Common use of Refinancing of Loans Clause in Contracts

Refinancing of Loans. 23 SECTION 2.13 Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 SECTION 2.14 Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 SECTION 2.15 Reserve Requirements; Change in Circumstances ................................ 27 SECTION 2.16 Change in Legality ............................ 28 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 SECTION 2.18 Taxes ......................................... 29 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.22

Refinancing of Loans. 23 29 SECTION 2.13 Mandatory Prepayment; 2.12. Commitment Termination; Cash Collateral .............................. 24 Collateral...........................................30 SECTION 2.14 2.13. Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Banks...............................31 SECTION 2.15 2.14. Reserve Requirements; Change in Circumstances ................................ 27 Circumstances........................................33 SECTION 2.16 2.15. Change in Legality ............................ 28 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 SECTION 2.18 Taxes ......................................... 29 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.22Legality...................................35

Refinancing of Loans. 23 35 SECTION 2.13 2.10. Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 Collateral................... 36 SECTION 2.14 2.11. Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Lenders.......................... 37 SECTION 2.15 Reserve Requirements2.12. Maintenance of Loan Account; Change in Circumstances ................................ 27 Statements of Account.............................. 39 SECTION 2.16 Change in Legality ............................ 28 2.13. Cash Receipts................................................................... 39 SECTION 2.17 Pro Rata Treatment, etc2.14. ...................... 29 Application of Payments......................................................... 41 SECTION 2.18 Taxes ......................................... 29 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.222.15.

Refinancing of Loans. 23 ..28 SECTION 2.13 2.13. Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 Collateral.............30 SECTION 2.14 2.14. Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Banks...................31 SECTION 2.15 2.15. Reserve Requirements; Change in Circumstances ................................ 27 Circumstances.........................32 SECTION 2.16 2.16. Change in Legality ............................ 28 Legality.......................34 SECTION 2.17 2.17. Pro Rata Treatment, etc..................35 SECTION 2.18. ...................... 29 Taxes....................................35 SECTION 2.18 Taxes ......................................... 29 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.222.19.

Refinancing of Loans. 23 26 SECTION 2.13 Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 Collateral............27 SECTION 2.14 Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Banks.....................28 SECTION 2.15 Reserve Requirements; Change in Circumstances ................................ 27 Circumstances............................30 SECTION 2.16 Change in Legality ............................ 28 Legality.......................................................31 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 ..................................................32 SECTION 2.18 Taxes ......................................... 29 Taxes....................................................................32 SECTION 2.19 Fees .......................................... 32 Fees.....................................................................33 SECTION 2.20 Commitment Fee ................................ 32 Fee...........................................................33 SECTION 2.21 Letter of Credit Fees ......................... 32 Fees....................................................33 SECTION 2.22

Refinancing of Loans. 23 ..26 SECTION 2.13 2.12. Mandatory PrepaymentCommitment Reduction; Commitment Termination; Cash Collateral .............................. 24 Collateral...................27 SECTION 2.14 2.13. Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Lenders........................................27 SECTION 2.15 2.14. Reserve Requirements; Change in Circumstances ................................ 27 Circumstances.........29 SECTION 2.16 2.15. Change in Legality ............................ 28 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 SECTION 2.18 Taxes ......................................... 29 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.22Legality....................................30

Refinancing of Loans. 23 22 SECTION 2.13 Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 ....23 SECTION 2.14 Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Lenders........................24 SECTION 2.15 Reserve Requirements; Change in Circumstances ................................ 27 Circumstances...25 SECTION 2.16 Change in Legality ............................ 28 Legality..............................27 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 .........................27 SECTION 2.18 Taxes ......................................... 29 Taxes...........................................27 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.222.19

Refinancing of Loans. 23 27 SECTION 2.13 Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 Collateralization..............................................28 SECTION 2.14 Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Lenders....................................29 SECTION 2.15 Reserve Requirements; Change in Circumstances ................................ 27 Circumstances.............................................30 SECTION 2.16 Change in Legality ............................ 28 Legality........................................................................32 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 ...................................................................32 SECTION 2.18 Taxes ......................................... 29 Taxes.....................................................................................33 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.222.19

Refinancing of Loans. 23 28 SECTION 2.13 Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 Collateral......................................................29 SECTION 2.14 Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Banks.............................................................30 SECTION 2.15 Reserve Requirements; Change in Circumstances ................................ 27 Circumstances. ...................................31 SECTION 2.16 Change in Legality ............................ 28 Legality. .............................................................32 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 ...........................................................33 SECTION 2.18 Taxes ......................................... 29 Taxes.............................................................................33 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.222.19

Refinancing of Loans. 23 26 SECTION 2.13 Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 Collateral............... 27 SECTION 2.14 Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Lenders...................... 27 SECTION 2.15 Reserve Requirements; Change in Circumstances ................................ 27 Circumstances............................... 29 SECTION 2.16 Change in Legality ............................ 28 Legality.......................................................... 30 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 ..................................................... 31 SECTION 2.18 Taxes ......................................... 29 Taxes....................................................................... 31 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.222.19

Refinancing of Loans. 23 22 SECTION 2.13 Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 Collateral...............23 SECTION 2.14 Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Lenders......................24 SECTION 2.15 Reserve Requirements; Change in Circumstances ................................ 27 Circumstances...............................25 SECTION 2.16 Change in Legality ............................ 28 Legality..........................................................26 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 .....................................................27 SECTION 2.18 Taxes ......................................... 29 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.22Taxes.......................................................................27

Refinancing of Loans. 23 33 SECTION 2.13 Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 .............. 34 SECTION 2.14 Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Lenders.... 36 SECTION 2.15 Reserve Requirements; Change in Circumstances ................................ 27 Circumstances............. 37 SECTION 2.16 Change in Legality ............................ 28 Legality........................................ 38 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 ................................... 39 SECTION 2.18 Taxes ......................................... 29 Taxes..................................................... 39 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.222.19

Refinancing of Loans. 23 SECTION 2.13 Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. Collateral....................................24 SECTION 2.14 Optional Prepayment of Loans; Reimbursement of Banks ..................................... Banks...........................................25 SECTION 2.15 Reserve Requirements; Change in Circumstances ................................ 27 Circumstances......26 SECTION 2.16 Change in Legality ............................ 28 Legality.................................27 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 ............................28 SECTION 2.18 Taxes ......................................... 29 Taxes..............................................28 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.222.19

Refinancing of Loans. 23 SECTION 2.13 .. 28 Section 2.13. Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 SECTION 2.14 Collateral........ 29 Section 2.14. Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 SECTION 2.15 ......................................... 30 Section 2.15. Reserve Requirements; Change in Circumstances ................................ 27 SECTION 2.16 Circumstances........................ 31 Section 2.16. Change in Legality ............................ 28 SECTION 2.17 Legality................................................... 33 Section 2.17. Pro Rata Treatment, etcEtc.............................................. 34 Section 2.18. ...................... 29 SECTION 2.18 Taxes ......................................... 29 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.22Taxes................................................................ 34 Section 2.19.

Refinancing of Loans. 23 29 SECTION 2.13 Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 Collateral......................................................30 SECTION 2.14 Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Banks.............................................................31 SECTION 2.15 Reserve Requirements; Change in Circumstances ................................ 27 Circumstances. ..............................33 SECTION 2.16 Change in Legality ............................ 28 Legality. ........................................................34 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 ......................................................35 SECTION 2.18 Taxes ......................................... 29 Taxes........................................................................35 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.222.19

Refinancing of Loans. 23 31 SECTION 2.13 Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 ............................................32 SECTION 2.14 Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Lenders..................................33 SECTION 2.15 Reserve Requirements; Change in Circumstances ................................ 27 Circumstances...........................................35 SECTION 2.16 Change in Legality ............................ 28 Legality......................................................................36 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 .................................................................37 SECTION 2.18 Taxes ......................................... 29 Taxes...................................................................................37 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.222.19

Refinancing of Loans. 23 31 SECTION 2.13 Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 ................32 SECTION 2.14 Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Lenders................................................33 SECTION 2.15 Reserve Requirements; Change in Circumstances ................................ 27 Circumstances...............35 SECTION 2.16 Change in Legality ............................ 28 Legality..........................................36 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 .....................................37 SECTION 2.18 Taxes ......................................... 29 Taxes.......................................................37 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.222.19

Refinancing of Loans. 23 25 SECTION 2.13 Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 Collateral.......................................... 26 SECTION 2.14 Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Banks....... 27 SECTION 2.15 Reserve Requirements; Change in Circumstances ................................ 27 Circumstances.............. 28 SECTION 2.16 Change in Legality ............................ 28 Legality......................................... 30 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 .................................... 31 SECTION 2.18 Taxes ......................................... 29 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.22Taxes...................................................... 31

Refinancing of Loans. 23 22 SECTION 2.13 Mandatory Prepayment; Commitment Termination; Cash Collateral .............................. 24 Collateral.... 23 SECTION 2.14 Optional Prepayment of Loans; Reimbursement of Banks ..................................... 25 Lenders........... 24 SECTION 2.15 Reserve Requirements; Change in Circumstances ................................ 27 Circumstances.................... 25 SECTION 2.16 Change in Legality ............................ 28 Legality............................................... 27 SECTION 2.17 Pro Rata Treatment, etc. ...................... 29 .......................................... 27 SECTION 2.18 Taxes ......................................... 29 Taxes............................................................ 28 SECTION 2.19 Fees .......................................... 32 SECTION 2.20 Commitment Fee ................................ 32 SECTION 2.21 Letter of Credit Fees ......................... 32 SECTION 2.222.19