Open Banking. Open Banking is a secure method of providing access to your financial information both for yourself and for other financial organisations. For more information about open banking please see xxxxx://xxx.xxxxxxxxxxx.xxx.xx We use Credit Kudos to obtain information from your bank account(s) only with explicit consent. This service is optional and further information will be available before using this provision. Address: 0 Xxxx Xxxxx, Xxxxxx, XX0X 0XX Phone: TBA Website: xxxxx://xxx.xxxxxxxxxxx.xxx/about Sharing your personal data with other third parties We may also share your personal data with third parties such as: A third party nominated by you, who acts on your behalf such as a relative, advice agency or legal representative; A third party who acts as our agent such as a debt collection agency, or our legal representatives; A lender; A third party where we are required by law such as enforcement agencies, judicial bodies, government entities, tax authorities, regulatory bodies and ombudsmen/reconciliation schemes. How long will we keep your data for and how do we protect it? We will retain your personal data for no longer than one year from the date of access unless. You have entered into an agreement with us, whereby we will retain your personal data for six year from the date your agreement ends, or longer if required to do so by a regulator or by law. This will help us to answer any enquiries or resolve any complaints you may have. After this period, your personal data will be deleted and/or anonymised. Safeguarding your personal data is paramount to the way we run our business. Data will be processed in a manner that ensures appropriate security of your personal data, including protection against unauthorised or unlawful processing and against accidental loss, destruction or damage using appropriate technical and organisational measures. Any personal data we collect from you will not be transferred outside the European Economic Area. Your data rights Access – you have the right to access the personal data we hold about you. This information is provided to you free of charge however, we can refuse to respond or charge a 'reasonable fee' when a request is manifestly unfounded, excessive or repetitive. Rectification – you have the right to rectify inaccurate personal data we hold about you. If personal data is incomplete, taking into account the purposes of the processing, you also have the right to have incomplete data completed. If any personal data ...
Open Banking. We shall use its reasonable endeavours to provide a link to the software domain controlled by a third party supplier (Nuapay) from which Your user may instigate an open banking transaction, (the “Open Banking Transaction”) In this scenario the third party supplier shall act as a Payment Initiation Service Provider (PISP) We shall not be responsible for such transactions, other than in any period where the transaction is routed through the Payment Services Platform or other payment gateway infrastructure operated by We, and other than for such period the transaction shall be deemed as out of scope. Your use of the software service provided by the PISP shall be subject to the terms and conditions set out in Annex 1 below The charge for an Open Banking Transaction shall be as indicated on the Statement of Work. ANNEX 1 THIRD PARTY TERMS AND CONDITIONS APPLYING TO THE NUAPAY SERVICE Definitions In this Annex 1: We, means the company PayFac Limited whose company number is 03539217) with its principal place of business at 00 Xxxxxxx Xxxxxx, London, EC2V 7NQ and who is authorised by the Financial Conduct Authority (FCA) of the UK as an Authorised Payment Institute with Firm Registration Number. FCA FRN 835764. EML Group of companies means a company which is a member of EML PLC and shall be construed accordingly Nuapay means the company Sentenial Limited, trading as Nuapay, incorporated and registered in the UK with company number 6566456 having its registered address as 4th Floor 00 Xxxxx Xx. Xxxxx'x, Xxxxxx, Xxxxxxx, XX0X 0XX Nuapay Services means the software services as set out in the Statement of Work which provide the ability for the You to offer its users the ability to instigate an open banking payment transaction.
Open Banking. You shall maintain a connection with XxXxx’s Open Banking provider, currently Plaid, at all times that this Payment Plan is effective and you acknowledge and agree that your connection to XxXxx’s Open Banking nominated provider is a required component of this Payment Plan.
