Common use of Policy Protection Rider Clause in Contracts

Policy Protection Rider. Protects the death benefit of the base policy and any Estate Protection Rider from lapse as long as the Policy Protection Account Value ("shadow account") is not negative. Allocated Retention Pool -- Effective 10/01/2008 Between HL and Swiss Re Amendment 3 -- Effective July 1, 2010 SCHEDULE A PLANS OF INSURANCE COVERED UNDER THIS AGREEMENT EFFECTIVE JULY 1, 2010 Estate Tax Repeal Rider: This rider will pay the Account Value less indebtedness if the Federal Estate Tax Law is fully repealed by December 31, 2010, and the Ceding Company receives a request for this benefit amount from the policy owner. Foreign Travel Exclusion: Provides a limited death benefit (Account Value less indebtedness) if either insured dies due to travel to, from, or within certain foreign countries, or due directly or indirectly to illness or injury sustained during such travel. GMAB Rider and Paid-Up Life Insurance Rider: Same as Single Life riders. Owner Designated Settlement Option. This rider allows the policy owner to designate a Settlement Option to be used for the payment of Death Proceeds. Allocated Retention Pool -- Effective 10/01/2008 Between HL and Swiss Re Amendment 3 -- Effective July 1, 2010 AMENDMENT 4 EFFECTIVE SEPTEMBER 7, 2010 TO THE AUTOMATIC AND FACULTATIVE MONTHLY RENEWABLE TERM REINSURANCE AGREEMENT EFFECTIVE OCTOBER 1, 2008 BETWEEN HARTFORD LIFE INSURANCE COMPANY ("CEDING COMPANY") AND SWISS RE LIFE & HEALTH AMERICA INC. ("REINSURER") ("AGREEMENT")

Policy Protection Rider. Protects the death benefit of the base policy and any Estate Protection Rider from lapse as long as the Policy Protection Account Value ("shadow account") is not negative. Allocated Retention Pool -- Effective 10/01/2008 Between HL HLIC and Swiss Re TFLIC Amendment 3 4 -- Effective July 1September 7, 2010 SCHEDULE A PLANS OF INSURANCE COVERED UNDER THIS AGREEMENT EFFECTIVE JULY 1SEPTEMBER 7, 2010 Estate Tax Repeal Rider: This rider will pay the Account Value less indebtedness if the Federal Estate Tax Law is fully repealed by December 31, 2010, and the Ceding Company receives a request for this benefit amount from the policy owner. Foreign Travel Exclusion: Provides a limited death benefit (Account Value less indebtedness) if either insured dies due to travel to, from, or within certain foreign countries, or due directly or indirectly to illness or injury sustained during such travel. GMAB Rider and Paid-Up Life Insurance Rider: Same as Single Life riders. Owner Designated Settlement Option. This rider allows the policy owner to designate a Settlement Option to be used for the payment of Death Proceeds. Allocated Retention Pool -- Effective 10/01/2008 Between HL HLIC and Swiss Re TFLIC Amendment 3 4 -- Effective July 1September 7, 2010 AMENDMENT 4 5 EFFECTIVE SEPTEMBER 7AUGUST 1, 2010 TO THE AUTOMATIC AND FACULTATIVE MONTHLY RENEWABLE TERM REINSURANCE AGREEMENT EFFECTIVE OCTOBER 1, 2008 BETWEEN HARTFORD LIFE INSURANCE COMPANY ("CEDING COMPANY") AND SWISS RE TRANSAMERICA FINANCIAL LIFE & HEALTH AMERICA INC. INSURANCE COMPANY ("REINSURER") ("AGREEMENT")

Policy Protection Rider. Protects the death benefit of the base policy and any Estate Protection Rider from lapse as long as the Policy Protection Account Value ("shadow account") is not negative. Allocated Retention Pool -- Effective 10/01/2008 Between HL and Swiss Re Amendment 3 4 -- Effective July 1September 7, 2010 SCHEDULE A PLANS OF INSURANCE COVERED UNDER THIS AGREEMENT EFFECTIVE JULY 1SEPTEMBER 7, 2010 Estate Tax Repeal Rider: This rider will pay the Account Value less indebtedness if the Federal Estate Tax Law is fully repealed by December 31, 2010, and the Ceding Company receives a request for this benefit amount from the policy owner. Foreign Travel Exclusion: Provides a limited death benefit (Account Value less indebtedness) if either insured dies due to travel to, from, or within certain foreign countries, or due directly or indirectly to illness or injury sustained during such travel. GMAB Rider and Paid-Up Life Insurance Rider: Same as Single Life riders. Owner Designated Settlement Option. This rider allows the policy owner to designate a Settlement Option to be used for the payment of Death Proceeds. Allocated Retention Pool -- Effective 10/01/2008 Between HL and Swiss Re Amendment 3 4 -- Effective July 1September 7, 2010 AMENDMENT 4 5 EFFECTIVE SEPTEMBER 7OCTOBER 1, 2010 2008 TO THE AUTOMATIC AND FACULTATIVE MONTHLY RENEWABLE TERM REINSURANCE AGREEMENT EFFECTIVE OCTOBER 1, 2008 BETWEEN HARTFORD LIFE INSURANCE COMPANY ("CEDING COMPANY") AND SWISS RE LIFE & HEALTH AMERICA INC. ("REINSURER") ("AGREEMENT")

Policy Protection Rider. Protects the death benefit of the base policy and any Estate Protection Rider from lapse as long as the Policy Protection Account Value ("shadow account") is not negative. Allocated Retention Pool -- Effective 10/01/2008 Between HL and Swiss Re TFLIC Amendment 3 -- Effective July 1, 2010 SCHEDULE A PLANS OF INSURANCE COVERED UNDER THIS AGREEMENT EFFECTIVE JULY 1, 2010 Estate Tax Repeal Rider: This rider will pay the Account Value less indebtedness if the Federal Estate Tax Law is fully repealed by December 31, 2010, and the Ceding Company receives a request for this benefit amount from the policy owner. Foreign Travel Exclusion: Provides a limited death benefit (Account Value less indebtedness) if either insured dies due to travel to, from, or within certain foreign countries, or due directly or indirectly to illness or injury sustained during such travel. GMAB Rider and Paid-Up Life Insurance Rider: Same as Single Life riders. Owner Designated Settlement Option. This rider allows the policy owner to designate a Settlement Option to be used for the payment of Death Proceeds. Allocated Retention Pool -- Effective 10/01/2008 Between HL and Swiss Re TFLIC Amendment 3 -- Effective July 1, 2010 AMENDMENT 4 EFFECTIVE SEPTEMBER 7, 2010 TO THE AUTOMATIC AND FACULTATIVE MONTHLY RENEWABLE TERM REINSURANCE AGREEMENT EFFECTIVE OCTOBER 1, 2008 BETWEEN HARTFORD LIFE INSURANCE COMPANY ("CEDING COMPANY") AND SWISS RE TRANSAMERICA FINANCIAL LIFE & HEALTH AMERICA INC. INSURANCE COMPANY ("REINSURER") ("AGREEMENT")

Policy Protection Rider. Protects the death benefit of the base policy and any Estate Protection Rider from lapse as long as the Policy Protection Account Value ("shadow account") is not negative. Allocated Retention Pool -- Effective 10/01/2008 Between HL HLAIC and Swiss Re Amendment 3 5 -- Effective July 1September 7, 2010 SCHEDULE A PLANS OF INSURANCE COVERED UNDER THIS AGREEMENT EFFECTIVE JULY 1SEPTEMBER 7, 2010 Estate Tax Repeal Rider: This rider will pay the Account Value less indebtedness if the Federal Estate Tax Law is fully repealed by December 31, 2010, and the Ceding Company receives a request for this benefit amount from the policy owner. Foreign Travel Exclusion: Provides a limited death benefit (Account Value less indebtedness) if either insured dies due to travel to, from, or within certain foreign countries, or due directly or indirectly to illness or injury sustained during such travel. GMAB Rider and Paid-Up Life Insurance Rider: Same as Single Life riders. Owner Designated Settlement Option. This rider allows the policy owner to designate a Settlement Option to be used for the payment of Death Proceeds. Allocated Retention Pool -- Effective 10/01/2008 Between HL HLAIC and Swiss Re Amendment 3 5 -- Effective July 1September 7, 2010 AMENDMENT 4 6 EFFECTIVE SEPTEMBER 7OCTOBER 1, 2010 2008 TO THE AUTOMATIC AND FACULTATIVE MONTHLY RENEWABLE TERM REINSURANCE AGREEMENT EFFECTIVE OCTOBER 1, 2008 BETWEEN HARTFORD LIFE AND ANNUITY INSURANCE COMPANY ("CEDING COMPANY") AND SWISS RE LIFE & HEALTH AMERICA INC. ("REINSURER") ("AGREEMENT")

Policy Protection Rider. Protects the death benefit of the base policy and any Estate Protection Rider from lapse as long as the Policy Protection Account Value ("shadow account") is not negative. Allocated Retention Pool -- Effective 10/01/2008 Between HL HLAIC and Swiss Re Amendment 3 4 -- Effective July 1, 2010 SCHEDULE A PLANS OF INSURANCE COVERED UNDER THIS AGREEMENT EFFECTIVE JULY 1, 2010 Estate Tax Repeal Rider: This rider will pay the Account Value less indebtedness if the Federal Estate Tax Law is fully repealed by December 31, 2010, and the Ceding Company receives a request for this benefit amount from the policy owner. Foreign Travel Exclusion: Provides a limited death benefit (Account Value less indebtedness) if either insured dies due to travel to, from, or within certain foreign countries, or due directly or indirectly to illness or injury sustained during such travel. GMAB Rider and Paid-Up Life Insurance Rider: Same as Single Life riders. Owner Designated Settlement Option. This rider allows the policy owner to designate a Settlement Option to be used for the payment of Death Proceeds. Allocated Retention Pool -- Effective 10/01/2008 Between HL HLAIC and Swiss Re Amendment 3 4 -- Effective July 1, 2010 AMENDMENT 4 5 EFFECTIVE SEPTEMBER 7, 2010 TO THE AUTOMATIC AND FACULTATIVE MONTHLY RENEWABLE TERM REINSURANCE AGREEMENT EFFECTIVE OCTOBER 1, 2008 BETWEEN HARTFORD LIFE AND ANNUITY INSURANCE COMPANY ("CEDING COMPANY") AND SWISS RE LIFE & HEALTH AMERICA INC. ("REINSURER") ("AGREEMENT")

Policy Protection Rider. Protects the death benefit of the base policy and any Estate Protection Rider from lapse as long as the Policy Protection Account Value ("shadow account") is not negative. Allocated Retention Pool -- Effective 10/01/2008 Between HL HLAIC and Swiss Re TLIC Amendment 3 4 -- Effective July 1, 2010 SCHEDULE A PLANS OF INSURANCE COVERED UNDER THIS AGREEMENT EFFECTIVE JULY 1, 2010 Estate Tax Repeal Rider: This rider will pay the Account Value less indebtedness if the Federal Estate Tax Law is fully repealed by December 31, 2010, and the Ceding Company receives a request for this benefit amount from the policy owner. Foreign Travel Exclusion: Provides a limited death benefit (Account Value less indebtedness) if either insured dies due to travel to, from, or within certain foreign countries, or due directly or indirectly to illness or injury sustained during such travel. GMAB Rider and Paid-Up Life Insurance Rider: Same as Single Life riders. Owner Designated Settlement Option. This rider allows the policy owner to designate a Settlement Option to be used for the payment of Death Proceeds. Allocated Retention Pool -- Effective 10/01/2008 Between HL HLAIC and Swiss Re TLIC Amendment 3 4 -- Effective July 1, 2010 AMENDMENT 4 5 EFFECTIVE SEPTEMBER 7, 2010 TO THE AUTOMATIC AND FACULTATIVE MONTHLY RENEWABLE TERM REINSURANCE AGREEMENT EFFECTIVE OCTOBER 1, 2008 BETWEEN HARTFORD LIFE AND ANNUITY INSURANCE COMPANY ("CEDING COMPANY") AND SWISS RE TRANSAMERICA LIFE & HEALTH AMERICA INC. INSURANCE COMPANY ("REINSURER") ("AGREEMENT")