Common use of OBLIGATIONS AND RIGHTS OF THE PARTIES Clause in Contracts

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the relevant documents to the notification. Pritoor the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory) 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 272727o) f any change as to the address, phone numbe-rm, aeil address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR WKH EDQN tax/entrepreneurial standing; 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d all signed originals or duly certified copies of documents (invoice, agreement, letter, etc.) related to the client and performed operations by the client. The client shall be responsible for authenticity, accucray and validity of the documents so presented and supplied; 5.1.6 to comply with the conditions of this agreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for all and any expensseincurred by the bank (including ones related to sending notification to the customer) related to conclusion, attestation, registration, performance and cancellation of this agreement and any other agreement formed within it and/or any expenses becausethoef breach of the undertaken obligation. 5.2 the bank shall be under obligation: 5.2.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R 5.2.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV 5.2.3 to observe the conditions of this agreement. 5.3 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s goods or service that are prohibited under the laws of Georgia. 5.4 The bank is notobliged to provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 Policy for the prevention of tax evasion 5.5.1 Parties declare and guarantee that: 5.5.1.1 Each of them as well as their subsidiaries, parent companies, and related persons shall conduct their activities and busines relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal acts and keep the ab-ove mentioned issues under permanent control. 5.5.1.2 Parties, as well as persons connected to them: members ofstehneior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit of (direct or indirect) corruption, tax fraud and tax evasion in any rfmo . 5.5.1.3 None of them or their Associated Personhsave been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 A breach of any provision of the above Policy may lead to the termination of both this contract and anyviporues agreement between the Parties. However, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, authorized person, other personnel or an asosciated person and/or associated company, if the person was not acting on behalf and by order of the Party. 5.5.1.5 These representations and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(s). 5.6 Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to demand that the contracting Party provide its statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the attachthe relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory)bank; 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 272727o) f 272727o)f any change as to the address, phone numbe-rmmr, aeil ▇▇▇▇ address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR WKH EDQN tax/entrepreneurial standing;upon opening of each new account to supply to the bank the documents required thereby in accordance with the FOLHQW¶V WD[ HQWUHSUHQHXULDO VWDQGLQJ 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d If requested by the Bank, immediately supply/present/transfer to the Bank the information related to the client and the banking transactions performed by the latter, a signed original of any and all signed originals or duly certified copies of documents (invoice, agreement, letter, letter and/or etc.) related to or aropperly certified copy thereof (the client and performed operations by the client. The client shall be held responsible for the authenticity, accucray accuracy and validity legality of the documents so presented and suppliedinformation/document(s)); 5.1.6 to comply with the conditions of this agreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for Fully reimburse any and all and any expensseincurred by the bank (including ones related to sending notification to the customer) costs related to conclusion, attestation, registration, performance and cancellation execution andcancelation of this agreement and any other agreement formed signed within it and/or any expenses becausethoef breach of the undertaken obligationscope hereof and/orthe costs incurred by the bank due to the client¶V GHIDXOW RQ REOLagJreDemWenLt R(inQcluVd ingDthVeVclXienPt nHoGtifi caEtio\n coWstsK).LV 5.1.11 7R DFW DFFRUGLQJ WR WKH UXOHV XQGHU WKH %DQN¶V (PSO (▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇.▇▇/web/en/web/guest/employe-eprotection-policy) in relations with the Bank. 5.2 The Client is aware of the possible consequences of providing false, imprecise, incompalnedte/or unconfirmed information 5.3 The bank shall be under obligation: 5.2.1 5.3.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R 5.2.2 5.3.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV 5.2.3 WKL 5.3.3 to observe the conditions of this agreement. 5.3 5.4 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s purchase of goods or service that are prohibited under the laws of Georgia. 5.4 5.5 The bank is notobliged Bankdoes not have the obligation to provide client the Client with information that is beneficial for the Clie;nt 5.6 By signing an application on changes opening an account/ confirming an SMS message the Client confirms that the LQIRUPDWLRQ SURYLGHG WKHUHLQ LV WUXH DQG FRUUHFW DQG 5.7 By signing an application on opening an account/ confirming an SMS message, the Client agrees that the Bank will open a current (including changes payment) and/or call deposit account (in any currency) for transferring money to/from the deposit account an/or for the purpose ocfredit repayment.This means that by signing an application on opening an account/ confirming an SMS messa,gethe Client agrees to all terms and conditions related to the beneficial or indexed interest rates);account in question, including standard tariffs 5.5 5.8 Policy for the prevention of tax evasion: 5.5.1 5.8.1 Parties declare and guarantee that: 5.5.1.1 5.8.1.1. Each of them as well as their subsidiaries, parent companies, and related persons shall conduct their activities and busines relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero Parties have zero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal acts and keep the ab-ove mentioned omventioned issues under permanent control. 5.5.1.2 5.8.1.2. Parties, as well as persons connected to them: members ofstehneior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit facilitate of (direct or indirect) corruption, tax fraud and tax evasion in any rfmo form. 5.5.1.3 5.8.1.3. None of them or their Associated Personhsave Persons have been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 5.8.1.4. A breach of any provision of the above Policy may lead to the termination of both this contract and anyviporues any previous agreement between the Parties. However, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representativerepresetantive, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, an authorized person, other personnel or an asosciated person and/or associated companyassotceida person, if the person was not acting on behalf and by order of the Party. 5.5.1.5 5.8.1.5. These representations and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(s). 5.6 5.8.1.6. Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned endanger due full and due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to demand that the contracting Party provide its statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the attachet relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory)bank; 5.1.2 to promptly notify notif y the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 number:+99532 272727o) f any change as to the address, phone numbenumber, e-rm, aeil mail address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR upon opening of each enw account to supply to the bank the documents required thereby in DFFRUGDQFH ZLWK WKH EDQN tax/entrepreneurial standing;FOLHQW¶V WD[ HQWUHSUHQHXULDO VW 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise shallotherwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d all signed originals or duly certified copies of documents (invoice, agreement, letter, etc.) UHTXHVW LPPHGLDWHO\ WR SUHVHQW DQG information related to the client and performed operations by the client. The client shall be responsible for authenticity, accucray and validity of the documents so presented and suppliedbanking operations; 5.1.6 to comply with the conditions of this agreementthisagreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for Fully reimburse any and all and any expensseincurred by the bank (including ones related to sending notification to the customer) costs related to conclusion, attestation, registration, performance and cancellation execution andcancelation of this agreement and any other agreement formed otheargreement signed within it and/or any expenses becausethoef breach of the undertaken obligationscope hereof and/orthe costs incurred by the bank due to the clien¶st default on obligations assumed by thiasgreement (including the client notification costs). 5.2 the The bank shall be under obligation: 5.2.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R 5.2.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV 5.2.3 to observe the conditions of this agreement. 5.3 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s goods or service that are prohibited under the laws of Georgia. 5.4 The bank is notobliged to provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 Policy for the prevention of tax evasion 5.5.1 Parties declare and guarantee that: 5.5.1.1 Each of them as well as their subsidiaries, parent companies, and related persons shall conduct their activities and busines relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal acts and keep the ab-ove mentioned issues under permanent control. 5.5.1.2 Parties, as well as persons connected to them: members ofstehneior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit of (direct or indirect) corruption, tax fraud and tax evasion in any rfmo . 5.5.1.3 None of them or their Associated Personhsave been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 A breach of any provision of the above Policy may lead to the termination of both this contract and anyviporues agreement between the Parties. However, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, authorized person, other personnel or an asosciated person and/or associated company, if the person was not acting on behalf and by order of the Party. 5.5.1.5 These representations and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(s). 5.6 Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to demand that the contracting Party provide its statements and records.VWDWX

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the attact he relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory)bank; 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 number:+99532 272727o) f any change as to the address, phone numbenumber, e-rm, aeil mail address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR upon opening of eachnew account to supply to the bank the documents required thereby in DFFRUGDQFH ZLWK WKH EDQN tax/entrepreneurial standing;FOLHQW¶V WD[ HQWUHSUHQHXULDO VW 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall shlal otherwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d all signed originals or duly certified copies of documents (invoice, agreement, letter, etc.) UHTXHVW LPPHGLDWHO\ WR SUHVHQW DQG information related to the client and performed operations by the client. The client shall be responsible for authenticity, accucray and validity of the documents so presented and suppliedbanking operations; 5.1.6 to comply with the conditions of this agreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for Fully reimburse any and all and any expensseincurred by the bank (including ones related to sending notification to the customer) costs related to conclusion, attestation, registration, performance and cancellation execution andcancelation of this agreement and any other agreement formed otrheagreement signed within it and/or any expenses becausethoef breach of the undertaken obligationscope hereof and/orthe costs incurred by the bank due to the clien¶st default on obligations assumed by thiasgreement (including the client notification costs). 5.2 The Client is aware of the possible consequences of providifnaglse, imprecise, incompleteand/or unconfirmed information 5.3 The bank shall be under obligation: 5.2.1 5.3.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R 5.2.2 VWDWX 5.3.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ LQVanWdUreXlevFaWnt LlegRisQlatioDn; FFRUGLQJ WR WKLV 5.2.3 WK 5.3.3 to observe the conditions of this agreement. 5.3 5.4 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s purchase of goods or service that are prohibited under the laws of GeorgiarGgieao. 5.4 5.5 The bank is notobliged to provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 5.6 By signing an application on opening an account/ confirming an SMS message the Client confirms that the LQIRUPDWLRQ SURYLGHG WKHUHLQ LV WUXH DQG FRUUHFW 5.7 By signing an application on opening an account/ confirming an SMS message, the Client agrees that the Bank will open a current (payment) and/or caldl eposit account (in any currency) for transferring money to/from the deposit account an/or for the purposoef credit repayment. This means that by signing an application on opening an account/ confirming an SMS mes,sathge Client agrees to all terms and conditions related to the account in question, including standard tariffs 5.8 Policy for the prevention of tax evasion 5.5.1 5.8.1 Parties declare and guarantee that: 5.5.1.1 5.8.1.1. Each of them as well as their subsidiaries, parent companies, and related persons shall conduct their activities and busines relationships in good faith and lawful laanwdful conduct, observing high standards of ethics. Partievsehzaero Parties have zero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal acts and keep the ababove-ove mentioned issues under permanent control. 5.5.1.2 5.8.1.2. Parties, as well as persons connected to them: members ofstehneior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit of facilitateof (direct or indirect) corruption, tax fraud and tax evasion in any rfmo form. 5.5.1.3 5.8.1.3. None of them or their Associated Personhsave AssociatedPersonshave been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 5.8.1.4. A breach of any provision of the above Policy may lead to the termination of both this contract and anyviporues any previous agreement between the Parties. HoweverParties.owHever, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, an authorized person, other personnel or an asosciated person and/or associated companyperson, if the person was not acting on behalf and by order of the Party. 5.5.1.5 5.8.1.5. These representations and warranties shall remain in force until the Parties untilethParties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(s). 5.6 5.8.1.6. Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned endanger dufeull and due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to demand that the contracting Party provide its statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligationolbigation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the attachhet relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory)bank; 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 number:+99532 272727o) f any change as to the address, phone numbe-rmr, aeil e mail address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR upon opening of each enw account to supply to the bank the documents required thereby in accordance ZLWK WKH EDQN tax/entrepreneurial standing;FOLHQW¶V WD[ HQWUHSUHQHXULDO VWDQGLQJ 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise shallotherwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d If requested by the Bank, immediately supply/present/transfer to the Bank the information related to the client and the banking transactions performed by the latter, a signed oinriagl of any and all signed originals or duly certified copies of documents (invoice, agreement, letter, letter and/or etc.) related to or a properly certified copy thereof (the client and performed operations by the client. The client shall be held responsible for the authenticity, accucray accuracy and validity legality of the documents so presented and suppliedinformation/document(s)); 5.1.6 to comply with the conditions of this ofthis agreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind anykind of document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for Fully reimburse any and all and any expensseincurred by the bank (including ones related to sending notification to the customer) costs related to conclusion, attestation, registration, performance and cancellation execution andcancelation of this agreement and any other anythoer agreement formed signed within it and/or any expenses becausethoef breach of the undertaken obligationscope hereof and/orthe costs incurred by the bank due to the clien¶st default on obligations assumed by thaisgreement (including the client notification costs). 5.2 The Client is aware of the possible consequences of providifnaglse, imprecise, incompleteand/or unconfirmed information 5.3 The bank shall be under obligation: 5.2.1 5.3.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R 5.2.2 VWDWX 5.3.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ LQtVanWdUreXlevFanWt LlegRisQlat ionD; FFRUGLQJ WR WKLV 5.2.3 WK 5.3.3 to observe the conditions of this agreement. 5.3 5.4 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s purchase of goods or service that are prohibited under the laws of Georgiaoof rGgiea. 5.4 5.5 The bank is notobliged to provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 5.6 By signing an application on opening an account/ confirming an SMS message the Client confirms that the iQIRUPDWLRQ SURYLGHG WKHUHLQ LV WUXH DQG FRUUHFW DQG 5.7 By signing an application on opening an account/ confirming an SMS message, the Client agrees that the Bank will open a current (payment) and/or call depotsai ccount (in any currency) for transferring money to/from the deposit account an/or for the purpose of credit repaymenTt.his means that by signing an application on opening an account/ confirming an SMS mess,athge Client agrees to all terms and condoitni s related to the account in question, including standard tariffs 5.8 Policy for the prevention of tax evasion 5.5.1 5.8.1 Parties declare and guarantee that: 5.5.1.1 5.8.1.1. Each of them as well as their subsidiaries, parent companies, and related persons shall conduct their activities and busines relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero Parties have zero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any andany other kind of criminal acts and keep the ababo-ove ve mentioned issues under permanent control. 5.5.1.2 5.8.1.2. Parties, as well as persons connected to them: members ofstehneior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit facilitate of (direct or indirect) corruption, tax fraud and tax evasion in any rfmo form. 5.5.1.3 5.8.1.3. None of them or their Associated Personhsave AssociatedPersons have been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 5.8.1.4. A breach of any provision of the above Policy may lead to the termination of both this contract and anyviporues any previous agreement between the Parties. HoweverParties.oHwever, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including potential criminal responsibility). In additionadtdioi n, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, an authorized person, other personnel or an asosciated person and/or associated companyperson, if the person was not acting on behalf and by order of the Party. 5.5.1.5 5.8.1.5. These representations and warranties shall remain in force until the Parties untiel thParties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(s). 5.6 5.8.1.6. Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned endanger due full and due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to demand that the contracting Party provide its statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the attachet relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory)bank; 5.1.2 to promptly notify notif y the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 number:+99532 272727o) f any change as to the address, phone numbenumber, e-rm, aeil mail address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR upon opening of each enw account to supply to the bank the documents required thereby in DFFRUGDQFH ZLWK WKH EDQN tax/entrepreneurial standing;FOLHQW¶V WD[ HQWUHSUHQHXULDO VW 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise shallotherwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d all signed originals or duly certified copies of documents (invoice, agreement, letter, etc.) UHTXHVW LPPHGLDWHO\ WR SUHVHQW DQG information related to the client and performed operations by the client. The client shall be responsible for authenticity, accucray and validity of the documents so presented and suppliedbanking operations; 5.1.6 to comply with the conditions of this agreementthisagreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for Fully reimburse any and all and any expensseincurred by the bank (including ones related to sending notification to the customer) costs related to conclusion, attestation, registration, performance and cancellation execution andcancelation of this agreement and any other agreement formed otheargreement signed within it and/or any expenses becausethoef breach of the undertaken obligationscope hereof and/orthe costs incurred by the bank due to the clien¶st default on obligations assumed by thiasgreement (including the client notification costs). 5.2 the The bank shall be under obligation: 5.2.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R VWDWX 5.2.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV WK 5.2.3 to observe the conditions of this agreement. 5.3 The client shall be prohibited por hibited from using any service provided hereunder for illegal purposes, including for a purechoaf s purchase of goods or service that are prohibited under the laws of Georgia. 5.4 The bank is notobliged to provide client with information on changes (including changes related changeselrated to the beneficial or indexed interest rates); 5.5 Policy for the prevention of tax evasion 5.5.1 Parties declare and guarantee that: 5.5.1.1 Each of them as well as their subsidiaries, parent companies, and related persons shall conduct their activities and busines relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal acts and keep the ab-ove mentioned issues under permanent control. 5.5.1.2 Parties, as well as persons connected to them: members ofstehneior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit of (direct or indirect) corruption, tax fraud and tax evasion in any rfmo . 5.5.1.3 None of them or their Associated Personhsave been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 A breach of any provision of the above Policy may lead to the termination of both this contract and anyviporues agreement between the Parties. However, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, authorized person, other personnel or an asosciated person and/or associated company, if the person was not acting on behalf and by order of the Party. 5.5.1.5 These representations and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(s). 5.6 Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to demand that the contracting Party provide its statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the attacthe relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except the(Ebaxncekpt for the remote account(s) according to subparagraph 1.4.t1heofAgreement1.4.1 of the Agreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory) 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 number:+99532 272727o) f any change as to the address, phone numbe-rmr, aeil e mail address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR upon opening of each new account to supply to the bank the documents required therienbayccordance ZLWK WKH EDQN tax/entrepreneurial standing;FOLHQW¶V WD[ HQWUHSUHQHXULDO VWDQGLQJ 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise not be entitled to use the account for entrepreneurial purposesentreprenelupriuarposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d all signed originals UHTXHVW LPPHGLDWHO\ WR SUHVHQW DQG or duly certified copies of documents (invoice, agreement, letter, etc.) related to the client and performed operations by the client. The client ciel nt shall be responsible for authenticity, accucray accuracy and validity of the documents so presented and supplied; 5.1.6 to comply with the conditions of this agreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for all and any expensseincurred expenses incurred by the bank (including ones related to sending notification to the customer) related to conclusion, attestation, registration, performance and cancellation of this agreement and any other agreement formed agreenmt eformed within it and/or any expenses becausethoef because of the breach of the undertaken obligation. 5.1.11 7R DFW DFFRUGLQJ WR WKH UXOHV XQGHU WKH %DQN¶V (P Policy (▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇.▇▇/web/en/web/guest/employe-perotection-policy) in relations with the Bank. 5.2 the bank shall be under obligation: 5.2.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R VWDWX 5.2.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ nD; FFRUGLQJ WR WKLV WK 5.2.3 to observe the conditions of this agreement. 5.3 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s purchase of goods or service that are prohibited under the laws of Georgia. 5.4 The bank is notobliged to provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 Policy for the prevention of tax evasion 5.5.1 Parties declare and guarantee that: 5.5.1.1 Each of them as well as their subsidiaries, parent companiesparentmcpoanies, and related persons shall conduct their activities and busines business relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero Parties have zero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form iny afonrm and any other kind of criminal acts and keep the ababo-ove mentioned vmeentioned issues under permanent control. 5.5.1.2 Parties, as well as persons connected to them: members ofstehneior of the senior management, authorized persons, representatives, employees or other staff of their subsidiaries thesiur bsidiaries or parent companies shall not participate in any activities, which may faatecilit of facilitateof (direct or indirect) corruption, tax fraud and tax evasion in any rfmo form. 5.5.1.3 None of them or their Associated Personhsave been found guilty and/or accused in corruptionicnorruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 A breach of any provision of the above Policy may lead to the termination of both this contract and anyviporues any previous agreement between the Parties. However, such termination does not relieve the infringing theinignifnr g party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including potential criminal responsibilityresponsibiilty). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, authorized person, other personnel or an asosciated associated person and/or associated company, if the person was not acting on behalf and by order of aonrdebryof the Party. 5.5.1.5 These representations and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or fullor partial termination of such agreement(s). 5.6 Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned ▇▇▇▇▇▇ m endanger duefull and due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright the right to demand that the contracting Party provide its statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the attachhet relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory)bank; 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 number:+99532 272727o) f any change as to the address, phone numbe-rmr, aeil e mail address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR upon opening of each enw account to supply to the bank the documents required thereby in accordance ZLWK WKH EDQN tax/entrepreneurial standing;FOLHQW¶V WD[ HQWUHSUHQHXULDO VWDQGLQJ 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise shallotherwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d all signed originals or duly certified copies of documents (invoice, agreement, letter, etc.) UHTXHVW LPPHGLDWHO\ WR SUHVHQW DQG information related to the client and performed operations by the client. The client shall be responsible for authenticity, accucray and validity of the documents so presented and suppliedbanking operations; 5.1.6 to comply with the conditions of this agreementthisagreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of kindof document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for Fully reimburse any and all and any expensseincurred by the bank (including ones related to sending notification to the customer) costs related to conclusion, attestation, registration, performance and cancellation execution andcancelation of this agreement and any other agreement formed otheargreement signed within it and/or any expenses becausethoef breach of the undertaken obligationscope hereof and/orthe costs incurred by the bank due to the clien¶st default on obligations assumed by thaisgreement (including the client notification costs). 5.2 The Client is aware of the possible consequences of providing ef,alismprecise, incompleteand/or unconfirmed information 5.3 The bank shall be under obligation: 5.2.1 5.3.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R 5.2.2 VWDWX 5.3.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV 5.2.3 WK 5.3.3 to observe the conditions of this agreement. 5.3 5.4 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s purchase of goods or service that are prohibited under the laws of Georgia. 5.4 5.5 The bank is notobliged to notobligedto provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 5.6 By signing an application on opening an acocunt/ confirming an SMS message the Client confirms that WKH LQIRUPDWLRQ SURYLGHG WKHUHLQ LV WUXH DQG FRUUHF 5.7 By signing an application on opening an account/ confirming an SMS message, the Client atghraetetshe Bank will open a current (payment) and/or call deposit account (in any currency) for transferring money to/from the deposit account an/or for the purposoef credit repayment.This means that by signing an application on opening an account/ confirming an SMS messa,gethe Client agrees to all terms and conditions related to the account in question, including standard tariffs 5.8 Policy for the prevention of tax evasion 5.5.1 5.8.1 Parties declare and guarantee that: 5.5.1.1 5.8.1.1. Each of them as well as their subsidiaries, parent companies, and related persons relatepdersons shall conduct their activities and busines relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero Parties have zero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal acts and keep andeekp the ababove-ove mentioned issues under permanent control. 5.5.1.2 5.8.1.2. Parties, as well as persons connected to them: members ofstehneior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit of facilitateof (direct or indirect) corruption, tax fraud and tax evasion in any rfmo form. 5.5.1.3 5.8.1.3. None of them or their Associated Personhsave been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 5.8.1.4. A breach of any provision of the above Policy may lead to the termination of both this contract thisnctroact and anyviporues any previous agreement between the Parties. However, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including legislanti(oIncluding potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, an authorized person, other personnel or an asosciated person and/or associated companyperson, if the person was not acting on behalf and by order of the Party. 5.5.1.5 5.8.1.5. These representations and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(ssuchagreement(s). 5.6 5.8.1.6. Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned endanger dufeull and due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to demand that the contracting Party provide its statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the attachhet relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory)bank; 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 number:+99532 272727o) f any change as to the address, phone numbe-rmr, aeil e mail address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR upon opening of each enw account to supply to the bank the documents required thereby in accordance ZLWK WKH EDQN tax/entrepreneurial standing;FOLHQW¶V WD[ HQWUHSUHQHXULDO VWDQGLQJ 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise shalol therwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d all signed originals or duly certified copies of documents (invoice, agreement, letter, etc.) UHTXHVW LPPHGLDWHO\ WR SUHVHQW DQG information related to the client and performed operations by the client. The client shall be responsible for authenticity, accucray and validity of the documents so presented and suppliedbanking operations; 5.1.6 to comply with the conditions of this agreementthisagreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of kindof document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for Fully reimburse any and all and any expensseincurred by the bank (including ones related to sending notification to the customer) costs related to conclusion, attestation, registration, performance and cancellation execution andcancelation of this agreement and any other agreement formed otheargreement signed within it and/or any expenses becausethoef breach of the undertaken obligationscope hereof and/orthe costs incurred by the bank due to the clien¶st default on obligations assumed by thaisgreement (including the client notification costs). 5.2 The Client is aware of the possible consequences of providing ef,alismprecise, incompleteand/or unconfirmed information 5.3 The bank shall be under obligation: 5.2.1 5.3.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R 5.2.2 VWDW 5.3.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV 5.2.3 W 5.3.3 to observe the conditions of this agreement. 5.3 5.4 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s purchase of goods or service that are prohibited under the laws of Georgia. 5.4 5.5 The bank is notobliged to notobligedto provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 5.6 By signing an application on opening an account/ confirming an SMS message the Client confirms that WKH LQIRUPDWLRQ SURYLGHG WKHUHLQ LV WUXH DQG FRUUH 5.7 By signing an application on opening an account/ confirming an SMS messtahgeeC, lient agrees that the Bank will open a current (payment) and/or call deposit account (in any currency) for transferring money to/from the deposit account an/or for the purposoef credit repayment.This means that by signing an application on opening an account/ confirming an SMS messa,gtehe Client agrees to all terms and conditions related to the account in question, including standard tariffs 5.8 Policy for the prevention of tax evasion 5.5.1 5.8.1 Parties declare and guarantee that: 5.5.1.1 5.8.1.1. Each of them as well as welal s their subsidiaries, parent companies, and related persons shall conduct their activities and busines relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero Parties have zero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal ofrimc inal acts and keep the ababove-ove mentioned issues under permanent control. 5.5.1.2 5.8.1.2. Parties, as well as persons connected to them: members ofstehneior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit of facilitateof (direct or indirect) corruption, tax fraud and tax evasion in any rfmo form. 5.5.1.3 5.8.1.3. None of them or their Associated Personhsave been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 5.8.1.4. A breach of any provision of the above abvoe Policy may lead to the termination of both this contract and anyviporues any previous agreement between the Parties. However, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, an authorized person, other personnel or an asosciated person and/or associated companyperson, if the person was not acting nottinagc on behalf and by order of the Party. 5.5.1.5 5.8.1.5. These representations and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(s). 5.6 5.8.1.6. Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or evenr ts o circumstances that may endangfuelrl aduned endanger ▇▇▇▇▇▇▇ and due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to demand that the contracting Party provide its statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the th e bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the relevant documents relevat ndocuments to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory)bank; 5.1.2 to promptly notify the bank in writing or through the internet-banking internet -banking or contacting the Call Center of the bank (to the following number: +99532 272727o) f 272727o)f any change as to the address, phone numbe-rmmr, aeil address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR WKH EDQN tax/entrepreneurial standing;upon opening of each new accountot supply to the bank the documents required thereby in accordance with the FOLHQW¶V WD[ HQWUHSUHQHXULDO VWDQGLQJ 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise not otherwisenot be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d If requested by the Bank, immediately supply/present/transfer to the Bank the information related to the client and the banking transactions performed by the latter, a signed original ofyaannd all signed originals or duly certified copies of documents (invoice, agreement, letter, letter and/or etc.) related to or a properly certified copy thereof (the client and performed operations by the client. The client shall be held responsible for the authenticity, accucray accuracy and validity legality of the documents so presented and suppliedinformation/document(s)); 5.1.6 to comply with the conditions of this agreementagrement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for Fully reimburse any and all and any expensseincurred by the bank (including ones related to sending notification to the customer) costs related to conclusion, attestation, registration, performance and cancellation execution andcancelation of this agreement and any other agreement formed agerement signed within it and/or any expenses becausethoef breach of the undertaken obligationscope hereof and/orthe costs incurred by the bank due to the client¶s default on obligations assumed by thaisgreement (including the client notification costs). 5.2 The Client is aware of the possible consequences of providing failmsep,recise, incompleteand/or unconfirmed information 5.3 The bank shall be under obligation: 5.2.1 5.3.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R 5.2.2 5.3.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV 5.2.3 to observe the conditions of this agreement. 5.3 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s goods or service that are prohibited under the laws of Georgia. 5.4 The bank is notobliged to provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 Policy for the prevention of tax evasion 5.5.1 Parties declare and guarantee that: 5.5.1.1 Each of them as well as their subsidiaries, parent companies, and related persons shall conduct their activities and busines relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal acts and keep the ab-ove mentioned issues under permanent control. 5.5.1.2 Parties, as well as persons connected to them: members ofstehneior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit of (direct or indirect) corruption, tax fraud and tax evasion in any rfmo . 5.5.1.3 None of them or their Associated Personhsave been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 A breach of any provision of the above Policy may lead to the termination of both this contract and anyviporues agreement between the Parties. However, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, authorized person, other personnel or an asosciated person and/or associated company, if the person was not acting on behalf and by order of the Party. 5.5.1.5 These representations and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(s). 5.6 Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to demand that the contracting Party provide its statements and records.WKL

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information inmfoartion provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the relevant documents thearnetledvocuments to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except b(aEnxkcept for the remote account(s) according to subparagraph 1.4.t1heofAgreement1.4.1 of the Agreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory) 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 272727o) f numbe+r:99532 272727)of any change as to the address, phone numbe-rm, aeil address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR WKH EDQN tax/entrepreneurial rWepKreHne urGialRFXPHQW standing; 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise not sharlwl oistheenot be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an UHTXHVW LtPhePbaHnGk wLithDaWnyHaOnd\a ll sWigRne d all signed originals or duly certified copies of documents SoriUginHaVls Hor QduWly ceDrtiQfieGd coVpieXsSofSdoOcu\m ents (invoice, agreement, letter, etc.) related to the client and performed operations by the client. The client shall be responsible for authenticitytfoher natuicity, accucray accuracy and validity of the documents so presented and supplied; 5.1.6 to comply with the conditions of this agreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 than3 (three) calendar days after receipt of the request from the bank any kind of document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for all and any expensseincurred expenses incurred by the bank (including ba(ninkcluding ones related to sending notification to the customer) related to conclusion, attestation, registration, performance and cancellation of this agreement and any other agreement formed within it and/or wtitahnind/ior any expenses becausethoef because of the breach of the undertaken unedrtaken obligation. 5.1.11 7R DFW DFFRUGLQJ WR WKH UXOHV XQGHU WKH %DQN¶V (PSOR\HH (▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇.▇▇/web/en/web/guest/employe-eprotection-policy) in relations with the Bank. 5.2 the bank shall be under obligation: 5.2.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R RI WKH FOLHQW¶V 5.2.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV DJUHHPHQW DQG 5.2.3 to observe the conditions of this agreement. 5.3 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s purchase of goods or service that are rtehat a prohibited under the laws of Georgia. 5.4 The bank is notobliged to provide client with information on changes (including changes related changerselated to the beneficial or indexed interest rates); 5.5 Policy for the prevention of tax evasion 5.5.1 Parties declare and guarantee that: 5.5.1.1 Each of them as well as their subsidiaries, parent companies, and related persons shall conduct their activities and busines relationships brueslaintieosnsships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero Parties have zero tolerance policy towards corruption, tax fraud, facilitation frauildit,atfiaocn of tax evasion in any form and any other kind of criminal acts and keep the ababo-ove mentioned vmeentioned issues under permanent control. 5.5.1.2 Parties, as well as persons connected to them: members ofstehneior of the senior management, authorized persons, representatives, employees or other ,eesmopr lotyheer staff of their subsidiaries or parent companies shall not participate in any activities, which activsit,iewhich may faatecilit of facilitateof (direct or indirect) corruption, tax fraud and tax evasion in any rfmo form. 5.5.1.3 None of them or their Associated Personhsave been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 A breach of any ofany provision of the above Policy may lead to the termination of both this contract and anyviporues any previous agreement between the Parties. trhteiesP.a However, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representativeperseopnr,esrentative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including legnis(lIantcioluding potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for liableorf an action of a member of the senior management, authorized person, other personnel or an asosciated associated person and/or associated company, if the person was not acting on behalf and by order onanbdehbaylforder of the Party. 5.5.1.5 These representations and warranties shall remain in force remainfoinrce until the Parties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(s).agreems)e.nt( 5.6 Any party shall immediately inform immediatelyinform the other side of the circumstance(s), which may result in a contradiction and/or violation of violatiof these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned endanger fduulleand due fulfillment of the obligations under the Agreement(stheAgreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright the right to demand that the contracting Party provide contracttiyngprPoavirde its statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the attachthe relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory)bank; 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 272727o) f 272727o)f any change as to the address, phone numbe-rmmr, aeil ▇▇▇▇ address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR WKH EDQN tax/entrepreneurial standing;upon opening of eachnew account to supply to the bank the documents required thereby in accordance with the FOLHQW¶V WD[ HQWUHSUHQHXULDO VWDQGLQJ 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d If requested by the Bank, immediately supply/present/transfer to the Bank the information related to the client and the banking transactions performed by the latter, a signedigoinral of any and all signed originals or duly certified copies of documents (invoice, agreement, letter, letter and/or etc.) related to or a properly certified copy thereof (the client and performed operations by the client. The client shall be held responsible for the authenticity, accucray accuracy and validity legality of the documents so presented and suppliedinformation/document(s)); 5.1.6 to comply with the conditions of this agreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the receifptthoe request from the bank any kind of document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for Fully reimburse any and all and any expensseincurred by the bank (including ones related to sending notification to the customer) costs related to conclusion, attestation, registration, performance and cancellation of execution andcatniocneloaf this agreement and any other agreement formed signed within it and/or any expenses becausethoef breach of the undertaken obligationscope hereof and/orthe costs incurred by the bank due to the client¶V GHIDXOW RQ REOLagJreDemWenLt R(inQcluVd ingDthVeVclXienPt nHoGtifi caEtio\n coWstsK).LV 5.1.11 To act according to the rulesXQGHU WKH %DQN¶V (PSOR\HH 'LVFULPLQDWL (▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇.▇▇/web/en/web/guest/employe-eprotection-policy) in relations with the Bank. 5.2 The Client is aware of the possible consequences of providing false, imprecise, inplceotemand/or unconfirmed information 5.3 The bank shall be under obligation: 5.2.1 5.3.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R 5.2.2 VWDWXV 5.3.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV 5.2.3 onD; 5.3.3 to observe the conditions of this agreement.. FFRUGLQJ WR WKL 5.3 5.4 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s purchase of goods or service that are prohibited under the laws of Georgia. 5.4 5.5 The bank is notobliged Bankdoes not have the obligation to provide client the Client with information that is beneficial for the Clien; t 5.6 By signing an application on changes opening an account/ confirming an SMS message the Client confirms that the information provided therein is true and correct, andIXOO\ H[SUHVVHV WKH DFFRXQW FDU 5.7 By signing an application on opening an account/ confirming an SMS message, the Client agrees that the Bank will open a current (including changes payment) and/or call deposit account (in any currency) for transferring mone/yfrtoom the deposit account an/or for the purpose of credit repaymenTt.his means that by signing an application on opening an account/ confirming an SMS messa,gethe Client agrees to all terms and conditions related to the beneficial or indexed interest rates);account in question, including standard tariffs 5.5 5.8 Policy for the prevention of tax evasion: 5.5.1 5.8.1 Parties declare and guarantee that: 5.5.1.1 5.8.1.1. Each of them as well as their subsidiaries, parent companies, and related persons shall conduct their activities and busines relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero Parstiehave zero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal acts and keep the ab-ove mentioned omventioned issues under permanent control. 5.5.1.2 5.8.1.2. Parties, as well as persons connected to them: members ofstehneior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit facilitate of (direct or indirect) corruption, tax fraud and tax evasion in any rfmo form. 5.5.1.3 5.8.1.3. None of them or their Associated Personhsave AssociatedPersons have been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 5.8.1.4. A breach of any provision of the above Policy may lead to the termination of both this contract and anyviporues any previous agreement between the Parties. HoweverParties.oHwever, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, an authorized person, other personnel or an asosciated person and/or associated companyperson, if the person was not acting on behalf and by order of the Party. 5.5.1.5 5.8.1.5. These representations and warranties shall remain in force until the Parties untilethParties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(s). 5.6 5.8.1.6. Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned endanger due full and due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to demand that the contracting Party provide its statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the attachhet relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory)bank; 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 number:+99532 272727o) f any change as to the address, phone numbe-rmr, aeil e mail address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR upon opening of each enw account to supply to the bank the documents required thereby in accordance ZLWK WKH EDQN tax/entrepreneurial standing;FOLHQW¶V WD[ HQWUHSUHQHXULDO VWDQGLQJ 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise shalol therwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d all signed originals or duly certified copies of documents (invoice, agreement, letter, etc.) UHTXHVW LPPHGLDWHO\ WR SUHVHQW DQG information related to the client and performed operations by the client. The client shall be responsible for authenticity, accucray and validity of the documents so presented and suppliedbanking operations; 5.1.6 to comply with the conditions of this agreementthisagreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of kindof document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for Fully reimburse any and all and any expensseincurred by the bank (including ones related to sending notification to the customer) costs related to conclusion, attestation, registration, performance and cancellation execution andcancelation of this agreement and any other agreement formed otheargreement signed within it and/or any expenses becausethoef breach of the undertaken obligationscope hereof and/orthe costs incurred by the bank due to the clien¶st default on obligations assumed by thaisgreement (including the client notification costs). 5.2 The Client is aware of the possible consequences of providing ef,alismprecise, incompleteand/or unconfirmed information 5.3 The bank shall be under obligation: 5.2.1 5.3.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R 5.2.2 VWDWX 5.3.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV 5.2.3 WK 5.3.3 to observe the conditions of this agreement. 5.3 5.4 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s purchase of goods or service that are prohibited under the laws of Georgia. 5.4 5.5 The bank is notobliged to notobligedto provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 5.6 By signing an application on opening an acocunt/ confirming an SMS message the Client confirms that WKH LQIRUPDWLRQ SURYLGHG WKHUHLQ LV WUXH DQG FRUUHF 5.7 By signing an application on opening an account/ confirming an SMS message, the Client atghraetetshe Bank will open a current (payment) and/or call deposit account (in any currency) for transferring money to/from the deposit account an/or for the purposoef credit repayment.This means that by signing an application on opening an account/ confirming an SMS messa,gethe Client agrees to all terms and conditions related to the account in question, including standard tariffs 5.8 Policy for the prevention of tax evasion 5.5.1 5.8.1 Parties declare and guarantee that: 5.5.1.1 5.8.1.1. Each of them as well as their subsidiaries, parent companies, and related persons relatepdersons shall conduct their activities and busines relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero Parties have zero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal acts and keep andeekp the ababove-ove mentioned issues under permanent control. 5.5.1.2 5.8.1.2. Parties, as well as persons connected to them: members ofstehneior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit of facilitateof (direct or indirect) corruption, tax fraud and tax evasion in any rfmo form. 5.5.1.3 5.8.1.3. None of them or their Associated Personhsave been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 5.8.1.4. A breach of any provision of the above Policy may lead to the termination of both this contract thisnctroact and anyviporues any previous agreement between the Parties. However, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including legislanti(oIncluding potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, an authorized person, other personnel or an asosciated person and/or associated companyperson, if the person was not acting on behalf and by order of the Party. 5.5.1.5 5.8.1.5. These representations and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(ssuchagreement(s). 5.6 5.8.1.6. Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned endanger dufeull and due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to demand that the contracting Party provide its statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the attachhet relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory)bank; 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 number:+99532 272727o) f any change as to the address, phone numbe-rmr, aeil e mail address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR upon opening of each enw account to supply to the bank the documents required thereby in accordance ZLWK WKH EDQN tax/entrepreneurial standing;FOLHQW¶V WD[ HQWUHSUHQHXULDO VWDQGLQJ 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise shalol therwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d all signed originals or duly certified copies of documents (invoice, agreement, letter, etc.) UHTXHVW LPPHGLDWHO\ WR SUHVHQW DQG information related to the client and performed operations by the client. The client shall be responsible for authenticity, accucray and validity of the documents so presented and suppliedbanking operations; 5.1.6 to comply with the conditions of this agreementthisagreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of kindof document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for Fully reimburse any and all and any expensseincurred by the bank (including ones related to sending notification to the customer) costs related to conclusion, attestation, registration, performance and cancellation execution andcancelation of this agreement and any other agreement formed otheargreement signed within it and/or any expenses becausethoef breach of the undertaken obligationscope hereof and/orthe costs incurred by the bank due to the clien¶st default on obligations assumed by thaisgreement (including the client notification costs). 5.2 The Client is aware of the possible consequences of providing ef,alismprecise, incompleteand/or unconfirmed information 5.3 The bank shall be under obligation: 5.2.1 5.3.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R 5.2.2 VWDWX 5.3.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV 5.2.3 WK 5.3.3 to observe the conditions of this agreement. 5.3 5.4 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s purchase of goods or service that are prohibited under the laws of Georgia. 5.4 5.5 The bank is notobliged to notobligedto provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 5.6 By signing an application on opening an account/ confirming an SMS message the Client confirms that WKH LQIRUPDWLRQ SURYLGHG WKHUHLQ LV WUXH DQG FRUUHF 5.7 By signing an application on opening an account/ confirming an SMS messtahgeeC, lient agrees that the Bank will open a current (payment) and/or call deposit account (in any currency) for transferring money to/from the deposit account an/or for the purposoef credit repayment.This means that by signing an application on opening an account/ confirming an SMS messa,gtehe Client agrees to all terms and conditions related to the account in question, including standard tariffs 5.8 Policy for the prevention of tax evasion 5.5.1 5.8.1 Parties declare and guarantee that: 5.5.1.1 5.8.1.1. Each of them as well as welal s their subsidiaries, parent companies, and related persons shall conduct their activities and busines relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero Parties have zero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal ofricminal acts and keep the ababove-ove mentioned issues under permanent control. 5.5.1.2 5.8.1.2. Parties, as well as persons connected to them: members ofstehneior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit of facilitateof (direct or indirect) corruption, tax fraud and tax evasion in any rfmo form. 5.5.1.3 5.8.1.3. None of them or their Associated Personhsave been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 5.8.1.4. A breach of any provision of the above abvoe Policy may lead to the termination of both this contract and anyviporues any previous agreement between the Parties. However, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, an authorized person, other personnel or an asosciated person and/or associated companyperson, if the person was not acting notinagc on behalf and by order of the Party. 5.5.1.5 5.8.1.5. These representations and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(s). 5.6 5.8.1.6. Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or evenr ts o circumstances that may endangfuelrl aduned endanger dufeull and due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to demand that the contracting Party provide its statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify ansottiofy the bank in writing of change of persons entitled to manage the accounts or receive information receiinvfeormation from the accounts and attach the relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations performraotpioens based on the documents and signature samples formerly supplied formyerslupplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement1.4.1 of the Agreement, in which case providing or submission of documents by the Client to open the account is not mandat;orymanda;tory) 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 272727o) f numbe+r:99532 272727)of any change as to the address, phone numbe-rm, aeil address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR upon opening of each new account to supply tWo KH EDQN WKH EDQN tax/entrepreneurial GRFXPHQWV UHTXLUHG WKHUHE\ LQ DFF standing; 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise claiellnot tshherwise not be entitled entitl ed to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d all signed originals or duly certified copies of documents (invoice, UHTXHVW LPPHGLDWHO\ WR SUHVHQW DQG VXof SdoScuOm\en tsW(inKvoHic e,EDQN ZL agreement, letter, etc.) related to the client and performed rpfeormed operations by the client. The client shall be responsible for authenticity, accucray accuracy and validity of the documents so presented and supplied; 5.1.6 to comply with the conditions of this agreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of document kfinddocoument necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for all and any expensseincurred expenses incurred by the bank (including ones related to sending notification to the customer) theomcuesr)t related to conclusion, ,attestation, registration, performance and cancellation of this agreement and any other agreement formed within it and/or any expenses becausethoef and/orexapneynses because of the breach of the undertaken obligation. 5.1.11 7R DFW DFFRUGLQJ WR WKH UXOHV XQGHUn , VWioKlenHce (▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇.▇▇/web/en/web/guest/employe-eprotection-policy) in relations with the Bank. 5.2 the bank shall be under obligation:: a%ndDQHNa¶raVss ment(PPSolOicyR\HH 5.2.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ LQIRUPDWLqRueQst ; RQ WKH VWDWXV R RI WKH FOLHQW¶V 5.2.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV DJUHHPHQW DQG 5.2.3 to observe the conditions of this agreement. 5.3 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s foprurachase of goods or service that are prohibited under the laws of Georgia. 5.4 The bank is notobliged to provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 Policy for the prevention of tax evasiontaxevasion 5.5.1 Parties declare and guarantee that: 5.5.1.1 Each of them as well as their subsidiaries, parent companies, and related persons shall conduct their activities and busines relationships brueslaintieosnsships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero ethics.rPtieas have zero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal acts and keep the ababo-ove mentioned vmeentioned issues under permanent control. 5.5.1.2 Parties, as well as persons connected to them: members ofstehneior memboefrtshe senior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit of (direct facilitoafte(direct or indirect) corruption, tax fraud and tax evasion in ni any rfmo form. 5.5.1.3 None of them or their Associated Personhsave been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 A breach of any provision of the above Policy may lead to the termination of both this contract and anyviporues aanndy previous agreement between the Parties. However, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representativepersopnr,esrentative, employee or other staff or associated person, of the liability and the corresponding thoerrcesponding sanctions, as provided by the legislation (Including potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior tsheenior management, authorized person, other personnel or an asosciated personnelroan associated person and/or associated company, if the person was not acting on behalf and by order of the Party. 5.5.1.5 These representations and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions thoevipsrions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(s). 5.6 Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to demand that the contracting Party provide its statements and records.agreems)e.nt(

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage mnaage the accounts or receive information from the accounts and attach the relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and documeanntsd signature samples formerly supplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement1.4.1 of the Agreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory) 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 272727o) f 272727)of any change as to the address, phone numbe-rm, aeil address and/or other contact information; 5.1.3 XSRQ upon RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR WKH EDQN WKH GRFX tax/entrepreneurial standing; 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standingsta. The client nTdhiengclient shall otherwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d all signed originals or duly certified copies of UHTXHVW LPPHGLDWHO\ WR SUHVHQW DQG VXoSf SO\ WKH documents (invoice, agreement, letteragreementl,▇▇▇▇▇, etc.) related to the client and performed operations by the client. The client shall be responsible for authenticity, accucray accuracy and validity of the documents so presented and supplied; 5.1.6 to comply with the conditions of this agreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of kfind o document necessary for the fotrhe latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for all and any expensseincurred expenses incurred by the bank (including ones related to sending notification to the customer) related to conclusion, attestation, registrationattestationr,egistration, performance and cancellation of this agreement and any other agreement formed within it and/or any expenses becausethoef because of the breach of the undertaken obligation. 5.2 the bank shall be under obligation: 5.2.1 WR SURYLGH to provide the client with information on thH VWDWXV RI WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R FOLHQW¶V DFFRXQW XSRQ LWV UH 5.2.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV DJUHHPHQW 5.2.3 to observe the conditions of this agreement. 5.3 The client shall be prohibited from using any service provided hereunder heeurnder for illegal purposes, including for a purechoaf s purchase of goods or service that are prohibited under the laws of Georgia. 5.4 The bank is notobliged to provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 Policy for the prevention of tax evasion 5.5.1 Parties declare and guarantee that: 5.5.1.1 Each of them as well as their subsidiaries, parent companies, and related persons shall conduct their activities and busines business relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero Parties have zero tolerance policy towards tsoward corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal acts and keep the ab-ove mentioned omveentioned issues under permanent control. 5.5.1.2 Parties, as well as persons connected to them: members ofstehneior of the senior management, authorized persons, representativesauthorizedsp,errespornesentatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit of (direct facilitoafte(direct or indirect) corruption, tax fraud and tax evasion in any rfmo form. 5.5.1.3 None of them or their Associated Personhsave been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 A breach of any provision of the above Policy may lead to the termination of both this contract and anyviporues any previous agreement between the PartiestheParties. However, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as correspondingionsas,nacts provided by the legislation (Including potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, authorized person, other personnel or an asosciated associated person and/or associated assocai ▇▇▇ company, if the person was not acting on behalf and by order of the Party. 5.5.1.5 These representations and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(sagreemnte(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(s). 5.6 5.5.1.6 Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of violnatioof these guarantees, as well awsell as the occurrence of any events or circumstances that may endangfuelrl aduned endangerfudlul eand due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to hastthtoe righ demand that the contracting Party provide its statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify ansottiofy the bank in writing of change of persons entitled to manage the accounts or receive information receinvfeorimation from the accounts and attach the relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations performraotpioens based on the documents and signature samples formerly supplied formersluypplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement1.4.1 of the Agreement, in which case providing or submission of documents by the Client to open the account is not mandat;orymanda;tory) 5.1.2 to promptly notify the bank in writing or through t hrough the internet-banking or contacting the Call Center of the bank (to the following number: +99532 272727o) f numbe+r:99532 272727)of any change as to the address, phone numbe-rm, aeil address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR upon opening of each new account to supply toKtH EDQN WKH EDQN tax/entrepreneurial GRFXPHQWV UHTXLUHG WKHUHE\ LQ DFFR standing; 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise claiellnot tshherwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d all signed originals or duly certified copies of documents (invoice, UHTXHVW LPPHGLDWHO\ WR SUHVHQW DQG VXof SdoScuOm\en tsW(inKvoHic e,EDQN ZL agreement, letter, etc.) related to the client and performed pfeormed operations by the client. The client shall be responsible for authenticity, accucray accuracy and validity of the documents so presented and supplied; 5.1.6 to comply with the conditions of this agreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of document kfinddocoument necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for all and any expensseincurred expenses incurred by the bank (including ones related to sending notification to the customer) theomcuesr)t related to conclusion, ,attestation, registration, performance and cancellation of this agreement and any other agreement formed within it and/or any expenses becausethoef and/orexapneynses because of the breach of the undertaken obligation. 5.1.11 7R DFW DFFRUGLQJ WR WKH UXOHV XQGHUn , VWioKlenHce (▇▇▇▇▇://▇▇▇.▇▇▇▇▇▇▇.▇▇/web/en/web/guest/employe-eprotection-policy) in relations with the Bank. 5.2 the bank shall be under obligation:: a%ndDQHNa¶raVss ment(PPSolOicyR\HH 5.2.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ LQIRUPDWLqRueQst ; RQ WKH VWDWXV R RI WKH FOLHQW¶V 5.2.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV DJUHHPHQW DQG 5.2.3 to observe the conditions of this agreement. 5.3 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s foprurachase of goods or service that are prohibited under the laws of Georgia. 5.4 The bank is notobliged to provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 Policy for the prevention of tax evasiontaxevasion 5.5.1 Parties declare and guarantee that: 5.5.1.1 Each of them as well as their subsidiaries, parent companies, and related persons shall conduct their activities and busines relationships brueslaintieosnsships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero ethics.rPtieas have zero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal acts and keep the ababo-ove mentioned vmeentioned issues under permanent control. 5.5.1.2 Parties, as well as persons connected to them: members ofstehneior memboefrtshe senior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit of (direct facilitoafte(direct or indirect) corruption, tax fraud and tax evasion in ni any rfmo form. 5.5.1.3 None of them or their Associated Personhsave been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 A breach of any provision of the above Policy may lead to the termination of both this contract and anyviporues aanndy previous agreement between the Parties. However, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representativepersopnr,esrentative, employee or other staff or associated person, of the liability and the corresponding thoerrcesponding sanctions, as provided by the legislation (Including potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior tsheenior management, authorized person, other personnel or an asosciated personnelroan associated person and/or associated company, if the person was not acting on behalf and by order of the Party. 5.5.1.5 These representations and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions thoevipsrions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(s).agreems)e.nt( 5.6 Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or contradictiaonnd/or violation of these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned endangefrudlluaend due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, ,▇▇▇▇▇▇▇ has the Bank has theright right to demand that the contracting Party provide its statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the relevant documents docunmtse to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except the(Ebaxncekpt for the remote account(s) according accroding to subparagraph 1.4.t1heofAgreement1.4.1 of the Agreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory) 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of fo the bank (to the following number: +99532 number:+99532 272727o) f any change as to the address, phone numbe-rmr, aeil e mail address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR WKH EDQN tax/entrepreneurial standing;upon opening of each new account to supply to the bank the documents required thereby in accordance with t KH FOLHQW¶V WD[ HQWUHSUHQHXULDO VWDQGLQJ 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH upon tKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d all signed originals UHTXHVW LPPHGLDWHO\ WR SUHVHQW DQG VX or duly certified copies of documents (invoice, agreement, letter, etc.) related to the client and performed operations by the client. The client shall be responsible resposinble for authenticity, accucray accuracy and validity of the documents so presented and supplied; 5.1.6 to comply with the conditions of this agreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on timetiem; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind of document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for all and any expensseincurred expenses incurred by the bank (including ones related to sending notification to the customer) related to conclusion, attestation, registration, performance and cancellation of this agreement and any other agreement formed within it and/or withinaint d/or any expenses becausethoef because of the breach of the undertaken obligation. 5.2 the bank shall be under obligation: 5.2.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R VWDWX 5.2.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV FOLHQWhis¶aVgreeLmQenVt aWndUrXeleFvaWnLt leRgiQslatioDnF; 5.2.3 to observe the conditions of this agreement.. FRUGLQJ WR W 5.3 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s purchase of goods or service that are prohibited under the laws undeer tlhaws of Georgia. 5.4 The bank is notobliged to notobligedto provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 Policy for the prevention of tax evasion 5.5.1 Parties declare and guarantee that: 5.5.1.1 Each of them as well aswell as their subsidiaries, parent companies, and related persons shall conduct their activities and busines business relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero Parties have zero tolerance policy towards corruption, tax fraudufrda, facilitation of tax evasion in any form and any other kind of criminal acts and keep the ababo-ove mentioned vmeentioned issues under permanent control. 5.5.1.2 Parties, as well as persons connected to them: members ofstehneior of the senior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit of facilitateof (direct or indirect) corruption, tax fraud and tax evasion in any rfmo form. 5.5.1.3 None of them or their Associated Personhsave been Personhsavebeen found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 A breach of any provision of the above Policy may lead to the termination of both this contract and anyviporues any previous agreement between the Parties. However, such termination sucehrmt ination does not relieve the infringing party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, authorized person, other personnel or an asosciated associated person and/or associated company, if the person was thesopnerwas not acting on behalf and by order of the Party. 5.5.1.5 These representations and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded concleudd by the Parties, in spite of full or partial termination of such agreement(s). 5.6 5.5.1.6 Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any occurrencfe ▇▇▇▇ events or circumstances that may endangfuelrl aduned endanger dufuell and due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright the right to demand that the contracting Party provide its provideits statements and records.

OBLIGATIONS AND RIGHTS OF THE PARTIES. 5.1 The client shall be under obligation: 5.1.1 to notify the bank promptly of any change and amednment amendment to the documents and information provided to the bank, as well as to notify the bank in writing of change of persons entitled to manage the accounts or receive information from the accounts and attach the attachhet relevant documents to the notification. Pritoor Prior to the receipt of the notification on the amendment and the attached documents the bank shall perform operations based on the documents and signature samples formerly supplied to the bank(Except for the remote account(s) according to subparagraph 1.4.t1heofAgreement, in which case providing or submission of documents by the Client to open the account is not mandat;ory)bank; 5.1.2 to promptly notify the bank in writing or through the internet-banking or contacting the Call Center of the bank (to the following number: +99532 number:+99532 272727o) f any change as to the address, phone numbe-rmr, aeil e mail address and/or other contact information; 5.1.3 XSRQ RSHQLQJ RI HDFK QHZ DFFRXQW WR VXSSO\ WR upon opening of each enw account to supply to the bank the documents required thereby in accordance ZLWK WKH EDQN tax/entrepreneurial standing;FOLHQW¶V WD[ HQWUHSUHQHXULDO VWDQGLQJ 5.1.4 to use account designated for entrepreneurial purposes solely in case of relevant tax/entrepreneurial standing. The client shall otherwise shallotherwise not be entitled to use the account for entrepreneurial purposes; 5.1.5 XSRQ WKH EDQN¶V tUo HpreTseXnHt aVndWs upLplPy tPheHbGanLk DwiWth HanOy \an d If requested by the Bank, immediately supply/present/transfer to the Bank the information related to the client and the banking transactions performed by the latter, a signed oinriagl of any and all signed originals or duly certified copies of documents (invoice, agreement, letter, letter and/or etc.) related to or a properly certified copy thereof (the client and performed operations by the client. The client shall be held responsible for the authenticity, accucray accuracy and validity legality of the documents so presented and suppliedinformation/document(s)); 5.1.6 to comply with the conditions of this ofthis agreement; 5.1.7 to comply with the procedures described in the sources disseminated by the bank; 5.1.8 to pay the commission fees on time; 5.1.9 to sign and submit to thebank the bank in no later than 3 (three) calendar days after receipt of the request from the bank any kind anykind of document necessary for the latter to effect its rights and carry out the obligation(s) of the client hereunder; 5.1.10 to fully compensate for Fully reimburse any and all and any expensseincurred by the bank (including ones related to sending notification to the customer) costs related to conclusion, attestation, registration, performance and cancellation execution andcancelation of this agreement and any other anythoer agreement formed signed within it and/or any expenses becausethoef breach of the undertaken obligationscope hereof and/orthe costs incurred by the bank due to the clien¶st default on obligations assumed by thaisgreement (including the client notification costs). 5.2 The Client is aware of the possible consequences of providifnaglse, imprecise, incompleteand/or unconfirmed information 5.3 The bank shall be under obligation: 5.2.1 5.3.1 WR SURYLGH WKH FOLHQW ZLWK LQIRUPDWLRQ RQ WKH VWDWXV R 5.2.2 VWDWX 5.3.2 WR SHUIRUP WKH FOLHQW¶V LQVWUXFWLRQ DFFRUGLQJ WR WKLV 5.2.3 WK 5.3.3 to observe the conditions of this agreement. 5.3 5.4 The client shall be prohibited from using any service provided hereunder for illegal purposes, including for a purechoaf s purchase of goods or service that are prohibited under the laws of Georgia. 5.4 5.5 The bank is notobliged to notobligedto provide client with information on changes (including changes related to the beneficial or indexed interest rates); 5.5 5.6 By signing an application on opening anaccount/ confirming an SMS message the Client confirms that WKH LQIRUPDWLRQ SURYLGHG WKHUHLQ LV WUXH DQG FRUUHF 5.7 By signing an application on opening an account/ confirming an SMS message, the Clienet sagthreat the Bank will open a current (payment) and/or call deposit account (in any currency) for transferring money to/from the deposit account an/or for the purpose of credit repaymenTth. is means that by signing an application on opening an accountc/ onfirming an SMS messa,gethe Client agrees to all terms and conditions related to the account in question, including standard tariffs 5.8 Policy for the prevention of tax evasion 5.5.1 5.8.1 Parties declare and guarantee that: 5.5.1.1 5.8.1.1. Each of them as well as their subsidiaries, parent companies, and related persons peornss shall conduct their activities and busines relationships in good faith and lawful conduct, observing high standards of ethics. Partievsehzaero Parties have zero tolerance policy towards corruption, tax fraud, facilitation of tax evasion in any form and any other kind of criminal acts and keep the abketehpe above-ove mentioned issues under permanent control. 5.5.1.2 5.8.1.2. Parties, as well as persons connected to them: members ofstehneior management, authorized persons, representatives, employees or other staff of their subsidiaries or parent companies shall not participate in any activities, which may faatecilit of facilitateof (direct or indirect) corruption, tax fraud and tax evasion in any rfmo form. 5.5.1.3 5.8.1.3. None of them or their Associated Personhsave been found guilty and/or accused in corruption, tax fraud and facilitation of tax evasion cases. 5.5.1.4 5.8.1.4. A breach of any provision of the above Policy may lead to the termination of both this contract conctr and anyviporues any previous agreement between the Parties. However, such termination does not relieve the infringing party and/or member of its senior management, authorized person, representative, employee or other staff or associated person, of the liability and the corresponding sanctions, as provided by the legislation (Including legislationc(lIuding potential criminal responsibility). In addition, the Parties confirm that a Party shall not be liable for an action of a member of the senior management, an authorized person, other personnel or an asosciated person and/or associated companyperson, if the person was not acting on behalf and by order of the Party. 5.5.1.5 5.8.1.5. These representations represenattions and warranties shall remain in force until the Parties to this Agreement duly and timely fulfill the provisions of this Agreement and/or all other agreement(s) previously concluded by the Parties, in spite of full or partial termination of such agreement(sagerement(s). 5.6 5.8.1.6. Any party shall immediately inform the other side of the circumstance(s), which may result in a contradiction and/or violation of these guarantees, as well as the occurrence of any events or circumstances that may endangfuelrl aduned endanger ▇▇▇▇▇▇▇ and due fulfillment of the obligations under the Agreement(s). Depending on the seriousness of violations of the above guarantees, the Bank has theright to demand that the contracting Party provide its statements and records.