Common use of Optional Overdraft Transactions Clause in Contracts

Optional Overdraft Transactions. If you would like to include ATM transactions and non-recurring debit card transactions in the Service, you are required to “opt-in” (in other words, you must provide us with your affirmative consent). Choosing not to opt in may result in these transactions being declined if your available balance is insufficient to cover the transaction. You understand and agree that we do not require you to authorize the Service for your ATM transactions and non-recurring debit card transactions as a condition of us providing the Service to you for the other types of transactions subject to this Courtesy Pay Service Agreement. If you want the Credit Union to authorize and pay overdrafts for ATM transactions and non-recurring debit card transactions, you must provide us with your consent by: (1) calling us toll-free at (▇▇▇) ▇▇▇-▇▇▇▇;