacity as administrative agent for the Lenders (the “Administrative Agent”).

REPRESENTATIONS AND WARRANTIES 44. Section 4.1. Organization and Good Standing 6.01 The Master Issuer 44 Section 4.2. Due Authorization 44 Section 4.3. No Conflicts 44 Section 4.4. Consents 44 Section 4.5. Enforceable Obligations 44 Section 4.6. Financial Condition 45 Section 4.7. Intentionally Omitted 45 Section 4.8. No Default 45 Section 4.9. Intentionally Omitted 45 Section 4.10. Taxes 45 Section 4.11. Compliance with Law 45 Section 4.12. [Reserved] 45 Section 4.13. ERISA 45 Section 4.14. Use of Proceeds 6.02 The Manager 46 Section 4.15. Government Regulation 47 Section 4.16. Disclosure 47 Section 4.17. OFAC; Anti-Corruption Laws; Anti-Money Laundering Laws 47 Section 4.18. Insurance 6.03 Lender Parties 46 ARTICLE VII CONDITIONS 48 Section 4.19. Franchises, Licenses, Etc. 7.01 Conditions to Issuance and Effectiveness 48 Section 4.20. [Reserved] 7.02 Conditions to Initial Extensions of Credit 48 Section 4.21. Subsidiaries 48 Section 4.22. Affected Financial Institution 48 Section 4.23. Beneficial Ownership 7.03 Conditions to Each Extension of Credit 48 ARTICLE V AFFIRMATIVE VIII COVENANTS 48 Section 5.1. Information Covenants 48 Section 5.2. Debt to Capitalization Ratio 50 Section 5.3. Preservation of Existence, Franchises and Assets 51 Section 5.4. Books and Records 51 Section 5.5. Compliance with Law 51 Section 5.6. Payment of Taxes and Other Claims 51 Section 5.7. Insurance 51 Section 5.8. Use of Proceeds 51 Section 5.9. Audits/Inspections 52 ARTICLE VI NEGATIVE COVENANTS 52 Section 6.1. Nature of Business 52 Section 6.2. Consolidation and Merger 52 Section 6.3. Sale or Lease of Assets 52 Section 6.4. Arm’s-Length Transactions 52 Section 6.5. [Reserved] 53 Section 6.6. Liens 53 Section 6.7. Required Clear Period 54 ARTICLE VII EVENTS OF DEFAULT 54 Section 7.1. Events of Default 54 Section 7.2. Acceleration; Remedies 56 Section 7.3. Allocation of Payments After Event of Default 57 ARTICLE VIII THE ADMINISTRATIVE AGENT 58 Section 8.1. Appointment of Administrative Agent 58 Section 8.2. Nature of Duties of Administrative Agent 58 Section 8.3. Lack of Reliance on the Administrative Agent 59 Section 8.4. Certain Rights of the Administrative Agent 59 Section 8.5. Reliance by Administrative Agent 59 Section 8.6. The Administrative Agent in its Individual Capacity 59 Section 8.7. Successor Administrative Agent 59 Section 8.8. Co-Documentation Agents; Syndication Agent 60 Section 8.9. Erroneous Payments 60 8.01 Covenants 50 ARTICLE IX MISCELLANEOUS 62 PROVISIONS 51 Section 9.1. Notices 62 9.01 Amendments 51 Section 9.2. 9.02 No Waiver; Amendments 66 Remedies 52 Section 9.3. 9.03 Binding on Successors and Assigns 52 Section 9.04 Survival of Agreement 53 Section 9.05 Payment of Costs and Expenses; Indemnification 67 54 Section 9.4. Successors and Assigns 68 9.06 Characterization as Related Document; Entire Agreement 56 Section 9.5. Governing Law9.07 Notices 57 Section 9.08 Severability of Provisions 57 Section 9.09 Tax Characterization 57 Section 9.10 No Proceedings; JurisdictionLimited Recourse 57 Section 9.11 Confidentiality 58 Section 9.12 GOVERNING LAW; Consent to Service of Process 72 CONFLICTS WITH INDENTURE 59 Section 9.6. 9.13 JURISDICTION 59 Section 9.14 WAIVER OF JURY TRIAL 72 59 Section 9.7. Right of Setoff 73 9.15 Counterparts 60 Section 9.8. Counterparts; Integration 73 9.16 Third Party Beneficiary 60 Section 9.9. Survival 73 9.17 Assignment 60 Section 9.10. Severability 74 9.18 Defaulting Investors 62 Section 9.11. Confidentiality 74 Section 9.12. Interest Rate Limitation 74 Section 9.13. Waiver of Effect of Corporate Seal 75 Section 9.14. Patriot Act 75 Section 9.15. No Fiduciary Duty 75 Section 9.16. Acknowledgment and 9.19 Consent to Bail-In of Affected Financial Institutions 76 Section 9.17. Certain ERISA Matters 76 Section 9.18. Acknowledgment Regarding Any Supported QFCs 77 Schedules Schedule I - Applicable Margins and Applicable Percentages Schedule II - Commitment Amounts Schedule 4.21 - Subsidiaries Exhibits Exhibit A - Form of Assignment and Acceptance Exhibit B-1 - Form of U.S. Tax Compliance Certificate Exhibit B-2 - Form of U.S. Tax Compliance Certificate Exhibit B-3 - Form of U.S. Tax Compliance Certificate Exhibit B-4 - Form of U.S. Tax Compliance Certificate Exhibit 2.3 - Form of Notice of Borrowing Exhibit 2.5 - Form of Notice of Conversion/Continuation Exhibit 3.1(b)(iii) - Form of Secretary’s Certificate Exhibit 3.1(b)(vi) - Form of Officer’s Certificate Exhibit 5.1(c) - Form of Compliance Certificate REVOLVING CREDIT AGREEMENT THIS REVOLVING CREDIT AGREEMENT (this “Agreement”) is made and entered into as of March 28, 2024, by and among ATMOS ENERGY CORPORATION, a Texas and Virginia corporation (the “Borrower”), the several banks and other financial institutions and lenders from time to time party hereto (the “Lenders”), and CRÉDIT AGRICOLE CORPORATE AND INVESTMENT BANK, in its capacity as administrative agent for the Lenders (the “Administrative Agent”).Springing Amendments 62

REPRESENTATIONS AND WARRANTIES 44. Section 4.1. Organization and Good Standing 6.01 The Master Issuer 44 Section 4.2. Due Authorization 44 Section 4.3. No Conflicts 44 Section 4.4. Consents 44 Section 4.5. Enforceable Obligations 44 Section 4.6. Financial Condition 45 Section 4.7. Intentionally Omitted 45 Section 4.8. No Default 45 Section 4.9. Intentionally Omitted 45 Section 4.10. Taxes 45 Section 4.11. Compliance with Law 45 Section 4.12. [Reserved] 45 Section 4.13. ERISA 45 Section 4.14. Use of Proceeds 6.02 The Manager 46 Section 4.15. Government Regulation 47 Section 4.16. Disclosure 47 Section 4.17. OFAC; Anti-Corruption Laws; Anti-Money Laundering Laws 47 Section 4.18. Insurance 6.03 Lender Parties 46 ARTICLE VII CONDITIONS 48 Section 4.19. Franchises, Licenses, Etc. 7.01 Conditions to Issuance and Effectiveness 48 Section 4.20. [Reserved] 7.02 Conditions to Initial Extensions of Credit 48 Section 4.21. Subsidiaries 48 Section 4.22. Affected Financial Institution 48 Section 4.23. Beneficial Ownership 7.03 Conditions to Each Extension of Credit 48 ARTICLE V AFFIRMATIVE VIII COVENANTS 48 Section 5.1. Information Covenants 48 Section 5.2. Debt to Capitalization Ratio 50 Section 5.3. Preservation of Existence, Franchises and Assets 51 Section 5.4. Books and Records 51 Section 5.5. Compliance with Law 51 Section 5.6. Payment of Taxes and Other Claims 51 Section 5.7. Insurance 51 Section 5.8. Use of Proceeds 51 Section 5.9. Audits/Inspections 52 ARTICLE VI NEGATIVE COVENANTS 52 Section 6.1. Nature of Business 52 Section 6.2. Consolidation and Merger 52 Section 6.3. Sale or Lease of Assets 52 Section 6.4. Arm’s-Length Transactions 52 Section 6.5. [Reserved] 53 Section 6.6. Liens 53 Section 6.7. Required Clear Period 54 ARTICLE VII EVENTS OF DEFAULT 54 Section 7.1. Events of Default 54 Section 7.2. Acceleration; Remedies 56 Section 7.3. Allocation of Payments After Event of Default 57 ARTICLE VIII THE ADMINISTRATIVE AGENT 58 Section 8.1. Appointment of Administrative Agent 58 Section 8.2. Nature of Duties of Administrative Agent 58 Section 8.3. Lack of Reliance on the Administrative Agent 59 Section 8.4. Certain Rights of the Administrative Agent 59 Section 8.5. Reliance by Administrative Agent 59 Section 8.6. The Administrative Agent in its Individual Capacity 59 Section 8.7. Successor Administrative Agent 59 Section 8.8. Co-Documentation Agents; Syndication Agent 60 Section 8.9. Erroneous Payments 60 8.01 Covenants 50 ARTICLE IX MISCELLANEOUS 62 PROVISIONS 51 Section 9.1. Notices 62 9.01 Amendments 51 Section 9.2. 9.02 No Waiver; Amendments 66 Remedies 52 Section 9.3. 9.03 Binding on Successors and Assigns 52 Section 9.04 Survival of Agreement 53 Section 9.05 Payment of Costs and Expenses; Indemnification 67 54 Section 9.4. Successors and Assigns 68 9.06 Characterization as Related Document; Entire Agreement 56 Section 9.5. Governing Law9.07 Notices 57 Section 9.08 Severability of Provisions 57 Section 9.09 Tax Characterization 57 Section 9.10 No Proceedings; JurisdictionLimited Recourse 57 Section 9.11 Confidentiality 58 Section 9.12 GOVERNING LAW; Consent to Service of Process 72 CONFLICTS WITH INDENTURE 59 Section 9.6. 9.13 JURISDICTION 59 Section 9.14 WAIVER OF JURY TRIAL 72 59 Section 9.7. Right of Setoff 73 9.15 Counterparts 60 Section 9.8. Counterparts; Integration 73 9.16 Third Party Beneficiary 60 Section 9.9. Survival 73 9.17 Assignment 60 Section 9.10. Severability 74 9.18 Defaulting Investors 62 Section 9.11. Confidentiality 74 9.19 Consent to Springing Amendments 62 Section 9.12. Interest Rate Limitation 74 Section 9.13. Waiver of Effect of Corporate Seal 75 Section 9.14. Patriot Act 75 Section 9.15. 9.20 No Fiduciary Duty 75 Section 9.16. Acknowledgment and Consent to Bail-In of Affected Financial Institutions 76 Section 9.17. Certain ERISA Matters 76 Section 9.18. Acknowledgment Regarding Any Supported QFCs 77 Schedules Schedule I - Applicable Margins and Applicable Percentages Schedule II - Commitment Amounts Schedule 4.21 - Subsidiaries Exhibits Exhibit A - Form of Assignment and Acceptance Exhibit B-1 - Form of U.S. Tax Compliance Certificate Exhibit B-2 - Form of U.S. Tax Compliance Certificate Exhibit B-3 - Form of U.S. Tax Compliance Certificate Exhibit B-4 - Form of U.S. Tax Compliance Certificate Exhibit 2.3 - Form of Notice of Borrowing Exhibit 2.5 - Form of Notice of Conversion/Continuation Exhibit 3.1(b)(iii) - Form of Secretary’s Certificate Exhibit 3.1(b)(vi) - Form of Officer’s Certificate Exhibit 5.1(c) - Form of Compliance Certificate REVOLVING CREDIT AGREEMENT THIS REVOLVING CREDIT AGREEMENT (this “Agreement”) is made and entered into as of March 28, 2024, by and among ATMOS ENERGY CORPORATION, a Texas and Virginia corporation (the “Borrower”), the several banks and other financial institutions and lenders from time to time party hereto (the “Lenders”), and CRÉDIT AGRICOLE CORPORATE AND INVESTMENT BANK, in its capacity as administrative agent for the Lenders (the “Administrative Agent”).62

REPRESENTATIONS AND WARRANTIES 44. Section 4.1. Organization SECTION 4.01 Representations and Good Standing Warranties of the Borrower 44 Section 4.2. Due Authorization 44 Section 4.3. SECTION 4.02 No Conflicts 44 Section 4.4. Consents 44 Section 4.5. Enforceable Obligations 44 Section 4.6. Financial Condition 45 Section 4.7. Intentionally Omitted 45 Section 4.8. No Default 45 Section 4.9. Intentionally Omitted 45 Section 4.10. Taxes 45 Section 4.11. Compliance with Law 45 Section 4.12. [Reserved] 45 Section 4.13. ERISA 45 Section 4.14. Use of Proceeds 46 Section 4.15. Government Regulation 47 Section 4.16. Disclosure 47 Section 4.17. OFAC; Anti-Corruption Laws; Anti-Money Laundering Laws 47 Section 4.18. Insurance 48 Section 4.19. Franchises, Licenses, Etc. 48 Section 4.20. [Reserved] 48 Section 4.21. Subsidiaries 48 Section 4.22. Affected Financial Institution 48 Section 4.23. Beneficial Ownership 48 Waiver 51 ARTICLE V AFFIRMATIVE COVENANTS 48 Section 5.1. Information Covenants 48 Section 5.2. Debt CONDITIONS 51 SECTION 5.01 Conditions to Capitalization Ratio 50 Section 5.3. Preservation the Initial Advance 51 SECTION 5.02 Conditions to Each Advance and Release 54 SECTION 5.03 Conditions to Amendment and Restatement of Existence, Franchises and Assets 51 Section 5.4. Books and Records 51 Section 5.5. Compliance with Law 51 Section 5.6. Payment of Taxes and Other Claims 51 Section 5.7. Insurance 51 Section 5.8. Use of Proceeds 51 Section 5.9. Audits/Inspections 52 the Existing Credit Agreement 55 ARTICLE VI NEGATIVE COVENANTS 52 Section 6.1. Nature of Business 52 Section 6.2. Consolidation and Merger 52 Section 6.3. Sale or Lease of Assets 52 Section 6.4. Arm’s-Length Transactions 52 Section 6.5. [Reserved] 53 Section 6.6. Liens 53 Section 6.7. Required Clear Period 54 56 SECTION 6.01 Affirmative Covenants 56 SECTION 6.02 Negative Covenants 61 SECTION 6.03 Hedging Covenant 63 ARTICLE VII EVENTS OF DEFAULT 54 Section 7.1. 63 i SECTION 7.01 Events of Default 54 Section 7.2. Acceleration; 63 SECTION 7.02 Remedies 56 Section 7.3. Allocation of Payments After Event of Default 57 65 SECTION 7.03 Securitization Cooperation 65 ARTICLE VIII THE ADMINISTRATIVE AGENT 58 Section 8.1. Appointment of Administrative Agent 58 Section 8.2. Nature of Duties of Administrative Agent 58 Section 8.3. Lack of Reliance on the Administrative Agent 59 Section 8.4. Certain Rights of the Administrative Agent 59 Section 8.5. Reliance by Administrative Agent 59 Section 8.6. AGENTS; SPECIAL LENDER TERMS; LIMITATIONS OF CLAIMS 66 SECTION 8.01 Agents 66 SECTION 8.02 The Administrative Agent in its Individual Capacity 59 Section 8.7. Successor Administrative Agent 59 Section 8.8. Co-Documentation Agents; Syndication Agent 60 Section 8.9. Erroneous Payments 60 ARTICLE IX MISCELLANEOUS 62 Section 9.1. Notices 62 Section 9.2. Waiver; Amendments 66 Section 9.3. Expenses; Indemnification 67 Section 9.4. Successors and Assigns Collateral Trustee 68 Section 9.5. Governing Law; Jurisdiction; Consent to Service of Process 72 Section 9.6. WAIVER OF JURY TRIAL 72 Section 9.7. Right of Setoff 73 Section 9.8. Counterparts; Integration 73 Section 9.9. Survival 73 Section 9.10. Severability 74 Section 9.11. Confidentiality 74 Section 9.12. Interest Rate Limitation 74 Section 9.13. Waiver of Effect of Corporate Seal 75 Section 9.14. Patriot Act 75 Section 9.15. No Fiduciary Duty 75 Section 9.16. Acknowledgment SECTION 8.03 Multiple Roles 69 SECTION 8.04 Acknowledgement and Consent to Bail-In of Affected EEA Financial Institutions 76 Section 9.17. Certain ERISA Matters 76 Section 9.18. Acknowledgment Regarding Any Supported QFCs 69 SECTION 8.05 Limitation on Claims Against Conduit Lenders 70 ARTICLE IX MISCELLANEOUS PROVISIONS 70 SECTION 9.01 Amendments; Supplements; Modifications; Waivers 70 SECTION 9.02 Confidentiality; Publicity 71 SECTION 9.03 Binding on Successors and Assigns 73 SECTION 9.04 Termination; Survival 75 SECTION 9.05 Transaction Documents; Entire Agreement 75 SECTION 9.06 Payment of Costs and Expenses; Indemnification 75 SECTION 9.07 Notices 77 Schedules SECTION 9.08 Severability of Provisions 78 SECTION 9.09 Tax Characterization 78 SECTION 9.10 Full Recourse to Borrower 78 SECTION 9.11 Governing Law 78 SECTION 9.12 Submission to Jurisdiction 78 SECTION 9.13 Waiver of Jury Trial 79 SECTION 9.14 Counterparts; Electronic Delivery 79 SECTION 9.15 Nonpetition Covenants 79 SCHEDULES AND EXHIBITS Schedule I - Applicable Margins and Applicable Percentages Conduit Lender; Committed Lender; Commitment; Related Group Schedule II - Commitment Amounts Advance Rate and Vintage Loss Percentage Calculations Schedule 4.21 - Subsidiaries Exhibits III Data File Fields Schedule IV Eligible Receivables Criteria Schedule V Excess Concentration Calculation Schedule VI Separateness Covenants Schedule VII Seller Financial Covenants Schedule VIII ERISA Schedule IX Permitted Holders Exhibit A - Form of Advance Notice Exhibit B Form of Assignment and Acceptance Assumption Agreement Exhibit B-1 - C Form of U.S. Tax Borrowing Base Certificate Exhibit D Credit and Collection Policy Summary* Exhibit E Form of Financials Compliance Certificate Exhibit B-2 - F Form of U.S. Tax Compliance Certificate Prepayment/Release Notice Exhibit B-3 - G Form of U.S. Tax Compliance Servicer’s Monthly Settlement Certificate Exhibit B-4 - Form of U.S. Tax Compliance Certificate Exhibit 2.3 - Form of Notice of Borrowing Exhibit 2.5 - Form of Notice of Conversion/Continuation Exhibit 3.1(b)(iii) - Form of Secretary’s Certificate Exhibit 3.1(b)(vi) - Form of Officer’s Certificate Exhibit 5.1(c) - Form of Compliance Certificate REVOLVING * Confidential Treatment Requested AMENDED AND RESTATED WAREHOUSE CREDIT AGREEMENT THIS REVOLVING This AMENDED AND RESTATED WAREHOUSE CREDIT AGREEMENT AGREEMENT, dated as of March 25, 2019 (as amended, supplemented, restated or otherwise modified from time to time in accordance with the terms hereof, this “Agreement”) ), is made and entered into as of March 28, 2024, by and among ATMOS ENERGY CORPORATIONLENDINGCLUB WAREHOUSE I LLC, a Texas and Virginia corporation Delaware limited liability company, as borrower (the “Borrower”), the several banks and other financial institutions and lenders from time to time party hereto LENDERS (the “Lenders”as defined in Article I), and CRÉDIT AGRICOLE CORPORATE AND INVESTMENT BANKCITIBANK, in its capacity N.A., a national banking association, as administrative agent for the Lenders (in such capacity, the “Administrative Agent”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association (“WTNA”), in its capacity as paying agent (in such capacity, the “Paying Agent”) and collateral trustee (in such capacity, the “Collateral Trustee”).

REPRESENTATIONS AND WARRANTIES 44. Section 4.1. Organization SECTION 4.01 Representations and Good Standing Warranties of the Borrower 44 Section 4.2. Due Authorization 44 Section 4.3. SECTION 4.02 No Conflicts 44 Section 4.4. Consents 44 Section 4.5. Enforceable Obligations 44 Section 4.6. Financial Condition 45 Section 4.7. Intentionally Omitted 45 Section 4.8. No Default 45 Section 4.9. Intentionally Omitted 45 Section 4.10. Taxes 45 Section 4.11. Compliance with Law 45 Section 4.12. [Reserved] 45 Section 4.13. ERISA 45 Section 4.14. Use of Proceeds 46 Section 4.15. Government Regulation 47 Section 4.16. Disclosure 47 Section 4.17. OFAC; Anti-Corruption Laws; Anti-Money Laundering Laws 47 Section 4.18. Insurance 48 Section 4.19. Franchises, Licenses, Etc. 48 Section 4.20. [Reserved] 48 Section 4.21. Subsidiaries 48 Section 4.22. Affected Financial Institution 48 Section 4.23. Beneficial Ownership 48 Waiver 51 ARTICLE V AFFIRMATIVE COVENANTS 48 Section 5.1. Information Covenants 48 Section 5.2. Debt CONDITIONS 51 SECTION 5.01 Conditions to Capitalization Ratio 50 Section 5.3. Preservation the Initial Advance 51 SECTION 5.02 Conditions to Each Advance and Release 54 SECTION 5.03 Conditions to Amendment and Restatement of Existence, Franchises and Assets 51 Section 5.4. Books and Records 51 Section 5.5. Compliance with Law 51 Section 5.6. Payment of Taxes and Other Claims 51 Section 5.7. Insurance 51 Section 5.8. Use of Proceeds 51 Section 5.9. Audits/Inspections 52 the Existing Credit Agreement 55 ARTICLE VI NEGATIVE COVENANTS 52 Section 6.1. Nature of Business 52 Section 6.2. Consolidation and Merger 52 Section 6.3. Sale or Lease of Assets 52 Section 6.4. Arm’s-Length Transactions 52 Section 6.5. [Reserved] 53 Section 6.6. Liens 53 Section 6.7. Required Clear Period 54 56 SECTION 6.01 Affirmative Covenants 56 SECTION 6.02 Negative Covenants 61 SECTION 6.03 Hedging Covenant 63 ARTICLE VII EVENTS OF DEFAULT 54 Section 7.1. 63 i SECTION 7.01 Events of Default 54 Section 7.2. Acceleration; 63 SECTION 7.02 Remedies 56 Section 7.3. Allocation of Payments After Event of Default 57 65 SECTION 7.03 Securitization Cooperation 65 ARTICLE VIII THE ADMINISTRATIVE AGENT 58 Section 8.1. Appointment of Administrative Agent 58 Section 8.2. Nature of Duties of Administrative Agent 58 Section 8.3. Lack of Reliance on the Administrative Agent 59 Section 8.4. Certain Rights of the Administrative Agent 59 Section 8.5. Reliance by Administrative Agent 59 Section 8.6. AGENTS; SPECIAL LENDER TERMS; LIMITATIONS OF CLAIMS 66 SECTION 8.01 Agents 66 SECTION 8.02 The Administrative Agent in its Individual Capacity 59 Section 8.7. Successor Administrative Agent 59 Section 8.8. Co-Documentation Agents; Syndication Agent 60 Section 8.9. Erroneous Payments 60 ARTICLE IX MISCELLANEOUS 62 Section 9.1. Notices 62 Section 9.2. Waiver; Amendments 66 Section 9.3. Expenses; Indemnification 67 Section 9.4. Successors and Assigns Collateral Trustee 68 Section 9.5. Governing Law; Jurisdiction; Consent to Service of Process 72 Section 9.6. WAIVER OF JURY TRIAL 72 Section 9.7. Right of Setoff 73 Section 9.8. Counterparts; Integration 73 Section 9.9. Survival 73 Section 9.10. Severability 74 Section 9.11. Confidentiality 74 Section 9.12. Interest Rate Limitation 74 Section 9.13. Waiver of Effect of Corporate Seal 75 Section 9.14. Patriot Act 75 Section 9.15. No Fiduciary Duty 75 Section 9.16. Acknowledgment SECTION 8.03 Multiple Roles 69 SECTION 8.04 Acknowledgement and Consent to Bail-In of Affected EEA Financial Institutions 76 Section 9.17. Certain ERISA Matters 76 Section 9.18. Acknowledgment Regarding Any Supported QFCs 69 SECTION 8.05 Limitation on Claims Against Conduit Lenders 70 ARTICLE IX MISCELLANEOUS PROVISIONS 70 SECTION 9.01 Amendments; Supplements; Modifications; Waivers 70 SECTION 9.02 Confidentiality; Publicity 71 SECTION 9.03 Binding on Successors and Assigns 73 SECTION 9.04 Termination; Survival 75 SECTION 9.05 Transaction Documents; Entire Agreement 75 SECTION 9.06 Payment of Costs and Expenses; Indemnification 75 SECTION 9.07 Notices 77 Schedules SECTION 9.08 Severability of Provisions 78 SECTION 9.09 Tax Characterization 78 SECTION 9.10 Full Recourse to Borrower 78 SECTION 9.11 Governing Law 78 SECTION 9.12 Submission to Jurisdiction 78 SECTION 9.13 Waiver of Jury Trial 79 SECTION 9.14 Counterparts; Electronic Delivery 79 SECTION 9.15 Nonpetition Covenants 79 SCHEDULES AND EXHIBITS Schedule I - Applicable Margins and Applicable Percentages Conduit Lender; Committed Lender; Commitment; Related Group Schedule II - Commitment Amounts Advance Rate and Vintage Loss Percentage Calculations Schedule 4.21 - Subsidiaries Exhibits III Data File Fields Schedule IV Eligible Receivables Criteria Schedule V Excess Concentration Calculation Schedule VI Separateness Covenants Schedule VII Seller Financial Covenants Schedule VIII ERISA Schedule IX Permitted Holders Exhibit A - Form of Advance Notice Exhibit B Form of Assignment and Acceptance Assumption Agreement Exhibit B-1 - C Form of U.S. Tax Borrowing Base Certificate Exhibit D Credit and Collection Policy Summary Exhibit E Form of Financials Compliance Certificate Exhibit B-2 - F Form of U.S. Tax Compliance Certificate Prepayment/Release Notice Exhibit B-3 - G Form of U.S. Tax Compliance Servicer’s Monthly Settlement Certificate Exhibit B-4 - Form of U.S. Tax Compliance Certificate Exhibit 2.3 - Form of Notice of Borrowing Exhibit 2.5 - Form of Notice of Conversion/Continuation Exhibit 3.1(b)(iii) - Form of Secretary’s Certificate Exhibit 3.1(b)(vi) - Form of Officer’s Certificate Exhibit 5.1(c) - Form of Compliance Certificate REVOLVING AMENDED AND RESTATED WAREHOUSE CREDIT AGREEMENT THIS REVOLVING This AMENDED AND RESTATED WAREHOUSE CREDIT AGREEMENT AGREEMENT, dated as of March 25, 2019 (as amended, supplemented, restated or otherwise modified from time to time in accordance with the terms hereof, this “Agreement”) ), is made and entered into as of March 28, 2024, by and among ATMOS ENERGY CORPORATIONLENDINGCLUB WAREHOUSE I LLC, a Texas and Virginia corporation Delaware limited liability company, as borrower (the “Borrower”), the several banks and other financial institutions and lenders from time to time party hereto LENDERS (the “Lenders”as defined in Article I), and CRÉDIT AGRICOLE CORPORATE AND INVESTMENT BANKCITIBANK, in its capacity N.A., a national banking association, as administrative agent for the Lenders (in such capacity, the “Administrative Agent”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association (“WTNA”), in its capacity as paying agent (in such capacity, the “Paying Agent”) and collateral trustee (in such capacity, the “Collateral Trustee”).

REPRESENTATIONS AND WARRANTIES 44. Section 4.1. Organization and Good Standing Existence; Power 44 Section 4.2. Due Organizational Power; Authorization 44 Section 4.3. Governmental Approvals; No Conflicts 44 Section 4.4. Consents 44 Financial Statements 45 Section 4.5. Enforceable Obligations 44 Litigation and Environmental Matters 45 Section 4.6. Financial Condition Compliance with Laws and Agreements 45 Section 4.7. Intentionally Omitted 45 Investment Company Act, Etc. 46 Section 4.8. No Default 45 Taxes 46 Section 4.9. Intentionally Omitted 45 Margin Regulations 46 Section 4.10. Taxes 45 ERISA 46 Section 4.11. Compliance with Law 45 Ownership of Property 47 Section 4.12. [Reserved] 45 Disclosure 47 Section 4.13. ERISA 45 Labor Relations 47 Section 4.14. Subsidiaries 48 Section 4.15. Insolvency 48 Section 4.16. Insurance Licenses 48 Section 4.17. Reinsurance 48 Section 4.18. Reserves 48 Section 4.19. OFAC 49 Section 4.20. Patriot Act 49 ARTICLE V AFFIRMATIVE COVENANTS 49 Section 5.1. Financial Statements and Other Information 49 Section 5.2. Notices of Material Events 51 Section 5.3. Existence; Conduct of Business 52 Section 5.4. Compliance with Laws, Etc. 52 Section 5.5. Payment of Obligations 52 Section 5.6. Books and Records 53 Section 5.8. Maintenance of Properties; Insurance 53 Section 5.9. Use of Proceeds 46 Section 4.15. Government Regulation 47 Section 4.16. Disclosure 47 Section 4.17. OFAC; Anti-Corruption Laws; Anti-Money Laundering Laws 47 Section 4.18. Insurance 48 Section 4.19. Franchises, Licenses, Etc. 48 Section 4.20. [Reserved] 48 Section 4.21. Subsidiaries 48 Section 4.22. Affected Financial Institution 48 Section 4.23. Beneficial Ownership 48 ARTICLE V AFFIRMATIVE COVENANTS 48 Section 5.1. Information Covenants 48 Section 5.2. Debt to Capitalization Ratio 50 Section 5.3. Preservation and Letters of Existence, Franchises and Assets 51 Section 5.4. Books and Records 51 Section 5.5. Compliance with Law 51 Section 5.6. Payment of Taxes and Other Claims 51 Section 5.7. Insurance 51 Section 5.8. Use of Proceeds 51 Section 5.9. Audits/Inspections 52 Credit 53 ARTICLE VI NEGATIVE FINANCIAL COVENANTS 52 53 Section 6.1. Nature of Business 52 Leverage Ratio 54 Section 6.2. Consolidation and Merger 52 Section 6.3. Sale or Lease of Assets 52 Section 6.4. Arm’s-Length Transactions 52 Section 6.5. [Reserved] 53 Section 6.6. Liens 53 Section 6.7. Required Clear Period Interest Coverage Ratio 54 ARTICLE VII EVENTS OF DEFAULT NEGATIVE COVENANTS 54 Section 7.1. Events of Default Indebtedness 54 Section 7.2. Acceleration; Remedies 56 Negative Pledge 55 Section 7.3. Allocation Fundamental Changes 56 Section 7.4. Investments, Loans, Etc. 57 Section 7.5. Restricted Payments 58 Section 7.6. Sale of Payments After Event Assets 58 Section 7.7. Transactions with Affiliates 59 Section 7.8. ERISA 60 Section 7.9. Sale and Leaseback Transactions 60 Section 7.10. Hedging Transactions 60 Section 7.11. Accounting Changes 60 Section 7.12. Restrictive Agreements 60 Section 7.13. Lease Obligations 61 Section 7.14. Material Subsidiaries 61 ARTICLE VIII EVENTS OF DEFAULT 62 Section 8.1. Events of Default 57 62 ARTICLE VIII IX THE ADMINISTRATIVE AGENT 58 65 Section 8.19.1. Appointment of Administrative Agent 58 65 Section 8.29.2. Nature of Duties of Administrative Agent 58 65 Section 8.39.3. Lack of Reliance on the Administrative Agent 59 66 Section 8.49.4. Certain Rights of the Administrative Agent 59 66 Section 8.59.5. Reliance by Administrative Agent 59 66 Section 8.69.6. The Administrative Agent in its Individual Capacity 59 67 Section 8.79.7. Successor Administrative Agent 59 67 Section 8.89.8. Authorization to Execute other Loan Documents 68 Section 9.9. Co-Documentation Agents; Co-Syndication Agent 60 Agents 68 ARTICLE X MISCELLANEOUS 68 Section 8.9. Erroneous Payments 60 ARTICLE IX MISCELLANEOUS 62 Section 9.110.1. Notices 62 68 Section 9.210.2. Waiver; Amendments 66 70 Section 9.310.3. Expenses; Indemnification 67 71 Section 9.410.4. Successors and Assigns 68 72 Section 9.510.5. Governing Law; Jurisdiction; Consent to Service of Process 72 74 Section 9.610.6. WAIVER OF JURY TRIAL 72 75 Section 9.710.7. Right of Setoff 73 75 Section 9.810.8. Counterparts; Integration 73 76 Section 9.910.9. Survival 73 76 Section 9.1010.10. Severability 74 76 Section 9.1110.11. Confidentiality 74 76 Section 9.1210.12. Interest Rate Limitation 74 77 Section 9.1310.13. Waiver of Effect of Corporate Seal 75 77 Section 9.1410.14. Patriot Act 75 Section 9.15. No Fiduciary Duty 75 Section 9.16. Acknowledgment and Consent to Bail-In Location of Affected Financial Institutions 76 Section 9.17. Certain ERISA Matters 76 Section 9.18. Acknowledgment Regarding Any Supported QFCs Closing 77 Schedules - Annex I - Revolving Credit Commitments Schedule I - Applicable Margins Margin and Applicable Percentages Percentage Schedule II 4.5(a) - Commitment Amounts Litigation Schedule 4.21 4.5(b) - Environmental Matters Schedule 4.14 - Subsidiaries Schedule 4.16 - Insurance Subsidiaries Schedule 4.18 - Reserves Schedule 7.1 - Outstanding Indebtedness Schedule 7.2 - Existing Liens Schedule 7.14 - Material Subsidiaries Exhibits Exhibit A - Form of Revolving Credit Note Exhibit B - Form of Swingline Note Exhibit C - Form of Assignment and Acceptance Exhibit B-1 - Form of U.S. Tax Compliance Certificate Exhibit B-2 - Form of U.S. Tax Compliance Certificate Exhibit B-3 - Form of U.S. Tax Compliance Certificate Exhibit B-4 - Form of U.S. Tax Compliance Certificate Exhibit 2.3 - Form of Notice of Revolving Borrowing Exhibit 2.5 - Form of Notice of Conversion/Continuation Swingline Borrowing Exhibit 3.1(b)(iii) 2.7 - Form of Secretary’s Certificate Exhibit 3.1(b)(vi) - Form of Officer’s Certificate Continuation/Conversion Exhibit 5.1(c) - Form of Compliance Certificate REVOLVING CREDIT AGREEMENT THIS REVOLVING CREDIT AGREEMENT (this “Agreement”) is made and entered into as of March July 28, 20242006, by and among ATMOS ENERGY CORPORATIONLANDAMERICA FINANCIAL GROUP, INC., a Texas and Virginia corporation (the “Borrower”), the several banks and other financial institutions and lenders from time to time party hereto (the “LendersLend-ers”), ) and CRÉDIT AGRICOLE CORPORATE AND INVESTMENT SUNTRUST BANK, in its capacity as administrative agent for the Lenders (the “Administrative Agent”), as issuing bank (the “Issuing Bank”) and as swingline lender (the “Swingline Lender”).

REPRESENTATIONS AND WARRANTIES 44. Section 4.1. Organization and Good Standing Borrower Representations 44 Section 4.2. Due Authorization 44 Incorporation of Representations 51 Section 4.3. No Conflicts 44 Section 4.4. Consents 44 Section 4.5. Enforceable Obligations 44 Section 4.6. Financial Condition 45 Section 4.7. Intentionally Omitted 45 Section 4.8. No Default 45 Section 4.9. Intentionally Omitted 45 Section 4.10. Taxes 45 Section 4.11. Compliance with Law 45 Section 4.12. [Reserved] 45 Section 4.13. ERISA 45 Section 4.14. Use Survival of Proceeds 46 Section 4.15. Government Regulation 47 Section 4.16. Disclosure 47 Section 4.17. OFAC; Anti-Corruption Laws; Anti-Money Laundering Laws 47 Section 4.18. Insurance 48 Section 4.19. Franchises, Licenses, Etc. 48 Section 4.20. [Reserved] 48 Section 4.21. Subsidiaries 48 Section 4.22. Affected Financial Institution 48 Section 4.23. Beneficial Ownership 48 Representations 51 ARTICLE V AFFIRMATIVE BORROWER COVENANTS 48 51 Section 5.1. Information Affirmative Covenants 48 51 Section 5.2. Debt to Capitalization Ratio 50 Section 5.3. Preservation of Existence, Franchises and Assets 51 Section 5.4. Books and Records 51 Section 5.5. Compliance with Law 51 Section 5.6. Payment of Taxes and Other Claims 51 Section 5.7. Insurance 51 Section 5.8. Use of Proceeds 51 Section 5.9. Audits/Inspections 52 Negative Covenants 62 ARTICLE VI NEGATIVE COVENANTS 52 INSURANCE; CASUALTY; CONDEMNATION; REQUIRED REPAIRS 66 Section 6.1. Nature of Business 52 Insurance 68 Section 6.2. Consolidation Casualty and Merger 52 Condemnation 68 Section 6.3. Sale or Lease Application of Assets 52 Section 6.4. Arm’s-Length Transactions 52 Section 6.5. [Reserved] 53 Section 6.6. Liens 53 Section 6.7. Required Clear Period 54 Net Proceeds 72 ARTICLE VII EVENTS OF DEFAULT 54 CASH MANAGEMENT; RESERVE FUNDS; DISTRIBUTIONS 72 Section 7.1. Deposit Account and Accounts Generally 72 Section 7.2. Borrower Operating Account 73 Section 7.3. Project Costs Contingency Reserve Account 73 Section 7.4. Additional Reserve Account 73 Section 7.5. Completion Guarantor Cash Collateral Account 75 Section 7.6. Application of Accounts following Event of Default 75 Section 7.7. Security Interest in Funds 76 Section 7.8. Order of Priority of Funds in Deposit Account 76 ARTICLE VIII DEFAULTS 76 Section 8.1. Event of Default 77 Section 8.2. Remedies 79 Section 8.3. Remedies Cumulative; Waivers 81 ARTICLE IX SPECIAL PROVISIONS SECTION 81 Section 9.1. Sale of Loan 81 Section 9.2. Severance Documentation 82 Section 9.3. Confidentiality 83 Section 9.4. Recourse 83 Section 9.5. Servicer 86 ARTICLE X MISCELLANEOUS 86 Section 10.1. Survival 86 Section 10.2. Agent’s and Lender’s Discretion 86 Section 10.3. Governing Law 87 Section 10.4. Modification, Waiver in Writing 87 Section 10.5. Delay Not a Waiver 87 Section 10.6. Notices 88 Section 10.7. Trial by Jury 89 Section 10.8. Headings 89 Section 10.9. Severability 89 Section 10.10. Preferences 89 Section 10.11. Waiver of Notice 89 Section 10.12. Remedies of Borrower 89 Section 10.13. Expenses; Indemnity 92 Section 10.14. Schedules Incorporated 93 Section 10.15. Offsets, Counterclaims and Defenses 93 Section 10.16. No Joint Venture or Partnership; No Third Party Beneficiaries 93 Section 10.17. Exculpation of Lender 94 Section 10.18. Publicity 94 Section 10.19. Waiver of Marshalling of Assets 94 Section 10.20. Waiver of Counterclaim 94 Section 10.21. Conflict; Construction of Documents; Reliance 94 Section 10.22. Brokers and Financial Advisors 95 Section 10.23. Prior Agreements 95 Section 10.24. Joint and Several Liability 95 Section 10.25. Negation of Implied Right to Cure Events of Default 54 95 Section 7.2. Acceleration; Remedies 56 Section 7.3. Allocation of Payments After Event of Default 57 ARTICLE VIII THE ADMINISTRATIVE AGENT 58 Section 8.1. Appointment of Administrative Agent 58 Section 8.2. Nature of Duties of Administrative Agent 58 Section 8.3. Lack of Reliance on the Administrative Agent 59 Section 8.4. Certain Rights of the Administrative Agent 59 Section 8.5. Reliance by Administrative Agent 59 Section 8.6. The Administrative Agent in its Individual Capacity 59 Section 8.7. Successor Administrative Agent 59 Section 8.8. Co-Documentation Agents; Syndication Agent 60 Section 8.9. Erroneous Payments 60 ARTICLE IX MISCELLANEOUS 62 Section 9.1. Notices 62 Section 9.2. Waiver; Amendments 66 Section 9.3. Expenses; Indemnification 67 Section 9.410.26. Successors and Assigns 68 95 Section 9.510.27. Governing Law; Jurisdiction; Consent to Service Confidentiality. 95 ARTICLE XI AGENT 96 Section 11.1. Appointment 96 Section 11.2. Delegation of Process 72 Duties 96 Section 9.611.3. WAIVER OF JURY TRIAL 72 Exculpatory Provisions 96 Section 9.711.4. Right of Setoff 73 Reliance by Agent 97 Section 9.811.5. Counterparts; Integration 73 Section 9.9. Survival 73 Section 9.10. Severability 74 Section 9.11. Confidentiality 74 Section 9.12. Interest Rate Limitation 74 Section 9.13. Waiver of Effect of Corporate Seal 75 Section 9.14. Patriot Act 75 Section 9.15. No Fiduciary Duty 75 Section 9.16. Acknowledgment and Consent to Bail-In of Affected Financial Institutions 76 Section 9.17. Certain ERISA Matters 76 Section 9.18. Acknowledgment Regarding Any Supported QFCs 77 Schedules Schedule I - Applicable Margins and Applicable Percentages Schedule II - Commitment Amounts Schedule 4.21 - Subsidiaries Exhibits Exhibit A - Form of Assignment and Acceptance Exhibit B-1 - Form of U.S. Tax Compliance Certificate Exhibit B-2 - Form of U.S. Tax Compliance Certificate Exhibit B-3 - Form of U.S. Tax Compliance Certificate Exhibit B-4 - Form of U.S. Tax Compliance Certificate Exhibit 2.3 - Form of Notice of Borrowing Exhibit 2.5 - Form of Notice of Conversion/Continuation Exhibit 3.1(b)(iii) - Form of SecretaryDefault 97 Section 11.6. Non-Reliance on Agent and Other Lenders 97 Section 11.7. Indemnification 97 Section 11.8. Agent in Its Individual Capacity 98 Section 11.9. Successor Agent 98 Section 11.10. Limitations on Agent’s Certificate Exhibit 3.1(b)(vi) - Form of Officer’s Certificate Exhibit 5.1(c) - Form of Compliance Certificate REVOLVING CREDIT AGREEMENT THIS REVOLVING CREDIT AGREEMENT (this “Agreement”) is made and entered into as of March 28, 2024, by and among ATMOS ENERGY CORPORATION, a Texas and Virginia corporation (the “Borrower”), the several banks and other financial institutions and lenders from time to time party hereto (the “Lenders”), and CRÉDIT AGRICOLE CORPORATE AND INVESTMENT BANK, in its capacity as administrative agent for the Lenders (the “Administrative Agent”).Liability 98 ARTICLE XII RIGHT OF FIRST OFFER 98

REPRESENTATIONS AND WARRANTIES 44. Section 4.1. Organization and Good Standing 44 Section 4.2. Due Authorization 44 Section 4.3. No Conflicts 44 Section 4.4. Consents 44 Section 4.5. Enforceable Obligations 44 45 Section 4.6. Financial Condition 45 Section 4.7. Intentionally Omitted 45 Section 4.8. No Default 45 Section 4.9. Intentionally Omitted 45 Section 4.10. Taxes 45 Section 4.11. Compliance with Law 45 Section 4.12. [Reserved] 45 Section 4.13. ERISA 45 46 Section 4.14. Use of Proceeds 46 47 Section 4.15. Government Regulation 47 Section 4.16. Disclosure 47 Section 4.17. OFAC; Anti-Corruption Laws; Anti-Money Laundering Laws 47 Section 4.18. Insurance 48 Section 4.19. Franchises, Licenses, Etc. 48 Section 4.20. [Reserved] 48 Section 4.21. Subsidiaries 48 Section 4.22. Affected Financial Institution 48 Section 4.23. Beneficial Ownership 48 ARTICLE V AFFIRMATIVE COVENANTS 48 Section 5.1. Information Covenants 48 Section 5.2. Debt to Capitalization Ratio 50 Section 5.3. Preservation of Existence, Franchises and Assets 51 Section 5.4. Books and Records 51 Section 5.5. Compliance with Law 51 Section 5.6. Payment of Taxes and Other Claims 51 Section 5.7. Insurance 51 Section 5.8. Use of Proceeds 51 Section 5.9. Audits/Inspections 52 ARTICLE VI NEGATIVE COVENANTS 52 Section 6.1. Nature of Business 52 Section 6.2. Consolidation and Merger 52 Section 6.3. Sale or Lease of Assets 52 Section 6.4. Arm’s-Length Transactions 52 53 Section 6.5. [Reserved] 53 Section 6.6. Liens 53 Section 6.7. Required Clear Period 54 ARTICLE VII EVENTS OF DEFAULT 54 Section 7.1. Events of Default 54 Section 7.2. Acceleration; Remedies 56 Section 7.3. Allocation of Payments After Event of Default 57 ARTICLE VIII THE ADMINISTRATIVE AGENT 58 Section 8.1. Appointment of Administrative Agent 58 Section 8.2. Nature of Duties of Administrative Agent 58 Section 8.3. Lack of Reliance on the Administrative Agent 59 Section 8.4. Certain Rights of the Administrative Agent 59 Section 8.5. Reliance by Administrative Agent 59 Section 8.6. The Administrative Agent in its Individual Capacity 59 Section 8.7. Successor Administrative Agent 59 Section 8.8. Co-Documentation Agents; Syndication Agent 60 Section 8.9. Erroneous Payments 60 ARTICLE IX MISCELLANEOUS 62 Section 9.1. Notices 62 Section 9.2. Waiver; Amendments 66 Section 9.3. Expenses; Indemnification 67 Section 9.4. Successors and Assigns 68 Section 9.5. Governing Law; Jurisdiction; Consent to Service of Process 72 Section 9.6. WAIVER OF JURY TRIAL 72 Section 9.7. Right of Setoff 73 Section 9.8. Counterparts; Integration 73 Section 9.9. Survival 73 Section 9.10. Severability 74 Section 9.11. Confidentiality 74 Section 9.12. Interest Rate Limitation 74 Section 9.13. Waiver of Effect of Corporate Seal 75 Section 9.14. Patriot Act 75 Section 9.15. No Fiduciary Duty 75 Section 9.16. Acknowledgment and Consent to Bail-In of Affected Financial Institutions 76 Section 9.17. Certain ERISA Matters 76 Section 9.18. Acknowledgment Regarding Any Supported QFCs 77 Schedules Schedule I - Applicable Margins and Applicable Percentages Schedule II - Commitment Amounts Schedule 4.21 - Subsidiaries Exhibits Exhibit A - Form of Assignment and Acceptance Exhibit B-1 - Form of U.S. Tax Compliance Certificate Exhibit B-2 - Form of U.S. Tax Compliance Certificate Exhibit B-3 - Form of U.S. Tax Compliance Certificate Exhibit B-4 - Form of U.S. Tax Compliance Certificate Exhibit 2.3 - Form of Notice of Borrowing Exhibit 2.5 - Form of Notice of Conversion/Continuation Exhibit 3.1(b)(iii) - Form of Secretary’s Certificate Exhibit 3.1(b)(vi) - Form of Officer’s Certificate Exhibit 5.1(c) - Form of Compliance Certificate REVOLVING CREDIT AGREEMENT THIS REVOLVING CREDIT AGREEMENT (this “Agreement”) is made and entered into as of March 28, 2024, by and among ATMOS ENERGY CORPORATION, a Texas and Virginia corporation (the “Borrower”), the several banks and other financial institutions and lenders from time to time party hereto (the “Lenders”), and CRÉDIT AGRICOLE CORPORATE AND INVESTMENT BANK, in its capacity as administrative agent for the Lenders (the “Administrative Agent”).