Common use of Program Banks Clause in Contracts

Program Banks. Each Program Bank is a separate FDIC-insured depository institution. You can obtain publicly available financial information for all Program Banks at the FDIC’s website at ▇▇▇.▇▇▇▇.▇▇▇; or by contacting the FDIC Division of Depositor and Consumer Protection by letter at ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇.▇., ▇▇▇▇▇▇▇▇▇▇, ▇.▇. ▇▇▇▇▇-9990 or by phone at ▇▇▇-▇▇▇-▇▇▇▇. Interest, Compensation, and Fees Interest: You will receive the interest rate as indicated in your Product Terms for each Sweep Account (as applicable). Any interest rate paid to you in your Sweep Accounts as part of the Program is determined pursuant to agreements with the Program Banks and is subject to change at any time. The interest rate on the Deposit Accounts is determined by the amount that Program Banks are willing to pay on the Deposit Accounts less any fees that may be paid to Stable and Varo as set forth below under “Compensation and Fees.” The interest rate may fluctuate daily.

Program Banks. Each Program Bank is a separate FDIC-insured depository institution. You can obtain publicly available financial information for all Program Banks at the FDIC’s website at ▇▇▇.▇▇▇▇.▇▇▇; or by contacting the FDIC Division of Depositor and Consumer Protection by letter at ▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇.▇., ▇▇▇▇▇▇▇▇▇▇, ▇.▇. ▇▇▇▇▇-9990 -▇▇▇▇ or by phone at ▇▇▇-▇▇▇-▇▇▇▇. Interest, Compensation, and Fees Interest: You will receive the interest rate as indicated in your Product Terms for each Sweep Account (as applicable). Any interest rate paid to you in your Sweep Accounts as part of the Program is determined pursuant to agreements with the Program Banks and is subject to change at any time. The interest rate on the Deposit Accounts is determined by the amount that Program Banks are willing to pay on the Deposit Accounts less any fees that may be paid to Stable and Varo as set forth below under “Compensation and Fees.” The interest rate may fluctuate daily.