Remote Deposit Capture (“RDC”) Clause Samples
The Remote Deposit Capture (RDC) clause defines the terms under which a customer can deposit checks electronically by transmitting images of the checks to the bank, rather than presenting the physical items. Typically, this clause outlines the technical requirements for image quality, the responsibilities of the depositor to prevent duplicate deposits, and the bank’s rights to reject items that do not meet specified standards. By establishing clear procedures and responsibilities, the RDC clause facilitates convenient, efficient deposits while mitigating risks such as fraud or processing errors associated with remote check submission.
Remote Deposit Capture (“RDC”). If enabled by Platform for your Account, you may make deposits into your Account by using the Mobile App to take a legible picture of the front and back of a negotiable check and transmitting such images. The RDC service is for non-business, personal use in accordance with this Agreement. We will attempt to collect the item by presenting the image or converting the image into a digital representation of the original check (a “Substitute Check”). Unlike traditional check deposits, you retain the original paper check when you use Remote Deposit Capture. We request you to retain the original check until final settlement of the check. There is currently no charge for using RDC; should there be charges in the future, you will be given appropriate notice. Your wireless telecommunications provider for your wireless device or other third parties that you may utilize may impose fees to make that device data-capable, to exchange data between the device and the Platform, or based on the location of your use. By using the RDC service, you agree that you will be bound by the terms of this Agreement and will follow any and all other procedures and instructions for use of RDC that we may establish from time to time.
Remote Deposit Capture (“RDC”). You may electronically capture an image of a check with your mobile device, personal computer, or any authorized device and then you must transmit the electronic image that the Credit Union will deposit to your account. Your use of the Remote Deposit Capture service shall be subject to the terms of this Agreement and your Mobile Deposit Service Agreement.
Remote Deposit Capture (“RDC”). If enabled for your Passport Account, you may make deposits into your Passport Account by using the Mobile App to take a legible picture of the front and back of a negotiable check and transmitting such images. RDC services are subject to the Remote Deposit Capture Services Agreement (the “RDC Agreement”), a copy of which may be accessed here. By using the RDC service, you agree that you will be bound by the terms of the RDC Agreement and will follow any and all other procedures and instructions for use of RDC that we may establish from time to time.
