Common use of REINSURANCE REPORTS Clause in Contracts

REINSURANCE REPORTS. DATA NOTIFICATION: The Company shall send to the Reinsurer reports, in substantial compliance with the Society of Actuaries Guidelines, at the times indicated below: Report Frequency Due Date Billing Statement (by Treaty, totals by Reinsurer ) Monthly 10 days after month end Reinsurance Policy Exhibit (Summary of movement during the past period) Monthly / Quarterly/Annually 10 days after period due Reinsurance Listing In Force Report Quarterly 10 days after quarter end Net Amount at Risk & Premiums Quarterly 10 days after quarter end Total Reserves (when required) (Summary) Quarterly 17 days after quarter end Initial Notice of Claim Monthly Monthly Statement of Claims Incurred (New Claims for the Month) Monthly 10 days after month end Statement of Reinsured Claims Collected (Claims Netted off the Current Statement) Monthly 10 days after month end Increasing Risk – Ultimate Death Benefit Report Monthly 10 days after month end REPORTING INFORMATION INFORMATION ON RISKS REINSURED

REINSURANCE REPORTS. DATA NOTIFICATION: The Company shall send to the Reinsurer reports, in substantial compliance with the Society of Actuaries Guidelines, at the times indicated below: Report Frequency Due Date Billing Statement (by Treaty, totals by Reinsurer ) Monthly 10 days after month end Reinsurance Policy Exhibit (Summary of movement during the past period) Monthly / Quarterly/Annually 10 days after period due Reinsurance Listing In In-Force Report Quarterly 10 days after quarter end Net Amount at Risk & Premiums Quarterly 10 days after quarter end Total Reserves (when required) (Summary) Quarterly 17 days after quarter end Initial Notice of Claim Monthly Monthly Statement of Claims Incurred (New Claims for the Month) Monthly 10 days after month end Statement of Reinsured Claims Collected (Claims Netted off the Current Statement) Monthly 10 days after month end Increasing Risk – Ultimate Death Benefit Report Monthly 10 days after month end Table of Contents EXHIBIT F REPORTING INFORMATION INFORMATION ON RISKS REINSURED

REINSURANCE REPORTS. DATA NOTIFICATION: The Company shall send to the Reinsurer reports, in substantial compliance with the Society of Actuaries Guidelines, at the times indicated below: Report Frequency Due Date Billing Statement (by Treaty, totals by Reinsurer Reinsurer) Monthly 10 days after month end Reinsurance Policy Exhibit (Summary of movement during the past period) Monthly / QuarterlyMonthly/Quarterly/ Annually 10 days after period due Reinsurance Listing In In-Force Report Quarterly 10 days after quarter end Net Amount at Risk & Premiums Quarterly 10 days after quarter end Total Reserves (when required) (Summary) Quarterly 17 days after quarter end Initial Notice of Claim Monthly Monthly Statement of Claims Incurred (New Claims for the Month) Monthly 10 days after month end Statement of Reinsured Claims Collected (Claims Netted off the Current Statement) Monthly 10 days after month end Increasing Risk – Ultimate Death Benefit Report Monthly 10 days after month end REPORTING INFORMATION INFORMATION ON RISKS REINSUREDEXHIBIT E

REINSURANCE REPORTS. DATA NOTIFICATION: The Company shall send to the Reinsurer reports, in substantial compliance with the Society of Actuaries Guidelines, at the times indicated below: Report Frequency Due Date Billing Statement Monthly 10 days after month end (by Treaty, totals by Reinsurer Xxxxxxxxx) Monthly 10 days after month end Reinsurance Policy Exhibit (Summary of movement during the past period) Monthly / Quarterly/Annually 10 days after period due Reinsurance Listing In Force Report Quarterly 10 days after quarter end In Force Report Net Amount at Risk & Premiums Quarterly 10 days after quarter end Total Reserves (when required) (Summary) Quarterly 17 days after quarter end (Summary) Initial Notice of Claim Monthly Monthly Statement of Claims Incurred Monthly 10 days after month end (New Claims for the Month) Statement of Reinsured Claims Monthly 10 days after month end Statement of Reinsured Claims Collected (Claims Netted off the Current Statement) Increasing Risk – Ultimate Death Monthly 10 days after month end Increasing Risk – Ultimate Death Benefit Report Monthly 10 days after month end Xxxx Xxxxxxx’x Reinsurance Agreement No: MH19C07 Reinsurer Agreement No: 4461 REPORTING INFORMATION INFORMATION ON RISKS REINSUREDREINSURED i. Type of Transaction ii. Effective Date of Transaction iii. Automatic/Facultative Indicator iv. Policy Number v. Full Name of Insured vi. Date of Birth vii. Sex viii. Risk Class ix. Smoking Status x. Policy Plan Code xi. Insured’s State of Residence

REINSURANCE REPORTS. DATA NOTIFICATION: The Company shall send to the Reinsurer reports, in substantial compliance with the Society of Actuaries Guidelines, at the times indicated below: Report Frequency Due Date Billing Statement (by Treaty, totals by Reinsurer ) Monthly 10 days after month end Reinsurance Policy Exhibit (Summary of movement during the past period) Monthly / Quarterly/Annually 10 days after period due Reinsurance Listing In Force Report Quarterly 10 days after quarter end Net Amount at Risk & Premiums Quarterly 10 days after quarter end Total Reserves (when required) (Summary) Quarterly 17 days after quarter end Initial Notice of Claim Monthly Monthly Statement of Claims Incurred (New Claims for the Month) Monthly 10 days after month end Statement of Reinsured Claims Collected (Claims Netted off the Current Statement) Monthly 10 days after month end Increasing Risk – Ultimate Death Benefit Report Monthly 10 days after month end EXHIBIT F REPORTING INFORMATION INFORMATION ON RISKS REINSURED

REINSURANCE REPORTS. DATA NOTIFICATION: The Company shall send to the Reinsurer reports, in substantial compliance with the Society of Actuaries Guidelines, at the times indicated below: Report Frequency Due Date Billing Statement (by Treaty, totals by Reinsurer ) Monthly 10 days after month end Reinsurance Policy Exhibit (Summary of movement during the past period) Monthly / Quarterly/Annually 10 days after period due Reinsurance Listing In Force Report Quarterly 10 days after quarter end Net Amount at Risk & Premiums Quarterly 10 days after quarter end Total Reserves (when required) (Summary) Quarterly 17 days after quarter end Initial Notice of Claim Monthly Monthly Statement of Claims Incurred (New Claims for the Month) Monthly 10 days after month end Statement of Reinsured Claims Collected (Claims Netted off the Current Statement) Monthly 10 days after month end Increasing Risk – Ultimate Death Benefit Report Monthly 10 days after month end EXHIBIT F REPORTING INFORMATION INFORMATION ON RISKS REINSUREDREINSURED i. Type of Transaction ii. Effective Date of Transaction iii. Automatic/Facultative Indicator iv. Policy Number v. Full Name of Insured vi. Date of Birth vii. Sex viii. Risk Class ix. Smoking Status x. Policy Plan Code xi. Insured’s State of Residence

REINSURANCE REPORTS. DATA NOTIFICATION: The Company shall send to the Reinsurer reports, in substantial compliance with the Society of Actuaries Guidelines, at the times indicated below: Report Frequency Due Date Billing Statement (by Treaty, totals by Reinsurer ) Monthly 10 days after month end Reinsurance Policy Exhibit (Summary of movement during the past period) Monthly / Quarterly/Annually 10 days after period due Reinsurance Listing In In-Force Report Quarterly 10 days after quarter end Net Amount at Risk & Premiums Quarterly 10 days after quarter end Total Reserves (when required) (Summary) Quarterly 17 days after quarter end Initial Notice of Claim Monthly Monthly Statement of Claims Incurred (New Claims for the Month) Monthly 10 days after month end Statement of Reinsured Claims Collected (Claims Netted off the Current Statement) Monthly 10 days after month end Increasing Risk – Ultimate Death Benefit Report Monthly 10 days after month end EXHIBIT F REPORTING INFORMATION INFORMATION ON RISKS REINSURED

REINSURANCE REPORTS. DATA NOTIFICATION: The Company shall send to the Reinsurer reports, in substantial compliance with the Society of Actuaries Guidelines, at the times indicated below: Report Frequency Due Date Billing Statement (by Treaty, totals by Reinsurer Reinsurer) Monthly 10 days after month end Reinsurance Policy Exhibit (Summary of movement during the past period) Monthly / Quarterly/Annually 10 days after period due Reinsurance Listing In In-Force Report Quarterly 10 days after quarter end Net Amount at Risk & Premiums Quarterly 10 days after quarter end Total Reserves (when required) (Summary) Quarterly 17 days after quarter end Initial Notice of Claim Monthly Monthly Statement of Claims Incurred (New Claims for the Month) Monthly 10 days after month end Statement of Reinsured Claims Collected (Claims Netted off the Current Statement) Monthly 10 days after month end Increasing Risk – Ultimate Death Benefit Report Monthly 10 days after month end REPORTING INFORMATION INFORMATION ON RISKS REINSUREDEXHIBIT E POLICY DETAIL REPORT: The reports for New Business, Renewal Business, Conversions, Changes, Reductions, Terminations, Reinstatements and in force, will include the following data:

REINSURANCE REPORTS. DATA NOTIFICATION: The Company shall send to the Reinsurer reports, in substantial compliance with the Society of Actuaries Guidelines, at the times indicated below: Report Frequency Due Date Billing Statement (by Treaty, totals by Reinsurer Reinsurer) Monthly 10 days after month end Reinsurance Policy Exhibit (Summary of movement during the past period) Monthly / Quarterly/Annually 10 days after period due Reinsurance Listing In Force Report Quarterly 10 days after quarter end Net Amount at Risk & Premiums Quarterly 10 days after quarter end Total Reserves (when required) (Summary) Quarterly 17 days after quarter end Initial Notice of Claim Monthly Monthly Statement of Claims Incurred (New Claims for the Month) Monthly 10 days after month end Statement of Reinsured Claims Collected (Claims Netted off the Current Statement) Monthly 10 days after month end Increasing Risk – Ultimate Death Benefit Report Monthly 10 days after month end EXHIBIT F REPORTING INFORMATION INFORMATION ON RISKS REINSUREDREINSURED i. Type of Transaction ii. Effective Date of Transaction iii. Automatic/Facultative Indicator iv. Policy Number v. Full Name of Insured vi. Date of Birth vii. Sex viii. Risk Class ix. Smoking Status x. Policy Plan Code xi. Insured’s State of Residence

REINSURANCE REPORTS. DATA NOTIFICATION: The Company shall send to the Reinsurer reports, in substantial compliance with the Society of Actuaries Guidelines, at the times indicated below: Report Frequency Due Date Billing Statement (by Treaty, totals by Reinsurer Reinsurer) Monthly 10 days after month end Reinsurance Policy Exhibit (Summary of movement during the past period) Monthly / Quarterly/Annually 10 days after period due Reinsurance Listing In In-Force Report Quarterly 10 days after quarter end Net Amount at Risk & Premiums Quarterly 10 days after quarter end Total Reserves (when required) (Summary) Quarterly 17 days after quarter end Initial Notice of Claim Monthly Monthly Statement of Claims Incurred (New Claims for the Month) Monthly 10 days after month end Statement of Reinsured Claims Collected (Claims Netted off the Current Statement) Monthly 10 days after month end Increasing Risk – Ultimate Death Benefit Report Monthly 10 days after month end REPORTING INFORMATION INFORMATION ON RISKS REINSUREDEXHIBIT E

REINSURANCE REPORTS. DATA NOTIFICATION: The Company shall send to the Reinsurer reports, in substantial compliance with the Society of Actuaries Guidelines, at the times indicated below: Report Frequency Due Date Billing Statement (by Treaty, totals by Reinsurer ) Monthly 10 days after month end Reinsurance Policy Exhibit (Summary of movement during the past period) Monthly / Quarterly/Annually 10 days after period due Reinsurance Listing In In-Force Report Quarterly 10 days after quarter end Net Amount at Risk & Premiums Quarterly 10 days after quarter end Total Reserves (when required) (Summary) Quarterly 17 days after quarter end Initial Notice of Claim Monthly Monthly Statement of Claims Incurred (New Claims for the Month) Monthly 10 days after month end Statement of Reinsured Claims Collected (Claims Netted off the Current Statement) Monthly 10 days after month end Increasing Risk – Ultimate Death Benefit Report Monthly 10 days after month end Table of Contents REPORTING INFORMATION INFORMATION ON RISKS REINSURED

REINSURANCE REPORTS. DATA NOTIFICATION: The Company shall send to the Reinsurer reports, in substantial compliance with the Society of Actuaries Guidelines, at the times indicated below: Report Frequency Due Date Billing Statement (by Treaty, totals by Reinsurer Reinsurer) Monthly 10 days after month end Reinsurance Policy Exhibit (Summary of movement during the past period) Monthly / Quarterly/Annually 10 days after period due Reinsurance Listing In In-Force Report Quarterly 10 days after quarter end Net Amount at Risk & Premiums Quarterly 10 days after quarter end Total Reserves (when required) (Summary) Quarterly 17 days after quarter end Initial Notice of Claim Monthly Monthly Statement of Claims Incurred (New Claims for the Month) Monthly 10 days after month end Statement of Reinsured Claims Collected (Claims Netted off the Current Statement) Monthly 10 days after month end Increasing Risk – Ultimate Death Benefit Report Monthly 10 days after month end REPORTING INFORMATION INFORMATION ON RISKS REINSUREDEXHIBIT E POLICY DETAIL REPORT: The reports for New Business, Renewal Business, Conversions, Changes, Reductions, Terminations, Reinstatements and In force, will include the following data:

REINSURANCE REPORTS. DATA NOTIFICATION: The Company shall send to the Reinsurer reports, in substantial compliance with the Society of Actuaries Guidelines, at the times indicated below: Report Frequency Due Date Billing Statement (by Treaty, totals by Reinsurer ) Monthly 10 days after month end Reinsurance Policy Exhibit (Summary of movement during the past period) Monthly / Quarterly/Annually 10 days after period due Reinsurance Listing In In-Force Report Quarterly 10 days after quarter end Net Amount at Risk & Premiums Quarterly 10 days after quarter end Total Reserves (when required) (Summary) Quarterly 17 days after quarter end Initial Notice of Claim Monthly Monthly Statement of Claims Incurred (New Claims for the Month) Monthly 10 days after month end Statement of Reinsured Claims Collected (Claims Netted off the Current Statement) Monthly 10 days after month end Increasing Risk – Ultimate Death Benefit Report Monthly 10 days after month end REPORTING INFORMATION INFORMATION ON RISKS REINSUREDTable of Contents