Common use of Our Liability for Failing to Make Transfers Clause in Contracts

Our Liability for Failing to Make Transfers. If we do not complete an electronic fund transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions, including but not limited to the following: • Through no fault of ours, you do not have enough available funds in your account to make the transfer; • Circumstances beyond our control such as fire, flood, and water damage, power failure, strike, labor dispute, computer breakdown, telephone line disruption, natural disaster or a rolling blackout preventing or delaying the transfer despite reasonable precautions taken by us; • The system, ATM or POS terminal was not working properly and you knew about the problem when you started the transaction; • The funds in your account are subject to legal process, an uncollected funds hold or are otherwise not available for withdrawal; • The information supplied by you or a third party is incorrect, incomplete, ambiguous or untimely; • We have reason to believe the transaction may not be authorized by you. The transaction cannot be completed because your Card is damaged; or • Other exceptions stated in this Agreement.

Our Liability for Failing to Make Transfers. If we do not complete an electronic fund transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions, including but not limited to the following: • Through no fault of ours, you do not have enough available funds in your account to make the transferthetransfer; • Circumstances beyond our control such as fire, flood, and water damage, power failure, strike, labor dispute, computer breakdown, telephone line disruption, natural disaster or a rolling blackout preventing or delaying the transfer despite reasonable precautions taken by us; • The system, ATM or POS terminal was not working properly and you knew about the problem when you started the transaction; • The funds in your account are subject to legal process, an uncollected funds hold or are otherwise not available for withdrawal; • The information supplied by you or a third party is incorrect, incomplete, ambiguous or untimely; • We have reason to believe the transaction may not be authorized by you. The transaction cannot be completed because your Card is damaged; or • Other exceptions stated in this Agreement.

Our Liability for Failing to Make Transfers. If we do not complete an electronic fund transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions, including but not limited to the following: • Through no fault of ours, you do not have enough available funds in your account to make the transfer; • Circumstances beyond our control such as fire, flood, and water damage, power failure, strike, labor dispute, computer breakdown, telephone line disruption, natural disaster or a rolling blackout preventing or delaying the transfer despite reasonable precautions taken by us; • The system, ATM or POS terminal was not working properly and you knew about the problem when you started the transaction; • The funds in your account are subject to legal process, an uncollected funds hold or are otherwise not available for withdrawal; • The information supplied by you or a third party is incorrect, incomplete, ambiguous or untimelyoruntimely; • We have reason to believe the transaction may not be authorized by you. The transaction cannot be completed because your Card is damaged; or • Other exceptions stated in this Agreement.

Our Liability for Failing to Make Transfers. If we do not complete an electronic fund transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions, including but not limited to the following: • x Through no fault of ours, you do not have enough available funds in your account to make the transfer; • x Circumstances beyond our control such as fire, flood, and water damage, power failure, strike, labor dispute, computer breakdown, telephone line disruption, natural disaster or a rolling blackout preventing or delaying the transfer despite reasonable precautions taken by usxxxx; • x The system, ATM or POS terminal was not working properly and you knew about the problem when you started the transaction; • x The funds in your account are subject to legal process, an uncollected funds hold or are otherwise not available for withdrawal; • x The information supplied by you or a third party is incorrect, incomplete, ambiguous or untimely; • x We have reason to believe the transaction may not be authorized by you. The transaction cannot be completed because your Card is damaged; or • x Other exceptions stated in this Agreement.