Prohibited Checks Clause Samples
The Prohibited Checks clause defines restrictions on the types of checks that may not be used for payment under an agreement. Typically, this clause specifies that certain forms of checks, such as post-dated, third-party, or counter checks, are not acceptable for fulfilling payment obligations. By clearly outlining which checks are not permitted, the clause helps prevent payment delays, reduces the risk of fraud, and ensures that only secure and verifiable payment methods are used.
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Prohibited Checks. Bank may decline to accept any Check Image you submit through Mobile Deposit at Bank’s sole discretion. You agree that you will not scan and attempt to deposit any of the following: ● Checks payable to any person or entity other than you (i.e., third party checks). ● Checks payable jointly to you and any other person (i.e. made out to '▇▇▇▇ *and* ▇▇▇▇ ▇▇▇'). ● Checks containing alterations, illegible items, fraudulent checks, or checks that you should have known or have reason to believe were fraudulent. ● Checks that have been previously deposited at another institution via physical item, image or electronic funds transfer. ● Checks from financial institutions located outside of the United States; ● Checks that are not payable in U.S. dollars. ● Checks that are more than six (6) months old (i.e. stale-dated). ● Checks that are post-dated, or payable on a date in the future. ● Substitute Checks (a digital reproduction of the front and back of an original check). ● Remotely created checks (a check created by a merchant with a buyer's checking account number on it, but without the buyer's original signature). ● Travelers' checks and savings bonds. ● Non-negotiable instruments, such as promissory notes. ● Starter checks or counter checks (checks from a teller window).
Prohibited Checks. We may decline to accept any image of a Check Image you submit through Mobile Check Deposit at its sole discretion. You agree that you will not scan and attempt to deposit any of the following:
a) Checks payable to any person or entity other than you (i.e. third party checks);
b) Checks containing alterations, illegible items, fraudulent checks, or checks that you should have known or have reason to believe were fraudulent;
c) Checks that have been previously deposited at another institution via physical item, image or electronic funds transfer;
d) Checks from financial institutions located outside the United States;
e) Checks that are not payable in U.S. dollars;
f) Checks that are more than six (6) months old (i.e. stale dated) or that are post-dated;
g) Substitute checks (a digital reproduction of the front and back of an original check);
h) Remotely created checks (a check created by a merchant with a buyer’s checking account number on it, but without the buyer’s original signature);
i) Travelers checks and savings bonds;
j) Non-negotiable instruments, such as promissory notes; or
k) Starter checks or counter checks (checks from a teller window);
l) Credit card, Line of Credit, Home Equity, Brokerage and convenience checks.
Prohibited Checks. We may decline to accept any image of a check you submit through eCheck Deposit in our sole discretion. Without limiting that discretion, you agree that you will only seek to deposit “checks,” as that term is defined in the Federal Reserve’s Regulation CC, 12 C.F.R.
Prohibited Checks. We may decline to accept any image of a check you submit through mobile deposit at our sole discretion. You agree that you will not attempt to deposit any of the following:
Prohibited Checks. We may decline to accept any check image you submit through Mobile Deposit at our sole discretion. You agree that you will not scan and attempt to deposit any of the following: • Cashier’s Checks, official bank checks, or non-USPS Money Orders; • Travelers checks; • Starter checks or counter checks (checks from a teller window); • Checks payable to any person or entity other than you (i.e., third-party checks and checks made payable to a business); • Balance transfer checks; • Checks containing alterations, illegible items, fraudulent checks, or checks that you should have known or have reason to believe were fraudulent; • Checks that have been previously deposited at another institution via physical item, image or electronic fund transfer; • Checks from financial institutions located outside of the U.S.; checks that are not payable in U.S. dollars; • Checks that are more than six (6) months old; • Checks that are post-dated, or payable on a date in the future; • Substitute Checks (a digital reproduction of the front and back of an original Check); • Remotely created checks (a Check created by a merchant with a buyer’s checking account number on it, but without the buyer’s original signature) or non-negotiable instruments, such as promissory notes. • Checks drawn on your CRB Account; • Checks that have previously been presented for payment and returned unpaid; We reserve the right to reject a Mobile Deposit if it is made payable to Current and contains no means to identify the account to which it should be credited.
Prohibited Checks. You agree that checks deposited through the use of the Service will not: U.S. Department of Commerce Denied Person’s List or Entity List;
Prohibited Checks. You agree that you will not scan and attempt to deposit any of the following: ● Checks payable to any person or entity other than you (i.e. third party checks); ● Checks containing alterations, illegible items, fraudulent checks, or checks that you should have known or have reason to believe were fraudulent; ● Checks that have been previously deposited at another institution via physical item, image or electronic funds transfer; ● Checks from financial institutions located outside the United States; ● Checks that are not payable in U.S. dollars; ● Checks that are more than six (6) months old (i.e. stale dated) or that are post-dated; ● Substitute checks (a digital reproduction of the front and back of an original check); ● Remotely created checks (a check created by a merchant with a buyer’s checking account number on it, but without the buyer’s original signature); ● Travelers checks and savings bonds; ● Non-negotiable instruments, such as promissory notes; or ● Starter checks or counter checks (checks from a teller window); ● Credit card, Line of Credit, Home Equity, Brokerage and convenience checks. All checks deposited must be payable to you. We are not responsible for Check Images not received or dropped during transmission. A Check Image will be deemed received by us only when an email confirmation has been provided to you indicating the Check Image has been received. Although you may receive confirmation of receipt of your Check Image, the Check Image will still be subject to review before it is submitted for collection and may still be rejected for any reason at our sole discretion. A confirmation is not a representation, warranty or other indication that the Check Image will be presented for collection or will be honored by any collecting or paying bank. If a Check Image received through Mobile Check Deposit is rejected, then you may re-submit the original check for processing, however we reserve the right to refuse to process it and may require you to have the check reissued.
Prohibited Checks. You agree to photograph and deposit only “checks” as defined in the Federal Reserve’s Regulation CC, 12 C.F.R. Part 229. You also agree that you will not photograph and attempt to deposit any of the following: • Checks drawn on financial institutions located outside of the U.S; • Checks not payable in U.S. dollars; • Checks dated more than six (6) months prior to the date of deposit or post-dated (made payable at some point in the future); • Checks payable to any person or entity other than you (e.g., payable to another party and then endorsed to you); • Checks payable to you and another party who is not joint owner on the Account; • Checks that contain evidence of alteration, or that you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check is drawn; • Checks that have been previously deposited through the Mobile Deposit Service or deposited through a similar service at another financial institution; and, • Travelers checks, savings bonds, money orders or postal money orders.
Prohibited Checks. You may only use Mobile Check Deposit to submit eligible checks that are made payable to you, with authentic and authorized signatures, that are not altered. The following checks are ineligible and may not be deposited using Mobile Check Deposit:
a. Checks payable for greater than $1 million USD for deposit;
b. Returned deposit checks;
c. Checks drawn on banks located outside the U.S.;
d. Checks payable in a currency other than USD; and
e. Checks payable to a third party.
Prohibited Checks. You agree that Checks scanned through the use of the Services will not; Endorsement of Checks- You agree to properly endorse each Check prior to submitting such Check through the use of the Services. Image Quality- You are responsible for inspecting and verifying the quality of the images associated with Image Items, thus ensuring that the digitized images of the front and back of original Checks are legible for all posting and clearing purposes by the Credit Union. Specifically, you are representing and warranting to Credit Union that: