Common use of PERFORMANCE SUMMARY Clause in Contracts

PERFORMANCE SUMMARY. COLLECTIONS: Collections of Principal Receivables $ 315,581,370.85 Collections of Finance Charge Receivables $ 38,956,957.19 Collections of Interchange (Series 2000-1) $ 965,703.79 Servicer Interchange $ 625,000.00 Net Interchange $ 340,703.79 Collections of Recoveries $ 1,375,896.51 Total Finance Charge Collections $ 41,298,557.49 Total Payment Collections $ 354,538,328.04 Total Collections $ 356,879,928.34 DELINQUENCIES AND LOSSES: End of the month delinquencies: 30 days delinquent $ 37,822,078.98 60 days delinquent $ 25,592,375.62 90 days delinquent $ 22,398,219.32 120 + days delinquent $ 32,193,822.84 Total 30 + days delinquent $ 118,006,496.76 Gross Charge-Offs during the month $ 18,429,504.38 Recoveries during the month $ 1,375,896.51 Net Charge-Offs during the month $ 17,053,607.87 Defaulted Amount (excluding recoveries) $ 18,429,504.38 # of Accounts Amount ------------- ------ Total amount/number of Accounts in Trust (at end of month) 2,310,820 $3,149,629,952.28

PERFORMANCE SUMMARY. COLLECTIONS: Collections of Principal Receivables $ 315,581,370.85 Collections of Finance Charge Receivables $ 38,956,957.19 Collections of Interchange (Series 20001999-12) $ 965,703.79 643,802.53 Servicer Interchange $ 625,000.00 416,666.66 Net Interchange $ 340,703.79 227,135.87 Collections of Recoveries $ 1,375,896.51 Total Finance Charge Collections $ 41,298,557.49 40,976,656.23 Total Payment Collections $ 354,538,328.04 Total Collections $ 356,879,928.34 356,558,027.08 DELINQUENCIES AND LOSSES: End of the month delinquencies: 30 days delinquent $ 37,822,078.98 60 days delinquent $ 25,592,375.62 90 days delinquent $ 22,398,219.32 120 + days delinquent $ 32,193,822.84 Total 30 + days delinquent $ 118,006,496.76 Gross Charge-Offs during the month $ 18,429,504.38 Recoveries during the month $ 1,375,896.51 Net Charge-Offs during the month $ 17,053,607.87 Defaulted Amount (excluding recoveries) $ 18,429,504.38 # of Accounts Amount ------------- ------ Total amount/number of Accounts in Trust (at end of month) 2,310,820 $3,149,629,952.28