Common use of Payment Rate Tables Clause in Contracts

Payment Rate Tables. The guaranteed monthly payment rates for both a fixed payment plan and the first payment under a variable payment plan are shown in the Payment Rate Tables. The tables show rates for the Installment Income Plan for a Specified Period (Option B) and Life Income Plans (Options C and E). Life Income Plan (Option C or E) rates are based on the sex and adjusted age of any individual upon whose life payments depend. The adjusted age is: • the age on the birthday that is nearest to the date on which the payment plan takes effect; plus • the age adjustment shown below for the number of Contract Years that have elapsed from the Issue Date to the date that the payment plan takes effect. A part of a Contract Year is counted as a full year. CONTRACT YEARS ELAPSED AGE ADJUSTMENT CONTRACT YEARS ELAPSED AGE ADJUSTMENT 1 to 8 0 33 to 40 -4 9 to 16 -1 41 to 48 -5 17 to 24 -2 49 or more -6 Current Fixed Payment Plan Rates • Installment Income for Specified Period (Option B). The Company may offer fixed payment plan rates higher than those guaranteed in this contract with conditions on withdrawal.

Payment Rate Tables. The guaranteed monthly payment rates for both a fixed payment plan and the first payment under a variable payment plan are shown in the Payment Rate Tables. The tables show rates for the Installment Income Plan for a Specified Period (Option B) and Life Income Plans (Options C and E). Life Income Plan (Option C or E) rates are based on the sex and adjusted age of any individual upon whose life payments depend. The adjusted age is: • the age on the birthday that is nearest to the date on which the payment plan takes effect; plus • the age adjustment shown below for the number of Contract Years that have elapsed from the Issue Date to the date that the payment plan takes effect. A part of a Contract Year is counted as a full year. CONTRACT YEARS ELAPSED AGE ADJUSTMENT CONTRACT YEARS ELAPSED ELPASED AGE ADJUSTMENT 1 to 8 0 33 to 40 -4 9 to 16 -1 41 to 48 -5 17 to 24 -2 49 or more -6 Current Fixed Payment Plan Rates • Installment Income for Specified Period (Option B). The Company may offer fixed payment plan rates higher than those guaranteed in this contract with conditions on withdrawal.

Payment Rate Tables. The guaranteed monthly payment rates for both a fixed payment plan and the first payment under a variable payment plan are shown in the Payment Rate Tables. The tables show rates for the Installment Income Plan for a Specified Period (Option B) and Life Income Plans (Options C and E). Life Income Plan (Option C or E) rates are based on the sex and adjusted age of any individual upon whose life payments depend. The adjusted age is: • the age on the birthday that is nearest to the date on which the payment plan takes effect; plus • the age adjustment shown below for the number of Contract Years that have elapsed from the Issue Date to the date that the payment plan takes effect. A part of a Contract Year is counted as a full year. CONTRACT YEARS ELAPSED AGE ADJUSTMENT CONTRACT YEARS ELAPSED AGE ADJUSTMENT 1 9 to 8 0 16 -1 17 to 24 -2 25 to 32 -3 33 to 40 -4 9 to 16 -1 41 to 48 -5 17 to 24 -2 49 or more -6 Current Fixed Payment Plan Rates • Installment Income for For Specified Period (Option B). The Company may offer fixed payment plan rates higher than those guaranteed in this contract with conditions on withdrawal. • Life Income Plans (Option C or E). Payments will be based on rates declared by the Company which will not be less than the rates guaranteed in this contract. The declared rates will provide at least as much income as would the Company’s rates, on the date that the payment plan takes effect, for a single premium immediate annuity contract.

Payment Rate Tables. The guaranteed monthly payment rates for both a fixed payment plan and the first payment under a variable payment plan are shown in the Payment Rate Tables. The tables show rates for the Installment Income Plan for a Specified Period (Option B) and Life Income Plans (Options C and E). Life Income Plan (Option C or E) rates are based on the sex and adjusted age of any individual upon whose life payments depend. The adjusted age is: • the age on the birthday that is nearest to the date on which the payment plan takes effect; plus • the age adjustment shown below for the number of Contract Years that have elapsed from the Issue Date to the date that the payment plan takes effect. A part of a Contract Year is counted as a full year. CONTRACT YEARS ELAPSED AGE ADJUSTMENT CONTRACT YEARS ELAPSED AGE ADJUSTMENT 1 9 to 8 0 16 -1 17 to 24 -2 25 to 32 -3 33 to 40 -4 9 to 16 -1 41 to 48 -5 17 to 24 -2 49 or more -6 Current Fixed Payment Plan Rates • Installment Income for For Specified Period (Option B). The Company may offer fixed payment plan rates higher than those guaranteed in this contract with conditions on withdrawal.

Payment Rate Tables. The guaranteed monthly payment rates for both a fixed payment plan and the first payment under a variable payment plan are shown in the Payment Rate Tables. The tables show rates for the Installment Income Plan for a Specified Period (Option B) and Life Income Plans (Options C and E). Life Income Plan (Option C or E) rates are based on the sex and adjusted age of any individual upon whose life payments depend. The adjusted age is: • the age on the birthday that is nearest to the date on which the payment plan takes effect; plus • the age adjustment shown below for the number of Contract Years that have elapsed from the Issue Date to the date that the payment plan takes effect. A part of a Contract Year is counted as a full year. CONTRACT YEARS ELAPSED AGE ADJUSTMENT CONTRACT YEARS ELAPSED AGE ADJUSTMENT 1 to 8 0 33 to 40 -4 9 to 16 -1 41 to 48 -5 17 to 24 -2 49 or more -6 25 to 32 -3 Current Fixed Payment Plan Rates • Installment Income for Specified Period (Option B). The Company may offer fixed payment plan rates higher than those guaranteed in this contract with conditions on withdrawal.

Payment Rate Tables. The guaranteed monthly payment rates for both a fixed payment plan and the first payment under a variable payment plan are shown in the Payment Rate Tables. The tables show rates for the Installment Income Plan for a Specified Period (Option B) and Life Income Plans (Options C and E). Life Income Plan (Option C or E) rates are based on the sex and adjusted age of any individual upon whose life payments depend. The adjusted age is: • the age on the birthday that is nearest to the date on which the payment plan takes effect; plus • the age adjustment shown below for the number of Contract Years that have elapsed from the Issue Date to the date that the payment plan takes effect. A part of a Contract Year is counted as a full year. CONTRACT YEARS ELAPSED AGE ADJUSTMENT CONTRACT YEARS ELAPSED AGE ADJUSTMENT 1 9 to 8 0 16 -1 17 to 24 -2 25 to 32 -3 33 to 40 -4 9 to 16 -1 41 to 48 -5 17 to 24 -2 49 or more -6 Current Fixed Payment Plan Rates • Installment Income for For Specified Period (Option B). The Company may offer fixed payment plan rates higher than those guaranteed in this contract with conditions on withdrawal. • Life Income Plans (Option C or E). Payments will be based on rates declared by the Company which will not be less than the rates guaranteed in this contract. The declared rates will provide at least as much income as would the Company’s rates, on the date that the payment plan takes effect, for a single premium immediate annuity contract.

Payment Rate Tables. The guaranteed monthly payment rates for both a fixed payment plan and the first payment under a variable payment plan are shown in the Payment Rate Tables. The tables show rates for the Installment Income Plan for a Specified Period (Option B) and Life Income Plans (Options C and E). Life Income Plan (Option C or E) rates are based on the sex and adjusted age of any individual upon whose life payments depend. The adjusted age is: • the age on the birthday that is nearest to the date on which the payment plan takes effect; plus • the age adjustment shown below for the number of Contract Years that have elapsed from the Issue Date to the date that the payment plan takes effect. A part of a Contract Year is counted as a full year. CONTRACT YEARS ELAPSED AGE ADJUSTMENT CONTRACT YEARS ELAPSED AGE ADJUSTMENT 1 25 to 8 0 32 -3 33 to 40 -4 9 to 16 -1 41 to 48 -5 17 to 24 -2 49 or more -6 Current Fixed Payment Plan Rates • Installment Income for Specified Period (Option B). The Company may offer fixed payment plan rates higher than those guaranteed in this contract with conditions on withdrawal.

Payment Rate Tables. The guaranteed monthly payment rates for both a fixed payment plan and the first payment under a variable payment plan are shown in the Payment Rate Tables. The tables show rates for the Installment Income Plan for a Specified Period (Option B) and Life Income Plans (Options C and E). Life Income Plan (Option C or E) rates are based on the sex and adjusted age of any individual upon whose life payments depend. The adjusted age is: • the age on the birthday that is nearest to the date on which the payment plan takes effect; plus • the age adjustment shown below for the number of Contract Years that have elapsed from the Issue Date to the date that the payment plan takes effect. A part Dart of a Contract Year is counted as a full year. CONTRACT YEARS ELAPSED AGE ADJUSTMENT CONTRACT YEARS ELAPSED AGE ADJUSTMENT 1 25 to 8 0 32 -3 33 to 40 -4 9 to 16 -1 41 to 48 -5 17 to 24 -2 49 or more -6 Current Fixed Payment Plan Rates • Installment Income for Specified Period (Option B). The Company may offer fixed payment plan rates higher than those guaranteed in this contract Contract with conditions on withdrawal.