Common use of Online Services Clause in Contracts

Online Services. a. This Agreement permits you to access certain services through Aspiration’s website(s) and mobile application (“Online Services”). You understand that Online Services may be governed by other terms and conditions, including, without limitation, the Schedules set forth herein, the Platform Policies, the User Terms, and our Privacy Policies, all of which supplement this Agreement. b. You acknowledge and agree that we may monitor and record your use of its website and any communications between us and you that occur over the Internet or any other network, including telephone, cable and wireless networks, and that it may use the resulting information for internal purposes or as may be required by applicable laws . Any such monitoring and recording will be carried out consistent with Aspiration’s Privacy Policy and the Bank’s Privacy Policy. c. We are not responsible for any computer virus, problems or malfunctions resulting from a computer virus, or related problems that may be associated with accessing the Internet or the Online Services. We recommend that you routinely update your virus software, apply all security d. You authorize us to follow any instructions entered through the Online Services notwithstanding any dual or multiple signature requirement identified in documentation relating to your Account. You agree and intend that the authorization of transactions through the Online Services shall be considered the same as your written signature in authorizing us to perform any actions relating to the transactions requested. You also agree that use of your password is the agreed security procedure to access the Online Services and that such security procedure is commercially reasonable. You agree to keep your password confidential, to prevent unauthorized access to your Account, and to prevent unauthorized use of the Online Services. You agree not to give your password or make it available to any person or entity who is not authorized to access your Account for the purpose of performing the transactions contemplated by this Agreement or who intends or may use the Online Services for the purpose of accessing and compiling account data for such person’s or entity’s own commercial gain. You should change your password frequently. You understand that for security purposes, we may require you to periodically change your password used to access your Account. You are responsible for all transactions you initiate or authorize using the Online Services. If you allow any other person to use your password or the Online Services, you will have authorized that person to access your Account and you are responsible for all transactions that person initiates or authorizes in connection with your Account. Tell us AT ONCE if you believe that your password has been lost or stolen or that a Service Account has been or may be accessed without your authorization. You agree to take any reasonable actions requested by us to prevent unauthorized transactions to your Account. Notwithstanding anything to the contrary in this Agreement, you will be liable for any unauthorized use of the Online Services in these instances unless otherwise provided by Applicable Law or this Agreement, including any Supplements. e. In addition to protecting your password and other Account information, you should also take precautions to protect your personal identification information, such as your driver’s license, Social Security number, etc. This information by itself or together with other Account information may allow unauthorized access to your Account. It is your responsibility to treat personal information with the same level of care as your Account information. You also are responsible for protecting and securing all information and data stored on your access device’s hard drive or similar storage system. f. Note that so long as we send communications to you at the physical or electronic address of record given on the application, or to any other address given to us by an authorized person, the communications are legally presumed to have been delivered, whether you actually receive them or not. In addition, confirmations and statements are legally presumed to be accurate unless you specifically tell us otherwise. g. If you have not received a communication you expected, or if you have a question or believe you have found an error in any communication from us, telephone us immediately, then follow up with written confirmation. h. You agree to notify us immediately if:

Online Services. a. This Agreement permits you to access certain services through AspirationBroker’s website(s) and mobile application (“Online Services”). (You understand that Online Services may also be eligible to use certain mobile services offered by Broker. Those services are governed by other terms and conditionsa Mobile Services Addendum, including, without limitation, the Schedules set forth herein, the Platform Policies, the User Terms, and our Privacy Policies, all of which supplement supplements this Agreement.) b. You acknowledge and agree that we Broker may monitor and record your use of its website and any communications between us Broker and you that occur over the Internet or any other network, including telephone, cable and wireless networks, and that it may use the resulting information for internal purposes or as may be required by applicable laws Applicable Law as defined below. Any such monitoring and recording will be carried out consistent with AspirationBroker’s Privacy Policy and the Bank’s Privacy Policyprivacy policy. c. We are Broker is not responsible for any computer virus, problems or malfunctions resulting from a computer virus, or related problems that may be associated with accessing the Internet or the Online Services. We recommend that you routinely update your virus software, apply all securitysecurity patches for your operating system and install a firewall on your access device. We are not responsible for any errors or failures resulting from defects or malfunctions of the software associated with the Online Services. WE MAKE NO WARRANTY, EITHER EXPRESS OR IMPLIED, TO YOU REGARDING YOUR ACCESS DEVICE OR RELATED EQUIPMENT, OR YOUR INTERNET SERVICE PROVIDER OR ITS EQUIPMENT, INCLUDING BUT NOT LIMITED TO, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. d. You authorize us to follow any instructions entered through the Online Services notwithstanding any dual or multiple signature requirement identified in documentation relating to your Account. You agree and intend that the authorization of transactions through the Online Services shall be considered the same as your written signature in authorizing us to perform any actions relating to the transactions requested. You also agree that use of your password is the agreed security procedure to access the Online Services and that such security procedure is commercially reasonable. You agree to keep your password confidential, to prevent unauthorized access to your Account, and to prevent unauthorized use of the Online Services. You agree not to give your password or make it available to any person or entity who is not authorized to access your Account for the purpose of performing the transactions contemplated by this Agreement or who intends or may use the Online Services for the purpose of accessing and compiling account data for such person’s or entity’s own commercial gain. You should change your password frequently. You understand that for security purposes, we Broker may require you to periodically change your password used to access your Account. You are responsible for all transactions you initiate or authorize using the Online Services. If you allow any other person to use your password or the Online Services, you will have authorized that person to access your Account and you are responsible for all transactions that person initiates or authorizes in connection with your Account. Tell us AT ONCE if you believe that your password has been lost or stolen or that a Service Account has been or may be accessed without your authorization. You agree to take any reasonable actions requested by us to prevent unauthorized transactions to your Account. Notwithstanding anything to the contrary in this Agreement, you will be liable for any unauthorized use of the Online Services in these instances unless otherwise provided by Applicable Law or this Agreement, including any Supplements. e. In addition to protecting your password and other Account information, you should also take precautions to protect your personal identification information, such as your driver’s license, Social Security number, etc. This information by itself or together with other Account information may allow unauthorized access to your Account. It is your responsibility to treat personal information with the same level of care as your Account information. You also are responsible for protecting and securing all information and data stored on your access device’s hard drive or similar storage system. f. Note that so long as we send communications to you at the physical or electronic address of record given on the application, or to any other address given to us by an authorized person, the communications are legally presumed to have been delivered, whether you actually receive them or not. In addition, confirmations and statements are legally presumed to be accurate unless you specifically tell us otherwise. g. If you have not received a communication you expected, or if you have a question or believe you have found an error in any communication from us, telephone us immediately, then follow up with written confirmation. h. You agree to notify us immediately if:

Online Services. a. This Agreement permits you to access certain services through Aspiration’s website(s) and mobile application (“Online Services”). You understand that Online Services may be governed by other terms and conditions, including, without limitation, the Schedules set forth herein, the Platform Policies, the User Terms, and our Privacy Policies, all of which supplement this Agreement.set b. You acknowledge and agree that we may monitor and record your use of its website and any communications between us and you that occur over the Internet or any other network, including telephone, cable and wireless networks, and that it may use the resulting information for internal purposes or as may be required by applicable laws laws. Any such monitoring and recording will be carried out consistent with Aspiration’s Privacy Policy and the Bank’s Privacy Policy. c. We are not responsible for any computer virus, problems or malfunctions resulting from a computer virus, or related problems that may be associated with accessing the Internet or the Online Services. We recommend that you routinely update your virus software, apply all securitysecurity patches for your operating system and install a firewall on your access device. We are not responsible for any errors or failures resulting from defects or malfunctions of the software associated with the Online Services. WE MAKE NO WARRANTY, EITHER EXPRESS OR IMPLIED, TO YOU REGARDING YOUR ACCESS DEVICE OR RELATED EQUIPMENT, OR YOUR INTERNET SERVICE PROVIDER OR ITS EQUIPMENT, INCLUDING BUT NOT LIMITED TO, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. d. You authorize us to follow any instructions entered through the Online Services notwithstanding any dual or multiple signature requirement identified in documentation relating to your Account. You agree and intend that the authorization of transactions through the Online Services shall be considered the same as your written signature in authorizing us to perform any actions relating to the transactions requested. You also agree that use of your password is the agreed security procedure to access the Online Services and that such security procedure is commercially reasonable. You agree to keep your password confidential, to prevent unauthorized access to your Account, and to prevent unauthorized use of the Online Services. You agree not to give your password or make it available to any person or entity who is not authorized to access your Account for the purpose of performing the transactions contemplated by this Agreement or who intends or may use the Online Services for the purpose of accessing and compiling account data for such person’s or entity’s own commercial gain. You should change your password frequently. You understand that for security purposes, we may require you to periodically change your password used to access your Account. You are responsible for all transactions you initiate or authorize using the Online Services. If you allow any other person to use your password or the Online Services, you will have authorized that person to access your Account and you are responsible for all transactions that person initiates or authorizes in connection with your Account. Tell us AT ONCE if you believe that your password has been lost or stolen or that a Service Account has been or may be accessed without your authorization. You agree to take any reasonable actions requested by us to prevent unauthorized transactions to your Account. Notwithstanding anything to the contrary in this Agreement, you will be liable for any unauthorized use of the Online Services in these instances unless otherwise provided by Applicable Law or this Agreement, including any Supplements. e. In addition to protecting your password and other Account information, you should also take precautions to protect your personal identification information, such as your driver’s license, Social Security number, etc. This information by itself or together with other Account information may allow unauthorized access to your Account. It is your responsibility to treat personal information with the same level of care as your Account information. You also are responsible for protecting and securing all information and data stored on your access device’s hard drive or similar storage system. f. Note that so long as we send communications to you at the physical or electronic address of record given on the application, or to any other address given to us by an authorized person, the communications are legally presumed to have been delivered, whether you actually receive them or not. In addition, confirmations and statements are legally presumed to be accurate unless you specifically tell us otherwise. g. If you have not received a communication you expected, or if you have a question or believe you have found an error in any communication from us, telephone us immediately, then follow up with written confirmation. h. You agree to notify us immediately if:

Online Services. a. 7.1. This Agreement permits you to access certain services Service through Aspiration’s Vendor and affiliate website(s) and mobile application (“Online Services”) (See Section 1. Entity Organization). You understand that Online Services may also be eligible to use certain mobile services offered by Vendor. Those services are governed by other terms and conditionsaffiliate’s Mobile Services Addendum, including, without limitation, the Schedules set forth herein, the Platform Policies, the User Terms, and our Privacy Policies, all of which supplement supplements this Agreement. b. 7.2. You acknowledge and agree that we Vendor may monitor and record your use of its website and any communications between us Vendor and you that occur over the Internet or any other network, including telephone, cable and wireless networks, and that it may use the resulting information for internal purposes or as may be required by applicable laws Applicable Law as defined below. Any such monitoring and recording will be is carried out consistent with Aspirationan affiliate’s Privacy Policy and the Bank’s Privacy Policy.privacy policy c. We are 7.3. Vendor is not responsible for any computer virus, problems or malfunctions resulting from a computer virus, or related problems that may be associated with accessing the Internet or the Online Services. We recommend that you routinely update your virus software, apply all securitysecurity patches for your operating system and install a firewall on your access device. We are not responsible for any errors or failures resulting from defects or malfunctions of the software associated with the Online Services. WE MAKE NO WARRANTY, EITHER EXPRESS OR IMPLIED, TO YOU REGARDING YOUR ACCESS DEVICE OR RELATED EQUIPMENT, OR YOUR INTERNET SERVICE PROVIDER OR ITS EQUIPMENT, INCLUDING BUT NOT LIMITED TO, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. d. 7.4. You authorize us to follow any instructions entered through the Online Services notwithstanding any dual or multiple signature requirement identified in documentation relating to your AccountService. You agree and intend that the authorization of transactions through the Online Services shall be considered the same as your written signature in authorizing us to perform any actions relating to the transactions requested. You also agree that use of your password is the agreed security procedure to access the Online Services and that such security procedure is commercially reasonable. You agree to keep your password confidential, to prevent unauthorized access to your AccountService, and to prevent unauthorized use of the Online Services. You agree not to give your password or make it available to any person or entity who is not authorized to access your Account Service for the purpose of performing the transactions contemplated by this Agreement or who intends or may use the Online Services for the purpose of accessing and compiling account data for such person’s or entity’s own commercial gain. You should change your password frequently. You understand that for security purposes, we Vendor may require you to periodically change your password used to access your AccountService. You are responsible for all transactions you initiate or authorize using the Online Services. If you allow any other person to use your password or the Online Services, you will have authorized authorize that person to access your Account Service and you are responsible for all transactions that person initiates or authorizes in connection with your AccountService. Tell us AT ONCE if you believe that your password has been lost or stolen or that a Service Account has been or may be accessed without your authorizationService 7.5. You agree to take any reasonable actions requested by us to prevent unauthorized transactions to your Account. Notwithstanding anything to the contrary in this Agreement, you will be liable for any unauthorized use of the Online Services in these instances unless otherwise provided by Applicable Law or this Agreement, including any Supplements. e. In addition to protecting your password and other Account Service information, you should also take precautions to protect your personal identification information, such as your driver’s license, Social Security number, etc. This information by itself or together with other Account Service information may allow unauthorized access to your AccountService. It is your responsibility to treat personal information with the same level of care as your Account Service information. You also are responsible for protecting and securing all information and data stored on your access device’s hard drive or similar storage system. f. Note that so long as we send communications to you at the physical or electronic address of record given on the application, or to any other address given to us by an authorized person, the communications are legally presumed to have been delivered, whether you actually receive them or not. In addition, confirmations and statements are legally presumed to be accurate unless you specifically tell us otherwise. g. If you have not received a communication you expected, or if you have a question or believe you have found an error in any communication from us, telephone us immediately, then follow up with written confirmation. h. You agree to notify us immediately if:

Online Services. a. This Agreement permits you to access certain services through Aspiration’s website(s) and mobile application (“Online Services”). You understand that Online Services may be governed by other terms and conditions, including, without limitation, the Schedules set forth herein, the Platform Policies, the User Terms, and our Privacy Policies, all of which supplement this Agreement. b. You acknowledge and agree that we may monitor and record your use of its website and any communications between us and you that occur over the Internet or any other network, including telephone, cable and wireless networks, and that it may use the resulting information for internal purposes or as may be required by applicable laws . Any such monitoring and recording will be carried out consistent with Aspiration’s Privacy Policy and the Bank’s Privacy Policy. c. We are not responsible for any computer virus, problems or malfunctions resulting from a computer virus, or related problems that may be associated with accessing the Internet or the Online Services. We recommend that you routinely update your virus software, apply all securitysecurity patches for your operating system and install a firewall on your access device. We are not responsible for any errors or failures resulting from defects or malfunctions of the software associated with the Online Services. WE MAKE NO WARRANTY, EITHER EXPRESS OR IMPLIED, TO YOU REGARDING YOUR ACCESS DEVICE OR RELATED EQUIPMENT, OR YOUR INTERNET SERVICE PROVIDER OR ITS EQUIPMENT, INCLUDING BUT NOT LIMITED TO, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. d. You authorize us to follow any instructions entered through the Online Services notwithstanding any dual or multiple signature requirement identified in documentation relating to your Account. You agree and intend that the authorization of transactions through the Online Services shall be considered the same as your written signature in authorizing us to perform any actions relating to the transactions requested. You also agree that use of your password is the agreed security procedure to access the Online Services and that such security procedure is commercially reasonable. You agree to keep your password confidential, to prevent unauthorized access to your Account, and to prevent unauthorized use of the Online Services. You agree not to give your password or make it available to any person or entity who is not authorized to access your Account for the purpose of performing the transactions contemplated by this Agreement or who intends or may use the Online Services for the purpose of accessing and compiling account data for such person’s or entity’s own commercial gain. You should change your password frequently. You understand that for security purposes, we may require you to periodically change your password used to access your Account. You are responsible for all transactions you initiate or authorize using the Online Services. If you allow any other person to use your password or the Online Services, you will have authorized that person to access your Account and you are responsible for all transactions that person initiates or authorizes in connection with your Account. Tell us AT ONCE if you believe that your password has been lost or stolen or that a Service Account has been or may be accessed without your authorization. You agree to take any reasonable actions requested by us to prevent unauthorized transactions to your Account. Notwithstanding anything to the contrary in this Agreement, you will be liable for any unauthorized use of the Online Services in these instances unless otherwise provided by Applicable Law or this Agreement, including any Supplements.to e. In addition to protecting your password and other Account information, you should also take precautions to protect your personal identification information, such as your driver’s license, Social Security number, etc. This information by itself or together with other Account information may allow unauthorized access to your Account. It is your responsibility to treat personal information with the same level of care as your Account information. You also are responsible for protecting and securing all information and data stored on your access device’s hard drive or similar storage system. f. Note that so long as we send communications to you at the physical or electronic address of record given on the application, or to any other address given to us by an authorized person, the communications are legally presumed to have been delivered, whether you actually receive them or not. In addition, confirmations and statements are legally presumed to be accurate unless you specifically tell us otherwise. g. If you have not received a communication you expected, or if you have a question or believe you have found an error in any communication from us, telephone us immediately, then follow up with written confirmation. h. You agree to notify us immediately if:

Online Services. a. This Agreement permits you to access certain services through Aspiration’s website(s) and mobile application (“Online Services”). You understand that Online Services may be governed by other terms and conditions, including, without limitation, the Schedules set forth herein, the Platform Policies, the User Terms, and our Privacy Policies, all of which supplement this Agreement. b. You acknowledge and agree that we may monitor and record your use of its website and any communications between us and you that occur over the Internet or any other network, including telephone, cable and wireless networks, and that it may use the resulting information for internal purposes or as may be required by applicable laws . Any such monitoring and recording will be carried out consistent with Aspiration’s Privacy Policy and the Bank’s Privacy Policy. c. We are not responsible for any computer virus, problems or malfunctions resulting from a computer virus, or related problems that may be associated with accessing the Internet or the Online Services. We recommend that you routinely update your virus software, apply all securitysecurity patches for your operating system and install a firewall on your access device. We are not responsible for any errors or failures resulting from defects or malfunctions of the software d. You authorize us to follow any instructions entered through the Online Services notwithstanding any dual or multiple signature requirement identified in documentation relating to your Account. You agree and intend that the authorization of transactions through the Online Services shall be considered the same as your written signature in authorizing us to perform any actions relating to the transactions requested. You also agree that use of your password is the agreed security procedure to access the Online Services and that such security procedure is commercially reasonable. You agree to keep your password confidential, to prevent unauthorized access to your Account, and to prevent unauthorized use of the Online Services. You agree not to give your password or make it available to any person or entity who is not authorized to access your Account for the purpose of performing the transactions contemplated by this Agreement or who intends or may use the Online Services for the purpose of accessing and compiling account data for such person’s or entity’s own commercial gain. You should change your password frequently. You understand that for security purposes, we may require you to periodically change your password used to access your Account. You are responsible for all transactions you initiate or authorize using the Online Services. If you allow any other person to use your password or the Online Services, you will have authorized that person to access your Account and you are responsible for all transactions that person initiates or authorizes in connection with your Account. Tell us AT ONCE if you believe that your password has been lost or stolen or that a Service Account has been or may be accessed without your authorization. You agree to take any reasonable actions requested by us to prevent unauthorized transactions to your Account. Notwithstanding anything to the contrary in this Agreement, you will be liable for any unauthorized use of the Online Services in these instances unless otherwise provided by Applicable Law or this Agreement, including any Supplements. e. In addition to protecting your password and other Account information, you should also take precautions to protect your personal identification information, such as your driver’s license, Social Security number, etc. This information by itself or together with other Account information may allow unauthorized access to your Account. It is your responsibility to treat personal information with the same level of care as your Account information. You also are responsible for protecting and securing all information and data stored on your access device’s hard drive or similar storage system. f. Note that so long as we send communications to you at the physical or electronic address of record given on the application, or to any other address given to us by an authorized person, the communications are legally presumed to have been delivered, whether you actually receive them or not. In addition, confirmations and statements are legally presumed to be accurate unless you specifically tell us otherwise. g. If you have not received a communication you expected, or if you have a question or believe you have found an error in any communication from us, telephone us immediately, then follow up with written confirmation. h. You agree to notify us immediately if:

Online Services. a. 7.1. This Agreement permits you to access certain services Services through Aspiration’s Vendor and affiliate website(s) and mobile application (“Online Services”) (See Section 1. Entity Organization). You understand that Online Services may also be eligible to use certain mobile services offered by Vendor. Those services are governed by other terms and conditions, including, without limitation, the Schedules set forth herein, the Platform Policies, the User affiliate's Mobile Services Terms, Privacy Policy, and our Privacy Policiesthe Funds Availability, all of Transaction Limits and EFT Disclosures which supplement supplements this Agreement. b. 7.2. You acknowledge and agree that we Vendor may monitor and record your use of its website and any communications between us Vendor and you that occur over the Internet or any other network, including telephone, cable and wireless networks, and that it may use the resulting information for internal purposes or as may be required by applicable laws Applicable Law as defined below. Any such monitoring and recording will be is carried out consistent with Aspirationan affiliate’s Privacy Policy and the Bank’s Privacy Policy.privacy policy c. We are 7.3. Vendor is not responsible for any computer virus, problems or malfunctions resulting from a computer virus, or related problems that may be associated with accessing the Internet or the Online Services. We recommend that you routinely update your virus software, apply all securitysecurity patches for your operating system and install a firewall on your access device. We are not responsible for any errors or failures resulting from defects or malfunctions of the software associated with the Online Services. WE MAKE NO WARRANTY, EITHER EXPRESS OR IMPLIED, TO YOU REGARDING YOUR ACCESS DEVICE OR RELATED EQUIPMENT, OR YOUR INTERNET SERVICE PROVIDER OR ITS EQUIPMENT, INCLUDING BUT NOT LIMITED TO, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. d. 7.4. You authorize us to follow any instructions entered through the Online Services notwithstanding any dual or multiple signature requirement identified in documentation relating to your AccountService. You agree and intend that the authorization of transactions through the Online Services shall be considered the same as your written signature in authorizing us to perform any actions relating to the transactions requested. You also agree that use of your password is the agreed security procedure to access the Online Services and that such security procedure is commercially reasonable. You agree to keep your password confidential, to prevent unauthorized access to your AccountService, and to prevent unauthorized use of the Online Services. You agree not to give your password or make it available to any person or entity who is not authorized to access your Account Service for the purpose of performing the transactions contemplated by this Agreement or who intends or may use the Online Services for the purpose of accessing and compiling account data for such person’s or entity’s own commercial gain. You should change your password frequently. You understand that for security purposes, we Vendor may require you to periodically change your password used to access your AccountService. You are responsible for all transactions you initiate or authorize using the Online Services. If you allow any other person to use your password or the Online Services, you will have authorized authorize that person to access your Account Service and you are responsible for all transactions that person initiates or authorizes in connection with your AccountService. Tell us AT ONCE if you believe that your password has been lost or stolen or that a Service Account has been or may be accessed without your authorizationService 7.5. You agree to take any reasonable actions requested by us to prevent unauthorized transactions to your Account. Notwithstanding anything to the contrary in this Agreement, you will be liable for any unauthorized use of the Online Services in these instances unless otherwise provided by Applicable Law or this Agreement, including any Supplements. e. In addition to protecting your password and other Account Service information, you should also take precautions to protect your personal identification information, such as your driver’s license, Social Security number, etc. This information by itself or together with other Account Service information may allow unauthorized access to your AccountService. It is your responsibility to treat personal information with the same level of care as your Account Service information. You also are responsible for protecting and securing all information and data stored on your access device’s hard drive or similar storage system. f. Note that so long as we send communications to you at the physical or electronic address of record given on the application, or to any other address given to us by an authorized person, the communications are legally presumed to have been delivered, whether you actually receive them or not. In addition, confirmations and statements are legally presumed to be accurate unless you specifically tell us otherwise. g. If you have not received a communication you expected, or if you have a question or believe you have found an error in any communication from us, telephone us immediately, then follow up with written confirmation. h. You agree to notify us immediately if:

Online Services. a. This Agreement permits you to access certain services through AspirationBroker’s website(s) and mobile application (“Online Services”). (You understand that Online Services may also be eligible to use certain mobile services offered by Broker. Those services are governed by other terms and conditionsa Mobile Services Addendum, including, without limitation, the Schedules set forth herein, the Platform Policies, the User Terms, and our Privacy Policies, all of which supplement supplements this Agreement.) b. You acknowledge and agree that we Broker may monitor and record your use of its website and any communications between us Broker and you that occur over the Internet or any other network, ActiveUS 169896487v.7 including telephone, cable and wireless networks, and that it may use the resulting information for internal purposes or as may be required by applicable laws Applicable Law as defined below. Any such monitoring and recording will be carried out consistent with AspirationBroker’s Privacy Policy and the Bank’s Privacy Policyprivacy policy. c. We are Broker is not responsible for any computer virus, problems or malfunctions resulting from a computer virus, or related problems that may be associated with accessing the Internet or the Online Services. We recommend that you routinely update your virus software, apply all securitysecurity patches for your operating system and install a firewall on your access device. We are not responsible for any errors or failures resulting from defects or malfunctions of the software associated with the Online Services. WE MAKE NO WARRANTY, EITHER EXPRESS OR IMPLIED, TO YOU REGARDING YOUR ACCESS DEVICE OR RELATED EQUIPMENT, OR YOUR INTERNET SERVICE PROVIDER OR ITS EQUIPMENT, INCLUDING BUT NOT LIMITED TO, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. d. You authorize us to follow any instructions entered through the Online Services notwithstanding any dual or multiple signature requirement identified in documentation relating to your Account. You agree and intend that the authorization of transactions through the Online Services shall be considered the same as your written signature in authorizing us to perform any actions relating to the transactions requested. You also agree that use of your password is the agreed security procedure to access the Online Services and that such security procedure is commercially reasonable. You agree to keep your password confidential, to prevent unauthorized access to your Account, and to prevent unauthorized use of the Online Services. You agree not to give your password or make it available to any person or entity who is not authorized to access your Account for the purpose of performing the transactions contemplated by this Agreement or who intends or may use the Online Services for the purpose of accessing and compiling account data for such person’s or entity’s own commercial gain. You should change your password frequently. You understand that for security purposes, we Broker may require you to periodically change your password used to access your Account. You are responsible for all transactions you initiate or authorize using the Online Services. If you allow any other person to use your password or the Online Services, you will have authorized that person to access your Account and you are responsible for all transactions that person initiates or authorizes in connection with your Account. Tell us AT ONCE if you believe that your password has been lost or stolen or that a Service Account has been or may be accessed without your authorization. You agree to take any reasonable actions requested by us to prevent unauthorized transactions to your Account. Notwithstanding anything to the contrary in this Agreement, you will be liable for any unauthorized use of the Online Services in these instances unless otherwise provided by Applicable Law or this Agreement, including any Supplements. e. In addition to protecting your password and other Account information, you should also take precautions to protect your personal identification information, such as your driver’s license, Social Security number, etc. This information by itself or together with other Account information may allow unauthorized access to your Account. It is your responsibility to treat personal information with the same level of care as your Account information. You also are responsible for protecting and securing all information and data stored on your access device’s hard drive or similar storage system. f. Note that so long as we send communications to you at the physical or electronic address of record given on the application, or to any other address given to us by an authorized person, the communications are legally presumed to have been delivered, whether you actually receive them or not. In addition, confirmations and statements are legally presumed to be accurate unless you specifically tell us otherwise. g. If you have not received a communication you expected, or if you have a question or believe you have found an error in any communication from us, telephone us immediately, then follow up with written confirmation. h. You agree to notify us immediately if:

Online Services. a. This Agreement permits you to access certain services through AspirationBroker’s website(s) and mobile application (“Online Services”). You understand that Online Services may be governed by other terms and conditions, including, without limitation, the Schedules set forth herein, the Platform Policies, the User Terms, and our Privacy Policies, all of which supplement this Agreement. b. You acknowledge and agree that we Broker may monitor and record your use of its website and any communications between us Broker and you that occur over the Internet or any other network, including telephone, cable and wireless networks, and that it may use the resulting information for internal purposes or as may be required by applicable laws . Any such monitoring and recording will be carried out consistent with Aspiration’s Privacy Policy and the Bank’s Privacy Policy., c. We are Broker is not responsible for any computer virus, problems or malfunctions resulting from a computer virus, or related problems that may be associated with accessing the Internet or the Online Services. We recommend that you routinely update your virus software, apply all securitysecurity patches for your operating system and install a firewall on your access device. We are not responsible for any errors or failures resulting from defects or malfunctions of the software associated with the Online Services. WE MAKE NO WARRANTY, EITHER EXPRESS OR IMPLIED, TO YOU REGARDING YOUR ACCESS DEVICE OR RELATED EQUIPMENT, OR YOUR INTERNET SERVICE PROVIDER OR ITS EQUIPMENT, INCLUDING BUT NOT LIMITED TO, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. d. You authorize us to follow any instructions entered through the Online Services notwithstanding any dual or multiple signature requirement identified in documentation relating to your Account. You agree and intend that the authorization of transactions through the Online Services shall be considered the same as your written signature in authorizing us to perform any actions relating to the transactions requested. You also agree that use of your password is the agreed security procedure to access the Online Services and that such security procedure is commercially reasonable. You agree to keep your password confidential, to prevent unauthorized access to your Account, and to prevent unauthorized use of the Online Services. You agree not to give your password or make it available to any person or entity who is not authorized to access your Account for the purpose of performing the transactions contemplated by this Agreement or who intends or may use the Online Services for the purpose of accessing and compiling account data for such person’s or entity’s own commercial gain. You should change your password frequently. You understand that for security purposes, we Broker may require you to periodically change your password used to access your Account. You are responsible for all transactions you initiate or authorize using the Online Services. If you allow any other person to use your password or the Online Services, you will have authorized that person to access your Account and you are responsible for all transactions that person initiates or authorizes in connection with your Account. Tell us AT ONCE if you believe that your password has been lost or stolen or that a Service Account has been or may be accessed without your authorization. You agree to take any reasonable actions requested by us to prevent unauthorized transactions to your Account. Notwithstanding anything to the contrary in this Agreement, you will be liable for any unauthorized use of the Online Services in these instances unless otherwise provided by Applicable Law or this Agreement, including any Supplements. e. In addition to protecting your password and other Account information, you should also take precautions to protect your personal identification information, such as your driver’s license, Social Security number, etc. This information by itself or together with other Account information may allow unauthorized access to your Account. It is your responsibility to treat personal information with the same level of care as your Account information. You also are responsible for protecting and securing all information and data stored on your access device’s hard drive or similar storage system. f. Note that so long as we send communications to you at the physical or electronic address of record given on the application, or to any other address given to us by an authorized person, the communications are legally presumed to have been delivered, whether you actually receive them or not. In addition, confirmations and statements are legally presumed to be accurate unless you specifically tell us otherwise. g. If you have not received a communication you expected, or if you have a question or believe you have found an error in any communication from us, telephone us immediately, then follow up with written confirmation. h. You agree to notify us immediately if: