Common use of Prohibition on Personal Loans Clause in Contracts

Prohibition on Personal Loans. The Company and the Board of Directors will not engage in offering or making available credit or loan arrangements to any member of the Board or the Company’s executive management. Acknowledgment of Receipt Of Code of Corporate Governance And Ethics I have received and read the Company's Code of Corporate Governance and Ethics (including to the extent applicable, Annex A thereto). I understand the standards and policies contained in the Company Code of Corporate Governance and Ethics and understand that there may be additional policies or laws specific to my job. I further agree to comply with the Company Code of Corporate Governance and Ethics. If I have questions concerning the meaning or application of the Company Code of Corporate Governance and Ethics, any Company policies, or the legal and regulatory requirements applicable to my job, I know I can consult the Chief Executive Officer, Chief Financial Officer or a member of the Corporate Ethics & Compliance Committee, if any, knowing that my questions or reports to these sources will be maintained in confidence. Signature: /s/ Xxxxx Xxxxxxx-Vives______________ Date: June 4, 2019 Name (print): Xxxxx Xxxxxxx-Xxxxx Position: Vice President, Research & Product Development EXHIBIT B TO THE RENOVACARE, INC.—XXXXX XXXXXXX-XXXXX CONSULTING AGREEMENT DATED JUNE 4, 2019 ****

Prohibition on Personal Loans. The Company and the Board of Directors will not engage in offering or making available credit or loan arrangements to any member of the Board or the Company’s executive management. Acknowledgment of Receipt Of Code of Corporate Governance And Ethics I have received and read the Company's Code of Corporate Governance and Ethics (including to the extent applicable, Annex A thereto). I understand the standards and policies contained in the Company Code of Corporate Governance and Ethics and understand that there may be additional policies or laws specific to my job. I further agree to comply with the Company Code of Corporate Governance and Ethics. If I have questions concerning the meaning or application of the Company Code of Corporate Governance and Ethics, any Company policies, or the legal and regulatory requirements applicable to my job, I know I can consult the Chief Executive Officer, Chief Financial Officer or a member of the Corporate Ethics & Compliance Committee, if any, knowing that my questions or reports to these sources will be maintained in confidence. Signature: /s/ Xxxxxx Xxxxx Xxxxxxx-Vives______________ Date: June 4July 26, 2019 2021 Name (print): Xxxxxx Xxxxx Xxxxxxx-Xxxxx PositionTitle: Vice President, Research Chief Financial Officer & Product Development Secretary EXHIBIT B TO THE RENOVACARERENOVCARE, INC.—XXXXX XXXXXXX-INC.—XXXXXX XXXXX EXECUTIVE SERVICES CONSULTING AGREEMENT DATED JUNE 4JULY 26, 2019 2021 (THE “CONSULTING AGREEMENT”) _ ***** All capitalized terms used in this Exhibit and not otherwise defined shall have the meaning ascribed to such term in the Consulting Agreement.

Prohibition on Personal Loans. The Company and the Board of Directors will not engage in offering or making available credit or loan arrangements to any member of the Board or the Company’s executive management. Acknowledgment of Receipt Of Code of Corporate Governance And Ethics I have received and read the Company's Code of Corporate Governance and Ethics (including to the extent applicable, Annex A thereto). I understand the standards and policies contained in the Company Code of Corporate Governance and Ethics and understand that there may be additional policies or laws specific to my job. I further agree to comply with the Company Code of Corporate Governance and Ethics. If I have questions concerning the meaning or application of the Company Code of Corporate Governance and Ethics, any Company policies, or the legal and regulatory requirements applicable to my job, I know I can consult the Chief Executive Officer, Chief Financial Officer or a member of the Corporate Ethics & Compliance Committee, if any, knowing that my questions or reports to these sources will be maintained in confidence. Signature: /s/ Xxxxx Xxxxxxx-VivesXxxxxx X. Sparks__________________________________ Date: June 4July 1, 2019 Name (print): Xxxxx Xxxxxxx-Xxxxx PositionXxxxxx Xxxxxx Title: Vice President, Research & Product Development Intellectual Property EXHIBIT B TO THE RENOVACARE, INC.—XXXXX XXXXXXX-XXXXX INC.—XXXXXX XXXXXX CONSULTING AGREEMENT DATED JUNE 4JULY 1, 2019 ****

Prohibition on Personal Loans. The Company and the Board of Directors will not engage in offering or making available credit or loan arrangements to any member of the Board or the Company’s executive management. Acknowledgment of Receipt Of Code of Corporate Governance And Ethics I have received and read the Company's Code of Corporate Governance and Ethics (including to the extent applicable, Annex A thereto). I understand the standards and policies contained in the Company Code of Corporate Governance and Ethics and understand that there may be additional policies or laws specific to my job. I further agree to comply with the Company Code of Corporate Governance and Ethics. If I have questions concerning the meaning or application of the Company Code of Corporate Governance and Ethics, any Company policies, or the legal and regulatory requirements applicable to my job, I know I can consult the Chief Executive Officer, Chief Financial Officer or a member of the Corporate Ethics & Compliance Committee, if any, knowing that my questions or reports to these sources will be maintained in confidence. Signature: /s/ /s/Xxxxx XxxxxxxXxxxxxxx 08-Vives12-19 ________________ Date: June 4August 15, 2019 Name (print): Xxxxx Xxxxxxx-Xxxxx PositionXxxxxxxx Title: Vice President, Research & Product Development Scientific Affairs EXHIBIT B TO THE RENOVACARE, INC.—XXXXX XXXXXXX-XXXXX XXXXXXXX CONSULTING AGREEMENT DATED JUNE 4AUGUST 15, 2019 ****