Permanent Partial Disability. 1. Coverage B. of this form applies to compensation payable to an Insured Person as the result of an “accident” to such Insured Person, but only if: a. a limit of insurance for this coverage is shown on the “Policy Declarations”; b. the “accident” takes place in the “coverage territory”; c. the “accident”: i. occurs at any time during the policy period, and ii. directly results, within 365 consecutive days of such “accident” and independently of all other causes, in the loss to the Insured Person of: (a) one or both arms, by paralysis or complete severance through or above the elbow joint; (b) one or both feet, by paralysis or complete severance through or above the ankle joint but below the knee joint; (c) one or more fingers or thumbs, by paralysis or complete severance through or above the first phalange; (d) one or both hands, by paralysis or complete severance through or above the wrist joint but below the elbow joint; (e) hearing in one or both ears, by total and permanent deafness; (f) one or both legs, by paralysis or complete severance through or above the knee joint; (g) sight in one or both eyes, by total and permanent blindness; (h) speech, by total and permanent muteness. 2. When an “accident” results in compensation being payable under this coverage, the Insurer will also pay the reasonable and necessary expenses incurred solely as the result of such “accident” for:
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Sources: General Liability Insurance Agreement, General Liability Insurance Agreement